Sold STC Terraced

102 ALBERT STREET

MILLOM, CUMBERLAND LA18 4AD

2 beds 2 baths 71 m² Listed 6 Nov 2025 (-269d)

£85,950

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# 2 bedroom terraced house for sale (LA18 4AD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 102 ALBERT STREET, MILLOM, CUMBERLAND LA18 4AD |
| Price | £85,950 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Last sold | £83,500 Apr 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 20/04/2031
- **Current heating cost:** £467/year
- **Est. upgrade cost to C:** £18,535

### Recommendations
- Q (£4,000 - £14,000)
- E (£35)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0739-4724-8000-0079-5226)

## Description

Internal viewing of this immaculate property is highly recommended.

SERVICES: All Mains   VIEIWNG: By Appointment Via the Agent.

Council Tax Band A

**Lounge** 8.05m (26'5") x 3.45m (11'4")

Entrance to the property is via Upvc front door leading into an entrance porch with tiled floor and door to the lounge. An open plan lounge/dining room with Upvc double glazed window to the front aspect, a modern lounge decorated in neutral tones with feature fireplace, with inset electric fire, radiator, light and power points.

**Dining Area**

Having Upvc double glazed window to the rear aspect, access to the stairs, radiator, light and power.

**Kitchen** 4.27m (14'0") x 1.75m (5'9")

The kitchen is fitted with a range of white wall and base cupboards with contrasting work surfaces and inset stainless steel sink unit. Additional benefits include integral hob and oven with extractor fan, radiator, tiled floor, two Upvc double glazed windows to the side elevation and splash back tiling to the walls. Power and lights. Upvc double glazed door gives access to the rear yard.

**Ground Floor Cloak Room**

Having WC and pedestal wash hand basin, tiled floor, power and light. The plumbing for the washer is in this space.

**Landing**

Stairs from the dining area provide access to the first floor landing with one double power point and loft access point.

**Bedroom** 3.48m (11'5") x 3.38m (11'1")

With double glazed window to the front elevation, radiator, light and power.

**Bedroom** 4.62m (15'2") x 1.75m (5'9")

With double glazed window to the rear elevation, radiator, power and light.

**Bathroom** 2.51m (8'3") x 1.80m (5'11")

Recently fitted with a new bathroom suite with black accessories comprising of bath with over bath shower, low level WC and vanity sink unit. There is complimentary panelling to the walls and wood effect cushion flooring finishes off this stylish bathroom. Black ladder style radiator, extractor fan and light. Upvc double glazed window to the side elevation and built in cupboard houses the combi boiler.

**Externally**

To the rear of the property is a yard with wood gate leading to the service lane.

## Property Photos

- ![Main Picture](/listings/photos/169064021/1522566) - Main Picture
- ![Lounge](/listings/photos/169064021/1522567) - Lounge
- ![Dining Area](/listings/photos/169064021/1522568) - Dining Area
- ![Kitchen](/listings/photos/169064021/1522569) - Kitchen
- ![Ground Floor Cloak](/listings/photos/169064021/1522570) - Ground Floor Cloak
- ![Landing](/listings/photos/169064021/1522571) - Landing
- ![Bedroom](/listings/photos/169064021/1522572) - Bedroom
- ![Bedroom](/listings/photos/169064021/1522573) - Bedroom
- ![Bathroom](/listings/photos/169064021/1522574) - Bathroom
- ![Externally](/listings/photos/169064021/1522575) - Externally
- ![Photo](/listings/photos/169064021/1522576)
- ![Photo](/listings/photos/169064021/1522577)

## EPC Graphs

- ![EPC](/listings/photos/169064021/1522578) - EPC

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2023592
- **Address:** 102 Albert Street, Millom, LA18 4AD
- **Certificate Issued:** 07/09/2004
- **Work Completed:** 16/08/2004
- **Items:** 3 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 102 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £83,500 | 14/04/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 131 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £77,000 | 18/02/2026 | Terraced |
| 72 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ | £213,500 | 06/10/2025 | Terraced |
| [Same street] 118 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £72,000 | 19/08/2025 | Terraced |
| [Same street] 92 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £68,000 | 17/03/2025 | Terraced |
| 14 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP | £130,000 | 15/12/2023 | Terraced |
| 46 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP | £79,000 | 08/12/2023 | Terraced |
| 101 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DH | £59,000 | 23/11/2023 | Terraced |
| [Same street] 122 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £74,000 | 17/11/2023 | Terraced |
| 87 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DS | £93,000 | 19/10/2023 | Terraced |
| [Same street] 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £92,000 | 17/10/2023 | Terraced |
| 42 KING STREET, MILLOM, CUMBERLAND, LA18 4BD | £61,000 | 17/10/2023 | Terraced |
| 25 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP | £70,000 | 16/10/2023 | Terraced |
| [Same street] 95 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £92,000 | 13/10/2023 | Terraced |
| 69 QUEEN STREET, MILLOM, CUMBERLAND, LA18 4DN | £50,000 | 05/10/2023 | Terraced |
| 74 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £95,000 | 03/10/2023 | Terraced |
| 30 LORD STREET, MILLOM, CUMBERLAND, LA18 4BL | £37,500 | 28/09/2023 | Terraced |
| 67 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DS | £45,000 | 16/06/2023 | Terraced |
| 21 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP | £49,000 | 16/06/2023 | Terraced |
| 24 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DE | £90,000 | 09/05/2023 | Terraced |
| 5 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DR | £77,500 | 27/04/2023 | Terraced |
| [Same street] 116 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £58,000 | 06/04/2023 | Terraced |
| [Same street] 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD | £44,000 | 31/03/2023 | Terraced |
| 58 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ | £150,000 | 22/03/2023 | Terraced |
| 48 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £50,000 | 16/03/2023 | Terraced |
| 53 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £50,000 | 10/03/2023 | Terraced |
| 44 KING STREET, MILLOM, CUMBERLAND, LA18 4DL | £82,000 | 03/03/2023 | Terraced |
| 56 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN | £90,000 | 17/02/2023 | Terraced |
| 22 NEWTON STREET, MILLOM, COPELAND, CUMBRIA, LA18 4DR | £72,500 | 20/12/2022 | Terraced |
| [Same street] 113 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £77,000 | 01/07/2022 | Terraced |
| [Same street] 123 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £83,000 | 03/12/2021 | Terraced |
| [Same street] 131 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £75,000 | 17/09/2021 | Terraced |
| [Same street] 95 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £85,000 | 08/09/2021 | Terraced |
| [Same street] 113 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD | £58,000 | 03/09/2021 | Terraced |

**Street average:** £73,462 (13 sales)
**Area average:** £82,200 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £126,220 (25 Terraced, LA18, 2024–2026)
- **Deviation:** -31.9%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £865/mo
- **Realistic:** £961/mo
- **Optimistic:** £1,057/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £499/mo

## 1% Rule

- **Rent ratio:** 1.12% (strong)
- **Max investor price (0.8%):** £120,125
- **Target investor price (1%):** £96,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,211/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 51.7%
- **10y growth:** 11.4%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Main Picture Lounge Dining Area Kitchen Ground Floor Cloak Landing Bedroom Bedroom Bathroom Externally Photo 11 Photo 12

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Property details

Tenure

FREEHOLD

Floor area

71 m²

EPC rating

Last sold

£83,500 Apr 2026

Price per m²

£1,211/m²

Local average

£126,220 (-31.9%)

Deprivation

Decile 2 (5,351 of 33,755)

Street crime

35 incidents within 1 mile (May 2026)

Key features

Modern Terrace
Close to Local Amenities
Close to Town Centre
Double Glazing
Gas Central Heating
Ideal FTB
Viewing Recommended
EPC Rating C

Additional details

Garden: Yes

Description

We are pleased to bring to the market this turn key ready mid terrace property located in the ever popular Albert Street conveniently situated for all local amenities. This two bedroom house is well presented throughout with modern fitments and decor and has recently benefited from a new bathroom suite. Ideally suited to a variety of buyers the accommodation over two floors briefly comprises of: entrance porch, open plan lounge/dining room, kitchen, ground floor cloak room, two bedrooms and first floor bathroom. Externally there is an enclosed rear yard.
Internal viewing of this immaculate property is highly recommended.

SERVICES: All Mains VIEIWNG: By Appointment Via the Agent.
Council Tax Band A

Lounge 8.05m (26'5") x 3.45m (11'4")
Entrance to the property is via Upvc front door leading into an entrance porch with tiled floor and door to the lounge. An open plan lounge/dining room with Upvc double glazed window to the front aspect, a modern lounge decorated in neutral tones with feature fireplace, with inset electric fire, radiator, light and power points.

Dining Area
Having Upvc double glazed window to the rear aspect, access to the stairs, radiator, light and power.

Kitchen 4.27m (14'0") x 1.75m (5'9")
The kitchen is fitted with a range of white wall and base cupboards with contrasting work surfaces and inset stainless steel sink unit. Additional benefits include integral hob and oven with extractor fan, radiator, tiled floor, two Upvc double glazed windows to the side elevation and splash back tiling to the walls. Power and lights. Upvc double glazed door gives access to the rear yard.

Ground Floor Cloak Room
Having WC and pedestal wash hand basin, tiled floor, power and light. The plumbing for the washer is in this space.

Landing
Stairs from the dining area provide access to the first floor landing with one double power point and loft access point.

Bedroom 3.48m (11'5") x 3.38m (11'1")
With double glazed window to the front elevation, radiator, light and power.

Bedroom 4.62m (15'2") x 1.75m (5'9")
With double glazed window to the rear elevation, radiator, power and light.

Bathroom 2.51m (8'3") x 1.80m (5'11")
Recently fitted with a new bathroom suite with black accessories comprising of bath with over bath shower, low level WC and vanity sink unit. There is complimentary panelling to the walls and wood effect cushion flooring finishes off this stylish bathroom. Black ladder style radiator, extractor fan and light. Upvc double glazed window to the side elevation and built in cupboard houses the combi boiler.

Externally
To the rear of the property is a yard with wood gate leading to the service lane.

Listed by

Millom

Home & Finance Ltd

Reference: 169064021

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 21/04/2021

Expiry date: 20/04/2031

Current heating cost: £467/year

Potential heating cost: £413/year

Est. upgrade cost to C: £18,535

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Low energy lighting for all fixed outlets (£35)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #2023592

Property Details

Street: 102 Albert Street

Town: Millom

Postcode: LA18 4AD

Installation Details

Items: 3 windows and 1 door

Certificate Issued: 07/09/2004

Work Completed: 16/08/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	14/04/2026 (3 months ago)	£83,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 131 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£77,000	18/02/2026	Terraced
72 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ	£213,500	06/10/2025	Terraced
Same street 118 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£72,000	19/08/2025	Terraced
Same street 92 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£68,000	17/03/2025	Terraced
14 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP	£130,000	15/12/2023	Terraced
46 LONSDALE ROAD, MILLOM, CUMBERLAND, LA18 4AP	£79,000	08/12/2023	Terraced
101 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DH	£59,000	23/11/2023	Terraced
Same street 122 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£74,000	17/11/2023	Terraced
87 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DS	£93,000	19/10/2023	Terraced
Same street 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£92,000	17/10/2023	Terraced
42 KING STREET, MILLOM, CUMBERLAND, LA18 4BD	£61,000	17/10/2023	Terraced
25 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP	£70,000	16/10/2023	Terraced
Same street 95 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£92,000	13/10/2023	Terraced
69 QUEEN STREET, MILLOM, CUMBERLAND, LA18 4DN	£50,000	05/10/2023	Terraced
74 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN	£95,000	03/10/2023	Terraced
30 LORD STREET, MILLOM, CUMBERLAND, LA18 4BL	£37,500	28/09/2023	Terraced
67 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DS	£45,000	16/06/2023	Terraced
21 NELSON STREET, MILLOM, CUMBERLAND, LA18 4DP	£49,000	16/06/2023	Terraced
24 WELLINGTON STREET, MILLOM, CUMBERLAND, LA18 4DE	£90,000	09/05/2023	Terraced
5 NEWTON STREET, MILLOM, CUMBERLAND, LA18 4DR	£77,500	27/04/2023	Terraced
Same street 116 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£58,000	06/04/2023	Terraced
Same street 108 ALBERT STREET, MILLOM, CUMBERLAND, LA18 4AD	£44,000	31/03/2023	Terraced
58 LAPSTONE ROAD, MILLOM, CUMBERLAND, LA18 4BZ	£150,000	22/03/2023	Terraced
48 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN	£50,000	16/03/2023	Terraced
53 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN	£50,000	10/03/2023	Terraced
44 KING STREET, MILLOM, CUMBERLAND, LA18 4DL	£82,000	03/03/2023	Terraced
56 LORD STREET, MILLOM, CUMBERLAND, LA18 4BN	£90,000	17/02/2023	Terraced
22 NEWTON STREET, MILLOM, COPELAND, CUMBRIA, LA18 4DR	£72,500	20/12/2022	Terraced
Same street 113 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD	£77,000	01/07/2022	Terraced
Same street 123 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD	£83,000	03/12/2021	Terraced
Same street 131 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD	£75,000	17/09/2021	Terraced
Same street 95 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD	£85,000	08/09/2021	Terraced
Same street 113 ALBERT STREET, MILLOM, COPELAND, CUMBRIA, LA18 4AD	£58,000	03/09/2021	Terraced

Street average: £73,462 (13 sales)

Area average: £82,200 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 51.7%

10y growth 11.4%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%

5y (index) 27.5%

10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £865/mo

Realistic £961/mo

Optimistic £1,057/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Barrow-in-Furness: £499/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LA18 4AD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Hospital	Millom Community Hospital	0.2 miles
Shop	JT Atkinson	0.2 miles
Bus stop	Park View School	0.2 miles
Bus stop	Market Square	0.2 miles
Train station	Millom	0.3 miles
Train station	Green Road	2.5 miles
Shop	Tamar Guntrip Beauty Specialist	2.7 miles
Hospital	Furness General Hospital	5.6 miles

Street-level crime

Category	Count
Violence and sexual offences	19
Drugs	4
Other crime	4
Public order	3
Criminal damage and arson	2
Shoplifting	2
Burglary	1
Total incidents	35

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St James' Catholic Primary School	Primary	0.1 miles	Good — 14 Oct 2014
Millom Infant School	Primary	0.2 miles	Inadequate — 24 Sep 2023
Millom School	Secondary	0.3 miles	Good — 14 Jul 2022
Parkview Nursery School	Nursery	0.3 miles	Good — 11 Dec 2014
Black Combe Junior School	Primary	0.6 miles	Requires improvement — 10 Sep 2024

Rental Comparables

Rental comparables are temporarily unavailable while listing-site fetches are paused. Try again later.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.12%

Max investor price (0.8%) £120,125

Target investor price (1%) £96,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).