# 3 bedroom detached house for sale (BS27 3PN) ## Property Details | Key | Value | |-----|-------| | Address | THORSTEN, CLIFF STREET, CHEDDAR, SOMERSET BS27 3PN | | Price | £415,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | D | | Last sold | £395,000 Mar 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** E - **Potential rating:** B - **Expiry date:** 12/05/2034 - **Current heating cost:** £2,009/year - **Est. upgrade cost to C:** £19,500 ### Recommendations - Q (£4,000 - £14,000) - W1 (£800 - £1,200) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0390-2927-9350-2994-0725) ## Description A rare opportunity to purchase this handsome Victorian three bedroom detached home in the centre of this thriving village.  Offering parking to the front and delightful rear gardens backing onto the river.  Accommodation comprises two reception rooms, kitchen, rear sun room and downstairs cloakroom.  Upstairs there are two double bedrooms, a single bedroom and family bathroom. Upon entering the reception hall a staircase to the right with balustrading leads to the first floor.  The sitting room at the front has a large bay with three replacement sash windows providing ample light into the room. The second reception room to the rear has French doors opening onto the rear sunroom and an open fireplace with tiled surround.  The kitchen to the rear is fitted with modern base and wall units, stainless steel sink unit and working surfaces. There is a double glazed window overlooking the rear garden, space for gas cooker and space for undercounter fridge.  From the kitchen leads to the sunroom providing space for storage and providing access to the garden.  The first floor houses two double bedrooms, a single bedroom and family bathroom.  The landing is light and airy with a double glazed sash window to the front.  Bedroom one has a front aspect with two double glazed sash windows and picture rail.  The second double bedroom has a rear aspect overlooking the delightful rear garden.  The third bedroom is a single also with a rear aspect.  The family bathroom with a side aspect and double glazed window comprises bath with shower over and screen, pedestal wash hand basin, low level WC and chrome style towel radiator.  The house is warmed by gas central heating. ## Property Photos - ![Photo](/listings/photos/154778474/1602047) - ![Photo](/listings/photos/154778474/1602048) - ![Photo](/listings/photos/154778474/1602049) - ![Photo](/listings/photos/154778474/1602050) - ![Photo](/listings/photos/154778474/1602051) - ![Photo](/listings/photos/154778474/1602052) - ![Photo](/listings/photos/154778474/1602053) - ![Photo](/listings/photos/154778474/1602054) - ![Photo](/listings/photos/154778474/1602055) - ![Photo](/listings/photos/154778474/1602056) - ![Photo](/listings/photos/154778474/1602057) - ![Photo](/listings/photos/154778474/1602058) - ![Photo](/listings/photos/154778474/1602059) - ![Photo](/listings/photos/154778474/1602060) - ![Photo](/listings/photos/154778474/1602061) - ![Photo](/listings/photos/154778474/1602062) - ![Photo](/listings/photos/154778474/1602063) - ![Photo](/listings/photos/154778474/1602064) - ![Photo](/listings/photos/154778474/1602065) - ![Photo](/listings/photos/154778474/1602066) - ![Photo](/listings/photos/154778474/1602067) - ![Photo](/listings/photos/154778474/1602068) - ![Photo](/listings/photos/154778474/1602069) - ![Photo](/listings/photos/154778474/1602070) - ![Photo](/listings/photos/154778474/1602071) ## Floorplans - ![Floorplan 1](/listings/photos/154778474/1602072) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/154778474/1602073) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | THORSTEN CLIFF STREET, CHEDDAR, SOMERSET, BS27 3PN | £395,000 | 14/03/2025 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 19 HILL LEA GARDENS, CHEDDAR, SOMERSET, BS27 3JH | £499,950 | 16/01/2026 | Detached | | 1 DROP COURT, CHEDDAR, SOMERSET, BS27 3EQ | £501,000 | 19/12/2023 | Detached | | 31 HILL LEA GARDENS, CHEDDAR, SOMERSET, BS27 3JH | £350,000 | 11/08/2023 | Detached | | [Same street] PENDENNIS CLIFF STREET, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3PN | £420,000 | 21/10/2022 | Detached | | 6 TOR VIEW, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3NQ | £392,500 | 21/10/2022 | Detached | | [Same street] HILLINGDON CLIFF STREET, CHEDDAR, SOMERSET, BS27 3PN | £450,000 | 22/08/2022 | Semi-detached | | 2 BRENDON WAY, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3PU | £389,950 | 08/06/2022 | Detached | | THE COTTAGE HANNAH MORE CLOSE, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3HQ | £335,000 | 14/04/2022 | Detached | | 11 TOR VIEW, CHEDDAR, SOMERSET, BS27 3NQ | £300,000 | 28/03/2022 | Detached | | 6 HANNAH MORE CLOSE, CHEDDAR, SOMERSET, BS27 3HQ | £375,000 | 25/02/2022 | Detached | | 2 HILL LEA GARDENS, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3JH | £475,000 | 24/02/2022 | Detached | | 50 ST ANDREWS ROAD, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3NG | £420,000 | 20/12/2021 | Detached | | MILLSTREAM HOUSE ST ANDREWS ROAD, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3NG | £720,000 | 08/12/2021 | Detached | | 33 HILL LEA GARDENS, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3JH | £321,500 | 18/11/2021 | Detached | | 32 HILL LEA GARDENS, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3JH | £322,000 | 23/08/2021 | Detached | **Street average:** £435,000 (2 sales) **Area average:** £415,531 (13 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £726,663 (15 Detached, BS27, 2024–2026) - **Deviation:** -42.9% ## Rental Range *ONS Price Index of Private Rents (South West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,113/mo - **Realistic:** £1,237/mo - **Optimistic:** £1,361/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Mendip (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £972/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Gorge View Terrace, BS27 | £1,450/mo | 3 | 0.18 miles | OpenRent | | 3 Bed Semi-Detached House, Gardeners Close, BS27 | £1,200/mo | 3 | 0.35 miles | OpenRent | | 3 Bed Semi-Detached House, The Chapel, BS27 | £1,195/mo | 3 | 0.36 miles | OpenRent | **Average rent: £1,282/mo (3 listings)** ## 1% Rule - **Rent ratio:** 0.29% (weak for cashflow) - **Max investor price (0.8%):** £150,000 - **Target investor price (1%):** £120,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,200/mo).* - **Gross yield:** 3.5% - **Cost-to-rent:** 28.8× - **Monthly cashflow:** £-579/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -5.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £4,770/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 4.1% - **10y growth:** 53.4% ## House Price Index (HM Land Registry) *Official index for South West; Detached series; as of April 2026.* - **1y growth (index):** 2.3% - **5y growth (index):** 14.5% - **10y growth (index):** 38.3% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)