Sold Detached

96 STOWMARKET ROAD

IPSWICH, NEEDHAM MARKET, SUFFOLK IP6 8DX

4 beds 2 baths 2,874 sq ft Listed 1 Sep 2025 (-279d)

£475,000

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# 4 bedroom detached house for sale (IP6 8DX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 96 STOWMARKET ROAD, IPSWICH, NEEDHAM MARKET, SUFFOLK IP6 8DX |
| Price | £475,000 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | TBC |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 267 m² |
| Last sold | £700,000 Nov 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Current heating cost:** £1,335/year
- **Est. upgrade cost to C:** £11,620

### Recommendations
- W2 (£4,000 - £6,000)
- E (£120)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8201-5118-2929-7996-1683)

## Description

Fantastic sized executive detached family home. With options on the final fittings such as kitchens and bathrooms this is a great opportunity to make your next house your very own.

The property offers a spacious living room, as well as a study/ office space an ideal space for working from home. There is a modern kitchen/diner with patio doors opening to the rear garden. Including appliances such as oven, hob, extractor hood, dishwasher, wine cooler and fridge/freezer. There is also a separate utility room with plumbing and space for under counter appliances such as washing machine or tumble dryer. The ground floor also benefits from a handy cloakroom.

To the first floor there are four double bedrooms with the main bedroom benefitting from an ensuite. A sizeable family bathroom with space for bath and separate shower cubicle. The impressive second bedroom benefits from dual aspect views to both the front and rear of the property.

The private rear garden over is predominantly laid to lawn with patio area. A gate to the side offers access to the front of the property.

With ample off road parking and double garage, there is plenty of parking for the whole family. The double garage boasts an electric up and over door,  a private door to the rear garden. Power and light is also connected.

**Plot 9** - Fantastic sized executive detached family home. With options on the final fittings such as kitchens and bathrooms this is a great opportunity to make your next house your very own.

The property offers a spacious living room, as well as a study/ office space an ideal space for working from home. There is a modern kitchen/diner with patio doors opening to the rear garden. Including appliances such as oven, hob, extractor hood, dishwasher, wine cooler and fridge/freezer. There is also a separate utility room housing the wall mounted gas boiler with plumbing and space for under counter appliances such as washing machine or tumble dryer. The ground floor also benefits from a handy cloakroom.

The rear garden over looks fields and is of a substantial size with patio area. A gate to the side offers access to the front of the property.

With ample off road parking and double garage there is plenty of parking for the whole family. The double garage boasts electric up and over doors and a private door to the rear garden. Power and light is also connected.

**Room Measurements** - Entrance Hall

Kitchen/Diner 5.47m × 3.35m (17'11" × 10'11")

Utility Room 2.23m × 1.64m (7'3" × 5'4")

Study 2.34m × 1m (7'8" × 3'3")

W/C 1.82m × 1.21m (5'11" × 3'11")

Lounge 4.77m × 3.54m (15'7" × 11'7")

Master Bedroom 4.77m × 3.01m (15'7" × 9'10")

Ensuite 2.58m × 1.64m (8'5" × 5'4")

Bedroom 3.44m × 3m (11'3" × 9'10")

Bedroom 6.04m × 5.05m (19'9" × 16'6")

Bedroom 3.56m × 2.26m (11'8" × 7'4")

Bathroom 3.35m × 1.94m (10'11" × 6'4")

Double Garage 6.04m × 5.05m (19'9" × 16'6")

## Property Photos

- ![Front](/listings/photos/166431059/639978) - Front
- ![Kitchen.jpg](/listings/photos/166431059/639981) - Kitchen.jpg
- ![Kitchen](/listings/photos/166431059/639984) - Kitchen
- ![Kitchen](/listings/photos/166431059/639985) - Kitchen
- ![Utility Room](/listings/photos/166431059/639986) - Utility Room
- ![Kitchen/Diner](/listings/photos/166431059/639987) - Kitchen/Diner
- ![Bathroom](/listings/photos/166431059/639988) - Bathroom
- ![Ensuite](/listings/photos/166431059/639989) - Ensuite
- ![Site Plan](/listings/photos/166431059/639990) - Site Plan

## Floorplans

- ![Plot4StowmarketRoad-_ec7c-01ea-9953-2caa-a02d-2e79](/listings/photos/166431059/639991) - Plot4StowmarketRoad-_ec7c-01ea-9953-2caa-a02d-2e79

## EPC Graphs

- ![EE Rating](/listings/photos/166431059/639992) - EE Rating

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #10111433
- **Address:** 96 Stowmarket Road, Needham Market, IP6 8DX
- **Certificate Issued:** 03/03/2014
- **Work Completed:** 14/01/2014
- **Items:** 12 window(s)

### FENSA Certificate #10024328
- **Address:** 96 Stowmarket Road, Needham Market, IP6 8DX
- **Certificate Issued:** 15/01/2014
- **Work Completed:** 25/11/2013
- **Items:** 1 window(s), 1 door(s)

### FENSA Certificate #6774093
- **Address:** 96 Stowmarket Road, Needham Market, IP6 8DX
- **Certificate Issued:** 24/08/2009
- **Work Completed:** 15/07/2009
- **Items:** 2 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 96 STOWMARKET ROAD, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8DX | £700,000 | 17/11/2023 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE CROFTS HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA | £575,000 | 29/09/2023 | Detached |
| GATEFORD HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA | £590,000 | 20/07/2023 | Detached |
| 2 ORCHARD GATE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8UD | £420,000 | 13/02/2023 | Detached |
| 8 GIPSY LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8DY | £180,000 | 25/07/2022 | Detached |
| LARCHWOOD HOUSE HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA | £575,000 | 08/07/2022 | Detached |
| APRICUS HOUSE HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA | £570,000 | 30/06/2022 | Detached |
| WESTWOOD VIEW HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA | £250,000 | 28/02/2022 | Detached |
| 12 GIPSY LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8DY | £390,000 | 29/06/2021 | Detached |

**Area average:** £443,750 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £553,902 (21 Detached, IP6, 2024–2026)
- **Deviation:** -14.2%

## Rental Range

*ONS Price Index of Private Rents (Mid Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £885/mo
- **Realistic:** £983/mo
- **Optimistic:** £1,081/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Ipswich (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,097/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed End Terrace, Cedar Walk, IP6 | £1,500/mo | 4 | 0.25 miles | OpenRent |

**Average rent: £1,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.32% (weak for cashflow)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 3.8%
- **Cost-to-rent:** 26.4×
- **Monthly cashflow:** £-546/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,779/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 61.3%
- **10y growth:** 75.1%

## House Price Index (HM Land Registry)

*Official index for Mid Suffolk; Detached series; as of March 2026.*

- **1y growth (index):** 2.5%
- **5y growth (index):** 11.8%
- **10y growth (index):** 33.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Kitchen.jpg Kitchen Kitchen Utility Room Kitchen/Diner Bathroom Ensuite Site Plan

/ 9

Property details

Tenure

FREEHOLD

Floor area

267 m²

Council tax band

TBC

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£700,000 Nov 2023

Price per m²

£1,779/m²

Local average

£553,902 (-14.2%)

Deprivation

Decile 7 (21,333 of 33,755)

Street crime

26 incidents within 1 mile (Mar 2026)

Key features

Executive Detached Family Home
NEW HOME WIth 10 Year "One Guarantee" Warranty
Optional Choices On Final Fittings Kitchen, Tiles, Flooring etc
Open Plan Kitchen/Diner And Separate Utility Room
Four Double Bedrooms
High Specification Finish Throughout
Under Floor Heating to the Ground Floor
Popular Needham Market Location
Walking Distance to Amenities, Bus Routes & Needham Market Train Station
Bespoke Additional Extras Available

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Private supply
Heating: Gas central
Parking: Yes
Garden: Yes
Flooded in last 5 years: No

Description

Fantastic sized executive detached family home. With options on the final fittings such as kitchens and bathrooms this is a great opportunity to make your next house your very own.

The property offers a spacious living room, as well as a study/ office space an ideal space for working from home. There is a modern kitchen/diner with patio doors opening to the rear garden. Including appliances such as oven, hob, extractor hood, dishwasher, wine cooler and fridge/freezer. There is also a separate utility room with plumbing and space for under counter appliances such as washing machine or tumble dryer. The ground floor also benefits from a handy cloakroom.

To the first floor there are four double bedrooms with the main bedroom benefitting from an ensuite. A sizeable family bathroom with space for bath and separate shower cubicle. The impressive second bedroom benefits from dual aspect views to both the front and rear of the property.

The private rear garden over is predominantly laid to lawn with patio area. A gate to the side offers access to the front of the property.

With ample off road parking and double garage, there is plenty of parking for the whole family. The double garage boasts an electric up and over door, a private door to the rear garden. Power and light is also connected.

Plot 9 - Fantastic sized executive detached family home. With options on the final fittings such as kitchens and bathrooms this is a great opportunity to make your next house your very own.

The property offers a spacious living room, as well as a study/ office space an ideal space for working from home. There is a modern kitchen/diner with patio doors opening to the rear garden. Including appliances such as oven, hob, extractor hood, dishwasher, wine cooler and fridge/freezer. There is also a separate utility room housing the wall mounted gas boiler with plumbing and space for under counter appliances such as washing machine or tumble dryer. The ground floor also benefits from a handy cloakroom.

To the first floor there are four double bedrooms with the main bedroom benefitting from an ensuite. A sizeable family bathroom with space for bath and separate shower cubicle. The impressive second bedroom benefits from dual aspect views to both the front and rear of the property.

The rear garden over looks fields and is of a substantial size with patio area. A gate to the side offers access to the front of the property.

With ample off road parking and double garage there is plenty of parking for the whole family. The double garage boasts electric up and over doors and a private door to the rear garden. Power and light is also connected.

Room Measurements - Entrance Hall
Kitchen/Diner 5.47m × 3.35m (17'11" × 10'11")
Utility Room 2.23m × 1.64m (7'3" × 5'4")
Study 2.34m × 1m (7'8" × 3'3")
W/C 1.82m × 1.21m (5'11" × 3'11")
Lounge 4.77m × 3.54m (15'7" × 11'7")
Master Bedroom 4.77m × 3.01m (15'7" × 9'10")
Ensuite 2.58m × 1.64m (8'5" × 5'4")
Bedroom 3.44m × 3m (11'3" × 9'10")
Bedroom 6.04m × 5.05m (19'9" × 16'6")
Bedroom 3.56m × 2.26m (11'8" × 7'4")
Bathroom 3.35m × 1.94m (10'11" × 6'4")
Double Garage 6.04m × 5.05m (19'9" × 16'6")

Listed by

Needham Market

Rock Estates Suffolk Ltd

Reference: 166431059

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 19/06/2018

Current heating cost: £1,335/year

Potential heating cost: £1,243/year

Est. upgrade cost to C: £11,620

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£120)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Plot4StowmarketRoad-_ec7c-01ea-9953-2caa-a02d-2e79

EPC Graphs

EE Rating

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #10111433

Property Details

Street: 96 Stowmarket Road

Town: Needham Market

Postcode: IP6 8DX

Installation Details

Items: 12 windows

Certificate Issued: 03/03/2014

Work Completed: 14/01/2014

This certificate data was retrieved from FENSA's database

FENSA Certificate #10024328

Property Details

Street: 96 Stowmarket Road

Town: Needham Market

Postcode: IP6 8DX

Installation Details

Items: 1 window and 1 door

Certificate Issued: 15/01/2014

Work Completed: 25/11/2013

This certificate data was retrieved from FENSA's database

FENSA Certificate #6774093

Property Details

Street: 96 Stowmarket Road

Town: Needham Market

Postcode: IP6 8DX

Installation Details

Items: 2 windows and 1 door

Certificate Issued: 24/08/2009

Work Completed: 15/07/2009

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	17/11/2023 (2 years ago)	£700,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
THE CROFTS HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA	£575,000	29/09/2023	Detached
GATEFORD HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA	£590,000	20/07/2023	Detached
2 ORCHARD GATE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8UD	£420,000	13/02/2023	Detached
8 GIPSY LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8DY	£180,000	25/07/2022	Detached
LARCHWOOD HOUSE HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA	£575,000	08/07/2022	Detached
APRICUS HOUSE HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA	£570,000	30/06/2022	Detached
WESTWOOD VIEW HILL HOUSE LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8EA	£250,000	28/02/2022	Detached
12 GIPSY LANE, NEEDHAM MARKET, IPSWICH, MID SUFFOLK, SUFFOLK, IP6 8DY	£390,000	29/06/2021	Detached

Area average: £443,750 (8 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 61.3%

10y growth 75.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Mid Suffolk. Series: Detached. As of March 2026.

1y (index) 2.5%

5y (index) 11.8%

10y (index) 33.8%

Rental Range

Estimated market rent for Mid Suffolk. Low = conservative, Realistic = average, Optimistic = best case.

Low £885/mo

Realistic £983/mo

Optimistic £1,081/mo

Based on Local Authority from postcode lookup → Mid Suffolk.

LHA (30th percentile) floor for Ipswich: £1,097/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View IP6 8DX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Gypsy Lane	0.0 miles
Shop	IT-Techie Computer Services	0.3 miles
Shop	Viking Stained Glass	0.3 miles
Train station	Needham Market	0.7 miles
Train station	Stowmarket	2.8 miles
University	Suffolk Rural Campus (Suffolk New College)	7.4 miles
University	University of Suffolk	9.1 miles
Hospital	Ipswich Hospital	9.6 miles
Hospital	Nuffield Hospital Ipswich	11.0 miles

Street-level crime

Category	Count
Violence and sexual offences	6
Anti-social behaviour	5
Vehicle crime	5
Shoplifting	4
Public order	3
Bicycle theft	1
Other crime	1
Other theft	1
Total incidents	26

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bosmere Community Primary School	Primary	0.7 miles	Good — 12 Feb 2020
Creeting St Mary Church of England Voluntary Aided Primary School	Primary	1.0 miles	Good — 24 May 2012
Trinity Church of England Voluntary Aided Primary School	Primary	2.0 miles	Good — 23 Jun 2019
Combs Ford Primary School	Primary	2.2 miles	Good — 21 Jul 2011
Cedars Park Community Primary School	Primary	2.6 miles	Good — 27 Sep 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed End Terrace, Cedar Walk, IP6	£1,500/mo	4	0.25 miles	OpenRent

Average rent: £1,500/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.32%

Max investor price (0.8%) £187,500

Target investor price (1%) £150,000

Gross yield 3.8%

Cost-to-rent ratio 26.4×

Monthly cashflow £-546/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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