Sold STC Detached

Thorsten

CLIFF STREET, CHEDDAR, SOMERSET BS27 3PN

3 beds 1 baths 87 m² Listed 8 Nov 2024 (-631d)

£415,000

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# 3 bedroom detached house for sale (BS27 3PN)

## Property Details

| Key | Value |
|-----|-------|
| Address | THORSTEN, CLIFF STREET, CHEDDAR, SOMERSET BS27 3PN |
| Price | £415,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | D |
| Last sold | £395,000 Mar 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 12/05/2034
- **Current heating cost:** £2,009/year
- **Est. upgrade cost to C:** £19,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0390-2927-9350-2994-0725)

## Description

A rare opportunity to purchase this handsome Victorian three bedroom detached home in the centre of this thriving village.  Offering parking to the front and delightful rear gardens backing onto the river.  Accommodation comprises two reception rooms, kitchen, rear sun room and downstairs cloakroom.  Upstairs there are two double bedrooms, a single bedroom and family bathroom. Upon entering the reception hall a staircase to the right with balustrading leads to the first floor.  The sitting room at the front has a large bay with three replacement sash windows providing ample light into the room. The second reception room to the rear has French doors opening onto the rear sunroom and an open fireplace with tiled surround.  The kitchen to the rear is fitted with modern base and wall units, stainless steel sink unit and working surfaces. There is a double glazed window overlooking the rear garden, space for gas cooker and space for undercounter fridge.  From the kitchen leads to the sunroom providing space for storage and providing access to the garden.  The first floor houses two double bedrooms, a single bedroom and family bathroom.  The landing is light and airy with a double glazed sash window to the front.  Bedroom one has a front aspect with two double glazed sash windows and picture rail.  The second double bedroom has a rear aspect overlooking the delightful rear garden.  The third bedroom is a single also with a rear aspect.  The family bathroom with a side aspect and double glazed window comprises bath with shower over and screen, pedestal wash hand basin, low level WC and chrome style towel radiator.  The house is warmed by gas central heating.

## Property Photos

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## Floorplans

- ![Floorplan 1](/listings/photos/154778474/1602072) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/154778474/1602073) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THORSTEN CLIFF STREET, CHEDDAR, SOMERSET, BS27 3PN | £395,000 | 14/03/2025 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 HILL LEA GARDENS, CHEDDAR, SOMERSET, BS27 3JH | £499,950 | 16/01/2026 | Detached |
| 1 DROP COURT, CHEDDAR, SOMERSET, BS27 3EQ | £501,000 | 19/12/2023 | Detached |
| 31 HILL LEA GARDENS, CHEDDAR, SOMERSET, BS27 3JH | £350,000 | 11/08/2023 | Detached |
| [Same street] PENDENNIS CLIFF STREET, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3PN | £420,000 | 21/10/2022 | Detached |
| 6 TOR VIEW, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3NQ | £392,500 | 21/10/2022 | Detached |
| [Same street] HILLINGDON CLIFF STREET, CHEDDAR, SOMERSET, BS27 3PN | £450,000 | 22/08/2022 | Semi-detached |
| 2 BRENDON WAY, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3PU | £389,950 | 08/06/2022 | Detached |
| THE COTTAGE HANNAH MORE CLOSE, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3HQ | £335,000 | 14/04/2022 | Detached |
| 11 TOR VIEW, CHEDDAR, SOMERSET, BS27 3NQ | £300,000 | 28/03/2022 | Detached |
| 6 HANNAH MORE CLOSE, CHEDDAR, SOMERSET, BS27 3HQ | £375,000 | 25/02/2022 | Detached |
| 2 HILL LEA GARDENS, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3JH | £475,000 | 24/02/2022 | Detached |
| 50 ST ANDREWS ROAD, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3NG | £420,000 | 20/12/2021 | Detached |
| MILLSTREAM HOUSE ST ANDREWS ROAD, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3NG | £720,000 | 08/12/2021 | Detached |
| 33 HILL LEA GARDENS, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3JH | £321,500 | 18/11/2021 | Detached |
| 32 HILL LEA GARDENS, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3JH | £322,000 | 23/08/2021 | Detached |

**Street average:** £435,000 (2 sales)
**Area average:** £415,531 (13 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £726,663 (15 Detached, BS27, 2024–2026)
- **Deviation:** -42.9%

## Rental Range

*ONS Price Index of Private Rents (South West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,113/mo
- **Realistic:** £1,237/mo
- **Optimistic:** £1,361/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Mendip (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £972/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Gorge View Terrace, BS27 | £1,450/mo | 3 | 0.18 miles | OpenRent |
| 3 Bed Semi-Detached House, Gardeners Close, BS27 | £1,200/mo | 3 | 0.35 miles | OpenRent |
| 3 Bed Semi-Detached House, The Chapel, BS27 | £1,195/mo | 3 | 0.36 miles | OpenRent |

**Average rent: £1,282/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.29% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 3.5%
- **Cost-to-rent:** 28.8×
- **Monthly cashflow:** £-579/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,770/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.1%
- **10y growth:** 53.4%

## House Price Index (HM Land Registry)

*Official index for South West; Detached series; as of April 2026.*

- **1y growth (index):** 2.3%
- **5y growth (index):** 14.5%
- **10y growth (index):** 38.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

87 m²

Council tax band

EPC rating

Last sold

£395,000 Mar 2025

Price per m²

£4,770/m²

Local average

£726,663 (-42.9%)

Deprivation

Decile 6 (18,819 of 33,755)

Street crime

55 incidents within 1 mile (May 2026)

Key features

Delightful rear garden
Sunroom/conservatory
Two Reception rooms
Downstairs cloakroom
Off road parking
Two double and one single bedroom
Family bathroom
Two outbuildings to the rear
Gas central heating and double glazing
Victorian Detached House

Additional details

Parking: Yes
Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

A rare opportunity to purchase this handsome Victorian three bedroom detached home in the centre of this thriving village. Offering parking to the front and delightful rear gardens backing onto the river. Accommodation comprises two reception rooms, kitchen, rear sun room and downstairs cloakroom. Upstairs there are two double bedrooms, a single bedroom and family bathroom. Upon entering the reception hall a staircase to the right with balustrading leads to the first floor. The sitting room at the front has a large bay with three replacement sash windows providing ample light into the room. The second reception room to the rear has French doors opening onto the rear sunroom and an open fireplace with tiled surround. The kitchen to the rear is fitted with modern base and wall units, stainless steel sink unit and working surfaces. There is a double glazed window overlooking the rear garden, space for gas cooker and space for undercounter fridge. From the kitchen leads to the sunroom providing space for storage and providing access to the garden. The first floor houses two double bedrooms, a single bedroom and family bathroom. The landing is light and airy with a double glazed sash window to the front. Bedroom one has a front aspect with two double glazed sash windows and picture rail. The second double bedroom has a rear aspect overlooking the delightful rear garden. The third bedroom is a single also with a rear aspect. The family bathroom with a side aspect and double glazed window comprises bath with shower over and screen, pedestal wash hand basin, low level WC and chrome style towel radiator. The house is warmed by gas central heating.

Listed by

Cheddar

Cooper & Tanner

Reference: 154778474

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: B

Inspection date: 13/05/2024

Expiry date: 12/05/2034

Current heating cost: £2,009/year

Potential heating cost: £933/year

Est. upgrade cost to C: £19,500

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Sold	14/03/2025 (1 year ago)	£395,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
19 HILL LEA GARDENS, CHEDDAR, SOMERSET, BS27 3JH	£499,950	16/01/2026	Detached
1 DROP COURT, CHEDDAR, SOMERSET, BS27 3EQ	£501,000	19/12/2023	Detached
31 HILL LEA GARDENS, CHEDDAR, SOMERSET, BS27 3JH	£350,000	11/08/2023	Detached
Same street PENDENNIS CLIFF STREET, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3PN	£420,000	21/10/2022	Detached
6 TOR VIEW, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3NQ	£392,500	21/10/2022	Detached
Same street HILLINGDON CLIFF STREET, CHEDDAR, SOMERSET, BS27 3PN	£450,000	22/08/2022	Semi-detached
2 BRENDON WAY, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3PU	£389,950	08/06/2022	Detached
THE COTTAGE HANNAH MORE CLOSE, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3HQ	£335,000	14/04/2022	Detached
11 TOR VIEW, CHEDDAR, SOMERSET, BS27 3NQ	£300,000	28/03/2022	Detached
6 HANNAH MORE CLOSE, CHEDDAR, SOMERSET, BS27 3HQ	£375,000	25/02/2022	Detached
2 HILL LEA GARDENS, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3JH	£475,000	24/02/2022	Detached
50 ST ANDREWS ROAD, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3NG	£420,000	20/12/2021	Detached
MILLSTREAM HOUSE ST ANDREWS ROAD, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3NG	£720,000	08/12/2021	Detached
33 HILL LEA GARDENS, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3JH	£321,500	18/11/2021	Detached
32 HILL LEA GARDENS, CHEDDAR, SEDGEMOOR, SOMERSET, BS27 3JH	£322,000	23/08/2021	Detached

Street average: £435,000 (2 sales)

Area average: £415,531 (13 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 4.1%

10y growth 53.4%

House Price Index (HM Land Registry — official index, not sold-price averages): South West. Series: Detached. As of April 2026.

1y (index) 2.3%

5y (index) 14.5%

10y (index) 38.3%

Rental Range

Estimated market rent for South West. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,113/mo

Realistic £1,237/mo

Optimistic £1,361/mo

Based on Region from postcode lookup → South West.

LHA (30th percentile) floor for Mendip: £972/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BS27 3PN

Address

Cliff Street

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Unknown	0.0 miles
Shop	Cheddar Valley Press	0.0 miles
Bus stop	Tweentown (West bound)	0.2 miles
Bus stop	Church Street (N Bound)	0.2 miles
University	University of Bristol Langford Campus	4.7 miles
Train station	Puxton Park	7.1 miles
Train station	Worle	8.0 miles
University	IntoUniversity	9.0 miles
Hospital	Unknown	9.4 miles

Street-level crime

Category	Count
Violence and sexual offences	15
Anti-social behaviour	14
Burglary	7
Criminal damage and arson	5
Other theft	5
Vehicle crime	5
Public order	3
Other crime	1
Total incidents	55

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Fairlands Middle School	Primary	0.2 miles	— (Inspected (no overall grade))
The Kings of Wessex Academy	Secondary	0.3 miles	Good — 15 Apr 2015
Cheddar First School	Primary	0.3 miles	— (Inspected (no overall grade))
Draycott & Rodney Stoke Church of England First School	Primary	1.6 miles	Good — 29 Apr 2011
Axbridge Church of England First School Academy	Primary	1.9 miles	Good — 15 Dec 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Gorge View Terrace, BS27	£1,450/mo	3	0.18 miles	OpenRent
3 Bed Semi-Detached House, Gardeners Close, BS27	£1,200/mo	3	0.35 miles	OpenRent
3 Bed Semi-Detached House, The Chapel, BS27	£1,195/mo	3	0.36 miles	OpenRent

Average rent: £1,282/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.29%

Max investor price (0.8%) £150,000

Target investor price (1%) £120,000

Gross yield 3.5%

Cost-to-rent ratio 28.8×

Monthly cashflow £-579/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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