Sold STC Maisonette

98 CHESTERFIELD ROAD

ASHFORD, SURREY TW15 2ND

1 beds 1 baths 48 m² Listed 15 Jul 2025 (-383d)

£295,000

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Front Lounge Garden Bedroom Kitchen Kitchen Bedroom Bathroom Bathroom Garden Garden

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Property details

Tenure

SHARE_OF_FREEHOLD (991 years remaining on lease)

Floor area

48 m²

Council tax band

B

EPC rating

D

Last sold

£260,000 Mar 2026

Price per m²

£6,146/m²

Local average

£264,026 (+11.7%)

Deprivation

Decile 8 (25,502 of 33,755)

Street crime

186 incidents within 1 mile (May 2026)

Key features

  • Ground Floor Maisonette
  • Private South Facing Garden
  • Walking Distance To Ashford Station
  • 993 Year Lease
  • No Onward Chain
  • Previous Extension Planning Granted - Ref 17/01636/RVC

Additional details

Garden
Yes

Description

A one bedroom ground floor maisonette with private south facing rear garden, ideally located within central Ashford and offered to the market for sale with No Onward Chain.

An immaculately presented one bedroom ground floor period conversion maisonette. The property comprises; a large bay fronted double bedroom with fireplace, a bright and airy lounge with fireplace and patio doors leading to the private garden, a modern fitted kitchen and a modern family bathroom. A private and south facing rear garden offers a lawn and patio area, ideal for garden furniture and can be accessed via the kitchen, lounge or side access gate. Ideally positioned within a short walk to Ashford High Street and Mainline Train Station, being sold with a Share of Freehold and lease of 992 years. An internal viewing is highly recommended. Planning permission was also previously granted a few years ago for a further extension on the ground floor (Ref 17/01636/RVC). EPC Rating D.

Spelthorne Borough Council, Council Tax Band B being £1,876.60 for 2025/26.

Leasehold Information: We have been advised that the property is Share of Freehold, the current Lease has approximately 992 years unexpired with Service/Maintenance and Ground rent being zero.

Listed by

Ashford

The Frost Partnership

Reference: 164523062

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 24/05/2018

Expiry date: 23/05/2028

Current heating cost: £431/year

Potential heating cost: £247/year

Est. upgrade cost to C: £10,000

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (suspended floor) (£800 - £1,200)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Floorplan

EPC Graphs

EPC Rating Graph

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #1045265

Property Details

Street: 98 Chesterfield Road

Town: Ashford

Postcode: TW15 2ND

Installation Details

Items: 12 windows and 1 door

Certificate Issued: 16/08/2018

Work Completed: 06/06/2003

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

-33% since 2016

Event Date Price % change
Sold 02/03/2026 (5 months ago) £260,000 0%
Sold 04/01/2019 (7 years ago) £260,000 -33.3%
Sold 12/07/2016 (10 years ago) £390,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 60A CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND £335,000 09/01/2026 Flat
CURZON HOUSE 3 FORD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QL £304,000 10/11/2025 Flat
11B CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QU £310,000 19/10/2023 Flat
CANTERBURY COURT 5 CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2PT £212,500 14/09/2023 Flat
SOVEREIGN HOUSE 6 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QQ £238,000 27/06/2023 Flat
SOVEREIGN HOUSE 4 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QQ £260,000 19/12/2022 Flat
CHRISTOPHER COURT 3 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QF £300,000 07/12/2022 Flat
JEANETTE COURT FLAT 3 CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QW £312,000 02/12/2022 Flat
ELSTREE HOUSE, 45 FLAT 4 CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QX £295,000 18/11/2022 Flat
Same street 92 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND £435,000 18/10/2022 Semi-detached
VIRGINIA COURT 3 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QJ £308,000 05/10/2022 Flat
CURZON HOUSE 1 FORD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QL £315,000 27/06/2022 Flat
VIRGINIA COURT 4 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QJ £218,000 27/05/2022 Flat
Same street 134B CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND £225,000 20/05/2022 Flat
CHESTERFIELD COURT 2 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2NF £320,000 29/04/2022 Flat
Same street 78 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND £505,000 31/03/2022 Semi-detached
24 FAIRHOLME ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2LH £310,000 30/03/2022 Flat
CHRISTOPHER COURT 1 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QF £295,000 11/03/2022 Flat
6 - 8 FLAT 1 WOLSEY ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2RB £320,000 04/03/2022 Flat
HAMILTON COURT, 17 FLAT 4 NELSON ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QT £225,000 28/02/2022 Flat
Same street 56 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND £615,000 25/02/2022 Semi-detached
70B WOODTHORPE ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2RU £210,000 25/02/2022 Flat
CHESTERFIELD COURT 8 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2NF £296,000 24/09/2021 Flat
154 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QR £290,000 03/09/2021 Flat
2B FAIRHOLME ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2LH £243,000 31/08/2021 Flat

Street average: £423,000 (5 sales)

Area average: £279,075 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 69.3%
10y growth -1.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Spelthorne. Series: Flats and maisonettes. As of April 2026.

1y (index) -2.5%
5y (index) 4.5%
10y (index) 6.9%

Rental Range

Estimated market rent for Spelthorne. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,473/mo
Realistic £1,637/mo
Optimistic £1,801/mo

Based on Local Authority from postcode lookup → Spelthorne.

LHA (30th percentile) floor for Bedford: £648/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Stanwell Road 0.2 miles
Shop Ace Dry Cleaners 0.2 miles
Shop Unknown 0.2 miles
Train station Ashford 0.3 miles
Train station Staines 1.4 miles
University Royal Holloway University 4.1 miles
Hospital Hounslow Medical Centre 4.8 miles
Hospital Cobham Day Surgery 7.3 miles
University University of West London 8.9 miles

Street-level crime

Category Count
Violence and sexual offences 64
Anti-social behaviour 29
Shoplifting 23
Criminal damage and arson 16
Public order 15
Other theft 13
Burglary 6
Vehicle crime 6
Other crime 5
Drugs 3
Robbery 3
Bicycle theft 1
Possession of weapons 1
Theft from the person 1
Total incidents 186

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Clarendon Primary School Primary 0.3 miles Good — 25 Apr 2018
St James Senior Boys' School Other 0.4 miles (No rating)
Thomas Knyvett College Secondary 0.5 miles Requires improvement — 20 Mar 2024
St Michael Catholic Primary School & Nursery Primary 0.5 miles Outstanding — 24 Jun 2024
Ashford Park Primary School Primary 0.6 miles Good — 14 Mar 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
Studio Flat, Chaucer Road, TW15 £950/mo 1 0.12 miles OpenRent
Studio Flat, Coleridge Road, TW15 £795/mo 1 0.19 miles OpenRent
Studio Flat, Elizabeth Avenue, TW18 £948/mo 1 0.75 miles OpenRent

Average rent: £898/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.32%
Max investor price (0.8%) £118,500
Target investor price (1%) £94,800
Gross yield 3.9%
Cost-to-rent ratio 25.9×
Monthly cashflow £-334/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -4.7%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).