# 2 bedroom terraced house for sale (CB1 2LD)

## Property Details

| Key | Value |
|-----|-------|
| Address | 103 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE CB1 2LD |
| Price | £385,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 66 m² |
| Last sold | £372,500 Nov 2020 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £552/year
- **Est. upgrade cost to C:** £34,485

### Recommendations
- A (£100  -  £350)
- Q (£4,000  -  £14,000)
- W (£800  -  £1,200)
- D (£80  -  £120)
- E (£10)
- N (£4,000  -  £6,000)
- O (£3,300  -  £6,500)
- U (£9,000  -  £14,000)
- V (£1,500  -  £4,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8200-9210-4829-4507-7573)

## Description

**** **** An extended Victorian mid terraced home situated on a popular residential road close to the Grafton centre and Anglia Ruskin University and within the catchment area for the popular St Matthew's primary school. Living accommodation comprises two bedrooms, ground floor bathroom, kitchen, bathroom and an enclosed rear garden. The property is offered for sale with no upward chain and viewing is strongly recommended. EPC rating Band C. 

**LOUNGE/DINER** **21' 3" x 11' 9" (6.5m x 3.6m)** Multi paned window to front aspect, two double panelled radiators, gas fire (disconnected) with marble surround and hearth, wooden mantelpiece, stairs to first floor. 

**BATHROOM** **** Skylight, heated towel rail, side panelled bath with shower attachment over, pedestal mounted wash hand basin, low level wc, ceramic tiled floor, extractor fan. 

**REAR** **HALLWAY** **** Double panelled radiator, ceramic tiled floor. 

**KITCHEN** **** Double glazed window to rear aspect, door to rear, range of base and wall mounted units with work surfaces over, stainless steel sink and drainer unit with mixer tap over, gas hob, electric oven, extractor fan, space and plumbing for washing machine, space for tumble dryer, ceramic tiled floor. 

**LANDING** **** Access to roof void. 

**BEDROOM** **ONE** **11' 9" x 10' 2" (3.6m x 3.1m)** Sash window to front aspect, double panelled radiator. 

**BEDROOM** **TWO** **10' 9" x 8' 10" (3.3m x 2.7m)** Sash window to rear aspect, double panelled radiator, fitted wardrobe and storage cupboard. 

**REAR** **COURTYARD** **GARDEN** **** Paved and enclosed by brick wall, gated rear pedestrian access, brick built shed. 

**AGENTS** **NOTE:** **** The internal photographs used for marketing were taken prior to the existing tenancy. 

## Property Photos

- ![Front](/listings/photos/96187793/360478) - Front
- ![Kitchen](/listings/photos/96187793/360482) - Kitchen
- ![Lounge/Diner](/listings/photos/96187793/360483) - Lounge/Diner
- ![Rear Garden](/listings/photos/96187793/360484) - Rear Garden
- ![Bedroom One](/listings/photos/96187793/360485) - Bedroom One
- ![Bedroom Two](/listings/photos/96187793/360486) - Bedroom Two

## Floorplans

- ![Floorplan 1](/listings/photos/96187793/360487) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/96187793/360488) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 103 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £372,500 | 18/11/2020 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 98 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LF | £620,110 | 08/12/2025 | Terraced |
| 7 FLOWER STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NH | £673,500 | 10/12/2024 | Terraced |
| 31 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £618,000 | 18/12/2023 | Terraced |
| [Same street] 9 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £825,000 | 30/06/2023 | Other |
| 6 STAFFORDSHIRE STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NB | £471,100 | 22/03/2023 | Terraced |
| [Same street] 35 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £450,000 | 02/12/2022 | Terraced |
| 2 UPPER GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LR | £605,000 | 09/11/2022 | Terraced |
| 21 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £617,350 | 16/08/2022 | Terraced |
| 11 EDWARD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LS | £492,500 | 08/08/2022 | Terraced |
| [Same street] 11 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £722,000 | 05/08/2022 | Terraced |
| 5 FARRAN, CAMBRIDGE, CAMBRIDGESHIRE, CB1 1QF | £438,000 | 29/07/2022 | Terraced |
| [Same street] 57 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £700,000 | 27/06/2022 | Terraced |
| 35 NORFOLK TERRACE, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2NG | £692,000 | 17/06/2022 | Terraced |
| [Same street] 43 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £435,000 | 29/04/2022 | Terraced |
| 3 ENFIELD, CAMBRIDGE, CAMBRIDGESHIRE, CB1 1QG | £395,000 | 22/03/2022 | Terraced |
| [Same street] 71 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £530,000 | 10/12/2021 | Terraced |
| 14 EDWARD STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LS | £600,000 | 08/11/2021 | Terraced |
| 7 UPPER GWYDIR STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LR | £600,000 | 21/09/2021 | Terraced |
| [Same street] 73 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £495,000 | 29/06/2021 | Terraced |
| [Same street] 97 NORFOLK STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LD | £325,800 | 23/06/2021 | Terraced |

**Street average:** £560,350 (8 sales)
**Area average:** £568,547 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £551,326 (60 Terraced, CB1, 2024–2026)
- **Deviation:** -30.2%

## Rental Range

*ONS Price Index of Private Rents (Cambridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,620/mo
- **Realistic:** £1,800/mo
- **Optimistic:** £1,980/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Portland Place, CB1 | £2,000/mo | 2 | 0.31 miles | OpenRent |

**Average rent: £2,000/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £250,000
- **Target investor price (1%):** £200,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,000/mo).*

- **Gross yield:** 6.2%
- **Cost-to-rent:** 16×
- **Monthly cashflow:** £259/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,833/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.2%
- **10y growth:** 36.2%

## House Price Index (HM Land Registry)

*Official index for Cambridge; Terraced series; as of February 2026.*

- **1y growth (index):** -0.6%
- **5y growth (index):** 7.1%
- **10y growth (index):** 10.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)