# 2 bedroom terraced house for sale (LA18 4AD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 102 ALBERT STREET, MILLOM, CUMBERLAND LA18 4AD |
| Price | £85,950 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Last sold | £83,500 Apr 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 20/04/2031
- **Current heating cost:** £467/year
- **Est. upgrade cost to C:** £18,535

### Recommendations
- Q (£4,000 - £14,000)
- E (£35)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0739-4724-8000-0079-5226)

## Description

We are pleased to bring to the market this turn key ready mid terrace property located in the ever popular Albert Street conveniently situated for all local amenities. This two bedroom house is well presented throughout with modern fitments and decor and has recently benefited from a new bathroom suite. Ideally suited to a variety of buyers the accommodation over two floors briefly comprises of: entrance porch, open plan lounge/dining room, kitchen, ground floor cloak room, two bedrooms and first floor bathroom. Externally there is an enclosed rear yard. 

Internal viewing of this immaculate property is highly recommended. 

SERVICES: All Mains   VIEIWNG: By Appointment Via the Agent.

Council Tax Band A

**Lounge** 8.05m (26'5") x 3.45m (11'4")

Entrance to the property is via Upvc front door leading into an entrance porch with tiled floor and door to the lounge. An open plan lounge/dining room with Upvc double glazed window to the front aspect, a modern lounge decorated in neutral tones with feature fireplace, with inset electric fire, radiator, light and power points.

**Dining Area** 

Having Upvc double glazed window to the rear aspect, access to the stairs, radiator, light and power.

**Kitchen** 4.27m (14'0") x 1.75m (5'9")

The kitchen is fitted with a range of white wall and base cupboards with contrasting work surfaces and inset stainless steel sink unit. Additional benefits include integral hob and oven with extractor fan, radiator, tiled floor, two Upvc double glazed windows to the side elevation and splash back tiling to the walls. Power and lights. Upvc double glazed door gives access to the rear yard.

**Ground Floor Cloak Room** 

Having WC and pedestal wash hand basin, tiled floor, power and light. The plumbing for the washer is in this space.

**Landing** 

Stairs from the dining area provide access to the first floor landing with one double power point and loft access point.

**Bedroom** 3.48m (11'5") x 3.38m (11'1")

With double glazed window to the front elevation, radiator, light and power.

**Bedroom** 4.62m (15'2") x 1.75m (5'9")

With double glazed window to the rear elevation, radiator, power and light.

**Bathroom** 2.51m (8'3") x 1.80m (5'11")

Recently fitted with a new bathroom suite with black accessories comprising of bath with over bath shower, low level WC and vanity sink unit. There is complimentary panelling to the walls and wood effect cushion flooring finishes off this stylish bathroom. Black ladder style radiator, extractor fan and light. Upvc double glazed window to the side elevation and built in cupboard houses the combi boiler.

**Externally** 

To the rear of the property is a yard with wood gate leading to the service lane.

## Property Photos

- ![Main Picture](/listings/photos/169064021/1522566) - Main Picture
- ![Lounge](/listings/photos/169064021/1522567) - Lounge
- ![Dining Area](/listings/photos/169064021/1522568) - Dining Area
- ![Kitchen](/listings/photos/169064021/1522569) - Kitchen
- ![Ground Floor Cloak](/listings/photos/169064021/1522570) - Ground Floor Cloak
- ![Landing](/listings/photos/169064021/1522571) - Landing
- ![Bedroom](/listings/photos/169064021/1522572) - Bedroom
- ![Bedroom](/listings/photos/169064021/1522573) - Bedroom
- ![Bathroom](/listings/photos/169064021/1522574) - Bathroom
- ![Externally](/listings/photos/169064021/1522575) - Externally
- ![Photo](/listings/photos/169064021/1522576)
- ![Photo](/listings/photos/169064021/1522577)

## EPC Graphs

- ![EPC](/listings/photos/169064021/1522578) - EPC

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2023592
- **Address:** 102 Albert Street, Millom, LA18 4AD
- **Certificate Issued:** 07/09/2004
- **Work Completed:** 16/08/2004
- **Items:** 3 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 102 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £83,500 | 14/04/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 131 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £77,000 | 18/02/2026 | Terraced |
| 72 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ | £213,500 | 06/10/2025 | Terraced |
| [Same street] 118 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £72,000 | 19/08/2025 | Terraced |
| [Same street] 92 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £68,000 | 17/03/2025 | Terraced |
| 14 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP | £130,000 | 15/12/2023 | Terraced |
| 46 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP | £79,000 | 08/12/2023 | Terraced |
| 101 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DH | £59,000 | 23/11/2023 | Terraced |
| [Same street] 122 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £74,000 | 17/11/2023 | Terraced |
| 87 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DS | £93,000 | 19/10/2023 | Terraced |
| [Same street] 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £92,000 | 17/10/2023 | Terraced |
| 42 KING STREET, MILLOM, CUMBERLAND, LA18 4BD | £61,000 | 17/10/2023 | Terraced |
| 25 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP | £70,000 | 16/10/2023 | Terraced |
| [Same street] 95 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £92,000 | 13/10/2023 | Terraced |
| 69 QUEEN STREET, MILLOM, CUMBERLAND, LA18 4DN | £50,000 | 05/10/2023 | Terraced |
| 74 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £95,000 | 03/10/2023 | Terraced |
| 30 LORD STREET, MILLOM, CUMBERLAND, LA18 4BL | £37,500 | 28/09/2023 | Terraced |
| 21 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP | £49,000 | 16/06/2023 | Terraced |
| 67 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DS | £45,000 | 16/06/2023 | Terraced |
| 24 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DE | £90,000 | 09/05/2023 | Terraced |
| 5 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DR | £77,500 | 27/04/2023 | Terraced |
| [Same street] 116 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £58,000 | 06/04/2023 | Terraced |
| [Same street] 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £44,000 | 31/03/2023 | Terraced |
| 58 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ | £150,000 | 22/03/2023 | Terraced |
| 48 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £50,000 | 16/03/2023 | Terraced |
| 53 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £50,000 | 10/03/2023 | Terraced |
| 44 KING STREET, MILLOM, CUMBERLAND, LA18 4DL | £82,000 | 03/03/2023 | Terraced |
| 56 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £90,000 | 17/02/2023 | Terraced |
| 22 NEWTON STREET, MILLOM, COPELAND, CUMBRIA, LA18 4DR | £72,500 | 20/12/2022 | Terraced |
| [Same street] 113 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £77,000 | 01/07/2022 | Terraced |
| [Same street] 123 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £83,000 | 03/12/2021 | Terraced |
| [Same street] 131 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £75,000 | 17/09/2021 | Terraced |
| [Same street] 95 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £85,000 | 08/09/2021 | Terraced |
| [Same street] 113 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £58,000 | 03/09/2021 | Terraced |

**Street average:** £73,462 (13 sales)
**Area average:** £82,200 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £126,220 (25 Terraced, LA18, 2024–2026)
- **Deviation:** -31.9%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £865/mo
- **Realistic:** £961/mo
- **Optimistic:** £1,057/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £499/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Lord St, LA18 | £700/mo | 2 | 0.04 miles | OpenRent |
| 2 Bed Terraced House, Lonsdale Road, LA18 | £650/mo | 2 | 0.14 miles | OpenRent |
| 2 Bed Terraced House, Oxford Street, LA18 | £725/mo | 2 | 0.27 miles | OpenRent |
| 2 Bed Terraced House, Newton Terrace, LA18 | £650/mo | 2 | 0.56 miles | OpenRent |

**Average rent: £681/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.79% (weak for cashflow)
- **Max investor price (0.8%):** £84,375
- **Target investor price (1%):** £67,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £675/mo).*

- **Gross yield:** 9.4%
- **Cost-to-rent:** 10.6×
- **Monthly cashflow:** £244/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 11.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,211/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 51.7%
- **10y growth:** 11.4%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)