Sold STC Semi-detached

25 COTSWOLD AVENUE

OLDHAM, SHAW, GREATER MANCHESTER OL2 7RF

2 beds 732 sq ft Listed 2 Jul 2014 (-4364d)

£179,950

Save

# 2 bedroom semi-detached bungalow for sale (OL2 7RF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 25 COTSWOLD AVENUE, OLDHAM, SHAW, GREATER MANCHESTER OL2 7RF |
| Price | £179,950 |
| Bedrooms | 2 |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 68 m² |
| Last sold | £177,500 Oct 2014 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 26/06/2024 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £531/year
- **Est. upgrade cost to C:** £20,280

### Recommendations
- W (£800 - £1,200)
- E (£30)
- N (£4,000 - £6,000)
- U (£9,000 - £14,000)
- V (£1,500 - £4,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8108-3636-0729-2526-9643)

## Description

**** **** This is an immaculately presented and recently fully renovated, extended semi-detached true bungalow in a well regarded and sought after location on Cotswold Avenue running between Grampian Way and North Downs Road with local amenities and open countryside at High Crompton park quite close by. The accommodation briefly comprises; hallway, lounge, dining area, fitted kitchen, conservatory, two bedrooms and bathroom all with gas central heating and uPVC double glazing. Externally there is an easily maintained resin surfaced garden area to the front with a side driveway and superb decked patio rear garden area with south and westerly sunny aspect. The property has been greatly improved and appointed throughout to a high specification and so viewing is strongly recommended.

**HALLWAY** **** With uPVC entrance door and double glazed side window, covered radiator.

**LOUNGE** **16' 9" x 9' 9" (5.11m x 2.97m)** With attractive modern décor, uPVC double glazed window, electric living flame fire in feature surround.

**DINING** **AREA** **8' 0" x 10' 5" (2.44m x 3.18m)** With radiator, laminate flooring, uPVC double glazed window.

**KITCHEN** **10' 0" x 10' 5" (3.05m x 3.18m)** With fitted wall and base units including inset stainless steel sink unit, built in range oven with stainless steel extractor hood, plumbed for automatic washer, Worcester wall mounted boiler, spotlighting, tiled floor.

**CONSERVATORY** **13' 3" x 11' 8" (4.04m x 3.56m)** With uPVC construction, tiled floor, covered radiator, bi-fold doors onto rear sun patio area.

**BEDROOM** **ONE** **11' 8" x 11' 8" (3.56m x 3.56m)** With uPVC double glazed window, radiator, laminate flooring.

**BEDROOM** **TWO** **8' 1" x 10' 5" (2.46m x 3.18m)** With uPVC double glazed window, radiator, laminate flooring.

**BATHROOM** **** With panelled bath, shower unit, wash hand basin and low level WC in white with chrome fittings, tiled walls, heated towel rail, uPVC double glazed window.

**EXTERNALLY** **** There is an easily maintained resin surfaced garden area to the front with a side driveway and superb decked patio rear garden area with south and westerly sunny aspect.

**ADDITIONAL** **INFORMATION** **** TENURE: FREEHOLD.

COUNCIL BAND: C

VIEWING ARRANGEMENTS: Strictly by appointment with the agents.

## Property Photos

- ![Photo](/listings/photos/45176161/510618)
- ![Photo](/listings/photos/45176161/510623)
- ![Photo](/listings/photos/45176161/510628)
- ![Photo](/listings/photos/45176161/510634)
- ![Photo](/listings/photos/45176161/510640)
- ![Photo](/listings/photos/45176161/510645)
- ![Photo](/listings/photos/45176161/510649)
- ![Photo](/listings/photos/45176161/510654)
- ![Photo](/listings/photos/45176161/510659)

## Floorplans

- ![Floorplan 1](/listings/photos/45176161/510665) - Floorplan 1

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #8739134
- **Address:** 25 Cotswold Avenue, Shaw, OL2 7RF
- **Certificate Issued:** 19/03/2012
- **Work Completed:** 14/02/2012
- **Items:** 2 door(s)

### FENSA Certificate #7748409
- **Address:** 25 Cotswold Avenue, Shaw, OL2 7RF
- **Certificate Issued:** 25/10/2010
- **Work Completed:** 19/08/2010
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 25 COTSWOLD AVENUE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RF | £177,500 | 07/10/2014 | Semi-detached |
| 25 COTSWOLD AVENUE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RF | £124,995 | 26/09/2011 | Semi-detached |
| 25 COTSWOLD AVENUE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RF | £63,000 | 28/05/2010 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 COTSWOLD AVENUE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RF | £245,000 | 07/03/2025 | Semi-detached |
| 3 SALISBURY STREET, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7NJ | £80,000 | 07/02/2025 | Semi-detached |
| 28 LONG RUSHES, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QL | £210,000 | 03/02/2025 | Semi-detached |
| 146 TRENT ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QR | £160,000 | 25/10/2024 | Semi-detached |
| 26 CHEVIOTS ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QS | £268,000 | 15/12/2023 | Semi-detached |
| 16 HIGHLANDS ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RD | £230,000 | 01/12/2023 | Semi-detached |
| 22 CHEVIOTS ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QS | £225,000 | 16/11/2023 | Semi-detached |
| 11 CHILTERN CLOSE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RL | £252,500 | 10/11/2023 | Semi-detached |
| 135 TRENT ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QU | £235,000 | 30/10/2023 | Semi-detached |
| 36 RUSHCROFT ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7PR | £265,000 | 06/10/2023 | Semi-detached |
| 2 NORWOOD CLOSE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QZ | £100,000 | 04/10/2023 | Semi-detached |
| 10 COTSWOLD AVENUE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RF | £150,000 | 29/09/2023 | Semi-detached |
| 15 GRAMPIAN WAY, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RA | £178,000 | 15/09/2023 | Semi-detached |
| 15 COTSWOLD AVENUE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RF | £242,500 | 25/08/2023 | Semi-detached |
| 19 HAWKSHEAD ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QX | £230,000 | 16/12/2022 | Semi-detached |
| 3 NORWOOD CLOSE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QZ | £200,000 | 15/12/2022 | Semi-detached |
| 16 HIGHLANDS ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RD | £245,000 | 13/12/2022 | Semi-detached |
| 18 NORTH DOWNS ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RJ | £222,500 | 30/11/2022 | Semi-detached |
| 4 NORWOOD CLOSE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QZ | £250,000 | 25/11/2022 | Semi-detached |
| 6 CHILTERN CLOSE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RL | £171,000 | 07/11/2022 | Semi-detached |

**Area average:** £207,975 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £247,899 (65 Semi-detached, OL2, 2024–2026)
- **Deviation:** -27.4%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £824/mo
- **Realistic:** £915/mo
- **Optimistic:** £1,007/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £576/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Rochdale Road, OL2 | £900/mo | 2 | 0.48 miles | OpenRent |
| 2 Bed Terraced House, Brunswick Street, OL2 | £850/mo | 2 | 0.57 miles | OpenRent |
| 2 Bed Terraced House, Tudor St, OL2 | £975/mo | 2 | 0.58 miles | OpenRent |
| 2 Bed Terraced House, Oxford Street, OL2 | £900/mo | 2 | 0.63 miles | OpenRent |
| 2 Bed Terraced House, Farrow Street, OL2 | £895/mo | 2 | 0.65 miles | OpenRent |
| 2 Bed Terraced House, Lees Street, OL2 | £950/mo | 2 | 0.66 miles | OpenRent |
| 2 Bed Terraced House, Provident Street, OL2 | £995/mo | 2 | 0.66 miles | OpenRent |
| 2 Bed Flat, Durden Mews, OL2 | £720/mo | 2 | 0.69 miles | OpenRent |
| 2 Bed Flat, Oldham, OL2 | £700/mo | 2 | 0.76 miles | OpenRent |

**Average rent: £876/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £76/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,646/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.5%
- **10y growth:** 76%

## House Price Index (HM Land Registry)

*Official index for Oldham; Semi-detached series; as of March 2026.*

- **1y growth (index):** 1.5%
- **5y growth (index):** 34.3%
- **10y growth (index):** 93.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9

/ 9

Property details

Floor area

68 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£177,500 Oct 2014

Price per m²

£2,646/m²

Local average

£247,899 (-27.4%)

Deprivation

Decile 7 (21,040 of 33,755)

Street crime

0 incidents within 1 mile (Apr 2026)

Key features

Two Bedrooms
Semi-Detached
True Bungalow
Recently Fully Renovated
Gardens To Front & Rear
Side Driveway
Gas Central Heating
uPVC Double Glazing

Additional details

Parking: Yes
Garden: Yes

Description

** This is an immaculately presented and recently fully renovated, extended semi-detached true bungalow in a well regarded and sought after location on Cotswold Avenue running between Grampian Way and North Downs Road with local amenities and open countryside at High Crompton park quite close by. The accommodation briefly comprises; hallway, lounge, dining area, fitted kitchen, conservatory, two bedrooms and bathroom all with gas central heating and uPVC double glazing. Externally there is an easily maintained resin surfaced garden area to the front with a side driveway and superb decked patio rear garden area with south and westerly sunny aspect. The property has been greatly improved and appointed throughout to a high specification and so viewing is strongly recommended.

HALLWAY With uPVC entrance door and double glazed side window, covered radiator.

LOUNGE 16' 9" x 9' 9" (5.11m x 2.97m) With attractive modern décor, uPVC double glazed window, electric living flame fire in feature surround.

DINING AREA 8' 0" x 10' 5" (2.44m x 3.18m) With radiator, laminate flooring, uPVC double glazed window.

KITCHEN 10' 0" x 10' 5" (3.05m x 3.18m) With fitted wall and base units including inset stainless steel sink unit, built in range oven with stainless steel extractor hood, plumbed for automatic washer, Worcester wall mounted boiler, spotlighting, tiled floor.

CONSERVATORY 13' 3" x 11' 8" (4.04m x 3.56m) With uPVC construction, tiled floor, covered radiator, bi-fold doors onto rear sun patio area.

BEDROOM ONE 11' 8" x 11' 8" (3.56m x 3.56m) With uPVC double glazed window, radiator, laminate flooring.

BEDROOM TWO 8' 1" x 10' 5" (2.46m x 3.18m) With uPVC double glazed window, radiator, laminate flooring.

BATHROOM With panelled bath, shower unit, wash hand basin and low level WC in white with chrome fittings, tiled walls, heated towel rail, uPVC double glazed window.

EXTERNALLY There is an easily maintained resin surfaced garden area to the front with a side driveway and superb decked patio rear garden area with south and westerly sunny aspect.

ADDITIONAL INFORMATION ** TENURE: FREEHOLD.

COUNCIL BAND: C

VIEWING ARRANGEMENTS: Strictly by appointment with the agents.

Listed by

Shaw

Kirkham Property

Reference: 45176161

EPC Rating & Upgrade Cost

This certificate expired on 26/06/2024. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: B

Inspection date: 27/06/2014

Expiry date: 26/06/2024 (expired)

Current heating cost: £531/year

Potential heating cost: £451/year

Est. upgrade cost to C: £20,280

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (£800 - £1,200)
Low energy lighting for all fixed outlets (£30)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)
Wind turbine (£1,500 - £4,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #8739134

Property Details

Street: 25 Cotswold Avenue

Town: Shaw

Postcode: OL2 7RF

Installation Details

Items: 2 doors

Certificate Issued: 19/03/2012

Work Completed: 14/02/2012

This certificate data was retrieved from FENSA's database

FENSA Certificate #7748409

Property Details

Street: 25 Cotswold Avenue

Town: Shaw

Postcode: OL2 7RF

Installation Details

Items: 6 windows

Certificate Issued: 25/10/2010

Work Completed: 19/08/2010

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

182% since 2010

Event	Date	Price	% change
Sold	07/10/2014 (11 years ago)	£177,500	+42%
Sold	26/09/2011 (14 years ago)	£124,995	+98.4%
Sold	28/05/2010 (16 years ago)	£63,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
13 COTSWOLD AVENUE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RF	£245,000	07/03/2025	Semi-detached
3 SALISBURY STREET, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7NJ	£80,000	07/02/2025	Semi-detached
28 LONG RUSHES, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QL	£210,000	03/02/2025	Semi-detached
146 TRENT ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QR	£160,000	25/10/2024	Semi-detached
26 CHEVIOTS ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QS	£268,000	15/12/2023	Semi-detached
16 HIGHLANDS ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RD	£230,000	01/12/2023	Semi-detached
22 CHEVIOTS ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QS	£225,000	16/11/2023	Semi-detached
11 CHILTERN CLOSE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RL	£252,500	10/11/2023	Semi-detached
135 TRENT ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QU	£235,000	30/10/2023	Semi-detached
36 RUSHCROFT ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7PR	£265,000	06/10/2023	Semi-detached
2 NORWOOD CLOSE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QZ	£100,000	04/10/2023	Semi-detached
10 COTSWOLD AVENUE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RF	£150,000	29/09/2023	Semi-detached
15 GRAMPIAN WAY, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RA	£178,000	15/09/2023	Semi-detached
15 COTSWOLD AVENUE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RF	£242,500	25/08/2023	Semi-detached
19 HAWKSHEAD ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QX	£230,000	16/12/2022	Semi-detached
3 NORWOOD CLOSE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QZ	£200,000	15/12/2022	Semi-detached
16 HIGHLANDS ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RD	£245,000	13/12/2022	Semi-detached
18 NORTH DOWNS ROAD, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RJ	£222,500	30/11/2022	Semi-detached
4 NORWOOD CLOSE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7QZ	£250,000	25/11/2022	Semi-detached
6 CHILTERN CLOSE, SHAW, OLDHAM, GREATER MANCHESTER, OL2 7RL	£171,000	07/11/2022	Semi-detached

Area average: £207,975 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 23.5%

10y growth 76%

House Price Index (HM Land Registry — official index, not sold-price averages): Oldham. Series: Semi-detached. As of March 2026.

1y (index) 1.5%

5y (index) 34.3%

10y (index) 93.3%

Rental Range

Estimated market rent for Oldham. Low = conservative, Realistic = average, Optimistic = best case.

Low £824/mo

Realistic £915/mo

Optimistic £1,007/mo

Based on Local Authority from postcode lookup → Oldham.

LHA (30th percentile) floor for Oldham & Rochdale: £576/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View OL2 7RF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Rushcroft, Grampian Way / near Long Rushes	0.1 miles
Bus stop	Rushcroft, southbound Rushcroft Road	0.1 miles
Shop	Londis	0.2 miles
Shop	Top Shop Convenience Store	0.4 miles
Hospital	SpaMedica Oldham	2.1 miles
Hospital	The Christie at Oldham	2.2 miles
Train station	Rochdale	2.6 miles
Train station	Castleton	2.9 miles
University	UCEN Manchester (City Campus)	8.6 miles
University	University of Law	9.0 miles

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Mary's CofE Primary School High Crompton	Primary	0.1 miles	Good — 1 May 2012
The Crompton House Church of England Academy	Secondary	0.1 miles	Good — 28 May 2015
Beal Vale Primary School	Primary	0.5 miles	Good — 28 Apr 2024
Rushcroft Primary School	Primary	0.5 miles	Good — 5 Dec 2012
Crompton Primary School	Primary	0.6 miles	Good — 11 Mar 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Rochdale Road, OL2	£900/mo	2	0.48 miles	OpenRent
2 Bed Terraced House, Brunswick Street, OL2	£850/mo	2	0.57 miles	OpenRent
2 Bed Terraced House, Tudor St, OL2	£975/mo	2	0.58 miles	OpenRent
2 Bed Terraced House, Oxford Street, OL2	£900/mo	2	0.63 miles	OpenRent
2 Bed Terraced House, Farrow Street, OL2	£895/mo	2	0.65 miles	OpenRent
2 Bed Terraced House, Lees Street, OL2	£950/mo	2	0.66 miles	OpenRent
2 Bed Terraced House, Provident Street, OL2	£995/mo	2	0.66 miles	OpenRent
2 Bed Flat, Durden Mews, OL2	£720/mo	2	0.69 miles	OpenRent
2 Bed Flat, Oldham, OL2	£700/mo	2	0.76 miles	OpenRent

Average rent: £876/mo (9 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.5%

Max investor price (0.8%) £112,500

Target investor price (1%) £90,000

Gross yield 6%

Cost-to-rent ratio 16.7×

Monthly cashflow £76/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).