# 3 bedroom semi-detached house for sale (B26 1TN) ## Property Details | Key | Value | |-----|-------| | Address | 69 MOAT LANE, BIRMINGHAM, YARDLEY, WEST MIDLANDS B26 1TN | | Price | £240,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | C | | Last sold | £234,000 Feb 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 18/06/2035 - **Current heating cost:** £804/year - **Est. upgrade cost to C:** £31,000 ### Recommendations - Q (£7,500 - £11,000) - W1 (£5,000 - £10,000) - O (£4,500 - £6,000) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9718-3051-9206-3615-9200) ## Description CONVENIENT LOCATION - A three bedroom semi detached house on a popular road in Yardley close to all amenities. A three bedroom semi detached house on a popular road in Yardley close to all amenities. This property will make a great first time purchase and is in a superb location near to a good range of shops, facilities and transport links. Comprising enclosed porch, entrance hall, lounge, kitchen/diner, verandah with WC and outhouse to the ground floor. Upstairs there are three bedrooms and a good sized bathroom. Further benefiting from central heating, double glazing, potential for off road parking via a concrete frontage, rear garage and rear garden. **Potential For Driveway** - **Enclosed Porch** - 1.60m x 1.12m (5'3 x 3'8) - **Entrance Hall** - 1.65m x 4.34m (5'5 x 14'3) - **Lounge** - 3.02m x 4.27m to bay (9'11 x 14' to bay) - **Dining Area** - 3.02m x 4.11m (9'11 x 13'6) - **Kitchen Area** - 1.75m x 2.92m (5'9 x 9'7) - **Verandah** - 5.92m x 2.31m (19'5 x 7'7) - **Wc** - **Outhouse** - 1.85m x 3.61m (6'1 x 11'10) - **Landing** - 1.63m x 1.83m;2.13m (5'4 x 6;7) - **Bedroom One** - 3.02m x 3.96m (9'11 x 13') - **Bedroom Two** - 3.02m x 4.19m to bay (9'11 x 13'9 to bay) - **Bedroom Three** - 1.63m x 2.21m (5'4 x 7'3) - **Bathroom** - 1.60m x 2.95m (5'3 x 9'8) - **Rear Garden** - **Rear Garage** - TENURE: We are advised that the property is FREEHOLD BROADBAND: We understand that the standard broadband download speed at the property is around 6 Mbps, however please note that results will vary depending on the time a speed test is carried out. The estimated fastest download speed currently achievable for the property post code area is around 1800 Mbps. Data taken from checker.ofcom.org.uk on 16/6/2025. Actual service availability at the property or speeds received may be different. MOBILE: We understand that the property has limited current mobile coverage (data taken from checker.ofcom.org.uk on 16/6/2025). Please note that actual services available may be different depending on the particular circumstances, precise location and network outages. VIEWING: By appointment only with the office on the number below. CONSUMER PROTECTION FROM UNFAIR TRADING REGULATIONS 2008: These particulars are for general guidance only and are based on information supplied and approved by the seller. Complete accuracy cannot be guaranteed and may be subject to errors and/or omissions. They do not constitute representations of fact or form part of any offer or contract. Any Prospective Purchaser should obtain verification of all legal and factual matters and information from their Solicitor, Licensed Conveyancer or Surveyors as appropriate. The agent has not sought to verify the legal title of the property and the buyers must obtain verification from their solicitor. Photographs are provided for illustrative purposes only and the items shown in these are not necessarily included in the sale, unless specifically stated. The agent has not tested any apparatus, equipment, fixtures, fittings or services mentioned and do not by these Particulars or otherwise verify or warrant that they are in working order. MONEY LAUNDERING REGULATIONS: Under anti-money laundering legislation, we are obliged to confirm the identity of individuals and companies and the beneficial owners of organisations and trusts before accepting new instructions, and to review this from time to time. To avoid the need to request detailed identity information from intending purchasers, we may use approved external services which review publicly available information on companies and individuals. Any purchaser who has a provisional offer accepted via this company will be liable to pay a purchase administration fee of £25 inclusive of VAT to cover these checks. However, should those checks, for any reason, fail adequately to confirm identity, we may write to you to ask for identification evidence. If you do not provide satisfactory evidence or information within a reasonable time, we may have to stop acting for you and we would ask for your co-operation in order that there will be no delay in agreeing the sale. ## Property Photos - ![Front](/listings/photos/163398299/1185124) - Front - ![Lounge](/listings/photos/163398299/1185125) - Lounge - ![Dining Room](/listings/photos/163398299/1185126) - Dining Room - ![Kitchen/Diner](/listings/photos/163398299/1185127) - Kitchen/Diner - ![Kitchen](/listings/photos/163398299/1185128) - Kitchen - ![Porch](/listings/photos/163398299/1185129) - Porch - ![Entrance Hall](/listings/photos/163398299/1185130) - Entrance Hall - ![Bedroom One](/listings/photos/163398299/1185131) - Bedroom One - ![Bedroom Two](/listings/photos/163398299/1185132) - Bedroom Two - ![Bedroom Three](/listings/photos/163398299/1185133) - Bedroom Three - ![Bathroom](/listings/photos/163398299/1185134) - Bathroom - ![Rear Garden](/listings/photos/163398299/1185135) - Rear Garden ## Floorplans - ![Moat Lane, B26 1TN](/listings/photos/163398299/1185136) - Moat Lane, B26 1TN ## EPC Graphs - ![EE Rating](/listings/photos/163398299/1185137) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 69 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TN | £234,000 | 09/02/2026 | Semi-detached | | 69 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TN | £157,950 | 29/04/2016 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 94 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £310,000 | 23/01/2026 | Semi-detached | | 26 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PJ | £250,000 | 15/01/2026 | Semi-detached | | 130 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TS | £360,000 | 19/12/2025 | Semi-detached | | 142 YEW TREE LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1AX | £269,950 | 27/11/2025 | Semi-detached | | 8 RUTLAND DRIVE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1UB | £242,000 | 03/09/2025 | Semi-detached | | 14 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TJ | £270,000 | 08/05/2025 | Semi-detached | | 65 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TX | £275,000 | 18/02/2025 | Semi-detached | | 50 ORCHARD RISE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1QT | £216,000 | 11/02/2025 | Semi-detached | | 57 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PL | £250,000 | 18/12/2024 | Semi-detached | | 51 PATRICK ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1SR | £200,000 | 15/12/2023 | Semi-detached | | 44 YEW TREE LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1AP | £230,000 | 03/11/2023 | Semi-detached | | 80 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £290,000 | 02/11/2023 | Semi-detached | | 14 CROFT ROAD, BIRMINGHAM, WEST MIDLANDS, B26 1SG | £265,000 | 04/10/2023 | Semi-detached | | 10 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PJ | £295,000 | 25/08/2023 | Semi-detached | | 19 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TU | £280,000 | 10/08/2023 | Semi-detached | | 12 VERA ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TT | £360,000 | 04/08/2023 | Semi-detached | | 46 ROWLANDS ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1AS | £330,000 | 28/07/2023 | Semi-detached | | 139 BARROWS LANE, BIRMINGHAM, WEST MIDLANDS, B26 1SE | £305,000 | 12/06/2023 | Semi-detached | | 84 ELMCROFT ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1PL | £325,000 | 09/06/2023 | Semi-detached | | 85 PATRICK ROAD, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1SR | £270,000 | 26/05/2023 | Semi-detached | | [Same street] 107 MOAT LANE, YARDLEY, BIRMINGHAM, WEST MIDLANDS, B26 1TN | £210,000 | 28/02/2022 | Semi-detached | **Street average:** £210,000 (1 sale) **Area average:** £279,648 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £261,188 (88 Semi-detached, B26, 2024–2026) - **Deviation:** -8.1% ## Rental Range *ONS Price Index of Private Rents (Birmingham). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £979/mo - **Realistic:** £1,088/mo - **Optimistic:** £1,197/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Birmingham (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £823/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Bordesley Green East, B33 | £1,350/mo | 3 | 0.88 miles | OpenRent | | 3 Bed Semi-Detached House, Sheldon Heath Road, B26 | £1,550/mo | 3 | 0.99 miles | OpenRent | | 3 Bed End Terrace, Station Road, B33 | £1,395/mo | 3 | 1.12 miles | OpenRent | **Average rent: £1,432/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.58% (weak for cashflow) - **Max investor price (0.8%):** £174,375 - **Target investor price (1%):** £139,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,395/mo).* - **Gross yield:** 7% - **Cost-to-rent:** 14.3× - **Monthly cashflow:** £285/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 4.9% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,200/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 26.4% - **10y growth:** 61.7% ## House Price Index (HM Land Registry) *Official index for Birmingham; Semi-detached series; as of April 2026.* - **1y growth (index):** 1.9% - **5y growth (index):** 19.2% - **10y growth (index):** 60.8% ## Flood risk - **Zone:** 2 - **Risk:** In flood risk area - **Source:** Environment Agency Flood Risk Areas (APSFR) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)