Sold STC Detached

18 UPPER HOLT STREET

COLCHESTER, EARLS COLNE, ESSEX CO6 2PG

3 beds 1,281 sq ft Listed 5 Jun 2023 (-1108d)

£460,000

Offers in Excess of

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# 3 bedroom detached house for sale (CO6 2PG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 18 UPPER HOLT STREET, COLCHESTER, EARLS COLNE, ESSEX CO6 2PG |
| Price | £460,000 |
| Bedrooms | 3 |
| Council tax | E |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 119 m² |
| Last sold | £460,000 Oct 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 06/06/2033
- **Current heating cost:** £3,087/year
- **Est. upgrade cost to C:** £18,365

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- E (£40)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9700-0437-0422-8202-3673)

## Description

A well-presented, deceptively spacious and attractive family home situated within walking distance of the Village centre.

18 Upper Holt Street dates back to early C20 and is built on the former Maltings site.

The deceptively spacious family home benefits from having an entrance hall, dining room, kitchen, sitting room, utility room and conservatory to the ground floor with three bedrooms, study and family bathroom to the first floor.

DINING ROOM - 12'2 x 10'6

KITCHEN - 7'6 x 12'10

SITTING ROOM - 9'3 x 23'1

UTILITY ROOM - 9'7 x 9'9

CONSERVATORY - 16'6 x 7'9

BEDROOM ONE - 9'3 x 14'11

BEDROOM TWO - 9'7 x 11'9

BEDROOM THREE - 11'8 x 11'0

STUDY - 10'2 x 7'1

BATHROOM - 6'9 x 6'4

A shingled driveway to the front of the property provides off road parking for 3 cars.

The enclosed rear garden is mainly laid to lawn with established and well stocked flower beds, pond, garden shed and greenhouse.

SERVICES - We are advised by the Vendors that the mains services of electricity, gas, water and drainage are connected.

WHAT3WORDS-  connected.snowy.flotation

TENURE - Freehold

COUNCIL TAX BAND - E

## Property Photos

- ![Picture No. 13](/listings/photos/135700601/366175) - Picture No. 13
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- ![Picture No. 12](/listings/photos/135700601/366193) - Picture No. 12

## Floorplans

- ![Floorplan](/listings/photos/135700601/366194) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/135700601/366195) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #16336248
- **Address:** 18 Upper Holt Street, Earls Colne, CO6 2PG
- **Certificate Issued:** 09/06/2024
- **Work Completed:** 30/05/2024
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18 UPPER HOLT STREET, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2PG | £460,000 | 20/10/2023 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 69 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH | £550,000 | 01/12/2025 | Detached |
| 20 LOWER HOLT STREET, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2PH | £570,000 | 12/10/2023 | Detached |
| 23 COGGESHALL ROAD, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2JP | £1,120,000 | 21/09/2023 | Detached |
| [Same street] 32 UPPER HOLT STREET, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2PG | £618,500 | 14/12/2022 | Detached |
| MULBERRY COTTAGE, 33 TEY ROAD, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LG | £410,000 | 02/12/2022 | Detached |
| 4 SHUT LANE, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2RE | £585,000 | 11/08/2022 | Detached |
| [Same street] 7 UPPER HOLT STREET, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2PG | £380,000 | 10/08/2022 | Detached |
| 23A COGGESHALL ROAD, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2JP | £510,000 | 11/07/2022 | Detached |
| 67 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH | £510,000 | 06/07/2022 | Detached |
| 9 TEY ROAD, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LG | £510,000 | 12/05/2022 | Detached |
| 83 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH | £495,000 | 12/04/2022 | Detached |
| 81 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH | £550,000 | 31/01/2022 | Detached |
| 54 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH | £515,000 | 20/01/2022 | Detached |
| 75 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH | £530,000 | 17/12/2021 | Detached |
| 79 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH | £415,000 | 30/11/2021 | Detached |
| 69 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH | £525,000 | 29/11/2021 | Detached |
| 77 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH | £410,000 | 17/11/2021 | Detached |
| 34 COGGESHALL ROAD, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2JP | £550,000 | 20/10/2021 | Detached |
| [Same street] 13 UPPER HOLT STREET, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2PG | £470,000 | 15/10/2021 | Detached |
| [Same street] 13 UPPER HOLT STREET, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2PG | £470,000 | 15/10/2021 | Semi-detached |
| 2 TEY ROAD, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LG | £367,500 | 24/06/2021 | Detached |

**Street average:** £484,625 (4 sales)
**Area average:** £536,618 (17 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £609,256 (39 Detached, CO6, 2024–2026)
- **Deviation:** -24.5%

## Rental Range

*ONS Price Index of Private Rents (Braintree). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,107/mo
- **Realistic:** £1,230/mo
- **Optimistic:** £1,353/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £972/mo

## 1% Rule

- **Rent ratio:** 0.27% (weak for cashflow)
- **Max investor price (0.8%):** £153,750
- **Target investor price (1%):** £123,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £3,866/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24.6%
- **10y growth:** 32.9%

## House Price Index (HM Land Registry)

*Official index for Braintree; Detached series; as of March 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 12.7%
- **10y growth (index):** 31.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

119 m²

Council tax band

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£460,000 Oct 2023

Price per m²

£3,866/m²

Local average

£609,256 (-24.5%)

Deprivation

Decile 7 (23,173 of 33,755)

Street crime

8 incidents within 1 mile (Apr 2026)

Additional details

Parking: Yes
Garden: Yes

Description

A well-presented, deceptively spacious and attractive family home situated within walking distance of the Village centre.

18 Upper Holt Street dates back to early C20 and is built on the former Maltings site.

The deceptively spacious family home benefits from having an entrance hall, dining room, kitchen, sitting room, utility room and conservatory to the ground floor with three bedrooms, study and family bathroom to the first floor.

DINING ROOM - 12'2 x 10'6

KITCHEN - 7'6 x 12'10

SITTING ROOM - 9'3 x 23'1

UTILITY ROOM - 9'7 x 9'9

CONSERVATORY - 16'6 x 7'9

BEDROOM ONE - 9'3 x 14'11

BEDROOM TWO - 9'7 x 11'9

BEDROOM THREE - 11'8 x 11'0

STUDY - 10'2 x 7'1

BATHROOM - 6'9 x 6'4

A shingled driveway to the front of the property provides off road parking for 3 cars.
The enclosed rear garden is mainly laid to lawn with established and well stocked flower beds, pond, garden shed and greenhouse.

SERVICES - We are advised by the Vendors that the mains services of electricity, gas, water and drainage are connected.

WHAT3WORDS- connected.snowy.flotation

TENURE - Freehold

COUNCIL TAX BAND - E

Listed by

Earls Colne

Percival & Company

Reference: 135700601

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: B

Inspection date: 07/06/2023

Expiry date: 06/06/2033

Current heating cost: £3,087/year

Potential heating cost: £1,417/year

Est. upgrade cost to C: £18,365

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Cavity wall insulation (£500 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£40)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #16336248 Recent

Property Details

Street: 18 Upper Holt Street

Town: Earls Colne

Postcode: CO6 2PG

Installation Details

Items: 1 window

Certificate Issued: 09/06/2024

Work Completed: 30/05/2024

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	20/10/2023 (2 years ago)	£460,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
69 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH	£550,000	01/12/2025	Detached
20 LOWER HOLT STREET, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2PH	£570,000	12/10/2023	Detached
23 COGGESHALL ROAD, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2JP	£1,120,000	21/09/2023	Detached
Same street 32 UPPER HOLT STREET, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2PG	£618,500	14/12/2022	Detached
MULBERRY COTTAGE, 33 TEY ROAD, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LG	£410,000	02/12/2022	Detached
4 SHUT LANE, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2RE	£585,000	11/08/2022	Detached
Same street 7 UPPER HOLT STREET, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2PG	£380,000	10/08/2022	Detached
23A COGGESHALL ROAD, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2JP	£510,000	11/07/2022	Detached
67 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH	£510,000	06/07/2022	Detached
9 TEY ROAD, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LG	£510,000	12/05/2022	Detached
83 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH	£495,000	12/04/2022	Detached
81 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH	£550,000	31/01/2022	Detached
54 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH	£515,000	20/01/2022	Detached
75 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH	£530,000	17/12/2021	Detached
79 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH	£415,000	30/11/2021	Detached
69 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH	£525,000	29/11/2021	Detached
77 LOWEFIELDS, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LH	£410,000	17/11/2021	Detached
34 COGGESHALL ROAD, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2JP	£550,000	20/10/2021	Detached
Same street 13 UPPER HOLT STREET, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2PG	£470,000	15/10/2021	Detached
Same street 13 UPPER HOLT STREET, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2PG	£470,000	15/10/2021	Semi-detached
2 TEY ROAD, EARLS COLNE, COLCHESTER, BRAINTREE, ESSEX, CO6 2LG	£367,500	24/06/2021	Detached

Street average: £484,625 (4 sales)

Area average: £536,618 (17 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 24.6%

10y growth 32.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Braintree. Series: Detached. As of March 2026.

1y (index) 0.9%

5y (index) 12.7%

10y (index) 31.5%

Rental Range

Estimated market rent for Braintree. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,107/mo

Realistic £1,230/mo

Optimistic £1,353/mo

Based on Local Authority from postcode lookup → Braintree.

LHA (30th percentile) floor for Colchester: £972/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CO6 2PG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Colne Priory	0.0 miles
Shop	East of England CO-OP	0.4 miles
Shop	Olivers Plants	1.3 miles
Train station	Chappel and Wakes Colne	2.2 miles
Hospital	Halstead Hospital	3.4 miles
Train station	Bures	4.1 miles
Hospital	Braintree Community Hospital	7.8 miles
University	University Quays	10.2 miles
University	The Pastures	10.2 miles

Street-level crime

Category	Count
Violence and sexual offences	5
Anti-social behaviour	1
Burglary	1
Public order	1
Total incidents	8

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Earls Colne Primary School and Nursery	Primary	0.2 miles	Good — 21 Dec 2012
Colne Engaine Church of England Primary School	Primary	1.4 miles	Good — 7 Jul 2017
Chappel CofE Controlled Primary School	Primary	2.0 miles	Inadequate — 13 Mar 2023
Great Tey Church of England Voluntary Controlled Primary School	Primary	2.4 miles	Good — 25 Apr 2014
The Ramsey Academy, Halstead	Secondary	3.1 miles	— (Inspected (no overall grade))

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.27%

Max investor price (0.8%) £153,750

Target investor price (1%) £123,000

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).