# 3 bedroom terraced house for sale (TQ1 4QJ) ## Property Details | Key | Value | |-----|-------| | Address | 98 HARTOP ROAD, TORQUAY, TORBAY TQ1 4QJ | | Price | £289,950 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | C | | Construction age | England and Wales: before 1900 | | Floor area | 118 m² | | Last sold | £285,000 Jul 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 10/06/2030 - **Current heating cost:** £786/year ### Recommendations - A (350) - Q (14,000) - W1 (1,200) - E (15) - N (6,000) - U (5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9698-0032-6246-7780-8240) ## Description An extended TERRACED HOUSE set within this desirable location, benefiting from two reception rooms, modern kitchen and three bedrooms. The property also enjoys a garage with parking space to the side with vehicular access from Hilly Gardens Road. There are a host of well regarded schools within easy reach making this an ideal family home. St Marychurch with its pedestrianised precinct retains a village ambiance, providing comprehensive amenities from wide range of shopping, cafe's, pubs and eateries, to selection of Churches and medical centres. Torquay's Golf Club and access onto the scenic South Devon Coastpaths are also found on nearby Petitor Road. EPC Rating: D**OWNERS INSIGHT** "I have owned the property for over 27 years. I lived at the property for 14 years and rented it out for the past 13 years. The house is in a great position in St Marychurch, being close to the south west coastal path and a short walk to local beaches, including Oddicombe with the cliff railway. It is also a short walkable distance to Torquay golf club, very close to bus routes and local friendly St Marychurch precinct, offering shops, pubs and restaurants. Nearby schools are only a stones throw away." The house is in a friendly area with good neighbours and I thoroughly enjoyed my time living there. Previous tenants have always told me that they love the house and area. **STEP INSIDE** A stepped approach rises to a front door opening to the ENTRANCE PORCH with electric meter and consumer unit. Inner door to the RECEPTION HALL with understairs storage cupboard. SITTING ROOM with window overlooking the front garden and feature fireplace with fitted gas fire. DINING ROOM with fitted cupboards and display shelving to both alcoves. Double doors open to the SUN ROOM with storage cupboards and work top, tiled floor, window and door overlooking and opening to the rear garden. The KITCHEN/BREAKFAST ROOM is a spacious, double aspect room with windows to the side and rear. The kitchen is fitted with a range of grey, high gloss fronted units and granite effect working surfaces with mosaic tiled splashbacks and inset sink unit. Gas cooker, provisions for washing machine and dishwasher. **STEP UPSTAIRS** From the Reception Hall stairs rise to the split level landing. Off the half landing is the BATHROOM with white suite of panelled bath, corner shower cubicle, wash hand basin set in vanity unit and WC. Built-in cupboard housing the Ideal gas fired boiler, chrome ladder style heated towel rail and obscure glazed window. stairs continue to the main landing with loft access hatch. BEDROOM 1 with window overlooking the front garden. BEDROOM 2 with window overlooking the rear garden and BEDROOM 3 overlooking the front garden. **STEP OUTSIDE** To the rear is a patio area adjoining the house with two steps rising to a lawned and decked garden with stone walls to ether side. A rear gate leads out to the GARAGE with parking space to the side, accessed via a vehicular lane off Hilly Gardens Road. The front garden is a paved with hedged boundary. **ADDITIONAL INFORMATION** ACCESS: Stepped approach up to the front door. HEATING TYPE: Gas Central Heating. SERVICES: Mains electricity, water & drainage. COUNCIL TAX BAND - C (Torbay Council). Full charge payable for 2024/2025 is £1,984.75 **OUR AREA** Torquay is nestled on the warm South Devon coast being one of three towns along with Paignton and Brixham which form the natural east facing harbour of Torbay, sheltered from the English Channel. Torbay's wide selection of stunning beaches, picturesque coastline, mild climate and recreational facilities reinforce why it has rightfully earned the renowned nickname of the English Riviera. **TORQUAY IS WELL CONNECTED** By Train: Torquay Train Station has some direct lines to London Paddington and Birmingham and is just one stop from the main line Newton Abbot. By Air: Exeter Airport provides both UK and international flights. By Sea: Torquay Marina provides a safe haven for boats in all weathers, sheltered from the prevailing south-westerly winds. Regional Cities of Exeter & Plymouth approximately 22 miles and 32 miles respectively. Magnificent Dartmoor National park approximately 12 miles. **DIRECTIONS** SATNAV - TQ1 4QJ - WHAT3WORDS ///funds.inches.flight **Garden** To the rear a patio area is adjacent to the sun room a kitchen area. Two steps raise to a lawn and decked area. Two further steps rise to a gate giving access to a hardstand providing off road parking for 1 vehicle and a garage with up and over door. **Parking - Garage** Single garage with up and over door. Hardstand proving off road parking for 1 vehicle. ## Property Photos - ![Photo](/listings/photos/151448324/731515) - ![Photo](/listings/photos/151448324/731517) - ![Photo](/listings/photos/151448324/731518) - ![Photo](/listings/photos/151448324/731520) - ![Photo](/listings/photos/151448324/731522) - ![Photo](/listings/photos/151448324/731523) - ![Photo](/listings/photos/151448324/731527) - ![Photo](/listings/photos/151448324/731530) - ![Photo](/listings/photos/151448324/731532) - ![Photo](/listings/photos/151448324/731534) - ![Photo](/listings/photos/151448324/731538) - ![Photo](/listings/photos/151448324/731552) - ![Photo](/listings/photos/151448324/731556) - ![Photo](/listings/photos/151448324/731566) - ![Photo](/listings/photos/151448324/731570) - ![Photo](/listings/photos/151448324/731573) - ![Photo](/listings/photos/151448324/731575) - ![Photo](/listings/photos/151448324/731577) - ![Photo](/listings/photos/151448324/731579) - ![Photo](/listings/photos/151448324/731581) - ![Photo](/listings/photos/151448324/731583) - ![Photo](/listings/photos/151448324/731585) ## Floorplans - ![All](/listings/photos/151448324/731588) - All ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 98 HARTOP ROAD, TORQUAY, TORBAY, TQ1 4QJ | £285,000 | 09/07/2025 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 11 BOROUGH ROAD, TORQUAY, TORBAY, TQ1 4QW | £225,000 | 12/12/2025 | Terraced | | 36 HARTOP ROAD, TORQUAY, TORBAY, TQ1 4QQ | £180,000 | 09/12/2025 | Terraced | | 324 TEIGNMOUTH ROAD, TORQUAY, TORBAY, TQ1 4RR | £160,000 | 18/07/2025 | Terraced | | ST KITTS WESTERN ROAD, TORQUAY, TORBAY, TQ1 4RL | £405,000 | 17/11/2023 | Terraced | | 321 TEIGNMOUTH ROAD, TORQUAY, TORBAY, TQ1 4RS | £180,000 | 13/11/2023 | Terraced | | 17 CAMBRIDGE ROAD, TORQUAY, TORBAY, TQ1 4QN | £225,000 | 27/10/2023 | Terraced | | 72 HARTOP ROAD, TORQUAY, TORBAY, TQ1 4QJ | £244,400 | 25/05/2023 | Terraced | | 34 WESTERN ROAD, TORQUAY, TORBAY, TQ1 4RL | £267,500 | 04/05/2023 | Terraced | | 54 HARTOP ROAD, TORQUAY, TORBAY, TQ1 4QQ | £272,000 | 22/12/2022 | Terraced | | 78 PARK ROAD, TORQUAY, TORBAY, TQ1 4QS | £325,000 | 18/11/2022 | Terraced | | 74 HARTOP ROAD, TORQUAY, TORBAY, TQ1 4QJ | £215,000 | 02/11/2022 | Terraced | | 14 HAPPAWAY ROAD, TORQUAY, TORBAY, TQ2 8EE | £240,000 | 09/09/2022 | Terraced | | PARK HOUSE, 2 PARK CRESCENT, TORQUAY, TORBAY, TQ1 4FW | £430,000 | 15/08/2022 | Terraced | | 16 CAMBRIDGE ROAD, TORQUAY, TORBAY, TQ1 4QN | £215,000 | 07/07/2022 | Terraced | | 12 LUMMATON PLACE, TORQUAY, TORBAY, TQ2 8EB | £212,000 | 01/06/2022 | Terraced | | 9 HAPPAWAY ROAD, TORQUAY, TORBAY, TQ2 8HF | £300,000 | 23/05/2022 | Terraced | | 36 HAVELOCK ROAD, TORQUAY, TORBAY, TQ1 4RQ | £190,000 | 25/02/2022 | Terraced | | 320 TEIGNMOUTH ROAD, TORQUAY, TORBAY, TQ1 4RR | £133,000 | 04/02/2022 | Terraced | | 316 TEIGNMOUTH ROAD, TORQUAY, TORBAY, TQ1 4RR | £240,000 | 28/01/2022 | Terraced | | 44 WESTERN ROAD, TORQUAY, TORBAY, TQ1 4RH | £145,000 | 27/01/2022 | Terraced | **Area average:** £240,195 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £223,720 (43 Terraced, TQ1, 2024–2026) - **Deviation:** +29.6% ## Rental Range *ONS Price Index of Private Rents (Torbay). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £817/mo - **Realistic:** £908/mo - **Optimistic:** £999/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for South Devon (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £838/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Coombe Road, TQ2 | £1,395/mo | 3 | 0.14 miles | OpenRent | | 3 Bed End Terrace, Greenway Gardens, TQ2 | £1,300/mo | 3 | 0.25 miles | OpenRent | | 3 Bed Terraced House, Orchard Road, TQ2 | £850/mo | 3 | 0.6 miles | OpenRent | | 3 Bed Flat, Westhill Road, TQ1 | £1,600/mo | 3 | 0.64 miles | OpenRent | | 3 Bed Terraced House, St Edmunds Road, TQ1 | £1,350/mo | 3 | 0.7 miles | OpenRent | | 3 Bed Semi-Detached House, Lower Audley Road, TQ2 | £1,100/mo | 3 | 0.82 miles | OpenRent | **Average rent: £1,266/mo (6 listings)** ## 1% Rule - **Rent ratio:** 0.46% (weak for cashflow) - **Max investor price (0.8%):** £165,625 - **Target investor price (1%):** £132,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,325/mo).* - **Gross yield:** 5.5% - **Cost-to-rent:** 18.2× - **Monthly cashflow:** £26/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 0.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,457/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -9.1% - **10y growth:** 8.6% ## House Price Index (HM Land Registry) *Official index for Torbay; Terraced series; as of March 2026.* - **1y growth (index):** -3.6% - **5y growth (index):** 11.9% - **10y growth (index):** 38.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)