For sale Town house

9 ST CATHERINES GROVE

LINCOLN, LINCOLNSHIRE LN5 8NA

4 beds 3 baths 1,399 sq ft Listed 3 Jul 2026 (-18d)

£230,000

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# 4 bedroom town house for sale (LN5 8NA)

## Property Details

| Key | Value |
|-----|-------|
| Address | 9 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE LN5 8NA |
| Price | £230,000 |
| Bedrooms | 4 |
| Bathrooms | 3 |
| Council tax | B |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 130 m² |
| Last sold | £215,000 Aug 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 06/03/2035
- **Est. upgrade cost to C:** £21,600

### Recommendations
- A3 (£1,500 - £2,700)
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4235-5127-6400-0213-8206)

## Description

Beyond the impressive scale of the building itself, the location provides an enviable balance of urban convenience and natural landscape. Positioned just moments from the historic Lincoln South Common, residents enjoy immediate access to acres of open parklands, which are ideal for walking, exercise, and viewing panoramic vistas of the iconic Lincoln Cathedral. For families, the property falls within the highly sought-after catchment area for reputable schooling, most notably The Priory Academy LSST, which is consistently recognized as one of the region's premier academic institutions. Additionally, the vibrant campus of the University of Lincoln is within a comfortable walking or cycling distance, adding immense appeal for academic professionals and students alike.

Daily convenience is effortlessly catered for along the bustling High Street corridor, which plays host to a diverse selection of supermarkets, independent cafes, pharmacies, and medical practices. Transport links from this side of the city are excellent, featuring frequent local bus routes that run directly into the city centre, alongside rapid road access to the A15 and the A46 bypass for commuters. Furthermore, Lincoln Railway Station is easily accessible, offering seamless local rail transit to Nottingham and Sheffield, alongside direct LNER services straight into London King's Cross. This blend of interior adaptability, robust local infrastructure, and proximity to stunning green spaces makes the property a premier opportunity in the current Lincoln market. Council tax band: B. Freehold.

## Property Photos

- ![Photo 19](/listings/photos/90469050/1015418) - Photo 19
- ![Photo 11](/listings/photos/90469050/1015419) - Photo 11
- ![Photo 12](/listings/photos/90469050/1015420) - Photo 12
- ![Photo 8](/listings/photos/90469050/1015421) - Photo 8
- ![Photo 13](/listings/photos/90469050/1015422) - Photo 13
- ![Photo 14](/listings/photos/90469050/1015423) - Photo 14
- ![Photo 2](/listings/photos/90469050/1015424) - Photo 2
- ![Photo 3](/listings/photos/90469050/1015425) - Photo 3
- ![Photo 4](/listings/photos/90469050/1015426) - Photo 4
- ![Photo 6](/listings/photos/90469050/1015427) - Photo 6
- ![Photo 5](/listings/photos/90469050/1015428) - Photo 5
- ![Photo 9](/listings/photos/90469050/1015429) - Photo 9
- ![Photo 7](/listings/photos/90469050/1015430) - Photo 7
- ![Photo 10](/listings/photos/90469050/1015431) - Photo 10
- ![Photo 15](/listings/photos/90469050/1015432) - Photo 15
- ![Photo 16](/listings/photos/90469050/1015433) - Photo 16
- ![Photo 17](/listings/photos/90469050/1015434) - Photo 17
- ![Photo 18](/listings/photos/90469050/1015435) - Photo 18
- ![Photo 1](/listings/photos/90469050/1015436) - Photo 1

## Floorplans

- ![Floorplan 1](/listings/photos/90469050/1015437) - Floorplan 1

## EPC Graphs

- ![Energy Performance Certificate](/listings/photos/90469050/1015438) - Energy Performance Certificate

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14496435
- **Address:** 9 St. Catherines Grove, LINCOLN, LN5 8NA
- **Certificate Issued:** 14/03/2021
- **Work Completed:** 09/03/2021
- **Items:** 2 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE, LN5 8NA | £215,000 | 08/08/2025 | Terraced |
| 9 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE, LN5 8NA | £195,000 | 03/07/2020 | Terraced |
| 9 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE, LN5 8NA | £174,000 | 29/03/2016 | Terraced |
| 9 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE, LN5 8NA | £130,000 | 10/10/2014 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 STANLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8NG | £137,500 | 31/10/2025 | Terraced |
| 12 BOUNDARY STREET, LINCOLN, LINCOLNSHIRE, LN5 8NJ | £110,000 | 18/09/2025 | Terraced |
| 25 SAVILLE STREET, LINCOLN, LINCOLNSHIRE, LN5 8NH | £115,500 | 28/02/2025 | Terraced |
| 160 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE, LN5 8ND | £100,000 | 18/12/2023 | Terraced |
| 27 ST CATHERINES COURT, LINCOLN, LINCOLNSHIRE, LN5 8NX | £140,000 | 17/11/2023 | Terraced |
| 79 NEWARK ROAD, LINCOLN, LINCOLNSHIRE, LN5 8NE | £115,000 | 08/11/2023 | Terraced |
| OTTERS COTTAGES 7 NEWARK ROAD, LINCOLN, LINCOLNSHIRE, LN5 8NF | £125,000 | 27/10/2023 | Terraced |
| 154 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE, LN5 8ND | £185,000 | 13/10/2023 | Terraced |
| 23 BOUNDARY STREET, LINCOLN, LINCOLNSHIRE, LN5 8NJ | £99,000 | 29/09/2023 | Terraced |
| 19 SAVILLE STREET, LINCOLN, LINCOLNSHIRE, LN5 8NH | £84,500 | 24/08/2023 | Terraced |
| 9 COLEGRAVE STREET, LINCOLN, LINCOLNSHIRE, LN5 8DR | £238,000 | 22/08/2023 | Terraced |
| 39 ST CATHERINES COURT, LINCOLN, LINCOLNSHIRE, LN5 8NX | £157,000 | 06/04/2023 | Terraced |
| 3 STANLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8NG | £125,000 | 16/03/2023 | Terraced |
| 50 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE, LN5 8NA | £120,000 | 09/02/2023 | Terraced |
| 7 STANLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8NG | £136,000 | 09/02/2023 | Terraced |
| 43 NEWARK ROAD, LINCOLN, LINCOLNSHIRE, LN5 8LS | £250,000 | 01/02/2023 | Terraced |
| 15 SAVILLE STREET, LINCOLN, LINCOLNSHIRE, LN5 8NH | £123,500 | 20/12/2022 | Terraced |
| 46 NEWARK ROAD, LINCOLN, LINCOLNSHIRE, LN5 8PS | £132,000 | 19/12/2022 | Terraced |
| 40 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE, LN5 8NA | £145,000 | 16/11/2022 | Terraced |
| 16 STANLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8NG | £107,000 | 14/11/2022 | Terraced |

**Area average:** £137,250 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £149,833 (62 Terraced, LN5, 2024–2026)
- **Deviation:** +53.5%

## Rental Range

*ONS Price Index of Private Rents (Lincoln). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £922/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Sibthorp Street, LN5 | £1,395/mo | 4 | 0.8 miles | OpenRent |
| 4 Bed Terraced House, Ripon Street, LN5 | £430/mo | 4 | 0.89 miles | OpenRent |

**Average rent: £913/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £114,125
- **Target investor price (1%):** £91,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £913/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 21×
- **Monthly cashflow:** £-109/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,769/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -13.4%
- **10y growth:** 26.7%

## House Price Index (HM Land Registry)

*Official index for Lincoln; Terraced series; as of April 2026.*

- **1y growth (index):** 0.1%
- **5y growth (index):** 13.9%
- **10y growth (index):** 42.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 19 Photo 11 Photo 12 Photo 8 Photo 13 Photo 14 Photo 2 Photo 3 Photo 4 Photo 6 Photo 5 Photo 9 Photo 7 Photo 10 Photo 15 Photo 16 Photo 17 Photo 18 Photo 1

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Property details

Tenure

FREEHOLD

Floor area

130 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£215,000 Aug 2025

Price per m²

£1,769/m²

Local average

£149,833 (+53.5%)

Deprivation

Decile 2 (6,482 of 33,755)

Street crime

0 incidents within 1 mile (May 2026)

Key features

Substantial Period Townhouse
Four Bedrooms & Three Bathrooms
Three Reception Rooms
Approx 1,456 Sq Ft Of Accommodation
Versatile Floorplan Over Three Floors
Low Maintenance Garden
Excellent Schooling Options
30 Minute Walk Into Lincoln City Centre

Additional details

Garden: Yes

Description

Available for sale with NO ONWARD CHAIN and situated on the highly desirable St. Catherine's Grove, this substantial multi-storey property presents an exceptional and versatile living opportunity just south of Lincoln city centre. Characterised by its unique architectural layout, the residence offers an impressive configuration across multiple floors that seamlessly accommodates multi-generational families or dependent co-living. The property immediately stands out for its flexibility, boasting independent top-floor studio living, multiple potential reception rooms, and comprehensive bathroom facilities throughout. Its layout is intentionally fluid, featuring generous rooms like a bay-fronted lounge, a spacious dining room that opens directly to the kitchen, and private ground-floor access via a secure, gated side passageway leading straight to the rear garden, making day-to-day living incredibly functional.
Beyond the impressive scale of the building itself, the location provides an enviable balance of urban convenience and natural landscape. Positioned just moments from the historic Lincoln South Common, residents enjoy immediate access to acres of open parklands, which are ideal for walking, exercise, and viewing panoramic vistas of the iconic Lincoln Cathedral. For families, the property falls within the highly sought-after catchment area for reputable schooling, most notably The Priory Academy LSST, which is consistently recognized as one of the region's premier academic institutions. Additionally, the vibrant campus of the University of Lincoln is within a comfortable walking or cycling distance, adding immense appeal for academic professionals and students alike.
Daily convenience is effortlessly catered for along the bustling High Street corridor, which plays host to a diverse selection of supermarkets, independent cafes, pharmacies, and medical practices. Transport links from this side of the city are excellent, featuring frequent local bus routes that run directly into the city centre, alongside rapid road access to the A15 and the A46 bypass for commuters. Furthermore, Lincoln Railway Station is easily accessible, offering seamless local rail transit to Nottingham and Sheffield, alongside direct LNER services straight into London King's Cross. This blend of interior adaptability, robust local infrastructure, and proximity to stunning green spaces makes the property a premier opportunity in the current Lincoln market. Council tax band: B. Freehold.

Listed by

Lincoln

Starkey & Brown

Reference: 90469050

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 07/03/2025

Expiry date: 06/03/2035

Est. upgrade cost to C: £21,600

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Room-in-roof insulation (£1,500 - £2,700)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

Energy Performance Certificate

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #14496435

Property Details

Street: 9 St. Catherines Grove

Town: LINCOLN

Postcode: LN5 8NA

Installation Details

Items: 2 windows and 2 doors

Certificate Issued: 14/03/2021

Work Completed: 09/03/2021

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

65% since 2014

Event	Date	Price	% change
Listed for sale	—	£230,000	+7%
Sold	08/08/2025 (11 months ago)	£215,000	+10.3%
Sold	03/07/2020 (6 years ago)	£195,000	+12.1%
Sold	29/03/2016 (10 years ago)	£174,000	+33.8%
Sold	10/10/2014 (11 years ago)	£130,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
2 STANLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8NG	£137,500	31/10/2025	Terraced
12 BOUNDARY STREET, LINCOLN, LINCOLNSHIRE, LN5 8NJ	£110,000	18/09/2025	Terraced
25 SAVILLE STREET, LINCOLN, LINCOLNSHIRE, LN5 8NH	£115,500	28/02/2025	Terraced
160 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE, LN5 8ND	£100,000	18/12/2023	Terraced
27 ST CATHERINES COURT, LINCOLN, LINCOLNSHIRE, LN5 8NX	£140,000	17/11/2023	Terraced
79 NEWARK ROAD, LINCOLN, LINCOLNSHIRE, LN5 8NE	£115,000	08/11/2023	Terraced
OTTERS COTTAGES 7 NEWARK ROAD, LINCOLN, LINCOLNSHIRE, LN5 8NF	£125,000	27/10/2023	Terraced
154 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE, LN5 8ND	£185,000	13/10/2023	Terraced
23 BOUNDARY STREET, LINCOLN, LINCOLNSHIRE, LN5 8NJ	£99,000	29/09/2023	Terraced
19 SAVILLE STREET, LINCOLN, LINCOLNSHIRE, LN5 8NH	£84,500	24/08/2023	Terraced
9 COLEGRAVE STREET, LINCOLN, LINCOLNSHIRE, LN5 8DR	£238,000	22/08/2023	Terraced
39 ST CATHERINES COURT, LINCOLN, LINCOLNSHIRE, LN5 8NX	£157,000	06/04/2023	Terraced
3 STANLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8NG	£125,000	16/03/2023	Terraced
50 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE, LN5 8NA	£120,000	09/02/2023	Terraced
7 STANLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8NG	£136,000	09/02/2023	Terraced
43 NEWARK ROAD, LINCOLN, LINCOLNSHIRE, LN5 8LS	£250,000	01/02/2023	Terraced
15 SAVILLE STREET, LINCOLN, LINCOLNSHIRE, LN5 8NH	£123,500	20/12/2022	Terraced
46 NEWARK ROAD, LINCOLN, LINCOLNSHIRE, LN5 8PS	£132,000	19/12/2022	Terraced
40 ST CATHERINES GROVE, LINCOLN, LINCOLNSHIRE, LN5 8NA	£145,000	16/11/2022	Terraced
16 STANLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8NG	£107,000	14/11/2022	Terraced

Area average: £137,250 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -13.4%

10y growth 26.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Lincoln. Series: Terraced. As of April 2026.

1y (index) 0.1%

5y (index) 13.9%

10y (index) 42.4%

Rental Range

Estimated market rent for Lincoln. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Local Authority from postcode lookup → Lincoln.

LHA (30th percentile) floor for Lincoln: £922/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View LN5 8NA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Otter's Cottages	0.1 miles
Shop	I C Electronics	0.3 miles
Shop	Hair Salon	0.3 miles
University	Unknown	0.9 miles
University	University of Lincoln - Brayford Campus	1.1 miles
Train station	Lincoln	1.1 miles
Hospital	Lincoln County Hospital	2.0 miles
Hospital	St Georges Hospital	2.3 miles
Train station	Hykeham	2.4 miles

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Priory Academy LSST	Secondary	0.3 miles	Good — 13 Dec 2023
Bracebridge Infant and Nursery School	Primary	0.4 miles	Good — 4 Jul 2023
Sir Francis Hill Community Primary School	Primary	0.6 miles	Requires improvement — 15 Jan 2023
St Peter and St Paul, Catholic Voluntary Academy	Secondary	0.6 miles	Requires improvement — 12 Jun 2024
Athena School	Other	0.7 miles	Good — 14 Jan 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Terraced House, Sibthorp Street, LN5	£1,395/mo	4	0.8 miles	OpenRent
4 Bed Terraced House, Ripon Street, LN5	£430/mo	4	0.89 miles	OpenRent

Average rent: £913/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.4%

Max investor price (0.8%) £114,125

Target investor price (1%) £91,300

Gross yield 4.8%

Cost-to-rent ratio 21×

Monthly cashflow £-109/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).