# 4 bedroom detached house for sale (IP6 8DX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 96 STOWMARKET ROAD, IPSWICH, NEEDHAM MARKET, SUFFOLK IP6 8DX |
| Price | £475,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | TBC |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 267 m² |
| Last sold | £700,000 Nov 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 18/06/2028
- **Current heating cost:** £1,335/year
- **Est. upgrade cost to C:** £11,620

### Recommendations
- W2 (£4,000 - £6,000)
- E (£120)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8201-5118-2929-7996-1683)

## Description

Fantastic sized executive detached family home. With options on the final fittings such as kitchens and bathrooms this is a great opportunity to make your next house your very own. 

The property offers a spacious living room, as well as a study/ office space an ideal space for working from home. There is a modern kitchen/diner with patio doors opening to the rear garden. Including appliances such as oven, hob, extractor hood, dishwasher, wine cooler and fridge/freezer. There is also a separate utility room with plumbing and space for under counter appliances such as washing machine or tumble dryer. The ground floor also benefits from a handy cloakroom.

To the first floor there are four double bedrooms with the main bedroom benefitting from an ensuite. A sizeable family bathroom with space for bath and separate shower cubicle. The impressive second bedroom benefits from dual aspect views to both the front and rear of the property. 

The private rear garden over is predominantly laid to lawn with patio area. A gate to the side offers access to the front of the property. 

With ample off road parking and double garage, there is plenty of parking for the whole family. The double garage boasts an electric up and over door,  a private door to the rear garden. Power and light is also connected.

**Plot 9** - Fantastic sized executive detached family home. With options on the final fittings such as kitchens and bathrooms this is a great opportunity to make your next house your very own. 

The property offers a spacious living room, as well as a study/ office space an ideal space for working from home. There is a modern kitchen/diner with patio doors opening to the rear garden. Including appliances such as oven, hob, extractor hood, dishwasher, wine cooler and fridge/freezer. There is also a separate utility room housing the wall mounted gas boiler with plumbing and space for under counter appliances such as washing machine or tumble dryer. The ground floor also benefits from a handy cloakroom.

To the first floor there are four double bedrooms with the main bedroom benefitting from an ensuite. A sizeable family bathroom with space for bath and separate shower cubicle. The impressive second bedroom benefits from dual aspect views to both the front and rear of the property. 

The rear garden over looks fields and is of a substantial size with patio area. A gate to the side offers access to the front of the property. 

With ample off road parking and double garage there is plenty of parking for the whole family. The double garage boasts electric up and over doors and a private door to the rear garden. Power and light is also connected.

**Room Measurements** - Entrance Hall

Kitchen/Diner 5.47m × 3.35m (17'11" × 10'11")

Utility Room 2.23m × 1.64m (7'3" × 5'4")

Study 2.34m × 1m (7'8" × 3'3")

W/C 1.82m × 1.21m (5'11" × 3'11")

Lounge 4.77m × 3.54m (15'7" × 11'7")

Master Bedroom 4.77m × 3.01m (15'7" × 9'10")

Ensuite 2.58m × 1.64m (8'5" × 5'4")

Bedroom 3.44m × 3m (11'3" × 9'10")

Bedroom 6.04m × 5.05m (19'9" × 16'6")

Bedroom 3.56m × 2.26m (11'8" × 7'4")

Bathroom 3.35m × 1.94m (10'11" × 6'4")

Double Garage 6.04m × 5.05m (19'9" × 16'6")

## Property Photos

- ![Front](/listings/photos/166431059/639978) - Front
- ![Kitchen.jpg](/listings/photos/166431059/639981) - Kitchen.jpg
- ![Kitchen](/listings/photos/166431059/639984) - Kitchen
- ![Kitchen](/listings/photos/166431059/639985) - Kitchen
- ![Utility Room](/listings/photos/166431059/639986) - Utility Room
- ![Kitchen/Diner](/listings/photos/166431059/639987) - Kitchen/Diner
- ![Bathroom](/listings/photos/166431059/639988) - Bathroom
- ![Ensuite](/listings/photos/166431059/639989) - Ensuite
- ![Site Plan](/listings/photos/166431059/639990) - Site Plan

## Floorplans

- ![Plot4StowmarketRoad-_ec7c-01ea-9953-2caa-a02d-2e79](/listings/photos/166431059/639991) - Plot4StowmarketRoad-_ec7c-01ea-9953-2caa-a02d-2e79

## EPC Graphs

- ![EE Rating](/listings/photos/166431059/639992) - EE Rating

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #10111433
- **Address:** 96 Stowmarket Road, Needham Market, IP6 8DX
- **Certificate Issued:** 03/03/2014
- **Work Completed:** 14/01/2014
- **Items:** 12 window(s)

### FENSA Certificate #10024328
- **Address:** 96 Stowmarket Road, Needham Market, IP6 8DX
- **Certificate Issued:** 15/01/2014
- **Work Completed:** 25/11/2013
- **Items:** 1 window(s), 1 door(s)

### FENSA Certificate #6774093
- **Address:** 96 Stowmarket Road, Needham Market, IP6 8DX
- **Certificate Issued:** 24/08/2009
- **Work Completed:** 15/07/2009
- **Items:** 2 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 96 STOWMARKET ROAD, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8DX | £700,000 | 17/11/2023 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE CROFTS HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA | £575,000 | 29/09/2023 | Detached |
| GATEFORD HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA | £590,000 | 20/07/2023 | Detached |
| 2 ORCHARD GATE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8UD | £420,000 | 13/02/2023 | Detached |
| 8 GIPSY LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8DY | £180,000 | 25/07/2022 | Detached |
| LARCHWOOD HOUSE HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA | £575,000 | 08/07/2022 | Detached |
| APRICUS HOUSE HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA | £570,000 | 30/06/2022 | Detached |
| WESTWOOD VIEW HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA | £250,000 | 28/02/2022 | Detached |
| 12 GIPSY LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8DY | £390,000 | 29/06/2021 | Detached |

**Area average:** £443,750 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £553,902 (21 Detached, IP6, 2024–2026)
- **Deviation:** -14.2%

## Rental Range

*ONS Price Index of Private Rents (Mid Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £885/mo
- **Realistic:** £983/mo
- **Optimistic:** £1,081/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Ipswich (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,097/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed End Terrace, Cedar Walk, IP6 | £1,500/mo | 4 | 0.25 miles | OpenRent |

**Average rent: £1,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.32% (weak for cashflow)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 3.8%
- **Cost-to-rent:** 26.4×
- **Monthly cashflow:** £-546/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,779/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 61.7%
- **10y growth:** 81.8%

## House Price Index (HM Land Registry)

*Official index for Mid Suffolk; Detached series; as of March 2026.*

- **1y growth (index):** 2.5%
- **5y growth (index):** 11.8%
- **10y growth (index):** 33.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)