Sold STC End of terrace

49 MARGARET ROAD

COLCHESTER, ESSEX CO1 1SA

2 beds 1 baths 721 sq ft Listed 12 Jun 2024 (-768d)

£325,000

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Property details

Tenure

FREEHOLD

Floor area

67 m²

Council tax band

B

EPC rating

D

Year built

England and Wales: 1930-1949

Last sold

£305,000 Oct 2024

Price per m²

£4,851/m²

Local average

£245,984 (+32.1%)

Deprivation

Decile 5 (15,810 of 33,755)

Street crime

457 incidents within 1 mile (May 2026)

Key features

  • End of Terrace House
  • Two Bedrooms
  • Kitchen/Diner
  • Well Presented Throughout
  • Driveway Parking
  • Fully Insulated Garden Room/Shelter
  • Close To Amenities

Additional details

Parking
Yes
Garden
Yes

Description

A charming and well presented end of terrace house, situated within a short walk to the city centre offering an array of amenities to enjoy, the mainline train station with links to London Liverpool Street within under an hour plus castle park.

This delightful property boasts two spacious bedrooms, ideal for a small family or professionals looking for a comfortable living space.

The house features a well-maintained garden, perfect for enjoying outdoor activities or simply relaxing in the peaceful surroundings. Additionally, the property offers the convenience of off-street parking, ensuring hassle-free access for residents and visitors alike.

With its prime location and attractive features, this property presents an excellent opportunity for those seeking a cosy home in a desirable area. Don't miss out on the chance to make this lovely house your own. Contact us today to arrange a viewing.

Listed by

Colchester

Harris + Wood

Reference: 149041685

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 11/06/2024

Expiry date: 10/06/2034

Current heating cost: £923/year

Potential heating cost: £834/year

Est. upgrade cost to C: £10,500

Recommendations

  • Floor insulation (suspended floor) (£800 - £1,200)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

Floorplan

EPC Graphs

EPC Rating Graph

EPC Rating Graph

Price history

355% since 1999

Event Date Price % change
Sold 11/10/2024 (1 year ago) £305,000 +355.2%
Sold 20/08/1999 (26 years ago) £67,000 —

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
23 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RU £215,000 27/11/2025 Terraced
17 MARGARET ROAD, COLCHESTER, ESSEX, CO1 1RZ £282,500 17/11/2025 Terraced
29 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RU £211,500 28/03/2023 Terraced
52 CAUSTON ROAD, COLCHESTER, ESSEX, CO1 1RT £315,000 07/10/2022 Terraced
53 COWDRAY AVENUE, COLCHESTER, ESSEX, CO1 1US £180,000 15/09/2022 Terraced
54 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RX £220,000 03/08/2022 Terraced
29 MERCERS WAY, COLCHESTER, ESSEX, CO1 1RY £300,000 28/07/2022 Terraced
3 PARKSIDE QUARTER, COLCHESTER, ESSEX, CO1 1EA £265,000 30/06/2022 Terraced
44 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RU £221,000 28/04/2022 Terraced
19 KINGS MEADOW ROAD, COLCHESTER, ESSEX, CO1 1XS £415,000 19/04/2022 Terraced
34 PARKSIDE QUARTER, COLCHESTER, ESSEX, CO1 1EA £250,000 14/04/2022 Terraced
35 MARGARET ROAD, COLCHESTER, ESSEX, CO1 1RZ £278,000 04/03/2022 Terraced
81 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RX £260,000 31/01/2022 Terraced
6 JOHN HARPER STREET, COLCHESTER, ESSEX, CO1 1RP £197,000 18/01/2022 Terraced
29 CATCHPOOL ROAD, COLCHESTER, ESSEX, CO1 1XN £275,000 10/01/2022 Terraced
15 PARKSIDE QUARTER, COLCHESTER, ESSEX, CO1 1EA £410,000 10/12/2021 Terraced
72 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RX £242,500 10/12/2021 Terraced
7 MARGARET ROAD, COLCHESTER, ESSEX, CO1 1RZ £295,000 26/11/2021 Terraced
68 ALBERT STREET, COLCHESTER, ESSEX, CO1 1RX £230,000 26/11/2021 Terraced
56 CAUSTON ROAD, COLCHESTER, ESSEX, CO1 1RT £175,000 30/09/2021 Terraced

Area average: £261,875 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -3.1%
10y growth 53.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Colchester. Series: Terraced. As of April 2026.

1y (index) 0.6%
5y (index) 15.2%
10y (index) 36.5%

Rental Range

Estimated market rent for Colchester. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,090/mo
Realistic £1,211/mo
Optimistic £1,332/mo

Based on Local Authority from postcode lookup → Colchester.

LHA (30th percentile) floor for Colchester: £793/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CO1 1SA

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop Studio 33 0.1 miles
Shop Loui Hair Studio 0.1 miles
Bus stop Causton Road 0.1 miles
Train station Colchester 0.4 miles
Train station Colchester Town 0.7 miles
Hospital St Aubyn Centre 1.6 miles
University The Quays 1.9 miles
University The Pastures 1.9 miles
Hospital Cygnet Hospital Colchester 1.9 miles

Street-level crime

Category Count
Violence and sexual offences 180
Anti-social behaviour 75
Shoplifting 50
Public order 41
Criminal damage and arson 32
Other theft 21
Vehicle crime 11
Burglary 10
Robbery 9
Drugs 8
Bicycle theft 6
Other crime 5
Possession of weapons 5
Theft from the person 4
Total incidents 457

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
North Primary School and Nursery Primary 0.2 miles Good — 18 Oct 2012
The Sixth Form College Colchester Other 0.4 miles — (No rating)
St Helena School Secondary 0.4 miles Good — 14 Mar 2024
Colchester Institute Other 0.5 miles — (No rating)
St James' Church of England Primary School Primary 0.6 miles Good — 9 Oct 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
Blueprint House, 21 Arclight Way, Colchester, Essex, CO1 £1,200/mo 2 0.4 miles Rightmove
2 Bed Flat, St Botolphs St, CO2 £1,750/mo 2 0.63 miles OpenRent
2 Bed Flat, Colchester, CO2 £2,750/mo 2 0.63 miles OpenRent
2 Bed End Terrace, Cedars Road, CO2 £625/mo 2 0.64 miles OpenRent

Average rent: £1,581/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.45%
Max investor price (0.8%) £184,375
Target investor price (1%) £147,500
Gross yield 5.4%
Cost-to-rent ratio 18.4×
Monthly cashflow £23/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 0.3%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).