Sold STC Bungalow

17 CHULMLEIGH WALK

NORTHAMPTON, WEST NORTHAMPTONSHIRE NN3 3LP

2 beds 1 baths 59 m² Listed 11 Sep 2025 (-275d)

£270,000

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# 2 bedroom bungalow for sale (NN3 3LP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 17 CHULMLEIGH WALK, NORTHAMPTON, WEST NORTHAMPTONSHIRE NN3 3LP |
| Price | £270,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | C |
| Last sold | £281,000 Nov 2025 |

## Description

A well-presented two bedroom semi-detached bungalow, situated in a popular location and benefiting from a south-facing garden and ample parking.

The accommodation comprises entrance hall, fitted kitchen with breakfast bar, lounge and a spacious conservatory overlooking the garden. There are two double bedrooms, with bedroom two featuring a bay window and built-in wardrobe/desk. The shower room is fitted with a modern suite including double sinks and shower cubicle. Outside, the property boasts a lawned front garden with a driveway providing off-road parking for several vehicles, a garage with power and a private south-facing rear garden mainly laid to lawn.

EPC Rating: D. Council Tax Band: C

**HALL **Entered via uPVC front door. Cupboard housing fuse board. Alarm access. Doors to all rooms.

**KITCHEN 4.06m x 2.54m (13'3" x 8'4")**Double glazed window to rear elevation. uPVC door to side elevation. Radiator. Fitted with a range of wall and base units. Breakfast bar. Electric oven and hob with extractor over. Stainless steel sink with mixer tap. Space for white goods. Wall-mounted boiler.

**LOUNGE 4.27m x 3.83m (14' x 12'6")**Double glazed window to rear elevation. Radiator. Gas fire. uPVC door leading into conservatory.

**CONSERVATORY 2.84m x 2.87m (9'3" x 9'4")**Double glazed windows to side and rear elevations. French doors opening to garden. Radiator.

**BEDROOM ONE 4.01m x 3.18m (13'1" x 10'5")**Double glazed window to front elevation. Radiator.

**BEDROOM TWO 2.55m x 3.26m (8'4" x 10'8")**Bay window to front elevation. Radiator. Built-in wardrobe and desk.

**SHOWER ROOM **Obscure double glazed window to side elevation. Towel radiator. Suite comprising low-level WC, vanity unit with his & hers sinks and shower cubicle with shower.

**OUTSIDE **

**FRONT GARDEN **Lawned frontage with driveway providing off-road parking for multiple vehicles.

**GARAGE **Single garage with power and light. Side window.

**REAR GARDEN **Lawned frontage with driveway providing off-road parking for multiple vehicles. Brick built shed attached to the rear of the garage, useful for storage.

**DRAFT DETAILS **At the time of print, these particulars are awaiting approval from the Vendor(s).

**MATERIAL INFORMATION**Type - BungalowAge/Era - Ask AgentTenure - FreeholdGround Rent - Ask AgentService Charge - Ask AgentCouncil Tax - Band CEPC Rating - DElectricity Supply - MainsGas Supply - MainsWater Supply - MainsSewerage Supply - MainsBroadband Supply - Ask AgentMobile Coverage - Depends on providerHeating - Central Heating, Gas Central HeatingParking - Off-street, GarageEV Charging - Ask AgentAccessibility - Ask AgentCoastal Erosion Risk - Ask AgentFlood Risks - Has not flooded in the last 5 years, No flood defencesMining Risks - Ask AgentRestrictions - Ask AgentObligations - No restrictions, No private right of way, No Public right of wayRights and Easements - Ask Agent

## Property Photos

- ![FRONT](/listings/photos/166886168/443520) - FRONT
- ![KITCHEN](/listings/photos/166886168/443523) - KITCHEN
- ![GARDEN](/listings/photos/166886168/443526) - GARDEN
- ![KITCHEN](/listings/photos/166886168/443527) - KITCHEN
- ![LOUNGE](/listings/photos/166886168/443528) - LOUNGE
- ![CONSERVATORY](/listings/photos/166886168/443532) - CONSERVATORY
- ![BEDROOM](/listings/photos/166886168/443536) - BEDROOM
- ![BEDROOM](/listings/photos/166886168/443543) - BEDROOM
- ![GARDEN](/listings/photos/166886168/443548) - GARDEN

## Floorplans

- ![Floor Plan 1](/listings/photos/166886168/443550) - Floor Plan 1

## EPC Graphs

- ![EPC](/listings/photos/166886168/443551) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 CHULMLEIGH WALK, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LP | £281,000 | 25/11/2025 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 279 BILLING ROAD EAST, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LG | £735,000 | 07/12/2023 | Detached |
| 42 PRINCESS CLOSE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3NR | £485,000 | 03/11/2023 | Detached |
| [Same street] 10 CHULMLEIGH WALK, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LP | £210,000 | 25/10/2023 | Semi-detached |
| 33 TAUNTON AVENUE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LY | £320,000 | 04/09/2023 | Detached |
| 32 WISTERIA WAY, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3QB | £440,000 | 14/08/2023 | Detached |
| 11 LANDCROSS DRIVE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LR | £330,000 | 06/06/2023 | Detached |
| 2 ELLIS WAY, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3BF | £500,000 | 06/04/2023 | Detached |
| [Same street] 6 CHULMLEIGH WALK, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LP | £245,000 | 31/01/2023 | Semi-detached |
| 12 CAMPANULA CLOSE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3QG | £315,000 | 21/12/2022 | Detached |
| 291 BILLING ROAD EAST, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LG | £522,000 | 16/12/2022 | Detached |
| 14 MESHAW CRESCENT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3NF | £369,000 | 28/10/2022 | Detached |
| 25 PRINCESS CLOSE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3NR | £375,000 | 14/10/2022 | Detached |
| 50 BOUGAINVILLEA DRIVE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3XB | £486,000 | 09/09/2022 | Detached |
| 7 FILLEIGH WAY, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LZ | £415,000 | 19/08/2022 | Detached |
| 329A BILLING ROAD EAST, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LL | £608,000 | 17/08/2022 | Detached |
| 25 TAUNTON AVENUE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LY | £465,000 | 27/07/2022 | Detached |
| 2 MESHAW CRESCENT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3NF | £365,000 | 07/07/2022 | Detached |
| 23 BELSTEAD ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3HG | £435,000 | 05/07/2022 | Detached |
| 18 BOUGAINVILLEA DRIVE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3XB | £415,000 | 07/06/2022 | Detached |
| 32 PRINCESS CLOSE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3NR | £350,000 | 20/05/2022 | Detached |
| 35 TAUNTON AVENUE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LY | £340,000 | 20/05/2022 | Detached |
| [Same street] 20 CHULMLEIGH WALK, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LP | £237,500 | 11/04/2022 | Semi-detached |
| 261 BILLING ROAD EAST, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LG | £785,000 | 04/04/2022 | Detached |
| [Same street] 21 CHULMLEIGH WALK, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LP | £240,000 | 09/12/2021 | Semi-detached |
| [Same street] 19 CHULMLEIGH WALK, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LP | £200,000 | 09/07/2021 | Semi-detached |

**Street average:** £226,500 (5 sales)
**Area average:** £452,750 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £367,824 (61 Detached, NN3, 2024–2026)
- **Deviation:** -26.6%

## Rental Range

*ONS Price Index of Private Rents (West Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £964/mo
- **Realistic:** £1,071/mo
- **Optimistic:** £1,178/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Leicester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Detached House, Mountclair Ct, NN3 | £4,500/mo | 2 | 0.91 miles | OpenRent |
| 2 Bed Flat, The Avenue, NN1 | £2,550/mo | 2 | 0.99 miles | OpenRent |

**Average rent: £3,525/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.31% (strong)
- **Max investor price (0.8%):** £440,625
- **Target investor price (1%):** £352,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £3,525/mo).*

- **Gross yield:** 15.7%
- **Cost-to-rent:** 6.4×
- **Monthly cashflow:** £2,084/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 31.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -2.9%
- **10y growth:** 27.4%

## House Price Index (HM Land Registry)

*Official index for West Northamptonshire; Detached series; as of March 2026.*

- **1y growth (index):** 2.2%
- **5y growth (index):** 17.1%
- **10y growth (index):** 38.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

FRONT KITCHEN GARDEN KITCHEN LOUNGE CONSERVATORY BEDROOM BEDROOM GARDEN

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Property details

Tenure

FREEHOLD

Floor area

59 m²

Council tax band

Last sold

£281,000 Nov 2025

Local average

£367,824 (-26.6%)

Deprivation

Decile 9 (30,235 of 33,755)

Street crime

191 incidents within 1 mile (Apr 2026)

Key features

Semi Detached Bungalow
No Upward Chain
Garage
Conservatory
South Facing Garden
Front & Rear Gardens
Immaculate Condition
Gas Radiator Heating

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Central, Gas central
Parking: Garage, Off street
Garden: Rear garden
Restrictions: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

A well-presented two bedroom semi-detached bungalow, situated in a popular location and benefiting from a south-facing garden and ample parking.
The accommodation comprises entrance hall, fitted kitchen with breakfast bar, lounge and a spacious conservatory overlooking the garden. There are two double bedrooms, with bedroom two featuring a bay window and built-in wardrobe/desk. The shower room is fitted with a modern suite including double sinks and shower cubicle. Outside, the property boasts a lawned front garden with a driveway providing off-road parking for several vehicles, a garage with power and a private south-facing rear garden mainly laid to lawn.
EPC Rating: D. Council Tax Band: C

HALL Entered via uPVC front door. Cupboard housing fuse board. Alarm access. Doors to all rooms.
KITCHEN 4.06m x 2.54m (13'3" x 8'4")Double glazed window to rear elevation. uPVC door to side elevation. Radiator. Fitted with a range of wall and base units. Breakfast bar. Electric oven and hob with extractor over. Stainless steel sink with mixer tap. Space for white goods. Wall-mounted boiler.
LOUNGE 4.27m x 3.83m (14' x 12'6")Double glazed window to rear elevation. Radiator. Gas fire. uPVC door leading into conservatory.
CONSERVATORY 2.84m x 2.87m (9'3" x 9'4")Double glazed windows to side and rear elevations. French doors opening to garden. Radiator.
BEDROOM ONE 4.01m x 3.18m (13'1" x 10'5")Double glazed window to front elevation. Radiator.
BEDROOM TWO 2.55m x 3.26m (8'4" x 10'8")Bay window to front elevation. Radiator. Built-in wardrobe and desk.
SHOWER ROOM Obscure double glazed window to side elevation. Towel radiator. Suite comprising low-level WC, vanity unit with his & hers sinks and shower cubicle with shower.
OUTSIDE
FRONT GARDEN Lawned frontage with driveway providing off-road parking for multiple vehicles.
GARAGE Single garage with power and light. Side window.
REAR GARDEN Lawned frontage with driveway providing off-road parking for multiple vehicles. Brick built shed attached to the rear of the garage, useful for storage.
DRAFT DETAILS At the time of print, these particulars are awaiting approval from the Vendor(s).

MATERIAL INFORMATIONType - BungalowAge/Era - Ask AgentTenure - FreeholdGround Rent - Ask AgentService Charge - Ask AgentCouncil Tax - Band CEPC Rating - DElectricity Supply - MainsGas Supply - MainsWater Supply - MainsSewerage Supply - MainsBroadband Supply - Ask AgentMobile Coverage - Depends on providerHeating - Central Heating, Gas Central HeatingParking - Off-street, GarageEV Charging - Ask AgentAccessibility - Ask AgentCoastal Erosion Risk - Ask AgentFlood Risks - Has not flooded in the last 5 years, No flood defencesMining Risks - Ask AgentRestrictions - Ask AgentObligations - No restrictions, No private right of way, No Public right of wayRights and Easements - Ask Agent

Listed by

Abington

Jackson Grundy Estate Agents

Reference: 166886168

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floor Plan 1

EPC Graphs

EPC

Price history

Event	Date	Price	% change
Sold	25/11/2025 (6 months ago)	£281,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
279 BILLING ROAD EAST, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LG	£735,000	07/12/2023	Detached
42 PRINCESS CLOSE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3NR	£485,000	03/11/2023	Detached
Same street 10 CHULMLEIGH WALK, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LP	£210,000	25/10/2023	Semi-detached
33 TAUNTON AVENUE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LY	£320,000	04/09/2023	Detached
32 WISTERIA WAY, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3QB	£440,000	14/08/2023	Detached
11 LANDCROSS DRIVE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LR	£330,000	06/06/2023	Detached
2 ELLIS WAY, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3BF	£500,000	06/04/2023	Detached
Same street 6 CHULMLEIGH WALK, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LP	£245,000	31/01/2023	Semi-detached
12 CAMPANULA CLOSE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3QG	£315,000	21/12/2022	Detached
291 BILLING ROAD EAST, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LG	£522,000	16/12/2022	Detached
14 MESHAW CRESCENT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3NF	£369,000	28/10/2022	Detached
25 PRINCESS CLOSE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3NR	£375,000	14/10/2022	Detached
50 BOUGAINVILLEA DRIVE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3XB	£486,000	09/09/2022	Detached
7 FILLEIGH WAY, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LZ	£415,000	19/08/2022	Detached
329A BILLING ROAD EAST, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LL	£608,000	17/08/2022	Detached
25 TAUNTON AVENUE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LY	£465,000	27/07/2022	Detached
2 MESHAW CRESCENT, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3NF	£365,000	07/07/2022	Detached
23 BELSTEAD ROAD, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3HG	£435,000	05/07/2022	Detached
18 BOUGAINVILLEA DRIVE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3XB	£415,000	07/06/2022	Detached
32 PRINCESS CLOSE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3NR	£350,000	20/05/2022	Detached
35 TAUNTON AVENUE, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LY	£340,000	20/05/2022	Detached
Same street 20 CHULMLEIGH WALK, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LP	£237,500	11/04/2022	Semi-detached
261 BILLING ROAD EAST, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LG	£785,000	04/04/2022	Detached
Same street 21 CHULMLEIGH WALK, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LP	£240,000	09/12/2021	Semi-detached
Same street 19 CHULMLEIGH WALK, NORTHAMPTON, WEST NORTHAMPTONSHIRE, NN3 3LP	£200,000	09/07/2021	Semi-detached

Street average: £226,500 (5 sales)

Area average: £452,750 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -2.9%

10y growth 27.4%

House Price Index (HM Land Registry — official index, not sold-price averages): West Northamptonshire. Series: Detached. As of March 2026.

1y (index) 2.2%

5y (index) 17.1%

10y (index) 38.3%

Rental Range

Estimated market rent for West Northamptonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £964/mo

Realistic £1,071/mo

Optimistic £1,178/mo

Based on Local Authority from postcode lookup → West Northamptonshire.

LHA (30th percentile) floor for Leicester: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View NN3 3LP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Mace Express	0.1 miles
Shop	Just Curls	0.1 miles
Bus stop	Unknown	0.1 miles
Hospital	St Matthews Hospital	1.2 miles
University	University of Northampton	1.3 miles
University	University of Northampton St Georges Avenue	1.6 miles
Hospital	Manfield Health Campus	1.7 miles
Train station	Northampton	2.2 miles
Train station	Boughton	3.9 miles

Street-level crime

Category	Count
Violence and sexual offences	68
Anti-social behaviour	38
Shoplifting	17
Other theft	14
Criminal damage and arson	12
Public order	9
Drugs	8
Vehicle crime	8
Burglary	7
Possession of weapons	4
Bicycle theft	2
Robbery	2
Other crime	1
Theft from the person	1
Total incidents	191

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Abington Vale Primary School	Primary	0.1 miles	Good — 25 Nov 2014
Bridgewater Primary School	Primary	0.2 miles	— (Inspected (no overall grade))
Northampton School for Boys	Secondary	0.5 miles	Outstanding — 1 Dec 2014
Oneschool Global Uk, Northampton Campus	Other	0.6 miles	— (No rating)
St Andrew's College	Other	0.7 miles	Good — 16 Aug 2021

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Detached House, Mountclair Ct, NN3	£4,500/mo	2	0.91 miles	OpenRent
2 Bed Flat, The Avenue, NN1	£2,550/mo	2	0.99 miles	OpenRent

Average rent: £3,525/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.31%

Max investor price (0.8%) £440,625

Target investor price (1%) £352,500

Gross yield 15.7%

Cost-to-rent ratio 6.4×

Monthly cashflow £2,084/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 31.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).