# 2 bedroom terraced house for sale (CA14 1SN) ## Property Details | Key | Value | |-----|-------| | Address | 30 STAINBURN ROAD, WORKINGTON, STAINBURN, CUMBERLAND CA14 1SN | | Price | £160,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | | Last sold | £155,000 Jul 2025 | ## Description This attractive period cottage has just been renovated and modernised and is well located for access to Workington town, the Academy, and also the Briery restaurant in Stainburn village. Offered chain free this fabulous property also includes a separate area of land a few houses down which has been turned into an off road parking area for 3-4 cars... a rare find indeed! The house itself includes an entrance hall, a generous living room, a separate dining room with fireplace feature, a stylish modern kitchen, a main bedroom with a pretty, original fireplace, a decent second bedroom and a newly fitted first floor shower room. There is a low maintenance garden area to the front and the property also includes a 60' tiered rear garden, laid mainly to paving to be low maintenance. For a two bedroom property this ticks so many unexpected boxes! EPC band F ## Property Photos - ![Photo](/listings/photos/155037674/603776) - ![Photo](/listings/photos/155037674/603777) - ![Photo](/listings/photos/155037674/603778) - ![Photo](/listings/photos/155037674/603779) - ![Photo](/listings/photos/155037674/603780) - ![Photo](/listings/photos/155037674/603781) - ![Photo](/listings/photos/155037674/603783) - ![Photo](/listings/photos/155037674/603784) - ![Photo](/listings/photos/155037674/603785) - ![Photo](/listings/photos/155037674/603786) - ![Photo](/listings/photos/155037674/603787) - ![Photo](/listings/photos/155037674/603788) - ![Photo](/listings/photos/155037674/603789) - ![Photo](/listings/photos/155037674/603790) - ![Photo](/listings/photos/155037674/603791) - ![Photo](/listings/photos/155037674/603792) - ![Photo](/listings/photos/155037674/603793) - ![Photo](/listings/photos/155037674/603794) ## Floorplans - ![Floorplan 1](/listings/photos/155037674/603795) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/155037674/603796) - EPC 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #7361970 - **Address:** 30 Stainburn Road, Stainburn, CA14 1SN - **Certificate Issued:** 17/05/2010 - **Work Completed:** 22/04/2010 - **Items:** 2 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 30 STAINBURN ROAD, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1SN | £155,000 | 02/07/2025 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 88 STAINBURN ROAD, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1SN | £170,000 | 01/12/2023 | Semi-detached | | [Same street] 24 STAINBURN ROAD, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1SN | £97,500 | 28/04/2023 | Terraced | | 27 WOLLENSCROFT, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 4UP | £127,500 | 28/10/2022 | Terraced | | [Same street] STAVELEIGH, 54 STAINBURN ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1SN | £495,000 | 14/04/2022 | Detached | | [Same street] 84 STAINBURN ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1SN | £189,950 | 28/01/2022 | Terraced | | 15 WOLLENSCROFT, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 4UP | £97,500 | 14/09/2021 | Terraced | | [Same street] 78 STAINBURN ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1SN | £134,500 | 28/07/2021 | Terraced | **Street average:** £217,390 (5 sales) **Area average:** £112,500 (2 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £109,724 (54 Terraced, CA14, 2024–2026) - **Deviation:** +45.8% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £856/mo - **Realistic:** £951/mo - **Optimistic:** £1,046/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £474/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed End Terrace, Kelly Street, CA14 | £580/mo | 2 | 0.77 miles | OpenRent | **Average rent: £580/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.36% (weak for cashflow) - **Max investor price (0.8%):** £72,500 - **Target investor price (1%):** £58,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £580/mo).* - **Gross yield:** 4.4% - **Cost-to-rent:** 23× - **Monthly cashflow:** £-133/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -3.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 8.7% - **10y growth:** 22.9% ## House Price Index (HM Land Registry) *Official index for North West; Terraced series; as of March 2026.* - **1y growth (index):** -1% - **5y growth (index):** 24.4% - **10y growth (index):** 69.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)