To let End of terrace

1 SHAW STREET

NEWCASTLE, STAFFORDSHIRE ST5 2DB

4 beds 1 baths 62 m² Listed 19 Nov 2025 (-256d)

£2,210 pcm

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# 4 bedroom end of terrace house for rent (ST5 2DB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 1 SHAW STREET, NEWCASTLE, STAFFORDSHIRE ST5 2DB |
| Price | £2,210 pcm |
| Bedrooms | 4 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £72,000 Jan 2017 |

## Description

Students - Available September Bills included subject to usage allowance

An unbelievable opportunity to live in The FIRST STUDENT ECO PAD (from older housing) in the UK! Helping protect the environment and providing a comfortable, spacious and luxurious place to live.

All Bills included in the advertised price, subject to fair use allowance.

- 4 double bedrooms.

- CARBON NEUTRAL (almost all the energy used is generated by the house)

- Powered by 14 SOLAR PV panels across 3 aspects.

- Energy stored in a TESLA POWER WALL battery for evening and night time use.

- AIR SOURCE heat pump for efficient hot water and central heating.

- Huge lounge / kitchen (inc induction hob and dishwasher)

- Additional basement reception room.

- Upstairs bathroom +WC

- Additional downstairs WC.

FULLY FURNISHED

GREAT LOCATION

Sainsburys - around a 2 minute walk

Bus to Keele - about 10 second walk (just outside house)

Newcastle town centre - around a 5 minute walk

EPC D

Whilst the details listed within this description are believed to be accurate and up to date you should check with the agent that any appliances listed will be present at the start of the let. Where a property is let unfurnished, should an appliance become faulty the landlord may not replace it - excluding cookers & boilers for which the landlord remains responsible. In some instances gas fires may have been disconnected where central heating systems are present. Where a property is advertised inclusive of bills, the bills will be subject to a fair usage allowance, details of this can be provided upon request and application.

EPC rating: D.

## Property Photos

- ![Photo](/listings/photos/169480526/2149)
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## EPC Graphs

- ![EPC Graph](/listings/photos/169480526/3781) - EPC Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 SHAW STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DB | £145,000 | 29/08/2025 | Terraced |
| 1 SHAW STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DB | £72,000 | 20/01/2017 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 HEATH STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BU | £185,000 | 14/11/2025 | Terraced |
| 28 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DD | £145,000 | 09/04/2025 | Terraced |
| 56 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BS | £146,000 | 27/03/2025 | Terraced |
| 25 BRINDLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DA | £97,000 | 15/10/2024 | Terraced |
| 27 BRINDLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DA | £137,500 | 30/09/2024 | Terraced |
| 42 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DD | £150,000 | 30/09/2024 | Terraced |
| 38 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DD | £99,500 | 27/03/2024 | Terraced |
| 62 BROAD STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BL | £110,000 | 27/10/2023 | Terraced |
| 14 BRINDLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DA | £112,000 | 11/08/2023 | Terraced |
| 32 WEST BRAMPTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BD | £106,000 | 04/08/2023 | Terraced |
| 41 FLORENCE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BH | £199,950 | 18/07/2023 | Terraced |
| 34 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DD | £110,000 | 28/06/2023 | Terraced |
| 41 WEST BRAMPTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BD | £120,000 | 28/04/2023 | Terraced |
| 20 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DE | £150,000 | 25/04/2023 | Terraced |
| 23 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BS | £75,000 | 21/04/2023 | Terraced |
| 52 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DD | £121,000 | 19/04/2023 | Terraced |
| 5 BRINDLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DA | £97,000 | 24/03/2023 | Terraced |
| 21 WILSON STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BZ | £140,000 | 24/03/2023 | Terraced |
| 11 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BS | £115,000 | 14/03/2023 | Terraced |
| 58 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BS | £175,000 | 20/02/2023 | Terraced |
| [Same street] 29 SHAW STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DB | £93,000 | 30/09/2022 | Terraced |
| [Same street] 29 SHAW STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DB | £80,000 | 03/03/2022 | Terraced |
| [Same street] 25 SHAW STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DB | £106,850 | 18/10/2021 | Terraced |
| [Same street] 21 SHAW STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DB | £116,000 | 13/08/2021 | Terraced |

**Street average:** £98,963 (4 sales)
**Area average:** £129,548 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £141,848 (108 Terraced, ST5, 2024–2026)
- **Deviation:** -98.4%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £744/mo
- **Realistic:** £827/mo
- **Optimistic:** £910/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [First Floor Flat, 65 High Street, Newcastle, ST5 1PN](http://87.117.209.195:8080/listings/111aff4) | £725/mo | — | 0.31 miles | Rightmove |
| [Vickers Close, Newcastle Under Lyme, ST5](http://87.117.209.195:8080/listings/bce0627) | £1,550/mo | 4 | 0.69 miles | Rightmove |
| [Snowgoose Way, Newcastle](http://87.117.209.195:8080/listings/0acee5e) | £1,600/mo | 4 | 0.75 miles | Rightmove |
| [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 0.91 miles | Rightmove |
| [Beresford Crescent, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/c0ffc5e) | £3,950/mo | 4 | 0.98 miles | Rightmove |
| [Essex Place, The Westlands, Newcastle-Under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/2ae0ad7) | £1,995/mo | 4 | 1.11 miles | Rightmove |
| [Sutton Avenue, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/5831bc6) | £1,700/mo | 4 | 2.03 miles | Rightmove |
| [The Coach House, Butterton, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/9c3c8f4) | £4,995/mo | 4 | 2.72 miles | Rightmove |
| [The Coach House, Butterton, ST5](http://87.117.209.195:8080/listings/51f5948) | £3,000/mo | 4 | 2.72 miles | Rightmove |
| [Whitmore Heath, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/b4d8ac9) | £1,800/mo | 4 | 4.5 miles | Rightmove |
| [Newcastle Road, Whitmore, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/d3059aa) | £2,700/mo | — | 4.55 miles | Rightmove |

**Average rent: £2,183/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 81.45% (strong)
- **Max investor price (0.8%):** £225,000
- **Target investor price (1%):** £180,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,800/mo).*

- **Gross yield:** 977.4%
- **Cost-to-rent:** 0.1×
- **Monthly cashflow:** £1,586/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2970.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.2%
- **10y growth:** 34.8%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Terraced series; as of April 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 27.2%
- **10y growth (index):** 59%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Floor area

62 m²

Council tax band

Last sold

£72,000 Jan 2017

Local average

£141,848 (-98.4%)

Deprivation

Decile 2 (4,637 of 33,755)

Street crime

354 incidents within 1 mile (May 2026)

Key features

14 SOLAR PV panels across 3 aspects
TESLA power wall battery
Fully Furnished
Council tax band: A
Student Eco Pad
Electricity, water & broadband bills Included subject to fair usage
Great location
Double glazing
Shower
Washing machine

Additional details

Heating: Double glazing
Parking: On street
Garden: Private garden
Listed property: No

Description

Students - Available September Bills included subject to usage allowance

An unbelievable opportunity to live in The FIRST STUDENT ECO PAD (from older housing) in the UK! Helping protect the environment and providing a comfortable, spacious and luxurious place to live.

All Bills included in the advertised price, subject to fair use allowance.

- 4 double bedrooms.
- CARBON NEUTRAL (almost all the energy used is generated by the house)
- Powered by 14 SOLAR PV panels across 3 aspects.
- Energy stored in a TESLA POWER WALL battery for evening and night time use.
- AIR SOURCE heat pump for efficient hot water and central heating.
- Huge lounge / kitchen (inc induction hob and dishwasher)
- Additional basement reception room.
- Upstairs bathroom +WC
- Additional downstairs WC.

FULLY FURNISHED

GREAT LOCATION
Sainsburys - around a 2 minute walk
Bus to Keele - about 10 second walk (just outside house)
Newcastle town centre - around a 5 minute walk

EPC D

Whilst the details listed within this description are believed to be accurate and up to date you should check with the agent that any appliances listed will be present at the start of the let. Where a property is let unfurnished, should an appliance become faulty the landlord may not replace it - excluding cookers & boilers for which the landlord remains responsible. In some instances gas fires may have been disconnected where central heating systems are present. Where a property is advertised inclusive of bills, the bills will be subject to a fair usage allowance, details of this can be provided upon request and application.
EPC rating: D.

Listed by

Newcastle-Under-Lyme

The Property Franchise Group

Reference: 169480526

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC Graph

Price history

101% since 2017

Event	Date	Price	% change
Listed for sale	—	£2,210	-98.5%
Sold	29/08/2025 (11 months ago)	£145,000	+101.4%
Sold	20/01/2017 (9 years ago)	£72,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
38 HEATH STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BU	£185,000	14/11/2025	Terraced
28 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DD	£145,000	09/04/2025	Terraced
56 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BS	£146,000	27/03/2025	Terraced
25 BRINDLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DA	£97,000	15/10/2024	Terraced
27 BRINDLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DA	£137,500	30/09/2024	Terraced
42 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DD	£150,000	30/09/2024	Terraced
38 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DD	£99,500	27/03/2024	Terraced
62 BROAD STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BL	£110,000	27/10/2023	Terraced
14 BRINDLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DA	£112,000	11/08/2023	Terraced
32 WEST BRAMPTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BD	£106,000	04/08/2023	Terraced
41 FLORENCE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BH	£199,950	18/07/2023	Terraced
34 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DD	£110,000	28/06/2023	Terraced
41 WEST BRAMPTON, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BD	£120,000	28/04/2023	Terraced
20 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DE	£150,000	25/04/2023	Terraced
23 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BS	£75,000	21/04/2023	Terraced
52 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DD	£121,000	19/04/2023	Terraced
5 BRINDLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DA	£97,000	24/03/2023	Terraced
21 WILSON STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BZ	£140,000	24/03/2023	Terraced
11 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BS	£115,000	14/03/2023	Terraced
58 ENDERLEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2BS	£175,000	20/02/2023	Terraced
Same street 29 SHAW STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DB	£93,000	30/09/2022	Terraced
Same street 29 SHAW STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DB	£80,000	03/03/2022	Terraced
Same street 25 SHAW STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DB	£106,850	18/10/2021	Terraced
Same street 21 SHAW STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 2DB	£116,000	13/08/2021	Terraced

Street average: £98,963 (4 sales)

Area average: £129,548 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 14.2%

10y growth 34.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Newcastle-under-Lyme. Series: Terraced. As of April 2026.

1y (index) 1.6%

5y (index) 27.2%

10y (index) 59%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: ENASA PROPERTIES LIMITED (15195228)

Rental Range

Estimated market rent for Newcastle-under-Lyme. Low = conservative, Realistic = average, Optimistic = best case.

Low £744/mo

Realistic £827/mo

Optimistic £910/mo

Based on Local Authority from postcode lookup → Newcastle-under-Lyme.

LHA (30th percentile) floor for Staffordshire North: £798/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST5 2DB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Sainsbury's	0.0 miles
Shop	CTD Tiles	0.1 miles
Shop	Mr Tyre Newcastle under Lyme	0.1 miles
Bus stop	Brindley Street	0.1 miles
Hospital	Hartshill Medical Centre	0.8 miles
Hospital	Royal Stoke University Hospital	1.1 miles
Train station	Longport	1.9 miles
Train station	Silverdale	2.0 miles
University	Keele University	2.0 miles
University	University of Staffordshire Stoke Campus	2.0 miles

Street-level crime

Category	Count
Violence and sexual offences	137
Anti-social behaviour	71
Public order	32
Shoplifting	29
Other theft	21
Criminal damage and arson	17
Drugs	16
Burglary	12
Vehicle crime	8
Robbery	4
Bicycle theft	3
Other crime	2
Possession of weapons	1
Theft from the person	1
Total incidents	354

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Mary's Catholic Primary School	Primary	0.3 miles	Good — 17 Feb 2017
St John Fisher Catholic College	Secondary	0.3 miles	Requires improvement — 5 Mar 2024
Newcastle and Stafford Colleges Group	Other	0.3 miles	— (No rating)
Hassell Primary School	Primary	0.4 miles	Good — 25 Oct 2023
Demetae Academy	Other	0.4 miles	Good — 30 Jun 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
First Floor Flat, 65 High Street, Newcastle, ST5 1PN	£725/mo	—	0.31 miles	Rightmove
Vickers Close, Newcastle Under Lyme, ST5	£1,550/mo	4	0.69 miles	Rightmove
Snowgoose Way, Newcastle	£1,600/mo	4	0.75 miles	Rightmove
Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5	£1/mo	—	0.91 miles	Rightmove
Beresford Crescent, Newcastle-Under-Lyme, ST5	£3,950/mo	4	0.98 miles	Rightmove
Essex Place, The Westlands, Newcastle-Under-Lyme, Staffordshire, ST5	£1,995/mo	4	1.11 miles	Rightmove
Sutton Avenue, Newcastle-Under-Lyme, ST5	£1,700/mo	4	2.03 miles	Rightmove
The Coach House, Butterton, Newcastle Under Lyme, Staffordshire, ST5	£4,995/mo	4	2.72 miles	Rightmove
The Coach House, Butterton, ST5	£3,000/mo	4	2.72 miles	Rightmove
Whitmore Heath, Newcastle, Staffordshire, ST5	£1,800/mo	4	4.5 miles	Rightmove
Newcastle Road, Whitmore, Newcastle, Staffordshire, ST5	£2,700/mo	—	4.55 miles	Rightmove

Average rent: £2,183/mo (11 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 81.45%

Max investor price (0.8%) £225,000

Target investor price (1%) £180,000

Gross yield 977.4%

Cost-to-rent ratio 0.1×

Monthly cashflow £1,586/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2970.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).