For sale Flat

Culvert House

2 Henderson Street, Macclesfield, SK11 6RA, Macclesfield

Listed 12 Aug 2026 (-13d)

£1,250,000

Guide Price

Save

Listing type

Auction

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Property details

Listing category

Auction

Tenure

LEASEHOLD

Local average

£159,755 (+682.4%)

Deprivation

Decile 3 (8,675 of 33,755)

Street crime

340 incidents within 1 mile (Jun 2026)

Key features

  • TO BE SOLD VIA AUCTION
  • £95,160 Annual Income
  • Approximately 7% Gross Yield
  • Newly Converted Apartments
  • Specialist Supported Housing investment
  • Six self-contained one-bedroom apartments

Description

TO BE SOLD BY ONLINE AUCTION ON 9TH-10TH SEPTEMBER 2026 UNLESS SOLD PRIOR UNDER AUCTION TERMS
Culvert House, Henderson Street, Macclesfield, SK11 6RA
An exceptional opportunity to acquire a fully completed and immediately income-producing Specialist Supported Housing investment comprising six self-contained one-bedroom apartments.
The development has been comprehensively converted and finished to an impressive modern standard, offering attractive, purpose-designed accommodation with no immediate refurbishment expenditure anticipated.
Each apartment provides a fitted kitchen, open-plan living and dining area, one bedroom and a modern bathroom. The development also benefits from secure communal access, CCTV provision and external areas.
The accommodation comprises four respite units and two general Specialist Supported Housing units, providing an important social-infrastructure asset designed to meet the needs of residents requiring additional support.
The property is let to Hilldale Housing Association Limited, a Registered Provider of Social Housing, producing an initial annual rent of £95,160 - equivalent to £7,930 per month or £15,860 per apartment per annum.
The vendor advises that Hilldale occupies the property under a 20-year lease completed on 6th July 2026, incorporating index-linked annual rent reviews and tenant repairing obligations. This provides purchasers with an attractive, long-term income profile and protection against inflation, subject to the terms of the lease.
The lease structure also removes the need for the purchaser to manage individual occupants directly, creating the potential for a comparatively hands-off investment.

Listed by

Auction

Edward Mellor Ltd

Reference: 91945317

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Building plot (shared): ~1,083 m² (0.27 acres) (area is for the building, not the flat)

Source: HM Land Registry INSPIRE Index Polygons.

Price history

Event Date Price % change
Listed for sale £1,250,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
BIRCH HOUSE APARTMENT 3 BRIDGE STREET, MACCLESFIELD, CHESHIRE EAST, SK11 6AP £155,000 20/03/2026 Flat
BIRCH HOUSE APARTMENT 4 BRIDGE STREET, MACCLESFIELD, CHESHIRE EAST, SK11 6AP £215,000 13/03/2026 Flat
ATHEY STREET MILL FLAT 8 ATHEY STREET, MACCLESFIELD, CHESHIRE EAST, SK11 6QU £140,000 18/12/2025 Flat
4 WHISTON STREET, MACCLESFIELD, CHESHIRE EAST, SK11 6QQ £96,000 09/12/2022 Flat
ATHEY STREET MILL FLAT 5 ATHEY STREET, MACCLESFIELD, CHESHIRE EAST, SK11 6QU £145,000 22/07/2022 Flat
36 BRIDGE STREET, MACCLESFIELD, CHESHIRE EAST, SK11 6PY £432,500 29/04/2022 Flat
ATHEY STREET MILL FLAT 6 ATHEY STREET, MACCLESFIELD, CHESHIRE EAST, SK11 6QU £115,000 11/03/2022 Flat
ATHEY STREET MILL FLAT 8 ATHEY STREET, MACCLESFIELD, CHESHIRE EAST, SK11 6QU £140,000 21/10/2021 Flat
BIRCH HOUSE APARTMENT 1 BRIDGE STREET, MACCLESFIELD, CHESHIRE EAST, SK11 6AP £176,000 30/09/2021 Flat
BIRCH HOUSE APARTMENT 5 BRIDGE STREET, MACCLESFIELD, CHESHIRE EAST, SK11 6AP £179,000 30/09/2021 Flat

Area average: £179,350 (10 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -9.7%
10y growth 32.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheshire East. Series: Flats and maisonettes. As of May 2026.

1y (index) -0.3%
5y (index) 10.2%
10y (index) 31.4%

Rental Range

Estimated market rent for Cheshire East. Low = conservative, Realistic = average, Optimistic = best case.

Low £884/mo
Realistic £982/mo
Optimistic £1,080/mo

Based on Local Authority from postcode lookup → Cheshire East.

LHA (30th percentile) floor for East Cheshire: Apr 2025 – Mar 2026

Location

Address

10 Henderson Street

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Victoria's Closet 0.1 miles
Bus stop Macclesfield, Bond Street / Henderson Street 0.1 miles
Shop Best-one 0.1 miles
Train station Macclesfield 0.4 miles
Hospital Rosemount Resource Centre 0.7 miles
Train station Prestbury 2.5 miles
Hospital Corbar hall 8.7 miles
University University of Derby, Buxton 8.9 miles
University Tovell Building, Buxton & Leek College 11.3 miles

Street-level crime

Category Count
Violence and sexual offences 130
Shoplifting 52
Public order 36
Anti-social behaviour 30
Other theft 18
Criminal damage and arson 16
Vehicle crime 14
Burglary 12
Drugs 12
Other crime 8
Bicycle theft 4
Possession of weapons 4
Robbery 4
Total incidents 340

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Parkroyal Community School Primary 0.1 miles Good — 29 Mar 2017
The Fermain Academy Other 0.3 miles Outstanding — 18 Jul 2018
All Hallows Catholic College Secondary 0.5 miles (Inspected (no overall grade))
Macclesfield College Other 0.6 miles (No rating)
The Macclesfield Academy Secondary 0.6 miles Requires improvement — 21 Jul 2020

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title Rent Beds Distance As seen on
1 Bed Flat, Churchill Way, SK11 £890/mo 1 0.17 miles OpenRent
1 Bed Flat, Churchill Way, SK11 £895/mo 1 0.17 miles OpenRent
2 Bed Terraced House, Parr St, SK11 £800/mo 2 0.19 miles OpenRent
Church Lane, Gawsworth. SK11 £1,800/mo 4 2.46 miles Rightmove
Siddington, Macclesfield, Cheshire £2,750/mo 4 5.67 miles Rightmove

Average rent: £1,427/mo (5 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.07%
Max investor price (0.8%) £111,875
Target investor price (1%) £89,500
Gross yield 0.9%
Cost-to-rent ratio 116.4×
Monthly cashflow £-4,142/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -13.7%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).