Let Terraced

40 SEAFORD STREET

STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2EU

5 beds 2 baths 103 m² Listed 27 Oct 2025 (-226d)

£281 pcm

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# 5 bedroom terraced house for rent (ST4 2EU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 40 SEAFORD STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 2EU |
| Price | £281 pcm |
| Bedrooms | 5 |
| Bathrooms | 2 |
| Council tax | A |
| Last sold | £61,000 Dec 2015 |

## Description

Nicholas Humphreys are pleased to offer this well presented five bedroom, two bathroom student house situated in Shelton for the 2026/2027 academic year!

EPC rating: C.

## Property Photos

- ![Photo](/listings/photos/168655286/9807)
- ![Photo](/listings/photos/168655286/9810)
- ![Photo](/listings/photos/168655286/9811)
- ![Photo](/listings/photos/168655286/9812)
- ![Photo](/listings/photos/168655286/9813)
- ![Photo](/listings/photos/168655286/9815)
- ![Photo](/listings/photos/168655286/9819)
- ![Photo](/listings/photos/168655286/9821)
- ![Photo](/listings/photos/168655286/9822)
- ![Photo](/listings/photos/168655286/9824)
- ![Photo](/listings/photos/168655286/9829)

## EPC Graphs

- ![EPC Certificate](/listings/photos/168655286/9832) - EPC Certificate

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4288540
- **Address:** 40 Seaford Street, STOKE-ON-TRENT, ST4 2EU
- **Certificate Issued:** 11/12/2006
- **Work Completed:** 11/10/2006
- **Items:** 6 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £180,000 | 23/09/2021 | Terraced |
| 40 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £61,000 | 10/12/2015 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 47 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £140,000 | 10/12/2025 | Terraced |
| 155 CAULDON ROAD, STOKE-ON-TRENT, ST4 2DX | £169,950 | 05/12/2025 | Terraced |
| 114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £115,000 | 22/09/2025 | Terraced |
| 62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £88,000 | 05/09/2025 | Terraced |
| 23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £137,000 | 18/08/2025 | Terraced |
| 57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,250 | 14/07/2025 | Terraced |
| 42 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP | £150,000 | 09/07/2025 | Terraced |
| 130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £150,000 | 20/06/2025 | Terraced |
| 17 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB | £75,000 | 07/05/2025 | Terraced |
| 20 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP | £152,000 | 25/04/2025 | Terraced |
| 29 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER | £121,500 | 13/03/2025 | Terraced |
| 64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £90,000 | 14/02/2025 | Terraced |
| 65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £96,000 | 18/10/2024 | Terraced |
| 156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN | £162,000 | 12/08/2024 | Terraced |
| 30 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP | £158,000 | 01/07/2024 | Terraced |
| [Same street] 27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £175,000 | 27/03/2024 | Terraced |
| 30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £80,000 | 20/12/2023 | Terraced |
| 74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £85,000 | 20/12/2023 | Terraced |
| 25 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH | £131,000 | 18/12/2023 | Terraced |
| 42 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD | £50,000 | 28/11/2023 | Terraced |
| 22 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ | £140,000 | 17/11/2023 | Terraced |
| [Same street] 36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £148,500 | 04/04/2023 | Terraced |
| [Same street] 36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £148,500 | 04/04/2023 | Terraced |
| [Same street] 19 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £140,000 | 21/12/2022 | Terraced |
| [Same street] 65 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £125,000 | 31/08/2022 | Terraced |
| [Same street] 6B SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £167,000 | 15/07/2022 | Terraced |
| [Same street] 54 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £158,000 | 10/06/2022 | Terraced |
| [Same street] 52 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £160,000 | 09/02/2022 | Terraced |
| [Same street] 33 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £162,000 | 17/12/2021 | Terraced |
| [Same street] 48 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU | £97,500 | 26/08/2021 | Terraced |

**Street average:** £148,150 (10 sales)
**Area average:** £118,785 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £112,856 (151 Terraced, ST4, 2024–2026)
- **Deviation:** -99.8%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 1.13 miles | Rightmove |

**Average rent: £625/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 222.42% (strong)
- **Max investor price (0.8%):** £78,125
- **Target investor price (1%):** £62,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £625/mo).*

- **Gross yield:** 2669%
- **Monthly cashflow:** £536/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7898.8%

*Gross yield = annual rent as % of price (no costs). Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.9%
- **10y growth:** 20.5%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

103 m²

Council tax band

Last sold

£61,000 Dec 2015

Local average

£112,856 (-99.8%)

Deprivation

Decile 3 (8,108 of 33,755)

Street crime

516 incidents within 1 mile (Apr 2026)

Key features

Bills can be included via UniHomes
Recently modernised throughout
Short walk to Staffordshire University
2 Bathrooms!

Additional details

Garden: Private garden
Listed property: No

Description

Nicholas Humphreys are pleased to offer this well presented five bedroom, two bathroom student house situated in Shelton for the 2026/2027 academic year!
EPC rating: C.

Listed by

Stoke-on-Trent

The Property Franchise Group

Reference: 168655286

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC Certificate

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #4288540

Property Details

Street: 40 Seaford Street

Town: STOKE-ON-TRENT

Postcode: ST4 2EU

Installation Details

Items: 6 windows and 2 doors

Certificate Issued: 11/12/2006

Work Completed: 11/10/2006

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

195% since 2015

Event	Date	Price	% change
Sold	23/09/2021 (4 years ago)	£180,000	+195.1%
Sold	10/12/2015 (10 years ago)	£61,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
47 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER	£140,000	10/12/2025	Terraced
155 CAULDON ROAD, STOKE-ON-TRENT, ST4 2DX	£169,950	05/12/2025	Terraced
114 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£115,000	22/09/2025	Terraced
62 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£88,000	05/09/2025	Terraced
23 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£137,000	18/08/2025	Terraced
57 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£85,250	14/07/2025	Terraced
42 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP	£150,000	09/07/2025	Terraced
130 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£150,000	20/06/2025	Terraced
17 HAYWOOD STREET, STOKE-ON-TRENT, ST4 2RB	£75,000	07/05/2025	Terraced
20 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP	£152,000	25/04/2025	Terraced
29 CROWTHER STREET, STOKE-ON-TRENT, ST4 2ER	£121,500	13/03/2025	Terraced
64 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£90,000	14/02/2025	Terraced
65 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£96,000	18/10/2024	Terraced
156 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EN	£162,000	12/08/2024	Terraced
30 GUILDFORD STREET, STOKE-ON-TRENT, ST4 2EP	£158,000	01/07/2024	Terraced
Same street 27 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£175,000	27/03/2024	Terraced
30 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£80,000	20/12/2023	Terraced
74 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£85,000	20/12/2023	Terraced
25 ASHFORD STREET, STOKE-ON-TRENT, ST4 2EH	£131,000	18/12/2023	Terraced
42 ELGIN STREET, STOKE-ON-TRENT, ST4 2RD	£50,000	28/11/2023	Terraced
22 QUEEN ANNE STREET, STOKE-ON-TRENT, ST4 2EQ	£140,000	17/11/2023	Terraced
Same street 36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£148,500	04/04/2023	Terraced
Same street 36 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£148,500	04/04/2023	Terraced
Same street 19 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£140,000	21/12/2022	Terraced
Same street 65 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£125,000	31/08/2022	Terraced
Same street 6B SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£167,000	15/07/2022	Terraced
Same street 54 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£158,000	10/06/2022	Terraced
Same street 52 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£160,000	09/02/2022	Terraced
Same street 33 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£162,000	17/12/2021	Terraced
Same street 48 SEAFORD STREET, STOKE-ON-TRENT, ST4 2EU	£97,500	26/08/2021	Terraced

Street average: £148,150 (10 sales)

Area average: £118,785 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 7.9%

10y growth 20.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of March 2026.

1y (index) 1.8%

5y (index) 26.4%

10y (index) 64.5%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: LINDENMEYER PROPERTIES LIMITED (11202026)

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £637/mo

Realistic £708/mo

Optimistic £779/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £798/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST4 2EU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Azin Gents Hairdressers	0.0 miles
Shop	Eastern Jewellers	0.1 miles
Bus stop	Seaford Street	0.1 miles
Bus stop	Station Road (Signal Radio)	0.1 miles
University	University of Staffordshire Stoke Campus	0.1 miles
Train station	Stoke-on-Trent	0.3 miles
Hospital	North Staffordshire Hospital	1.0 miles
Hospital	Hartshill Medical Centre	1.2 miles
Train station	Longton	2.4 miles

Street-level crime

Category	Count
Violence and sexual offences	144
Anti-social behaviour	94
Shoplifting	56
Public order	54
Criminal damage and arson	41
Vehicle crime	28
Other theft	27
Drugs	21
Burglary	20
Other crime	11
Possession of weapons	9
Bicycle theft	6
Robbery	5
Total incidents	516

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Excellence Girls Academy	Other	0.1 miles	Good — 16 Jun 2024
Staffordshire University	Other	0.2 miles	— (No rating)
The Registry	Other	0.2 miles	— (No rating)
Stoke-on-Trent College	Other	0.2 miles	— (No rating)
Edison Pace School	Other	0.4 miles	Good — 14 Dec 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Claridge Road, Stoke-on-Trent, Staffordshire, ST4	£625/mo	—	1.13 miles	Rightmove

Average rent: £625/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 222.42%

Max investor price (0.8%) £78,125

Target investor price (1%) £62,500

Gross yield 2669%

Monthly cashflow £536/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 7898.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).