# 3 bedroom semi-detached house for sale (ME2 2LL) ## Property Details | Key | Value | |-----|-------| | Address | 3 OAK ROAD, ROCHESTER, MEDWAY ME2 2LL | | Price | £350,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Construction age | England and Wales: 1930-1949 | | Floor area | 76 m² | | Last sold | £342,000 Nov 2023 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 23/07/2033 - **Current heating cost:** £1,538/year - **Est. upgrade cost to C:** £11,900 ### Recommendations - B (£500 - £1,500) - W1 (£800 - £1,200) - G (£350 - £450) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7437-9823-7200-0134-8222) ## Description Welcome to this extended three-bedroom semi-detached family home, designed to provide a comfortable and inviting living experience. As you step inside, you'll be greeted by a light and airy lounge, creating a warm and welcoming atmosphere. The lounge seamlessly connects to a conservatory, which serves as a versatile dining space, allowing abundant natural light to flood in. With local schools within easy reach, perfect for families moving into the area, you are literally just a stones throw away, plus easy access to local amenities, and local railway stations serving both the coast and capital, life could not be simpler !!!! Continuing through this lovely home, you'll discover a spacious and modern kitchen, perfect for culinary enthusiasts who love to cook up a storm. This well-equipped kitchen offers ample room for meal preparation and features all the necessary amenities. Additionally, the ground floor boasts a convenient bathroom, complete with a bath for relaxation and a separate shower cubicle for added convenience. Moving to the first floor, you'll find three well-proportioned bedrooms, each offering a comfortable and private space. The bedrooms overlook the front and side of the property, providing scenic views and a serene atmosphere. This property also offers practical features, including a driveway with off-road parking for two cars. In addition, there is access to a double garage with a courtesy door to the rear, providing ample storage space and convenience. Stepping outside, you'll be delighted by the large garden at the rear, featuring a decked terrace, perfect for outdoor entertaining and relaxation. The well-maintained rear garden is a haven for nature lovers and offers a tranquil environment for spending quality time with family and friends. Situated in a sought-after residential area of Strood within easy reach of the town centre, this property offers much more than meets the eye. Don't delay, book a viewing today and discover the countless possibilities and comfort this extended three-bedroom semi-detached family home has to offer. VIEW TODAY - DON'T DELAY !!! ## Property Photos - ![Photo](/listings/photos/137387819/399521) - ![Photo](/listings/photos/137387819/399522) - ![Photo](/listings/photos/137387819/399528) - ![Photo](/listings/photos/137387819/399529) - ![Photo](/listings/photos/137387819/399530) - ![Photo](/listings/photos/137387819/399531) - ![Photo](/listings/photos/137387819/399532) - ![Photo](/listings/photos/137387819/399535) - ![Photo](/listings/photos/137387819/399537) - ![Photo](/listings/photos/137387819/399541) - ![Photo](/listings/photos/137387819/399542) - ![Photo](/listings/photos/137387819/399543) - ![Photo](/listings/photos/137387819/399547) - ![Photo](/listings/photos/137387819/399551) - ![Photo](/listings/photos/137387819/399557) - ![Photo](/listings/photos/137387819/399558) ## Floorplans - ![Floorplan 1](/listings/photos/137387819/399559) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/137387819/399563) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 3 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £342,000 | 17/11/2023 | Semi-detached | | 3 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £140,000 | 28/06/2012 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 121 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £330,000 | 03/10/2025 | Semi-detached | | 54 LILAC ROAD, ROCHESTER, MEDWAY, ME2 2LF | £305,000 | 08/08/2025 | Semi-detached | | 124 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HR | £300,000 | 22/09/2023 | Semi-detached | | 137 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £295,500 | 21/09/2023 | Semi-detached | | 139 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £300,000 | 03/07/2023 | Semi-detached | | [Same street] 15 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £322,500 | 28/06/2023 | Semi-detached | | 52 LABURNUM ROAD, ROCHESTER, MEDWAY, ME2 2JZ | £286,500 | 18/04/2023 | Semi-detached | | 23 LILAC ROAD, ROCHESTER, MEDWAY, ME2 2LE | £275,000 | 31/03/2023 | Semi-detached | | 2 MAPLE ROAD, ROCHESTER, MEDWAY, ME2 2HY | £262,000 | 13/12/2022 | Semi-detached | | 21 HOLLY ROAD, ROCHESTER, MEDWAY, ME2 2JS | £320,000 | 07/12/2022 | Semi-detached | | 112 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JR | £365,000 | 09/11/2022 | Semi-detached | | 122 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HR | £270,000 | 14/10/2022 | Semi-detached | | 31 HOLLY ROAD, ROCHESTER, MEDWAY, ME2 2JT | £280,000 | 30/09/2022 | Semi-detached | | 89 LABURNUM ROAD, ROCHESTER, MEDWAY, ME2 2LB | £451,500 | 14/09/2022 | Semi-detached | | 197 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2LJ | £325,000 | 22/08/2022 | Semi-detached | | 4 LABURNUM ROAD, ROCHESTER, MEDWAY, ME2 2JZ | £412,000 | 19/08/2022 | Semi-detached | | 90 CEDAR ROAD, ROCHESTER, MEDWAY, ME2 2JP | £325,000 | 12/08/2022 | Semi-detached | | 199 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HT | £290,000 | 10/08/2022 | Semi-detached | | 145 LABURNUM ROAD, ROCHESTER, MEDWAY, ME2 2LB | £333,000 | 01/08/2022 | Semi-detached | | 77 HAWTHORN ROAD, ROCHESTER, MEDWAY, ME2 2HP | £280,000 | 24/06/2022 | Semi-detached | | 5 LILAC CRESCENT, ROCHESTER, MEDWAY, ME2 2LG | £325,000 | 30/05/2022 | Semi-detached | | [Same street] 9 OAK ROAD, ROCHESTER, MEDWAY, ME2 2LL | £310,000 | 11/02/2022 | Semi-detached | **Street average:** £316,250 (2 sales) **Area average:** £316,525 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £343,708 (36 Semi-detached, ME2, 2024–2026) - **Deviation:** +1.8% ## Rental Range *ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,114/mo - **Realistic:** £1,238/mo - **Optimistic:** £1,362/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £937/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Beech Road, ME2 | £1,650/mo | 3 | 0.25 miles | OpenRent | **Average rent: £1,650/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.47% (weak for cashflow) - **Max investor price (0.8%):** £206,250 - **Target investor price (1%):** £165,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,650/mo).* - **Gross yield:** 5.7% - **Cost-to-rent:** 17.7× - **Monthly cashflow:** £82/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £4,605/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 3.7% - **10y growth:** 21.3% ## House Price Index (HM Land Registry) *Official index for Medway; Semi-detached series; as of March 2026.* - **1y growth (index):** 1.5% - **5y growth (index):** 18% - **10y growth (index):** 46.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)