Sold STC Flat

Flat 10

OSPREY HOUSE, 26, MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN

1 beds 1 baths Listed 17 Jan 2023 (-1245d)

£250,000

Offers in Excess of

Reduced on 2 Feb 2023

Save

# 1 bedroom flat for sale (SE19 2RN)

## Property Details

| Key | Value |
|-----|-------|
| Address | FLAT 10, OSPREY HOUSE, 26, MOWBRAY ROAD, LONDON, GREATER LONDON SE19 2RN |
| Price | £250,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Last sold | £250,000 Jul 2023 |

## Description

Council Tax Band: C

Tenure: Leasehold

Council tax and, where applicable, lease information, service charges and ground rent are given as a guide only and should always be checked and confirmed by your Solicitor prior to exchange of contracts.

## Property Photos

- ![Photo](/listings/photos/130812443/367230)
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- ![Photo](/listings/photos/130812443/367238)
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- ![Photo](/listings/photos/130812443/367240)
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- ![Photo](/listings/photos/130812443/367247)

## Floorplans

- ![Floorplan 1](/listings/photos/130812443/367250) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/130812443/367252) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £250,000 | 14/07/2023 | Flat |
| OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £180,000 | 12/09/2013 | Flat |
| OSPREY HOUSE, 26 FLAT 10 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £132,000 | 25/05/2012 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £390,000 | 02/12/2025 | Flat |
| 52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £360,000 | 31/07/2025 | Flat |
| ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £245,000 | 25/04/2025 | Flat |
| 74 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £370,000 | 19/03/2025 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £403,000 | 17/01/2025 | Flat |
| [Same street] 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £600,000 | 05/07/2024 | Flat |
| [Same street] 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £577,500 | 28/06/2024 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £331,500 | 21/06/2024 | Flat |
| 50 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £250,000 | 19/12/2023 | Flat |
| CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS | £252,500 | 15/12/2023 | Flat |
| ROLAND COURT, 145 FLAT 4 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2SF | £423,000 | 15/12/2023 | Flat |
| 99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £280,000 | 07/12/2023 | Flat |
| 50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA | £365,000 | 01/12/2023 | Flat |
| 95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY | £270,000 | 17/11/2023 | Flat |
| 43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £310,000 | 23/10/2023 | Flat |
| 120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP | £241,250 | 11/08/2023 | Flat |
| [Same street] MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £315,000 | 18/07/2023 | Flat |
| 45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU | £475,000 | 12/07/2023 | Flat |
| 120 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £380,000 | 03/07/2023 | Flat |
| 108 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £320,000 | 30/06/2023 | Flat |
| [Same street] 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £500,325 | 09/06/2023 | Flat |
| [Same street] THE OAKS, 4 FLAT 7 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £368,000 | 03/05/2023 | Flat |
| OAK LODGE, 130 FLAT 1 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RQ | £365,000 | 02/05/2023 | Flat |
| 78 FLAT B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £430,000 | 21/04/2023 | Flat |
| 80 FLAT 3 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ | £340,000 | 29/03/2023 | Flat |
| 12 FLAT I MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RG | £420,000 | 22/03/2023 | Flat |
| [Same street] 8 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £480,000 | 09/01/2023 | Flat |
| 34 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ | £365,000 | 22/12/2022 | Flat |
| [Same street] 14 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £525,000 | 11/11/2022 | Flat |
| [Same street] 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £575,000 | 18/03/2022 | Flat |
| [Same street] THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN | £311,500 | 24/11/2021 | Flat |

**Street average:** £453,348 (11 sales)
**Area average:** £342,588 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £376,427 (78 Flat, SE19, 2024–2026)
- **Deviation:** -33.6%

## Rental Range

*ONS Price Index of Private Rents (Croydon). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,409/mo
- **Realistic:** £1,565/mo
- **Optimistic:** £1,722/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £898/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Anerley Park, SE20 | £1,600/mo | 1 | 0.4 miles | OpenRent |
| 1 Bed Flat, Cypress Road, SE25 | £1,150/mo | 1 | 0.5 miles | OpenRent |

**Average rent: £1,375/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £171,875
- **Target investor price (1%):** £137,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,375/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.2×
- **Monthly cashflow:** £228/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -3.5%
- **10y growth:** 0.4%

## House Price Index (HM Land Registry)

*Official index for Croydon; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -6.3%
- **5y growth (index):** -8.2%
- **10y growth (index):** 2.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD

Last sold

£250,000 Jul 2023

Local average

£376,427 (-33.6%)

Deprivation

Decile 5 (14,774 of 33,755)

Street crime

546 incidents within 1 mile (Apr 2026)

Key features

One double bedroom
Off street parking
Great condition
Chain free
Fully double glazed
Communal garden
446 sq ft / 41 sqm
EPC rating C

Additional details

Parking: Yes

Description

Guide Price £250,000 - £275,000, Set close to excellent transport links an array of local amenities and the popular South Norwood Lake is this delightful one bedroom apartment. This charming home boasts a neutral contemporary decor throughout, a spacious open plan kitchen/reception, off street parking and access to a communal garden.
Council Tax Band: C
Tenure: Leasehold

Council tax and, where applicable, lease information, service charges and ground rent are given as a guide only and should always be checked and confirmed by your Solicitor prior to exchange of contracts.

Listed by

Crystal Palace

The Lomond Group

Reference: 130812443

EPC ratings on this postcode

We don't have a matched EPC for this property yet. Below are efficiency scores and details for other addresses on this postcode.

Address	Current	Potential	Floor area	Age band	Type
10 OSPREY HOUSE, 26 MOWBRAY ROAD, UPPER NORWOOD, LONDON	76	78	40 m²	England and Wales: 1983-1990	Flat
6A MOWBRAY ROAD, UPPER NORWOOD, LONDON, LONDON	65	79	118 m²	England and Wales: 1900-1929	Flat
6a, Mowbray Road, LONDON	69	82	114 m²	England and Wales: before 1900	Flat
Flat 1, 10, Mowbray Road, LONDON	48	74	94 m²	England and Wales: before 1900	Flat
Flat 1, 14 Mowbray Road, LONDON	68	78	95 m²	England and Wales: 1900-1929	Flat
Flat 1, 16 Mowbray Road, LONDON	49	75	56 m²	England and Wales: before 1900	Flat
Flat 1, 16, Mowbray Road, LONDON	50	77	56 m²	England and Wales: 1900-1929	Flat
Flat 1, 8 Mowbray Road, LONDON	56	76	95 m²	England and Wales: before 1900	Flat
Flat 1, 8 Mowbray Road, LONDON	68	78	99 m²	England and Wales: 1900-1929	Flat
FLAT 1, OSPREY HOUSE, 26 MOWBRAY ROAD, LONDON	52	78	43 m²	England and Wales: 1983-1990	Flat
Flat 1, The Oaks, Mowbray Road, LONDON	69	76	55 m²	England and Wales: 1967-1975	Flat
Flat 11 Osprey House, 26, Mowbray Road, LONDON	73	77	43 m²	England and Wales: 1983-1990	Flat
Flat 2 Kestrel House, 24, Mowbray Road, LONDON	76	84	45 m²	England and Wales: 1991-1995	Flat
Flat 2 Osprey House, 26, Mowbray Road, LONDON	56	78	51 m²	England and Wales: 1983-1990	Flat
Flat 2, 10, Mowbray Road, LONDON	52	72	48 m²	England and Wales: before 1900	Flat

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

89% since 2012

Event	Date	Price	% change
Sold	14/07/2023 (2 years ago)	£250,000	+38.9%
Sold	12/09/2013 (12 years ago)	£180,000	+36.4%
Sold	25/05/2012 (14 years ago)	£132,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
27 SECOND FLOOR SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£390,000	02/12/2025	Flat
52B MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA	£360,000	31/07/2025	Flat
ROOKS COURT, 80A FLAT 5 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£245,000	25/04/2025	Flat
74 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ	£370,000	19/03/2025	Flat
Same street MOWBRAY GRANGE, 2 FLAT G MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£403,000	17/01/2025	Flat
Same street 8 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£600,000	05/07/2024	Flat
Same street 16 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£577,500	28/06/2024	Flat
Same street MOWBRAY GRANGE, 2 FLAT A MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£331,500	21/06/2024	Flat
50 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ	£250,000	19/12/2023	Flat
CARLTON COURT FLAT 17 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RS	£252,500	15/12/2023	Flat
ROLAND COURT, 145 FLAT 4 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2SF	£423,000	15/12/2023	Flat
99 FLAT B BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY	£280,000	07/12/2023	Flat
50C MABERLEY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2JA	£365,000	01/12/2023	Flat
95 FLAT 1 BELVEDERE ROAD, UPPER NORWOOD, LONDON, BROMLEY, GREATER LONDON, SE19 2HY	£270,000	17/11/2023	Flat
43 FLAT 4 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£310,000	23/10/2023	Flat
120 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RP	£241,250	11/08/2023	Flat
Same street MOWBRAY GRANGE, 2 FLAT E MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£315,000	18/07/2023	Flat
45A SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RU	£475,000	12/07/2023	Flat
120 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ	£380,000	03/07/2023	Flat
108 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ	£320,000	30/06/2023	Flat
Same street 6 FLAT 2 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£500,325	09/06/2023	Flat
Same street THE OAKS, 4 FLAT 7 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£368,000	03/05/2023	Flat
OAK LODGE, 130 FLAT 1 AUCKLAND ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RQ	£365,000	02/05/2023	Flat
78 FLAT B BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£430,000	21/04/2023	Flat
80 FLAT 3 BELVEDERE ROAD, LONDON, BROMLEY, GREATER LONDON, SE19 2HZ	£340,000	29/03/2023	Flat
12 FLAT I MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RG	£420,000	22/03/2023	Flat
Same street 8 FLAT 4 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£480,000	09/01/2023	Flat
34 SYLVAN ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RZ	£365,000	22/12/2022	Flat
Same street 14 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£525,000	11/11/2022	Flat
Same street 10 FLAT 1 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£575,000	18/03/2022	Flat
Same street THE OAKS, 4 FLAT 9 MOWBRAY ROAD, LONDON, CROYDON, GREATER LONDON, SE19 2RN	£311,500	24/11/2021	Flat

Street average: £453,348 (11 sales)

Area average: £342,588 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -3.5%

10y growth 0.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Croydon. Series: Flats and maisonettes. As of March 2026.

1y (index) -6.3%

5y (index) -8.2%

10y (index) 2.8%

Rental Range

Estimated market rent for Croydon. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,409/mo

Realistic £1,565/mo

Optimistic £1,722/mo

Based on Local Authority from postcode lookup → Croydon.

LHA (30th percentile) floor for Cambridge: £898/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SE19 2RN

Address

Mowbray Road

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Harris City Academy	0.1 miles
Shop	The Tanning Palace	0.4 miles
Train station	Crystal Palace	0.4 miles
Shop	Anerley News Food & Wine	0.5 miles
Train station	Anerley	0.5 miles
Hospital	British Home & Hospital for Incurables	1.5 miles
Hospital	Fertility Treatment	2.1 miles
University	Horton Halls Reception	4.7 miles
University	University of Wales Trinity Saint David London Campus	4.9 miles

Street-level crime

Category	Count
Violence and sexual offences	145
Anti-social behaviour	123
Vehicle crime	55
Criminal damage and arson	37
Shoplifting	31
Theft from the person	30
Other theft	25
Drugs	24
Burglary	23
Public order	19
Robbery	15
Other crime	8
Bicycle theft	6
Possession of weapons	5
Total incidents	546

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Harris City Academy Crystal Palace	Secondary	0.1 miles	Outstanding — 10 Nov 2014
James Dixon Primary School	Primary	0.3 miles	Good — 11 Mar 2013
Cypress Primary School	Primary	0.4 miles	Good — 12 Dec 2019
All Saints CofE Primary School	Primary	0.4 miles	— (Inspected (no overall grade))
Paxton Primary School	Primary	0.7 miles	Good — 9 Jul 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Anerley Park, SE20	£1,600/mo	1	0.4 miles	OpenRent
1 Bed Flat, Cypress Road, SE25	£1,150/mo	1	0.5 miles	OpenRent

Average rent: £1,375/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.55%

Max investor price (0.8%) £171,875

Target investor price (1%) £137,500

Gross yield 6.6%

Cost-to-rent ratio 15.2×

Monthly cashflow £228/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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