Sold STC Terraced

16A

WORMALD STREET, HUDDERSFIELD, ALMONDBURY, WEST YORKSHIRE HD5 8NQ

2 beds 65 m² Listed 20 Nov 2005 (-7510d)

£109,500

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# 2 bedroom terraced house for sale (HD5 8NQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 16A, WORMALD STREET, HUDDERSFIELD, ALMONDBURY, WEST YORKSHIRE HD5 8NQ |
| Price | £109,500 |
| Bedrooms | 2 |
| Last sold | £109,500 Jul 2006 |

## Description

**A stone built Edwardian mid terrace house, double fronted and presenting an aesthetically pleasing appearance featuring retained sash windows.

The property boasts a plethora of retained original fixtures including high moulded skirting boards, architraves and H-panelled internal doors including floor to ceiling cupboards in the kitchen.

With high ceilings throughout and large period landing ceiling window, we recommend an early viewing.**

Entrance Vestibule    Original stout front door with glazed light over and doors to the lounge and kitchen.

Lounge  14'8" x 13'6" (4.47m x 4.11m).  Large sash window gives an abundance of natural light and looks out onto the garden. Contemporary style ornamental inglenook fire-place with stone lintel, ceiling coving.

Kitchen  10'4" (3.15m) x 8' (2.44m) (Minimum measurement available).  With deep floor to ceiling retained fitted cupboards and walk in split level pantry. Fitted base and wall cupboards and drawers with worktops and inset stainless steel sink unit, Deep mosaic tiled splash back and wall mounted combination central heating boiler, Extractor hood above oven space and plumbing for an automatic washing machine.

First Floor Landing  16'2" x 5'3" (4.93m x 1.6m).  With feature Edwardian glass ceiling window giving borrowed light from the roof space. Dog leg stairs with spindled banister, mahogany hand rail.

Bedroom One  14'8" x 9'2" (4.47m x 2.8m).  With sash window overlooking the garden, cast iron fire place with original tiled hearth, central heating radiator.

Bedroom Two  9' x 8'6" (2.74m x 2.6m).  With sash window and central heating radiator.

Bathroom  9' x 7'3" (2.74m x 2.2m).  Spacious bathroom fitted with a white three piece suite consisting; enamel lead bath, WC and pedestal wash basin. Sash window with lower half having frosted glass, exposed floor boards and large floor to ceiling fitted cupboards, part tiling and central heating radiator.

Exterior    Passage entrance from Wormald Street leads to the front door. In front of the property is an enclosed garden with paths, flower beds and gravelled sitting area.

Note    There are two outhouses and raised strip garden in the ownership of No 16 Wormald Street with associated rights of access.

## Property Photos

- ![Exterior](/listings/photos/10252382/500591) - Exterior
- ![Exterior](/listings/photos/10252382/500593) - Exterior
- ![Lounge](/listings/photos/10252382/500597) - Lounge
- ![Kitchen](/listings/photos/10252382/500602) - Kitchen
- ![Bedroom](/listings/photos/10252382/500606) - Bedroom
- ![Lounge](/listings/photos/10252382/500611) - Lounge

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4128947
- **Address:** 16a Wormald Street, Almondbury, HD5 8NQ
- **Certificate Issued:** 10/10/2006
- **Work Completed:** 28/09/2006
- **Items:** 5 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16A WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ | £109,500 | 28/07/2006 | Terraced |
| 16A WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ | £28,950 | 16/07/1999 | Flat |
| 16A WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ | £28,950 | 16/07/1999 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 GRASSCROFT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XG | £320,000 | 19/12/2025 | Terraced |
| 11 HIGHLANDS AVENUE, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NA | £128,000 | 27/11/2025 | Terraced |
| [Same street] 23 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ | £203,000 | 17/04/2025 | Terraced |
| 18 LONGCROFT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XW | £107,500 | 01/10/2024 | Terraced |
| [Same street] 28 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ | £250,000 | 07/05/2024 | Terraced |
| 47 HIGHCROFT CRESCENT, HUDDERSFIELD, WAKEFIELD, WEST YORKSHIRE, HD5 8NF | £158,000 | 30/10/2023 | Terraced |
| 13 FARFIELD ROAD, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8TE | £124,500 | 30/10/2023 | Terraced |
| 18 LONGCROFT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XW | £95,000 | 06/10/2023 | Terraced |
| 152 NORTHGATE, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8US | £150,000 | 08/09/2023 | Terraced |
| 77 WESTGATE, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XQ | £93,000 | 28/07/2023 | Terraced |
| 22 LONGCROFT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XW | £140,000 | 21/07/2023 | Terraced |
| 53 WATERCROFT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8UT | £97,500 | 11/07/2023 | Terraced |
| [Same street] 4 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ | £325,000 | 23/06/2023 | Semi-detached |
| 87 TOWN END, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NW | £208,000 | 16/06/2023 | Terraced |
| 22 NORTHGATE, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8RX | £95,000 | 02/06/2023 | Terraced |
| [Same street] 11 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ | £170,000 | 31/05/2023 | Terraced |
| [Same street] 31 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ | £190,000 | 08/02/2023 | Terraced |
| 75 WESTGATE, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XQ | £102,000 | 25/11/2022 | Terraced |
| 63 WATERCROFT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8UT | £125,000 | 18/11/2022 | Terraced |
| 5 BRICK BANK, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8RU | £110,000 | 02/11/2022 | Terraced |
| 8 OLD SCHOOL LANE, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8HQ | £200,000 | 28/10/2022 | Terraced |
| [Same street] 4 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ | £330,500 | 28/09/2022 | Semi-detached |
| 15 BLACKSMITHS FOLD, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XH | £159,000 | 09/09/2022 | Terraced |
| 42 NORTHGATE, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8RX | £162,000 | 05/09/2022 | Terraced |
| [Same street] 18 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ | £226,000 | 02/09/2022 | Semi-detached |
| 25 WESTGATE, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XF | £98,000 | 26/08/2022 | Terraced |
| 33 HIGHCROFT CRESCENT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NF | £146,000 | 28/06/2022 | Terraced |

**Street average:** £242,071 (7 sales)
**Area average:** £140,925 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £150,353 (46 Terraced, HD5, 2024–2026)
- **Deviation:** -27.2%

## Rental Range

*ONS Price Index of Private Rents (Kirklees). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £690/mo
- **Realistic:** £767/mo
- **Optimistic:** £844/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kirklees (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £524/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Town End, HD5 | £660/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Terraced House, Lowerhouses Lane, HD5 | £650/mo | 2 | 0.66 miles | OpenRent |
| 2 Bed Terraced House, Ravensknowle Road, HD5 | £800/mo | 2 | 0.76 miles | OpenRent |

**Average rent: £703/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £82,500
- **Target investor price (1%):** £66,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £660/mo).*

- **Gross yield:** 7.2%
- **Cost-to-rent:** 13.8×
- **Monthly cashflow:** £138/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.4%
- **10y growth:** 77.5%

## House Price Index (HM Land Registry)

*Official index for Kirklees; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 25.3%
- **10y growth (index):** 57.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Exterior Exterior Lounge Kitchen Bedroom Lounge

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Property details

Floor area

65 m²

Last sold

£109,500 Jul 2006

Local average

£150,353 (-27.2%)

Deprivation

Decile 2 (3,575 of 33,755)

Street crime

117 incidents within 1 mile (Apr 2026)

Description

A stone built Edwardian mid terrace house, double fronted and presenting an aesthetically pleasing appearance featuring retained sash windows.
The property boasts a plethora of retained original fixtures including high moulded skirting boards, architraves and H-panelled internal doors including floor to ceiling cupboards in the kitchen.
With high ceilings throughout and large period landing ceiling window, we recommend an early viewing.

Entrance Vestibule Original stout front door with glazed light over and doors to the lounge and kitchen.

Lounge 14'8" x 13'6" (4.47m x 4.11m). Large sash window gives an abundance of natural light and looks out onto the garden. Contemporary style ornamental inglenook fire-place with stone lintel, ceiling coving.

Kitchen 10'4" (3.15m) x 8' (2.44m) (Minimum measurement available). With deep floor to ceiling retained fitted cupboards and walk in split level pantry. Fitted base and wall cupboards and drawers with worktops and inset stainless steel sink unit, Deep mosaic tiled splash back and wall mounted combination central heating boiler, Extractor hood above oven space and plumbing for an automatic washing machine.

First Floor Landing 16'2" x 5'3" (4.93m x 1.6m). With feature Edwardian glass ceiling window giving borrowed light from the roof space. Dog leg stairs with spindled banister, mahogany hand rail.

Bedroom One 14'8" x 9'2" (4.47m x 2.8m). With sash window overlooking the garden, cast iron fire place with original tiled hearth, central heating radiator.

Bedroom Two 9' x 8'6" (2.74m x 2.6m). With sash window and central heating radiator.

Bathroom 9' x 7'3" (2.74m x 2.2m). Spacious bathroom fitted with a white three piece suite consisting; enamel lead bath, WC and pedestal wash basin. Sash window with lower half having frosted glass, exposed floor boards and large floor to ceiling fitted cupboards, part tiling and central heating radiator.

Exterior Passage entrance from Wormald Street leads to the front door. In front of the property is an enclosed garden with paths, flower beds and gravelled sitting area.

Note There are two outhouses and raised strip garden in the ownership of No 16 Wormald Street with associated rights of access.

Listed by

Elland Covering Huddersfield

Hunters Property Group Ltd

Reference: 10252382

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #4128947

Property Details

Street: 16a Wormald Street

Town: Almondbury

Postcode: HD5 8NQ

Installation Details

Items: 5 windows and 1 door

Certificate Issued: 10/10/2006

Work Completed: 28/09/2006

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

278% since 1999

Event	Date	Price	% change
Sold	28/07/2006 (19 years ago)	£109,500	+278.2%
Sold	16/07/1999 (26 years ago)	£28,950	0%
Sold	16/07/1999 (26 years ago)	£28,950	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
10 GRASSCROFT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XG	£320,000	19/12/2025	Terraced
11 HIGHLANDS AVENUE, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NA	£128,000	27/11/2025	Terraced
Same street 23 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ	£203,000	17/04/2025	Terraced
18 LONGCROFT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XW	£107,500	01/10/2024	Terraced
Same street 28 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ	£250,000	07/05/2024	Terraced
47 HIGHCROFT CRESCENT, HUDDERSFIELD, WAKEFIELD, WEST YORKSHIRE, HD5 8NF	£158,000	30/10/2023	Terraced
13 FARFIELD ROAD, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8TE	£124,500	30/10/2023	Terraced
18 LONGCROFT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XW	£95,000	06/10/2023	Terraced
152 NORTHGATE, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8US	£150,000	08/09/2023	Terraced
77 WESTGATE, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XQ	£93,000	28/07/2023	Terraced
22 LONGCROFT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XW	£140,000	21/07/2023	Terraced
53 WATERCROFT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8UT	£97,500	11/07/2023	Terraced
Same street 4 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ	£325,000	23/06/2023	Semi-detached
87 TOWN END, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NW	£208,000	16/06/2023	Terraced
22 NORTHGATE, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8RX	£95,000	02/06/2023	Terraced
Same street 11 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ	£170,000	31/05/2023	Terraced
Same street 31 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ	£190,000	08/02/2023	Terraced
75 WESTGATE, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XQ	£102,000	25/11/2022	Terraced
63 WATERCROFT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8UT	£125,000	18/11/2022	Terraced
5 BRICK BANK, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8RU	£110,000	02/11/2022	Terraced
8 OLD SCHOOL LANE, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8HQ	£200,000	28/10/2022	Terraced
Same street 4 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ	£330,500	28/09/2022	Semi-detached
15 BLACKSMITHS FOLD, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XH	£159,000	09/09/2022	Terraced
42 NORTHGATE, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8RX	£162,000	05/09/2022	Terraced
Same street 18 WORMALD STREET, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NQ	£226,000	02/09/2022	Semi-detached
25 WESTGATE, ALMONDBURY, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8XF	£98,000	26/08/2022	Terraced
33 HIGHCROFT CRESCENT, HUDDERSFIELD, KIRKLEES, WEST YORKSHIRE, HD5 8NF	£146,000	28/06/2022	Terraced

Street average: £242,071 (7 sales)

Area average: £140,925 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 21.4%

10y growth 77.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Kirklees. Series: Terraced. As of March 2026.

1y (index) 1.8%

5y (index) 25.3%

10y (index) 57.9%

Rental Range

Estimated market rent for Kirklees. Low = conservative, Realistic = average, Optimistic = best case.

Low £690/mo

Realistic £767/mo

Optimistic £844/mo

Based on Local Authority from postcode lookup → Kirklees.

LHA (30th percentile) floor for Kirklees: £524/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View HD5 8NQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Northgate Terminus	0.1 miles
Bus stop	Northgate Watercroft	0.1 miles
University	University of Huddersfield	0.3 miles
Shop	Unknown	1.0 miles
Train station	Huddersfield	1.8 miles
Train station	Berry Brow	2.0 miles
Hospital	Huddersfield Royal Infirmary	3.1 miles
Hospital	Holme Valley Memorial Hospital	4.0 miles

Street-level crime

Category	Count
Violence and sexual offences	37
Anti-social behaviour	36
Public order	10
Criminal damage and arson	9
Other theft	7
Shoplifting	7
Burglary	5
Drugs	3
Vehicle crime	2
Other crime	1
Total incidents	117

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
All Hallows' CofE (VA) Primary School	Primary	0.2 miles	Good — 6 May 2015
King James's School	Secondary	0.4 miles	Good — 2 Dec 2019
Southgate School	Other	0.4 miles	Good — 24 Apr 2015
Hill View Academy	Primary	0.6 miles	Good — 21 Sep 2023
Lowerhouses CofE Primary School	Primary	0.7 miles	Good — 17 Jul 2018

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Town End, HD5	£660/mo	2	0.19 miles	OpenRent
2 Bed Terraced House, Lowerhouses Lane, HD5	£650/mo	2	0.66 miles	OpenRent
2 Bed Terraced House, Ravensknowle Road, HD5	£800/mo	2	0.76 miles	OpenRent

Average rent: £703/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.6%

Max investor price (0.8%) £82,500

Target investor price (1%) £66,000

Gross yield 7.2%

Cost-to-rent ratio 13.8×

Monthly cashflow £138/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).