# 2 bedroom apartment for sale (N1 7DA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 46 ST PAUL STREET, LONDON, ISLINGTON, GREATER LONDON N1 7DA |
| Price | £925,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £918,000 Aug 2022 |

## Description

South facing two bedroom maisonette on quiet road.

**Description**

An attractive, two bedroom maisonette set in this tranquil residential neighbourhood in central Islington, close to Regents Canal.   As the property is South facing and situated on a wide street  with no high rise buildings, it gets a huge amount of light and sun. 

With its own private entrance, the apartment is well presented with a bright open plan kitchen and reception room over the raised ground floor. The kitchen is fully fitted, with shaker styled units and solid wood work tops and the reception room has period fire place with working gas fire and plantation shutters. Over the top floor are two large double bedrooms, both with wardrobes, and on the split level a contemporary styled bathroom.

Importantly, this apartment is offered chain free.

**Location**

On a quiet residential street that is part of the Arlington Square Conservation Area, and benefiting from the People Friendly Street Scheme, St Paul Street is well placed for all the local amenities in Upper St and Camden Passage, including the many boutique shops and cafe’s. It is within close proximity of both Angel and Old Street, with excellent transport links into the City, West End and beyond.

Square Footage: 796 sq ft

Leasehold with approximately 115 years remaining.

## Property Photos

- ![Exterior](/listings/photos/125400731/345574) - Exterior
- ![Reception Room](/listings/photos/125400731/345576) - Reception Room
- ![Reception Room](/listings/photos/125400731/345577) - Reception Room
- ![Reception Room](/listings/photos/125400731/345579) - Reception Room
- ![Kitchen](/listings/photos/125400731/345581) - Kitchen
- ![Entrance](/listings/photos/125400731/345585) - Entrance
- ![Kitchen](/listings/photos/125400731/345587) - Kitchen
- ![Bathroom](/listings/photos/125400731/345588) - Bathroom
- ![Bathroom](/listings/photos/125400731/345589) - Bathroom
- ![Reception Room](/listings/photos/125400731/345590) - Reception Room

## Floorplans

- ![Floorplan](/listings/photos/125400731/345591) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/125400731/345593) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 46 ST PAUL STREET, ISLINGTON, LONDON, GREATER LONDON, N1 7DA | £918,000 | 02/08/2022 | Flat |
| 46 ST PAUL STREET, ISLINGTON, LONDON, GREATER LONDON, N1 7DA | £740,000 | 30/03/2015 | Flat |
| 46 ST PAUL STREET, ISLINGTON, LONDON, GREATER LONDON, N1 7DA | £550,000 | 01/06/2012 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 54 UPPER GROUND AND FIRST FLOOR FLAT ST PAUL STREET, ISLINGTON, LONDON, GREATER LONDON, N1 7DA | £233,420 | 23/01/2026 | Flat |
| 1 FLAT 5 PACKINGTON SQUARE, LONDON, ISLINGTON, GREATER LONDON, N1 7FW | £530,000 | 09/01/2026 | Flat |
| 10 FLAT 1 PREBEND STREET, LONDON, ISLINGTON, GREATER LONDON, N1 8PT | £614,000 | 12/12/2025 | Flat |
| ISLAND APARTMENTS, 30 APARTMENT 64 COLEMAN FIELDS, LONDON, ISLINGTON, GREATER LONDON, N1 7BY | £398,000 | 28/11/2025 | Flat |
| 3A UNION SQUARE, LONDON, ISLINGTON, GREATER LONDON, N1 7DH | £930,000 | 07/11/2023 | Flat |
| ISLEDEN HOUSE 31B PREBEND STREET, LONDON, ISLINGTON, GREATER LONDON, N1 8PP | £373,000 | 25/07/2023 | Flat |
| ARBON COURT FLAT 7 LINTON STREET, LONDON, ISLINGTON, GREATER LONDON, N1 7AP | £600,000 | 25/08/2022 | Flat |
| ISLEDEN HOUSE 48 PREBEND STREET, LONDON, ISLINGTON, GREATER LONDON, N1 8PP | £490,000 | 16/08/2022 | Flat |
| 30B LINTON STREET, LONDON, ISLINGTON, GREATER LONDON, N1 7DX | £940,000 | 10/06/2022 | Flat |
| 69 LINTON STREET, LONDON, ISLINGTON, GREATER LONDON, N1 7AN | £1,225,000 | 18/02/2022 | Flat |
| FINNEMORE HOUSE FLAT 19 BRITANNIA ROW, LONDON, ISLINGTON, GREATER LONDON, N1 8QJ | £473,000 | 30/07/2021 | Flat |

**Area average:** £618,765 (11 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £641,372 (193 Flat, N1, 2024–2026)
- **Deviation:** +44.2%

## Rental Range

*ONS Price Index of Private Rents (Islington). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £2,530/mo
- **Realistic:** £2,811/mo
- **Optimistic:** £3,092/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Rotherfield Street, N1 | £3,500/mo | 2 | 0.23 miles | OpenRent |

**Average rent: £3,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.38% (weak for cashflow)
- **Max investor price (0.8%):** £437,500
- **Target investor price (1%):** £350,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £3,500/mo).*

- **Gross yield:** 4.5%
- **Cost-to-rent:** 22×
- **Monthly cashflow:** £-518/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.5%
- **10y growth:** 5.7%

## House Price Index (HM Land Registry)

*Official index for Islington; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -0.3%
- **5y growth (index):** -3.4%
- **10y growth (index):** 2.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)