# 1 bedroom retirement property for sale (DA11 0QT) ## Property Details | Key | Value | |-----|-------| | Address | 16 ST JAMES OAKS, GRAVESEND, KENT DA11 0QT | | Price | £170,000 | | Bedrooms | 1 | | Bathrooms | 1 | | Last sold | £160,000 Jul 2024 | ## Description Over 55 and looking for a vibrant community with likeminded adults? Everything you need is right here waiting.. With 24-hour security & parking, this is the perfect place to settle down. Socialise in the club house or take a stroll to town – you decide. This one bedroom ground floor apartment is nicely situated within the development, overlooking communal grounds and the club house. **Location:** - St James Oaks is an ideal and convenient place to live. Situated on Trafalgar Road, Gravesend which runs between Wrotham Road and Darnley Road. It is close to Gravesend Town Centre with all of its shops, pubs, café/bars and restaurants. Gravesend Mainline Station is close by and offers services on the domestic line to London or the Kent Coast if you fancy a trip to the Seaside. There is also a high speed train where you can catch a ride to St Pancras London within 22minutes. Ebbsfleet International Railway Station is within approximately two and a half miles and you can be in St Pancras, London in around seventeen minutes. **Description:** - This one bedroom GROUND FLOOR, apartment is nicely situated within the development, overlooking communal grounds and the club house. Comprising entrance hall, lounge with double doors through to a fitted kitchen with built in oven and hob, and shower room with modern suite. The bedroom is fully fitted , including wardrobes, bedside cabinets and draw chests offering ample storage solutions. There is a very useful walk in cupboard in the hall offering plenty of storage space. Heated by Gas Central Heating, the windows are double glazed. St James Oaks is within close proximity of the town centre and railway station and is ideal for those requiring independent living with security. The Ivy Room (club house) boasts a licenced bar where you can socialise with your neighbours over a cup of tea, coffee or even a glass of wine or beer and various activities and entertainment take place here. There are well kept communal gardens and grounds. The Lodge is the main point of contact and reception area. The management team are based here with staff on hand to offer advice on any daily requirements. The Gatehouse is fully staffed 24 hours a day security to monitor arrivals and departures providing that extra peace of mind. Pets may be allowed at the Managers discretion. **Frontage:** - The property is approached through walk ways and well tended communal grounds. **Communal Entrance:** - Door to communal hall, private entrance door to hall: **Hall:** - 1.66 x 2.75 narrowing to 2.03 (5'5" x 9'0" narrowi - Laminate flooring, radiator. Walk in storage cupboard measuring 2.1 x 1.06 (6'10" x 3'5") with light and shelving providing plenty of storage space. Further built in cupboard housing electrical consumer unit and additional storage. Access to lounge, bedroom and shower room. **Lounge:** - 4.22 x 3.81 (13'10" x 12'5") - Double glazed window to front enjoying views over the communal gardens. Laminate flooring, radiator. Double doors leading to kitchen. **Bedroom** - 3.89 x 2.94 (12'9" x 9'7") - Double glazed window to front, radiator, laminate flooring. Fitted with a range of wardrobes, bridge cupboards forming recess for double bed, bedside cabinets, matching draw chest and dressing unit. **Kitchen** - 2.08 x 3.2 (6'9" x 10'5") - Window to rear, laminate flooring. Fitted with stainless steel one and a half bowl sink and drainer, built in gas hob, electric double oven, wall and base cupboards, plumbing for washing machine. Worcester combi boiler for hot water and central heating. **Shower Room:** - 2.2 x 1.5 (7'2" x 4'11") - Window to rear, tiled floor and walls. Heated towel rail. White suite comprising vanity wash basin, shower cubicle with glass screen, low level w.c. Electriv wall heater. **Tenure:** - LEASEHOLD: LEASEHOLD:125 years from 1st February 1988 Approx. 90 years remaining on the lease ends 1st February 2113 Service Charge: £3,987.97 p.a. from April 2023 Ground Rent: £100 Service Charge includes: house managers, residents reception and receptionists, up keep & cleaning of communal areas, buildings insurance, security (24 hour staff), heating & lighting of communal areas, maintenance of lifts/gates and telecom security system, window cleaning, caretaker, outside maintenance, gardening to communal areas & temporary support service. **Services:** - Gas, Electric, Mains Drainage, Mains Water. **Estimated Broadband Speeds:** - Standard15 mbps Superfast95 mbps Ultrafast- SOURCE - SPRIFT **Local Authority:** - Gravesham Borough Council: Council Tax Band C - £1,944.81 2024/2025 Service Charges - £3,987.97 p.a ## Property Photos - ![KITCHEN](/listings/photos/143403047/703509) - KITCHEN - ![LIVING ROOM](/listings/photos/143403047/703510) - LIVING ROOM - ![LIVING ROOM](/listings/photos/143403047/703512) - LIVING ROOM - ![LIVING ROOM](/listings/photos/143403047/703516) - LIVING ROOM - ![LIVING ROOM](/listings/photos/143403047/703518) - LIVING ROOM - ![LIVING ROOM](/listings/photos/143403047/703520) - LIVING ROOM - ![KITCHEN](/listings/photos/143403047/703523) - KITCHEN - ![KITCHEN](/listings/photos/143403047/703524) - KITCHEN - ![SHOWER ROOM](/listings/photos/143403047/703526) - SHOWER ROOM - ![BEDROOM](/listings/photos/143403047/703527) - BEDROOM - ![BEDROOM](/listings/photos/143403047/703528) - BEDROOM - ![BEDROOM](/listings/photos/143403047/703529) - BEDROOM - ![HALL](/listings/photos/143403047/703530) - HALL - ![HALL](/listings/photos/143403047/703531) - HALL - ![FRONT ENTRANCE](/listings/photos/143403047/703532) - FRONT ENTRANCE - ![THE LODGE](/listings/photos/143403047/703533) - THE LODGE - ![IVY ROOM](/listings/photos/143403047/703535) - IVY ROOM - ![IVY ROOM](/listings/photos/143403047/703537) - IVY ROOM - ![Photo](/listings/photos/143403047/703539) - ![Over 55's logo.jpg](/listings/photos/143403047/703541) - Over 55's logo.jpg ## Floorplans - ![16 St James' Oak Floor Plan.jpg](/listings/photos/143403047/703544) - 16 St James' Oak Floor Plan.jpg ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #10844229 - **Address:** 16 The Lodge St. James Oaks, Trafalgar Road, DA11 0QT - **Certificate Issued:** 02/03/2015 - **Work Completed:** 05/01/2015 - **Items:** 2 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 16 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £160,000 | 10/07/2024 | Flat | | 16 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £120,000 | 04/06/2009 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £140,000 | 30/01/2026 | Flat | | [Same street] 26 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £102,500 | 13/01/2026 | Flat | | [Same street] 27 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £150,000 | 31/03/2025 | Flat | | [Same street] 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £188,000 | 18/07/2023 | Flat | | [Same street] 1 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £97,000 | 16/06/2023 | Flat | | [Same street] 49 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £175,000 | 12/06/2023 | Flat | | [Same street] 10 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £165,000 | 09/05/2023 | Flat | | [Same street] 24 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £160,000 | 28/04/2023 | Flat | | [Same street] 12 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £135,000 | 31/03/2023 | Flat | | [Same street] 40 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £185,000 | 12/01/2023 | Flat | | [Same street] 48 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £176,000 | 21/12/2022 | Flat | | DARNLEY ARMS TRAFALGAR ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0QA | £280,000 | 21/12/2022 | Other | | [Same street] 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £75,000 | 31/08/2022 | Flat | | TERANCE HOUSE, 92 WROTHAM ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0QQ | £26,000 | 05/07/2022 | Other | | [Same street] 17 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £170,000 | 27/05/2022 | Flat | | [Same street] 38 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £170,000 | 14/04/2022 | Flat | | [Same street] 42 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £190,000 | 06/12/2021 | Flat | **Street average:** £151,900 (15 sales) **Area average:** £153,000 (2 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £1,766,800 (8 Other, DA11, 2024–2026) - **Deviation:** -90.4% ## Rental Range *ONS Price Index of Private Rents (Gravesham). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,195/mo - **Realistic:** £1,328/mo - **Optimistic:** £1,461/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for North West Kent (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £748/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 1 Bed Flat, Queen St, DA12 | £950/mo | 1 | 0.46 miles | OpenRent | **Average rent: £950/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.56% (weak for cashflow) - **Max investor price (0.8%):** £118,750 - **Target investor price (1%):** £95,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £950/mo).* - **Gross yield:** 6.7% - **Cost-to-rent:** 14.9× - **Monthly cashflow:** £161/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 3.9% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -96.1% - **10y growth:** 8.7% ## House Price Index (HM Land Registry) *Official index for Gravesham; All dwelling types series; as of March 2026.* - **1y growth (index):** -2% - **5y growth (index):** 12% - **10y growth (index):** 28.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)