Sold STC Retirement Property

16 ST JAMES OAKS

GRAVESEND, KENT DA11 0QT

1 beds 1 baths Listed 5 Jan 2024 (-901d)

£170,000

Save

KITCHEN LIVING ROOM LIVING ROOM LIVING ROOM LIVING ROOM LIVING ROOM KITCHEN KITCHEN SHOWER ROOM BEDROOM BEDROOM BEDROOM HALL HALL FRONT ENTRANCE THE LODGE IVY ROOM IVY ROOM Photo 19 Over 55's logo.jpg

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Property details

Tenure

LEASEHOLD (91 years remaining on lease)

Last sold

£160,000 Jul 2024

Local average

£1,766,800 (-90.4%)

Deprivation

Decile 3 (7,162 of 33,755)

Street crime

408 incidents within 1 mile (Apr 2026)

Key features

  • One Bedroom Ground Floor Apartment
  • Situated Within Gated Retirement Development
  • Fitted Kitchen With Oven & Hob
  • Shower Room
  • Fully Fitted Bedroom
  • Close To Town & Station

Additional details

Parking
Yes
Garden
Yes

Description

Over 55 and looking for a vibrant community with likeminded adults? Everything you need is right here waiting.. With 24-hour security & parking, this is the perfect place to settle down. Socialise in the club house or take a stroll to town – you decide. This one bedroom ground floor apartment is nicely situated within the development, overlooking communal grounds and the club house.

Location: - St James Oaks is an ideal and convenient place to live. Situated on Trafalgar Road, Gravesend which runs between Wrotham Road and Darnley Road. It is close to Gravesend Town Centre with all of its shops, pubs, café/bars and restaurants. Gravesend Mainline Station is close by and offers services on the domestic line to London or the Kent Coast if you fancy a trip to the Seaside. There is also a high speed train where you can catch a ride to St Pancras London within 22minutes. Ebbsfleet International Railway Station is within approximately two and a half miles and you can be in St Pancras, London in around seventeen minutes.

Description: - This one bedroom GROUND FLOOR, apartment is nicely situated within the development, overlooking communal grounds and the club house. Comprising entrance hall, lounge with double doors through to a fitted kitchen with built in oven and hob, and shower room with modern suite. The bedroom is fully fitted , including wardrobes, bedside cabinets and draw chests offering ample storage solutions. There is a very useful walk in cupboard in the hall offering plenty of storage space. Heated by Gas Central Heating, the windows are double glazed.

St James Oaks is within close proximity of the town centre and railway station and is ideal for those requiring independent living with security. The Ivy Room (club house) boasts a licenced bar where you can socialise with your neighbours over a cup of tea, coffee or even a glass of wine or beer and various activities and entertainment take place here. There are well kept communal gardens and grounds. The Lodge is the main point of contact and reception area. The management team are based here with staff on hand to offer advice on any daily requirements. The Gatehouse is fully staffed 24 hours a day security to monitor arrivals and departures providing that extra peace of mind. Pets may be allowed at the Managers discretion.

Frontage: - The property is approached through walk ways and well tended communal grounds.

Communal Entrance: - Door to communal hall, private entrance door to hall:

Hall: - 1.66 x 2.75 narrowing to 2.03 (5'5" x 9'0" narrowi - Laminate flooring, radiator. Walk in storage cupboard measuring 2.1 x 1.06 (6'10" x 3'5") with light and shelving providing plenty of storage space. Further built in cupboard housing electrical consumer unit and additional storage. Access to lounge, bedroom and shower room.

Lounge: - 4.22 x 3.81 (13'10" x 12'5") - Double glazed window to front enjoying views over the communal gardens. Laminate flooring, radiator. Double doors leading to kitchen.

Bedroom - 3.89 x 2.94 (12'9" x 9'7") - Double glazed window to front, radiator, laminate flooring. Fitted with a range of wardrobes, bridge cupboards forming recess for double bed, bedside cabinets, matching draw chest and dressing unit.

Kitchen - 2.08 x 3.2 (6'9" x 10'5") - Window to rear, laminate flooring. Fitted with stainless steel one and a half bowl sink and drainer, built in gas hob, electric double oven, wall and base cupboards, plumbing for washing machine. Worcester combi boiler for hot water and central heating.

Shower Room: - 2.2 x 1.5 (7'2" x 4'11") - Window to rear, tiled floor and walls. Heated towel rail. White suite comprising vanity wash basin, shower cubicle with glass screen, low level w.c. Electriv wall heater.

Tenure: - LEASEHOLD:

LEASEHOLD:125 years from 1st February 1988
Approx. 90 years remaining on the lease ends 1st February 2113
Service Charge: £3,987.97 p.a. from April 2023
Ground Rent: £100

Service Charge includes: house managers, residents reception and receptionists, up keep & cleaning of communal areas, buildings insurance, security (24 hour staff), heating & lighting of communal areas, maintenance of lifts/gates and telecom security system, window cleaning, caretaker, outside maintenance, gardening to communal areas & temporary support service.

Services: - Gas, Electric, Mains Drainage, Mains Water.

Estimated Broadband Speeds: - Standard15 mbps
Superfast95 mbps
Ultrafast-
SOURCE - SPRIFT

Local Authority: - Gravesham Borough Council:

Council Tax Band C - £1,944.81 2024/2025

Service Charges - £3,987.97 p.a

Listed by

Gravesend

Sealeys Estate Agents

Reference: 143403047

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

16 St James' Oak Floor Plan.jpg

16 St James' Oak Floor Plan.jpg

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #10844229

Property Details

Street: 16 The Lodge St. James Oaks

Town: Trafalgar Road

Postcode: DA11 0QT

Installation Details

Items: 2 windows

Certificate Issued: 02/03/2015

Work Completed: 05/01/2015

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

33% since 2009

Event Date Price % change
Sold 10/07/2024 (1 year ago) £160,000 +33.3%
Sold 04/06/2009 (17 years ago) £120,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £140,000 30/01/2026 Flat
Same street 26 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £102,500 13/01/2026 Flat
Same street 27 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £150,000 31/03/2025 Flat
Same street 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £188,000 18/07/2023 Flat
Same street 1 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £97,000 16/06/2023 Flat
Same street 49 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £175,000 12/06/2023 Flat
Same street 10 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £165,000 09/05/2023 Flat
Same street 24 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £160,000 28/04/2023 Flat
Same street 12 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £135,000 31/03/2023 Flat
Same street 40 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £185,000 12/01/2023 Flat
Same street 48 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £176,000 21/12/2022 Flat
DARNLEY ARMS TRAFALGAR ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0QA £280,000 21/12/2022 Other
Same street 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £75,000 31/08/2022 Flat
TERANCE HOUSE, 92 WROTHAM ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0QQ £26,000 05/07/2022 Other
Same street 17 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £170,000 27/05/2022 Flat
Same street 38 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £170,000 14/04/2022 Flat
Same street 42 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT £190,000 06/12/2021 Flat

Street average: £151,900 (15 sales)

Area average: £153,000 (2 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -96.1%
10y growth 8.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Gravesham. Series: All dwelling types. As of March 2026.

1y (index) -2%
5y (index) 12%
10y (index) 28.3%

Rental Range

Estimated market rent for Gravesham. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,195/mo
Realistic £1,328/mo
Optimistic £1,461/mo

Based on Local Authority from postcode lookup → Gravesham.

LHA (30th percentile) floor for North West Kent: £748/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop The Bat and Ball 0.1 miles
Bus stop Arthur Street 0.1 miles
Shop Windmill Local 0.2 miles
Shop JMV Cars Ltd. 0.2 miles
Train station Gravesend 0.3 miles
Train station Tilbury Town 1.8 miles
University University of Greenwich 4.2 miles
Hospital Jasmine Centre 4.5 miles
Hospital King's / Dartford Dialysis Unit 4.5 miles

Street-level crime

Category Count
Violence and sexual offences 148
Anti-social behaviour 77
Criminal damage and arson 46
Other theft 32
Shoplifting 23
Vehicle crime 18
Public order 16
Drugs 13
Robbery 9
Burglary 8
Other crime 7
Bicycle theft 5
Possession of weapons 3
Theft from the person 3
Total incidents 408

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Wrotham Road Primary School Primary 0.1 miles Good — 12 Sep 2016
Bronte School Other 0.2 miles (No rating)
Mayfield Grammar School, Gravesend Secondary 0.3 miles Outstanding — 9 Jun 2024
Holy Trinity Church of England Primary School Primary 0.4 miles Good — 17 Oct 2018
Pier View Academy Other 0.5 miles Good — 22 Sep 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
1 Bed Flat, Queen St, DA12 £950/mo 1 0.46 miles OpenRent

Average rent: £950/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.56%
Max investor price (0.8%) £118,750
Target investor price (1%) £95,000
Gross yield 6.7%
Cost-to-rent ratio 14.9×
Monthly cashflow £161/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 3.9%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).