Sold Terraced

4 WIND STREET

ABERDARE, ABERDARE, RHONDDA CYNON TAFF CF44 7LL

2 beds 1 baths Listed 6 Oct 2015 (-3952d)

£69,950

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# 2 bedroom terraced house for sale (CF44 7LL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 4 WIND STREET, ABERDARE, ABERDARE, RHONDDA CYNON TAFF CF44 7LL |
| Price | £69,950 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £30,000 Oct 2002 |

## Description

COMPRISING: Hallway; lounge; kitchen; landing; 2 bedrooms; bathroom; garden.

DURBINS LEGAL ESTATES will be pleased to assist suitable applicants in obtaining MORTGAGE and CONVEYANCING FACILITIES for this property. Call in or telephone our office for a chat with our Mortgage Advisor Mark Ringrose.

**Hallway** - Entrance via double glazed front door, emulsion ceiling, sunken spotlights, radiator, fitted carpet.

**Lounge** - 5.33m x 4.09m (17'6" x 13'5") - Double glazed window to front, emulsion walls and ceiling, two radiators, gas fire, TV aerial, BT socket, fitted carpet.

**Kitchen** - 3.81m x 3.07m (12'6" x 10'1") - Double glazed window and door to rear, emulsion ceiling, range of base and wall units in cream gloss, breakfast bar, stainless steel sink, tile splashbacks, built-in gas hob and electric oven, extractor fan, radiator, plumbing for automatic w/machine, tiled floor.

**Landing** - Emulsion walls, textured ceiling, dado rail, built-in cupboard housing tanks, fitted carpet.

**Bedroom 1** - 3.56m x 3.25m (11'8" x 10'8") - Two double glazed windows to front, emulsion walls, textured ceiling, radiator, fitted carpet.

**Bedroom 2** - 2.69m x 2.16m (8'10" x 7'1") - Double glazed window to rear, emulsion walls, textured ceiling, radiator, fitted carpet.

**Bathroom** - Double glazed window, emulsion walls, radiator, w.c., wash hand basin, shower with tiled walls, heated towel rail, fitted carpet.

**Outside** - Decked rear garden with outside lighting and water supply, storage shed.

**Disclaimer** - These particulars, whilst believed to be accurate are set out as a general outline only for guidance and do not constitute any part of an offer or contract. Intending purchasers should not rely on them as statements of representation of fact, but must satisfy themselves by inspection or otherwise as to their accuracy. No person in this firms employment has the authority to make or give any representation or warranty in respect of the property. Although these particulars are thought to be materially correct their accuracy cannot be guaranteed and they do not form part of any contract.

## Property Photos

- ![a-windst4.frnt.jpg](/listings/photos/51809719/1612543) - a-windst4.frnt.jpg
- ![a-windst4.lng.jpg](/listings/photos/51809719/1612544) - a-windst4.lng.jpg
- ![Lounge](/listings/photos/51809719/1612545) - Lounge
- ![Kitchen](/listings/photos/51809719/1612546) - Kitchen
- ![Photo](/listings/photos/51809719/1612547)
- ![a-windst4.kit2.jpg](/listings/photos/51809719/1612548) - a-windst4.kit2.jpg
- ![Bedroom 2](/listings/photos/51809719/1612549) - Bedroom 2
- ![a-windst4.bed1.1.jpg](/listings/photos/51809719/1612550) - a-windst4.bed1.1.jpg
- ![Bedroom 1](/listings/photos/51809719/1612551) - Bedroom 1
- ![Bathroom](/listings/photos/51809719/1612552) - Bathroom
- ![Outside](/listings/photos/51809719/1612553) - Outside
- ![a-windst4.gdn1.jpg](/listings/photos/51809719/1612554) - a-windst4.gdn1.jpg
- ![a-windst4.gdn2.jpg](/listings/photos/51809719/1612555) - a-windst4.gdn2.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/51809719/1612556) - EE Rating
- ![EI Rating](/listings/photos/51809719/1612557) - EI Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6731471
- **Address:** 4 Wind Street, ABERDARE, CF44 7LL
- **Certificate Issued:** 03/08/2009
- **Work Completed:** 21/07/2009
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL | £30,000 | 04/10/2002 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 NANT ROW, ABERDARE, RHONDDA CYNON TAFF, CF44 7EH | £125,000 | 15/01/2026 | Terraced |
| [Same street] 5 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL | £225,000 | 19/12/2025 | Terraced |
| 78 YNYSLLWYD STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7NP | £65,000 | 05/12/2025 | Terraced |
| 5 YNYSLLWYD STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7NP | £75,000 | 07/11/2025 | Terraced |
| 14 RACHEL STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LP | £155,000 | 26/09/2025 | Terraced |
| 33 VICTORIA SQUARE, ABERDARE, RHONDDA CYNON TAFF, CF44 7LB | £60,000 | 07/05/2025 | Terraced |
| 4 YNYSLLWYD STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7NP | £39,500 | 09/04/2025 | Terraced |
| 15 RACHEL STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LP | £76,600 | 15/12/2023 | Terraced |
| 14 RACHEL STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LP | £130,000 | 14/12/2023 | Terraced |
| 81 YNYSLLWYD STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7NP | £67,500 | 27/10/2023 | Terraced |
| 26 ELIZABETH STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LN | £44,000 | 29/09/2023 | Terraced |
| 57 BUTE STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LD | £100,000 | 14/07/2023 | Terraced |
| 74 YNYSLLWYD STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7NP | £107,000 | 29/03/2023 | Terraced |
| [Same street] 99 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL | £39,950 | 28/11/2022 | Terraced |
| 35 VICTORIA SQUARE, ABERDARE, RHONDDA CYNON TAFF, CF44 7LB | £160,000 | 14/10/2022 | Terraced |
| [Same street] 98 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL | £77,000 | 02/09/2022 | Terraced |
| 30 ELIZABETH STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LN | £96,000 | 28/07/2022 | Terraced |
| 10 BUTE STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LD | £62,000 | 20/06/2022 | Terraced |
| [Same street] 8 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL | £72,500 | 27/05/2022 | Terraced |
| 37 ELIZABETH STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LN | £156,000 | 13/05/2022 | Terraced |
| [Same street] 100 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL | £100,000 | 05/05/2022 | Terraced |
| 69 BUTE STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LD | £130,000 | 28/03/2022 | Terraced |
| 74 YNYSLLWYD STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7NP | £57,000 | 08/02/2022 | Terraced |
| 9A RACHEL STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LP | £67,000 | 26/01/2022 | Terraced |
| 15 RACHEL STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LP | £52,000 | 29/10/2021 | Terraced |
| [Same street] 11 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL | £55,000 | 13/08/2021 | Terraced |

**Street average:** £94,908 (6 sales)
**Area average:** £91,230 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £117,463 (74 Terraced, CF44, 2024–2026)
- **Deviation:** -40.4%

## Rental Range

*ONS Price Index of Private Rents (Rhondda Cynon Taf). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £679/mo
- **Realistic:** £754/mo
- **Optimistic:** £829/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Wind Street, CF44 | £725/mo | 2 | 0.01 miles | OpenRent |
| 2 Bed Terraced House, Monk St, CF44 | £725/mo | 2 | 0.11 miles | OpenRent |
| 2 Bed End Terrace, Bankes Street, CF44 | £775/mo | 2 | 0.26 miles | OpenRent |
| 2 Bed End Terrace, Bankes Street, CF44 | £775/mo | 2 | 0.26 miles | OpenRent |
| 2 Bed Terraced House, South Avenue, CF44 | £650/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed Terraced House, Cardiff Road, CF44 | £825/mo | 2 | 0.48 miles | OpenRent |
| 2 Bed Terraced House, Regent St, CF44 | £650/mo | 2 | 0.93 miles | OpenRent |
| 2 Bed Terraced House, Lower Street, CF44 | £695/mo | 2 | 1.11 miles | OpenRent |

**Average rent: £728/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 1.04% (strong)
- **Max investor price (0.8%):** £90,625
- **Target investor price (1%):** £72,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £725/mo).*

- **Gross yield:** 12.4%
- **Cost-to-rent:** 8×
- **Monthly cashflow:** £352/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 20.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.1%
- **10y growth:** 82.3%

## House Price Index (HM Land Registry)

*Official index for Rhondda Cynon Taf; Terraced series; as of April 2026.*

- **1y growth (index):** 8%
- **5y growth (index):** 31.8%
- **10y growth (index):** 75.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

a-windst4.frnt.jpg a-windst4.lng.jpg Lounge Kitchen Photo 5 a-windst4.kit2.jpg Bedroom 2 a-windst4.bed1.1.jpg Bedroom 1 Bathroom Outside a-windst4.gdn1.jpg a-windst4.gdn2.jpg

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Property details

Last sold

£30,000 Oct 2002

Local average

£117,463 (-40.4%)

Street crime

149 incidents within 1 mile (May 2026)

Key features

Town centre location
Amenities nearby
Travel links nearby
2 bedrooms
Rear garden
Double glazing
Central heating
Internal viewing recommended
Ideal for first time buyer

Additional details

Garden: Yes

Description

A mid terrace property in town centre location with all its amenities and travel links to Cardiff, Merthyr Tydfil and Swansea nearby. The property benefits from double glazing and central heating. Ideal for First Time Buyers.

COMPRISING: Hallway; lounge; kitchen; landing; 2 bedrooms; bathroom; garden.

DURBINS LEGAL ESTATES will be pleased to assist suitable applicants in obtaining MORTGAGE and CONVEYANCING FACILITIES for this property. Call in or telephone our office for a chat with our Mortgage Advisor Mark Ringrose.

Hallway - Entrance via double glazed front door, emulsion ceiling, sunken spotlights, radiator, fitted carpet.

Lounge - 5.33m x 4.09m (17'6" x 13'5") - Double glazed window to front, emulsion walls and ceiling, two radiators, gas fire, TV aerial, BT socket, fitted carpet.

Kitchen - 3.81m x 3.07m (12'6" x 10'1") - Double glazed window and door to rear, emulsion ceiling, range of base and wall units in cream gloss, breakfast bar, stainless steel sink, tile splashbacks, built-in gas hob and electric oven, extractor fan, radiator, plumbing for automatic w/machine, tiled floor.

Landing - Emulsion walls, textured ceiling, dado rail, built-in cupboard housing tanks, fitted carpet.

Bedroom 1 - 3.56m x 3.25m (11'8" x 10'8") - Two double glazed windows to front, emulsion walls, textured ceiling, radiator, fitted carpet.

Bedroom 2 - 2.69m x 2.16m (8'10" x 7'1") - Double glazed window to rear, emulsion walls, textured ceiling, radiator, fitted carpet.

Bathroom - Double glazed window, emulsion walls, radiator, w.c., wash hand basin, shower with tiled walls, heated towel rail, fitted carpet.

Outside - Decked rear garden with outside lighting and water supply, storage shed.

Disclaimer - These particulars, whilst believed to be accurate are set out as a general outline only for guidance and do not constitute any part of an offer or contract. Intending purchasers should not rely on them as statements of representation of fact, but must satisfy themselves by inspection or otherwise as to their accuracy. No person in this firms employment has the authority to make or give any representation or warranty in respect of the property. Although these particulars are thought to be materially correct their accuracy cannot be guaranteed and they do not form part of any contract.

Listed by

Aberdare

Durbins Legal Estates

Reference: 51809719

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EE Rating

EI Rating

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6731471

Property Details

Street: 4 Wind Street

Town: ABERDARE

Postcode: CF44 7LL

Installation Details

Items: 1 door

Certificate Issued: 03/08/2009

Work Completed: 21/07/2009

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	04/10/2002 (23 years ago)	£30,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
6 NANT ROW, ABERDARE, RHONDDA CYNON TAFF, CF44 7EH	£125,000	15/01/2026	Terraced
Same street 5 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL	£225,000	19/12/2025	Terraced
78 YNYSLLWYD STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7NP	£65,000	05/12/2025	Terraced
5 YNYSLLWYD STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7NP	£75,000	07/11/2025	Terraced
14 RACHEL STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LP	£155,000	26/09/2025	Terraced
33 VICTORIA SQUARE, ABERDARE, RHONDDA CYNON TAFF, CF44 7LB	£60,000	07/05/2025	Terraced
4 YNYSLLWYD STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7NP	£39,500	09/04/2025	Terraced
15 RACHEL STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LP	£76,600	15/12/2023	Terraced
14 RACHEL STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LP	£130,000	14/12/2023	Terraced
81 YNYSLLWYD STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7NP	£67,500	27/10/2023	Terraced
26 ELIZABETH STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LN	£44,000	29/09/2023	Terraced
57 BUTE STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LD	£100,000	14/07/2023	Terraced
74 YNYSLLWYD STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7NP	£107,000	29/03/2023	Terraced
Same street 99 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL	£39,950	28/11/2022	Terraced
35 VICTORIA SQUARE, ABERDARE, RHONDDA CYNON TAFF, CF44 7LB	£160,000	14/10/2022	Terraced
Same street 98 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL	£77,000	02/09/2022	Terraced
30 ELIZABETH STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LN	£96,000	28/07/2022	Terraced
10 BUTE STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LD	£62,000	20/06/2022	Terraced
Same street 8 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL	£72,500	27/05/2022	Terraced
37 ELIZABETH STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LN	£156,000	13/05/2022	Terraced
Same street 100 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL	£100,000	05/05/2022	Terraced
69 BUTE STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LD	£130,000	28/03/2022	Terraced
74 YNYSLLWYD STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7NP	£57,000	08/02/2022	Terraced
9A RACHEL STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LP	£67,000	26/01/2022	Terraced
15 RACHEL STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LP	£52,000	29/10/2021	Terraced
Same street 11 WIND STREET, ABERDARE, RHONDDA CYNON TAFF, CF44 7LL	£55,000	13/08/2021	Terraced

Street average: £94,908 (6 sales)

Area average: £91,230 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.1%

10y growth 82.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Rhondda Cynon Taf. Series: Terraced. As of April 2026.

1y (index) 8%

5y (index) 31.8%

10y (index) 75.8%

Rental Range

Estimated market rent for Rhondda Cynon Taf. Low = conservative, Realistic = average, Optimistic = best case.

Low £679/mo

Realistic £754/mo

Optimistic £829/mo

Based on Local Authority from postcode lookup → Rhondda Cynon Taf.

Location

Map view View on Google Maps View on OpenStreetMap Street View CF44 7LL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	The Sweet Shop	0.0 miles
Shop	The Barber Shop	0.1 miles
Bus stop	Aberdare Victoria Square	0.1 miles
Bus stop	Aberdare Library	0.1 miles
Train station	Aberdare	0.3 miles
Train station	Cwmbach	1.5 miles
Hospital	Ysbyty Cwm Cynon	2.8 miles
Hospital	Prince Charles Hospital / Ysbyty'r Tywysog Siarl	4.4 miles

Street-level crime

Category	Count
Violence and sexual offences	62
Anti-social behaviour	25
Public order	21
Criminal damage and arson	18
Other crime	4
Other theft	4
Burglary	3
Shoplifting	3
Vehicle crime	3
Possession of weapons	2
Robbery	2
Drugs	1
Theft from the person	1
Total incidents	149

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Caradog Primary School	Other	0.2 miles	— (No rating)
Aberdare Town C.I.W. Primary School	Other	0.2 miles	— (No rating)
St Margaret's R.C. Primary School	Other	0.4 miles	— (No rating)
St John Baptist C.I.W. High School	Other	0.6 miles	— (No rating)
Blaengwawr Primary School	Other	0.6 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Wind Street, CF44	£725/mo	2	0.01 miles	OpenRent
2 Bed Terraced House, Monk St, CF44	£725/mo	2	0.11 miles	OpenRent
2 Bed End Terrace, Bankes Street, CF44	£775/mo	2	0.26 miles	OpenRent
2 Bed End Terrace, Bankes Street, CF44	£775/mo	2	0.26 miles	OpenRent
2 Bed Terraced House, South Avenue, CF44	£650/mo	2	0.3 miles	OpenRent
2 Bed Terraced House, Cardiff Road, CF44	£825/mo	2	0.48 miles	OpenRent
2 Bed Terraced House, Regent St, CF44	£650/mo	2	0.93 miles	OpenRent
2 Bed Terraced House, Lower Street, CF44	£695/mo	2	1.11 miles	OpenRent

Average rent: £728/mo (8 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 9.2% gross yield avg £94,908 sale, £725/mo rent

Rent ratio 1.04%

Max investor price (0.8%) £90,625

Target investor price (1%) £72,500

Gross yield 12.4%

Cost-to-rent ratio 8×

Monthly cashflow £352/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 20.8%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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