For sale End of terrace

1 WHITE CROSS SQUARE

CHELTENHAM, CHELTENHAM, GLOUCESTERSHIRE GL53 7AY

3 beds 2 baths Listed 20 Jul 2026 (-93d)

£595,000

Save

Photo 18 Photo 13 Photo 14 Photo 9 Photo 6 Photo 11 Photo 17 Photo 8 Photo 12 Photo 7 Photo 5 Photo 10 Photo 15 Photo 16 Photo 1 Photo 2 Photo 3 Photo 4

/ 18

Property details

Tenure

FREEHOLD

Council tax band

C

Last sold

£299,999 Mar 2006

Local average

£429,084 (+38.7%)

Deprivation

Decile 10 (33,524 of 33,755)

Street crime

5 incidents within 1 mile (Aug 2026)

Key features

  • *** NO ONWARD CHAIN ***
  • Character Property
  • Popular Location Nr Bath Road
  • 3 Double Bedrooms
  • 3 Reception Rooms
  • 2 Bathrooms
  • Immaculate Throughout
  • South Facing Rear Garden

Additional details

Garden
Yes

Description

Situated in one of Cheltenham's most sought-after locations, just a short stroll from the vibrant Bath Road shopping area, Cheltenham town centre and the East Gloucestershire Club, this deceptively spacious three-bedroom period home is offered for sale with no onward chain. Beautifully presented throughout and enjoying a unique position bordering Cheltenham College, the property combines character, space and flexibility in one of the town's most desirable residential areas.

Retaining a number of attractive period features, the accommodation begins with a welcoming bay-fronted sitting room and a separate dining room, leading through to a well-appointed Shaker-style kitchen. A recently refitted, generously proportioned shower room completes the ground floor. The lower ground floor offers a surprisingly light and versatile reception room, ideal as a home office, family room or occasional guest accommodation.

On the first floor are three excellent double bedrooms, all generously sized, together with a spacious family bathroom, making the property perfectly suited to families and professionals alike.

Outside, there is an attractive walled front garden, while the south-facing rear courtyard garden provides a private and low-maintenance outdoor space, ideal for relaxing or entertaining.

Naunton Park remains one of Cheltenham's most desirable residential areas, renowned for its tree-lined streets, excellent schools and close proximity to the fashionable Bath Road, with its independent shops, cafés, restaurants and amenities. Cheltenham town centre is within easy walking distance and offers an outstanding selection of shopping, dining and leisure facilities, together with its internationally acclaimed Literature, Jazz, Science and Music Festivals and the world-famous Cheltenham Racecourse. Combining an enviable location, generous accommodation, immaculate presentation and no onward chain, this is a rare opportunity to acquire a truly distinctive home.

Listed by

Cheltenham

de Mel Property

Reference: 91096611

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location is outside the imported HM Land Registry INSPIRE registered freehold polygons.

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Floorplan 1

Floorplan 1

EPC Graphs

Energy Performance Certificate

Energy Performance Certificate

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #1536881

Property Details

Street: 1 White Cross Square

Town: Cheltenham

Postcode: GL53 7AY

Installation Details

Items: 3 windows

Certificate Issued: 08/03/2004

Work Completed: 27/02/2004

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

400% since 1997

Event Date Price % change
Listed for sale — £595,000 +98.3%
Sold 09/03/2006 (20 years ago) £299,999 +22.4%
Sold 30/10/2003 (22 years ago) £245,000 +308.3%
Sold 16/07/1997 (29 years ago) £60,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
15 NAUNTON CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 7BD £425,000 23/02/2026 Terraced
1 NAUNTON CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 7BD £280,000 04/11/2022 Terraced
5 NAUNTON CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 7BD £285,000 22/08/2022 Terraced
25 NAUNTON CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 7BD £486,000 21/03/2022 Terraced
86 NAUNTON CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 7BE £400,000 18/03/2022 Terraced
103 NAUNTON CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 7BE £350,000 28/02/2022 Terraced
112 NAUNTON CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 7BE £400,000 28/02/2022 Terraced
76 NAUNTON CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 7BE £670,000 10/12/2021 Terraced
19 NAUNTON CRESCENT, CHELTENHAM, GLOUCESTERSHIRE, GL53 7BD £450,000 11/11/2021 Terraced

Area average: £416,222 (9 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 31.8%
10y growth 39%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheltenham. Series: Terraced. As of July 2026.

1y (index) 1.2%
5y (index) 15.2%
10y (index) 40.5%

Rental Range

Estimated market rent for Cheltenham. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,135/mo
Realistic £1,261/mo
Optimistic £1,387/mo

Based on Local Authority from postcode lookup → Cheltenham.

LHA (30th percentile) floor for Cheltenham: £997/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Church of Latter-day Saints 0.1 miles
Shop Abacus Children's Charity Shop 0.3 miles
Shop Cotswold Motorcycle Co. 0.3 miles
Hospital Gloucestershire Managed Services Headquarters 0.3 miles
Hospital Countywide IT Services 0.4 miles
Train station Cheltenham Spa 1.4 miles
University Pittville Student Village 1.8 miles
Train station Cheltenham Racecourse 2.5 miles
University University of Gloucestershire - Oxtalls Campus 6.6 miles

Street-level crime

Category Count
Anti-social behaviour 3
Violence and sexual offences 2
Total incidents 5

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Naunton Park Primary School Primary 0.2 miles — (Inspected (no overall grade))
Cheltenham College Other 0.3 miles — (No rating)
St Edward's School Other 0.5 miles — (No rating)
University of Gloucestershire Other 0.7 miles — (No rating)
Cheltenham Ladies' College Other 0.8 miles — (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Detached House, Tryes Road, GL50 £1,850/mo 3 0.46 miles OpenRent

Average rent: £1,850/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.31%
Max investor price (0.8%) £231,250
Target investor price (1%) £185,000
Gross yield 3.7%
Cost-to-rent ratio 26.8×
Monthly cashflow £-703/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -4.9%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).