Sold STC Terraced

30 STAINBURN ROAD

WORKINGTON, STAINBURN, CUMBERLAND CA14 1SN

2 beds 1 baths 818 sq ft Listed 15 Nov 2024 (-577d)

£160,000

Guide Price

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Property photo

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Property details

Tenure

FREEHOLD

Floor area

76 m²

Council tax band

A

EPC rating

F

Year built

England and Wales: before 1900

Last sold

£155,000 Jul 2025

Price per m²

£2,105/m²

Local average

£109,724 (+45.8%)

Deprivation

Decile 9 (28,987 of 33,755)

Street crime

107 incidents within 1 mile (Apr 2026)

Key features

  • A fantastic newly renovated cottage
  • Popular village location near the coast
  • Two decent reception rooms
  • Newly fitted stylish kitchen
  • Two decent first floor bedrooms
  • Modern newly fitted first floor shower room
  • 60' paved garden to rear with useful shed
  • Separate private parking area for 3 vehicles
  • Offered for sale with no chain

Additional details

Parking
Yes
Garden
Yes
Listed property
No
Restrictions
No
Required access
No
Rights of way
No
Flooded in last 5 years
No
Flood defences
No

Description

This attractive period cottage has just been renovated and modernised and is well located for access to Workington town, the Academy, and also the Briery restaurant in Stainburn village. Offered chain free this fabulous property also includes a separate area of land a few houses down which has been turned into an off road parking area for 3-4 cars... a rare find indeed! The house itself includes an entrance hall, a generous living room, a separate dining room with fireplace feature, a stylish modern kitchen, a main bedroom with a pretty, original fireplace, a decent second bedroom and a newly fitted first floor shower room. There is a low maintenance garden area to the front and the property also includes a 60' tiered rear garden, laid mainly to paving to be low maintenance. For a two bedroom property this ticks so many unexpected boxes!
EPC band F

Listed by

Whitehaven

Lillingtons Ltd

Reference: 155037674

EPC Rating & Upgrade Cost

Current rating: F

Potential rating: B

Inspection date: 19/11/2024

Expiry date: 18/11/2034

Current heating cost: £2,553/year

Potential heating cost: £831/year

Est. upgrade cost to C: £29,500

Recommendations

  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (suspended floor) (£800 - £1,200)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Change heating to gas condensing boiler (£3,000 - £7,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

EPC 1

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #7361970

Property Details

Street: 30 Stainburn Road

Town: Stainburn

Postcode: CA14 1SN

Installation Details

Items: 2 doors

Certificate Issued: 17/05/2010

Work Completed: 22/04/2010

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event Date Price % change
Sold 02/07/2025 (11 months ago) £155,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
Same street 88 STAINBURN ROAD, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1SN £170,000 01/12/2023 Semi-detached
Same street 24 STAINBURN ROAD, STAINBURN, WORKINGTON, CUMBERLAND, CA14 1SN £97,500 28/04/2023 Terraced
27 WOLLENSCROFT, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 4UP £127,500 28/10/2022 Terraced
Same street STAVELEIGH, 54 STAINBURN ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1SN £495,000 14/04/2022 Detached
Same street 84 STAINBURN ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1SN £189,950 28/01/2022 Terraced
15 WOLLENSCROFT, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 4UP £97,500 14/09/2021 Terraced
Same street 78 STAINBURN ROAD, STAINBURN, WORKINGTON, ALLERDALE, CUMBRIA, CA14 1SN £134,500 28/07/2021 Terraced

Street average: £217,390 (5 sales)

Area average: £112,500 (2 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 8.7%
10y growth 22.9%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%
5y (index) 24.4%
10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo
Realistic £951/mo
Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA14 1SN

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Summerfield (E bound) 0.1 miles
Bus stop Summerfield (W bound) 0.1 miles
Shop M& D Electrical Distribution 0.6 miles
Shop Judith's 0.6 miles
Hospital Workington Community Hospital 1.0 miles
Train station Workington 1.3 miles
Train station Harrington 2.7 miles
Hospital West Cumberland Hospital 8.2 miles
University UCLan Westlakes Campus 8.7 miles

Street-level crime

Category Count
Violence and sexual offences 44
Anti-social behaviour 15
Public order 11
Shoplifting 11
Criminal damage and arson 7
Drugs 7
Other crime 6
Other theft 4
Burglary 1
Possession of weapons 1
Total incidents 107

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Workington Academy Secondary 0.3 miles Good — 17 May 2022
Ashfield Junior School Primary 0.6 miles Requires improvement — 24 Sep 2024
Ashfield Infant & Nursery School Primary 0.7 miles Outstanding — 3 Dec 2018
St Josephs Catholic High School, Workington Secondary 0.8 miles Requires improvement — 21 Jan 2024
St Patrick's Catholic Primary School Primary 0.9 miles Good — 8 Jun 2015

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed End Terrace, Kelly Street, CA14 £580/mo 2 0.77 miles OpenRent

Average rent: £580/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.36%
Max investor price (0.8%) £72,500
Target investor price (1%) £58,000
Gross yield 4.4%
Cost-to-rent ratio 23×
Monthly cashflow £-133/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -3.4%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).