# 3 bedroom terraced house for sale (ST4 3BJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 181 DUKE STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 3BJ |
| Price | £115,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: before 1900 |
| Floor area | 79 m² |
| Last sold | £62,000 Nov 2021 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 06/07/2030
- **Current heating cost:** £684/year
- **Est. upgrade cost to C:** £21,515

### Recommendations
- Q (£4,000 - £14,000)
- E (£15)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8270-7823-7820-5033-5202)

## Description

A THREE/FOUR BEDROOM PROPERTY! 

Brand new carpets throughout and a brand new shower room are some of the features of this house… and it has been freshly decorated throughout. With an abundance of bedrooms and decent living space this house has got a lot to offer.  

Located close to major commuter routes and the amenities of Heron Cross connectivity is easy from here.

For more information call or e-mail us.

MATERIAL INFORMATION 

Tenure - Freehold 

Council Tax Band - A

**Ground Floor** - 

**Entrance Hall** - New fitted carpet.  Radiator.  UPVC double glazed door.

**Dining Room/Bedroom** - 11'4 x 7'3 (36'1"'13'1" x 22'11"'9'10") - UPVC double glazed window.  New fitted carpet.

**Living Room** - 12' 2'' x 11' 11'' (3.71m x 3.63m) - New fitted carpet.  Radiator.  UPVC double glazed window.  Under stairs storage.

**Kitchen** - 3.35m x 1.96m (11'0" x 6'5") - Tiled floor.  Range of wall cupboards and base units with a plain timber finish with a free standing electric oven.  Wall mounted gas combi boiler for central heating and hot water.   UPVC double glazed window.

**Modern Shower Room** - 1.83m x 1.37m (6'0 x 4'6) - Fully tiled.  Walk in shower, wash basin and wc.  UPVC double glazed window.

**First Floor** - 

**Landing** - Fitted stair and landing carpets.  Radiator.

**Bedroom One** - 3.38m x 2.95m (11'1 x 9'8) - Radiator.  UPVC double glazed window.  Integral storage.

**Bedroom Two** - 3.73m x 2.69m (12'3 x 8'10) - New fitted carpet.  Electric radiator.  UPVC double glazed window.

**Bedroom Three** - 3.28m x 2.03m (10'9 x 6'8) - New fitted carpet.  Radiator.  UPVC double glazed window.

**Outside** - Rear yard area.

## Property Photos

- ![IMG_7602.jpg](/listings/photos/91010367/1322868) - IMG_7602.jpg
- ![IMG_7593.jpg](/listings/photos/91010367/1322869) - IMG_7593.jpg
- ![IMG_7592.jpg](/listings/photos/91010367/1322870) - IMG_7592.jpg
- ![IMG_7594.jpg](/listings/photos/91010367/1322871) - IMG_7594.jpg
- ![IMG_7595.jpg](/listings/photos/91010367/1322872) - IMG_7595.jpg
- ![IMG_7596.jpg](/listings/photos/91010367/1322873) - IMG_7596.jpg
- ![IMG_7597.jpg](/listings/photos/91010367/1322874) - IMG_7597.jpg
- ![IMG_7598.jpg](/listings/photos/91010367/1322875) - IMG_7598.jpg
- ![IMG_7599.jpg](/listings/photos/91010367/1322876) - IMG_7599.jpg
- ![IMG_7600.jpg](/listings/photos/91010367/1322877) - IMG_7600.jpg
- ![IMG_7601.jpg](/listings/photos/91010367/1322878) - IMG_7601.jpg

## EPC Graphs

- ![EPC 1](/listings/photos/91010367/1322879) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 181 DUKE STREET, STOKE-ON-TRENT, ST4 3BJ | £62,000 | 18/11/2021 | Terraced |
| 181 DUKE STREET, STOKE-ON-TRENT, ST4 3BJ | £60,000 | 07/10/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 62 HERON STREET, STOKE-ON-TRENT, ST4 3AS | £125,000 | 05/03/2026 | Terraced |
| 15 DERRY STREET, STOKE-ON-TRENT, ST4 3BD | £91,000 | 20/02/2026 | Terraced |
| 6 DERRY STREET, STOKE-ON-TRENT, ST4 3BD | £95,000 | 28/11/2025 | Terraced |
| 32 HERON STREET, STOKE-ON-TRENT, ST4 3AS | £65,000 | 09/06/2025 | Terraced |
| 47 CHILTON STREET, STOKE-ON-TRENT, ST4 3AU | £60,000 | 23/05/2025 | Terraced |
| 27 HOLLY PLACE, STOKE-ON-TRENT, ST4 3BU | £95,000 | 29/01/2025 | Terraced |
| 32 DUKE STREET, STOKE-ON-TRENT, ST4 3BL | £108,000 | 14/02/2024 | Terraced |
| 55 CHILTON STREET, STOKE-ON-TRENT, ST4 3AU | £110,000 | 30/11/2023 | Terraced |
| 5 HOLLY PLACE, STOKE-ON-TRENT, ST4 3BU | £85,000 | 20/11/2023 | Terraced |
| 8 BLURTON ROAD, STOKE-ON-TRENT, ST4 3BH | £80,000 | 15/11/2023 | Terraced |
| 86 DUKE STREET, STOKE-ON-TRENT, ST4 3BL | £83,000 | 25/10/2023 | Terraced |
| 11 HINES STREET, STOKE-ON-TRENT, ST4 3AT | £85,000 | 20/10/2023 | Terraced |
| 87 DUKE STREET, STOKE-ON-TRENT, ST4 3NR | £105,000 | 02/10/2023 | Terraced |
| 19 HOLLY PLACE, STOKE-ON-TRENT, ST4 3BU | £70,000 | 28/07/2023 | Terraced |
| 15 HINES STREET, STOKE-ON-TRENT, ST4 3AT | £107,500 | 07/07/2023 | Terraced |
| 66 HERON STREET, STOKE-ON-TRENT, ST4 3AS | £125,000 | 12/06/2023 | Terraced |
| 69 CHILTON STREET, STOKE-ON-TRENT, ST4 3AU | £62,000 | 10/05/2023 | Terraced |
| 13 HERTFORD STREET, STOKE-ON-TRENT, ST4 3AX | £93,500 | 06/04/2023 | Terraced |
| 13 HINES STREET, STOKE-ON-TRENT, ST4 3AT | £90,000 | 10/03/2023 | Terraced |
| 23 CHILTON STREET, STOKE-ON-TRENT, ST4 3AU | £85,000 | 17/02/2023 | Terraced |
| [Same street] 267 DUKE STREET, STOKE-ON-TRENT, ST4 3BJ | £92,500 | 21/10/2022 | Terraced |
| [Same street] 263 DUKE STREET, STOKE-ON-TRENT, ST4 3BJ | £71,000 | 16/12/2021 | Terraced |
| [Same street] 233 DUKE STREET, STOKE-ON-TRENT, ST4 3BJ | £69,000 | 02/11/2021 | Terraced |

**Street average:** £77,500 (3 sales)
**Area average:** £91,000 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £112,393 (157 Terraced, ST4, 2024–2026)
- **Deviation:** +2.3%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Duke Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/ae4626e) | £950/mo | 3 | 0.01 miles | Rightmove |
| [Chilton Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/d9ee8f2) | £700/mo | 3 | 0.04 miles | Rightmove |
| [Philip Street, Fenton, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/0d90f76) | £750/mo | 3 | 0.46 miles | Rightmove |
| [Lauren Close, Fenton](http://87.117.209.195:8080/listings/ae34fc1) | £950/mo | 3 | 0.63 miles | Rightmove |
| [Goldenhill Road, Fenton](http://87.117.209.195:8080/listings/cbf3175) | £850/mo | 3 | 0.81 miles | Rightmove |
| [Newmount Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/d9c27d7) | £900/mo | 3 | 0.88 miles | Rightmove |
| [Frank Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/4d4e513) | £895/mo | 3 | 1.3 miles | Rightmove |
| [4 James Grundy Avenue](http://87.117.209.195:8080/listings/d236167) | £1,300/mo | 3 | 1.46 miles | Rightmove |
| [Ashford Street, Shelton, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/5421543) | £850/mo | 3 | 1.47 miles | Rightmove |
| [St Andrews Square, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/e8c0110) | £1,175/mo | 3 | 1.55 miles | Rightmove |
| [Gosport Grove, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/33ebaa8) | £1,375/mo | 3 | 1.65 miles | Rightmove |
| [Wadham Street, penkhull](http://87.117.209.195:8080/listings/c912cff) | £875/mo | 3 | 1.69 miles | Rightmove |
| [Princes Road, Penkhull](http://87.117.209.195:8080/listings/5cfcb38) | £395/mo | — | 1.71 miles | Rightmove |
| [Chessington Crescent, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/db1d43b) | £1,295/mo | 3 | 1.72 miles | Rightmove |
| [Algar Road, ST4](http://87.117.209.195:8080/listings/5c5c870) | £995/mo | 3 | 1.93 miles | Rightmove |
| [Hanford Terrace, Stone Road, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/ce3e6e8) | £1,495/mo | 3 | 2 miles | Rightmove |
| [Godwin Way, Trent Vale, Stoke On Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/368a899) | £1,395/mo | 3 | 2.01 miles | Rightmove |
| [Godwin Way, Trent Vale, Stoke On Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/c27c830) | £1,195/mo | 3 | 2.01 miles | Rightmove |
| [Maxwell Place, Hartshill](http://87.117.209.195:8080/listings/3a8cfaf) | £1,000/mo | 3 | 2.2 miles | Rightmove |
| [Atherstone Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/f3623ea) | £1,350/mo | 3 | 2.22 miles | Rightmove |

**Average rent: £1,006/mo (24 listings)**

## 1% Rule

- **Rent ratio:** 0.85% (okay)
- **Max investor price (0.8%):** £121,625
- **Target investor price (1%):** £97,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £973/mo).*

- **Gross yield:** 10.2%
- **Cost-to-rent:** 9.9×
- **Monthly cashflow:** £398/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 14.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,456/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.9%
- **10y growth:** 24.6%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of April 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 25.7%
- **10y growth (index):** 63.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)