Sold Retirement Property

27 ST JAMES OAKS

GRAVESEND, KENT DA11 0QT

1 beds 1 baths Listed 9 Feb 2024 (-866d)

£160,000

Reduced on 5 Nov 2024

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THE GATEHOUSE: kitchen lounge lounge bedroom bedroom bathroom Bat & Ball view from apt Bat & Ball front of block Bat & Ball entrance to apartment THE IVY ROOM: THE IVY ROOM: THE LODGE: THE GATEHOUSE: Gravesend Station.jpg Grounds Grounds Grounds - Ivy Room

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Property details

Tenure

LEASEHOLD

Council tax band

C

EPC rating

C

Last sold

£150,000 Mar 2025

Price per m²

£3,636/m²

Local average

£1,766,800 (-90.9%)

Deprivation

Decile 3 (7,162 of 33,755)

Street crime

408 incidents within 1 mile (Apr 2026)

Key features

  • One Bedroom First Floor Flat
  • Beautifully Presented
  • Views Over Recreation Ground
  • Ready to Move Into
  • No Chain
  • Popular over 55's Complex

Additional details

Electricity
Mains supply
Water
Mains supply
Sewerage
Mains supply
Heating
Gas central
Parking
Communal
Garden
Yes
Listed property
No
Restrictions
Yes
Required access
No
Rights of way
No
Flooded in last 5 years
No
Flood defences
No

Description

Situated on the ever popular retirement development for the over 55's, this one bedroom first floor flat is ready to park your furniture and live. Boasting a fitted kitchen with integrated appliances, and splendid views over the Batt & Ball sports field from the lounge/diner and bedroom. St James Oaks offers security and peace of mind with 24/7 gated security. It boasts its own onsite Club house which is run by the residents and includes a licenced bar, where you can socialise with your neighbours. Viewing highly recommended.

Location: - St James Oaks is an ideal and convenient place to live. Situated on Trafalgar Road, Gravesend which runs between Wrotham Road and Darnley Road. It is close to Gravesend Town Centre with all of its shops, pubs, café/bars and restaurants. Gravesend Mainline Station is close by and offers services on the domestic line to London or the Kent Coast if you fancy a trip to the Seaside. There is also a high speed train where you can catch a ride to St Pancras London within 22minutes. Ebbsfleet International Railway Station is within approximately two and a half miles and you can be in St Pancras, London in around seventeen minutes. The A2 with links to the M2, M20 and M25 are easily accessed for those who drive. The renowned Bluewater shopping centre is just short bus or car ride away if you fancy some retail therapy or to dine out in one of their many restaurants/cafe bars. You can also visit the cinema whist at Bluewater.

Description: - Ready to move into with no onward chain, this one bedroom purpose built retirement flat designed for the over 55's is situated on the first floor, with a lovely outlook and views over the Bat & Ball playing fields. Well presented throughout comprising a decent size lounge/diner with double doors leading modern fitted kitchen with oven & hob, modern bathroom, one double bedroom. The property is by gas central heating and benefits from double glazing. Carpets and floor coverings are all included in the price.

St James Oaks is within close proximity of the town centre and railway station and is ideal for those requiring independent living with security. The Ivy Room (club house) boasts a licenced bar where you can socialise with your neighbours over a cup of tea, coffee or even a glass of wine or beer and various activities and entertainment take place here. There are well kept communal gardens and grounds. The Lodge is the main point of contact and reception area. The management team are based here with staff on hand to offer advice on any daily requirements. The Gatehouse is fully staffed 24 hours a day security to monitor arrivals and departures providing that extra peace of mind.

Hall: - Private entrance door, carpet, two built in cupboards, emergency pull cord. Doors giving access to Lounge/diner, bedroom and bathroom.

Lounge/Diner: - Double glazed bay window with splendid views over looking the Bat & Ball playing fields, carpet, radiator. Double doors opening to:

Kitchen: - Double glazed window to rear. Fitted with a range of modern wall and base cupboards, complementary work surfaces, built in oven within housing unit, matching inset electric hob with canopy extractor hood above, Integrated fridge/freezer, and integrated washing machine. Part tiled walls, Worcester boiler providing hot water and central heating.

Bedroom: - Double glazed window to front with splendid views over the Bat & Ball Playing fields, carpet, radiator. ( we understand the furniture can be available under separate negotiation.)

Bathroom: - Window to rear. White suite comprising panelled bath with shower mixer taps, pedestal wash basin, low level w.c., shaver point, vinyl floor, part tiled walls.

Communal Gardens: - Well tended communal lawns and flower beds maintained by the management company

The Gatehouse: - Twenty Four hour a day security to monitor all arrivals and departures at the front gate giving that extra peace of mind.

The Lodge: - This is the main point of contact and reception area close to the gatehouse. The management team are situated here and staff are on hand to offer advice on daily requirements

The Ivy Room: - An onsite place for those who want to get involved and socialise. This is the hub for all the activities, functions, entertainment, monthly luncheons and coffee mornings that take place within the development, it even has a licenced bar.

Tenure: - LEASEHOLD:

This standard construction property is Leasehold: 125 years from 1st February 1988
Approx. 90 years remaining on the lease. ends 01/02/2113

Ground Rent: £100 fixed (no reviews to this amount for the term of the lease)

Service Charges £3,987.97p.a 2023/24, reviewed each financial year by the Management Company. In recent years it has increased between 4% & 6% depending on required works to be completed in that financial year.

Service Charge includes: House Managers, residents reception and receptionists, up keep & cleaning of communal areas, buildings insurance, security (24 hour staff), heating & lighting of communal areas, maintenance of lifts/gates and telecom security system, window cleaning, caretaker, outside maintenance, gardening to communal areas & temporary support service.

Local Authority: - Gravesham Borough Council:

Council Tax Band C £1,944.81 For 2024-2025

Services: - Mains Gas, Electric, Water and Mains drainage.

Parking: - Parking is not automatically provided to residents but if a new owner has a car they can rent an allocated space - the annual cost is £108 in 2024. Unallocated spaces are available for visitors.

Broadband & Mobile Coverage: - Broadband and utilities can be selected by the owner but SKY is available via a communal dish with the only cost being installation from the dish to the apartment.

Broadband: Network provider Openreach
Standardand superfast available - source Ofcom

All major networks report good service for calls and data indoor and outside at this property - source Ofcom

Listed by

Gravesend

Sealeys Estate Agents

Reference: 144571151

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 16/11/2018

Expiry date: 15/11/2028

Est. upgrade cost to C: £2,615

Recommendations

  • Low energy lighting for all fixed outlets (£15)
  • Replace boiler with new condensing boiler (£2,200 - £3,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

27 St James Oaks, Gravesend.jpg

27 St James Oaks, Gravesend.jpg

EPC Graphs

EE Rating

EE Rating

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #6901545

Property Details

Street: 27 St. James Oaks

Town: Trafalgar Road

Postcode: DA11 0QT

Installation Details

Items: 4 windows

Certificate Issued: 19/10/2009

Work Completed: 05/10/2009

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

117% since 2000

Event Date Price % change
Sold 31/03/2025 (1 year ago) £150,000 +0.7%
Sold 04/04/2019 (7 years ago) £149,000 +49%
Sold 24/11/2014 (11 years ago) £100,000 +44.9%
Sold 11/05/2000 (26 years ago) £69,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
DARNLEY ARMS TRAFALGAR ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0QA £280,000 21/12/2022 Other
TERANCE HOUSE, 92 WROTHAM ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0QQ £26,000 05/07/2022 Other

Area average: £153,000 (2 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -96.1%
10y growth 8.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Gravesham. Series: All dwelling types. As of March 2026.

1y (index) -2%
5y (index) 12%
10y (index) 28.3%

Rental Range

Estimated market rent for Gravesham. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,195/mo
Realistic £1,328/mo
Optimistic £1,461/mo

Based on Local Authority from postcode lookup → Gravesham.

LHA (30th percentile) floor for North West Kent: £748/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop The Bat and Ball 0.1 miles
Bus stop Arthur Street 0.1 miles
Shop Windmill Local 0.2 miles
Shop JMV Cars Ltd. 0.2 miles
Train station Gravesend 0.3 miles
Train station Tilbury Town 1.8 miles
University University of Greenwich 4.2 miles
Hospital Jasmine Centre 4.5 miles
Hospital King's / Dartford Dialysis Unit 4.5 miles

Street-level crime

Category Count
Violence and sexual offences 148
Anti-social behaviour 77
Criminal damage and arson 46
Other theft 32
Shoplifting 23
Vehicle crime 18
Public order 16
Drugs 13
Robbery 9
Burglary 8
Other crime 7
Bicycle theft 5
Possession of weapons 3
Theft from the person 3
Total incidents 408

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Wrotham Road Primary School Primary 0.1 miles Good — 12 Sep 2016
Bronte School Other 0.2 miles (No rating)
Mayfield Grammar School, Gravesend Secondary 0.3 miles Outstanding — 9 Jun 2024
Holy Trinity Church of England Primary School Primary 0.4 miles Good — 17 Oct 2018
Pier View Academy Other 0.5 miles Good — 22 Sep 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
1 Bed Flat, Queen St, DA12 £950/mo 1 0.46 miles OpenRent

Average rent: £950/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.59%
Max investor price (0.8%) £118,750
Target investor price (1%) £95,000
Gross yield 7.1%
Cost-to-rent ratio 14×
Monthly cashflow £200/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 5.2%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).