# 2 bedroom end of terrace house for sale (CO1 1SA) ## Property Details | Key | Value | |-----|-------| | Address | 49 MARGARET ROAD, COLCHESTER, ESSEX CO1 1SA | | Price | £325,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | B | | Construction age | England and Wales: 1930-1949 | | Floor area | 67 m² | | Last sold | £305,000 Oct 2024 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 10/06/2034 - **Current heating cost:** £923/year - **Est. upgrade cost to C:** £10,500 ### Recommendations - W1 (£800 - £1,200) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1434-0926-8300-0049-8292) ## Description A charming and well presented end of terrace house, situated within a short walk to the city centre offering an array of amenities to enjoy, the mainline train station with links to London Liverpool Street within under an hour plus castle park. This delightful property boasts two spacious bedrooms, ideal for a small family or professionals looking for a comfortable living space. The house features a well-maintained garden, perfect for enjoying outdoor activities or simply relaxing in the peaceful surroundings. Additionally, the property offers the convenience of off-street parking, ensuring hassle-free access for residents and visitors alike. With its prime location and attractive features, this property presents an excellent opportunity for those seeking a cosy home in a desirable area. Don't miss out on the chance to make this lovely house your own. Contact us today to arrange a viewing. ## Property Photos - ![Picture No. 23](/listings/photos/149041685/1351166) - Picture No. 23 - ![Picture No. 12](/listings/photos/149041685/1351167) - Picture No. 12 - ![Picture No. 15](/listings/photos/149041685/1351168) - Picture No. 15 - ![Picture No. 18](/listings/photos/149041685/1351169) - Picture No. 18 - ![Picture No. 09](/listings/photos/149041685/1351170) - Picture No. 09 - ![Picture No. 13](/listings/photos/149041685/1351171) - Picture No. 13 - ![Picture No. 10](/listings/photos/149041685/1351172) - Picture No. 10 - ![Picture No. 28](/listings/photos/149041685/1351173) - Picture No. 28 - ![Picture No. 08](/listings/photos/149041685/1351174) - Picture No. 08 - ![Picture No. 25](/listings/photos/149041685/1351175) - Picture No. 25 - ![Picture No. 11](/listings/photos/149041685/1351176) - Picture No. 11 - ![Picture No. 27](/listings/photos/149041685/1351177) - Picture No. 27 - ![Picture No. 26](/listings/photos/149041685/1351178) - Picture No. 26 - ![Picture No. 14](/listings/photos/149041685/1351179) - Picture No. 14 - ![Picture No. 30](/listings/photos/149041685/1351180) - Picture No. 30 - ![Picture No. 16](/listings/photos/149041685/1351181) - Picture No. 16 - ![Picture No. 29](/listings/photos/149041685/1351182) - Picture No. 29 - ![Picture No. 04](/listings/photos/149041685/1351183) - Picture No. 04 - ![Picture No. 24](/listings/photos/149041685/1351184) - Picture No. 24 - ![Picture No. 03](/listings/photos/149041685/1351185) - Picture No. 03 - ![Picture No. 05](/listings/photos/149041685/1351186) - Picture No. 05 - ![Picture No. 06](/listings/photos/149041685/1351187) - Picture No. 06 - ![Picture No. 07](/listings/photos/149041685/1351188) - Picture No. 07 - ![Picture No. 17](/listings/photos/149041685/1351189) - Picture No. 17 - ![Picture No. 19](/listings/photos/149041685/1351190) - Picture No. 19 - ![Picture No. 20](/listings/photos/149041685/1351191) - Picture No. 20 - ![Picture No. 21](/listings/photos/149041685/1351192) - Picture No. 21 - ![Picture No. 22](/listings/photos/149041685/1351193) - Picture No. 22 ## Floorplans - ![Floorplan](/listings/photos/149041685/1351194) - Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/149041685/1351195) - EPC Rating Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 49 MARGARET ROAD, COLCHESTER, ESSEX, CO1 1SA | £305,000 | 11/10/2024 | Semi-detached | | 49 MARGARET ROAD, COLCHESTER, ESSEX, CO1 1SA | £67,000 | 20/08/1999 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 23 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RU | £215,000 | 27/11/2025 | Terraced | | 17 MARGARET ROAD, COLCHESTER, ESSEX, CO1 1RZ | £282,500 | 17/11/2025 | Terraced | | 29 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RU | £211,500 | 28/03/2023 | Terraced | | 52 CAUSTON ROAD, COLCHESTER, ESSEX, CO1 1RT | £315,000 | 07/10/2022 | Terraced | | 53 COWDRAY AVENUE, COLCHESTER, ESSEX, CO1 1US | £180,000 | 15/09/2022 | Terraced | | 54 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RX | £220,000 | 03/08/2022 | Terraced | | 29 MERCERS WAY, COLCHESTER, ESSEX, CO1 1RY | £300,000 | 28/07/2022 | Terraced | | 3 PARKSIDE QUARTER, COLCHESTER, ESSEX, CO1 1EA | £265,000 | 30/06/2022 | Terraced | | 44 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RU | £221,000 | 28/04/2022 | Terraced | | 19 KINGS MEADOW ROAD, COLCHESTER, ESSEX, CO1 1XS | £415,000 | 19/04/2022 | Terraced | | 34 PARKSIDE QUARTER, COLCHESTER, ESSEX, CO1 1EA | £250,000 | 14/04/2022 | Terraced | | 35 MARGARET ROAD, COLCHESTER, ESSEX, CO1 1RZ | £278,000 | 04/03/2022 | Terraced | | 81 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RX | £260,000 | 31/01/2022 | Terraced | | 6 JOHN HARPER STREET, COLCHESTER, ESSEX, CO1 1RP | £197,000 | 18/01/2022 | Terraced | | 29 CATCHPOOL ROAD, COLCHESTER, ESSEX, CO1 1XN | £275,000 | 10/01/2022 | Terraced | | 15 PARKSIDE QUARTER, COLCHESTER, ESSEX, CO1 1EA | £410,000 | 10/12/2021 | Terraced | | 72 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RX | £242,500 | 10/12/2021 | Terraced | | 68 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RX | £230,000 | 26/11/2021 | Terraced | | 7 MARGARET ROAD, COLCHESTER, ESSEX, CO1 1RZ | £295,000 | 26/11/2021 | Terraced | | 56 CAUSTON ROAD, COLCHESTER, ESSEX, CO1 1RT | £175,000 | 30/09/2021 | Terraced | **Area average:** £261,875 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £245,984 (32 Terraced, CO1, 2024–2026) - **Deviation:** +32.1% ## Rental Range *ONS Price Index of Private Rents (Colchester). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,090/mo - **Realistic:** £1,211/mo - **Optimistic:** £1,332/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £793/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Terraced House, Albert Street, CO1 | £1,250/mo | 2 | 0.11 miles | OpenRent | | [Blueprint House, 21 Arclight Way, Colchester, Essex, CO1](http://87.117.209.195:8080/listings/054f0a3) | £1,200/mo | 2 | 0.4 miles | Rightmove | | 2 Bed Flat, Pelhams Lane, CO1 | £1,100/mo | 2 | 0.43 miles | OpenRent | | 2 Bed Semi-Detached House, East Bay, CO1 | £1,150/mo | 2 | 0.75 miles | OpenRent | **Average rent: £1,175/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.36% (weak for cashflow) - **Max investor price (0.8%):** £146,875 - **Target investor price (1%):** £117,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,175/mo).* - **Gross yield:** 4.3% - **Cost-to-rent:** 23× - **Monthly cashflow:** £-247/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -3.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £4,851/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -2.1% - **10y growth:** 51.9% ## House Price Index (HM Land Registry) *Official index for Colchester; Terraced series; as of April 2026.* - **1y growth (index):** 0.6% - **5y growth (index):** 15.2% - **10y growth (index):** 36.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)