# 3 bedroom terraced house for sale (BS3 3DY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 42 RUBY STREET, BRISTOL, CITY OF BRISTOL BS3 3DY |
| Price | £280,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £300,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 05/11/2035
- **Current heating cost:** £890/year
- **Est. upgrade cost to C:** £26,930

### Recommendations
- A2 (£900 - £1,200)
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- E (£120 - £140)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9330-2676-5590-2305-2651)

## Description

**SUMMARY**

Three-bedroom Victorian terrace with bay-fronted lounge, separate dining room, downstairs bathroom, and enclosed rear garden, located close to North Street and Greville Smyth Park. Call now to arrange a viewing.

**DESCRIPTION**

A classic three-bedroom Victorian terrace on one of Bedminster’s most loved residential streets — full of character, well-proportioned rooms, and just moments from North Street’s buzz and Greville Smyth Park’s green space.

Set on Ruby Street, part of the popular ‘jewel roads’ cluster, this freehold home offers a great opportunity to make your mark in a vibrant, well-connected neighbourhood. Inside, the layout is true to its era: a bay-fronted lounge at the front, a separate dining room in the middle, and a kitchen at the rear. The bathroom is downstairs, accessed through the kitchen — a familiar setup for homes of this style.

Upstairs, you’ll find three well-sized bedrooms with plenty of natural light. The property would benefit from some cosmetic updating, but it’s a solid, well-built house with loads of potential to personalise and make your own.

Outside, there’s a private rear garden that’s easy to manage, and parking is available on the street. Ruby Street itself has a strong community feel, with friendly neighbours and regular street events — it’s the kind of place people stay for years.

You’re just a short walk from North Street’s independent cafés, shops, and restaurants — think Tobacco Factory, Southville Deli, and Albatross Café — and close to Greville Smyth Park, Parson Street station, and well-rated local schools like Ashton Gate Primary.

**Auctioneer's Comments** 

This property is offered through Modern Method of Auction. Should you view, offer or bid your data will be shared with the Auctioneer, iamsold Limited.  This method requires both parties to complete the transaction within 56 days, allowing buyers to proceed with mortgage finance (subject to lending criteria, affordability and survey).

The buyer is required to sign a reservation agreement and make payment of a non-refundable Reservation Fee of 4.5% of the purchase price including VAT, subject to a minimum of £6600.00 including VAT. This fee is paid in addition to purchase price and will be considered as part of the chargeable consideration for the property in the calculation for stamp duty liability. Buyers will be required to complete an identification process with iamsold and provide proof of how the purchase would be funded.

The property has a Buyer Information Pack containing documents about the property. The documents may not tell you everything you need to know, so you must complete your own due diligence before bidding. A sample of the Reservation Agreement and terms and conditions are contained within this pack. The buyer will also make payment of no more than £349 inc. VAT towards the preparation cost of the pack. Please confirm exact costs with the auctioneer.

The estate agent and auctioneer may recommend the services of other providers to you, in which they will be paid for the referral. These services are optional, and you will be advised of any payment, in writing before any services are accepted. Listing is subject to a start price and undisclosed reserve price that can change.

**Entrance Hall** 

**Lounge Area** 11' 8" x 11' 1" ( 3.56m x 3.38m )

Double glazed bay window to front. Wall-mounted radiator and fireplace.

**Dining Area** 14' 1" max x 12' 6" ( 4.29m max x 3.81m )

Double glazed window to rear and wall-mounted radiator.

**Kitchen** 11' 9" max x 8' 4" max ( 3.58m max x 2.54m max )

Double glazed window to side. Matching base and head units. Gas hob and double oven.

**Downstairs Bathroom** 

Three piece bathroom suite with panelled bath and shower over. Low level WC and wash hand basin. Wall-mounted radiator.

**Utility** 

Double glazed door to side and window to rear.

**Bedroom One** 14' 1" x 11' 8" ( 4.29m x 3.56m )

Two double glazed windows to rear. Wall-mounted Worcester Bosch boiler.

**Bedroom Two** 12' 6" x 8' 2" max ( 3.81m x 2.49m max )

Double glazed window to rear.

**Bedroom Three** 11' 9" x 8' 4" max ( 3.58m x 2.54m max )

Double glazed window to rear.

**Front Garden** 

Courtyard style front garden with low level wall and iron gate.

**Rear Garden** 

Fully enclosed paving slabbed patio style rear garden.

1. MONEY LAUNDERING REGULATIONS - Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.

2: These particulars do not constitute part or all of an offer or contract.

3: The measurements indicated are supplied for guidance only and as such must be considered incorrect.

4: Potential buyers are advised to recheck the measurements before committing to any expense.

5: Connells has not tested any apparatus, equipment, fixtures, fittings or services and it is the buyers interests to check the working condition of any appliances.

6: Connells has not sought to verify the legal title of the property and the buyers must obtain verification from their solicitor.

## Property Photos

- ![Photo](/listings/photos/169135871/886422)
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## Floorplans

- ![Floorplan 1](/listings/photos/169135871/886439) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/169135871/886440) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 RUBY STREET, BRISTOL, CITY OF BRISTOL, BS3 3DY | £300,000 | 06/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 37 AGATE STREET, BRISTOL, CITY OF BRISTOL, BS3 3AQ | £255,000 | 07/01/2026 | Terraced |
| 15 CROWTHER STREET, BRISTOL, CITY OF BRISTOL, BS3 3AJ | £405,000 | 06/01/2026 | Terraced |
| 8 PEMBERY ROAD, BRISTOL, CITY OF BRISTOL, BS3 3JR | £475,000 | 19/12/2025 | Terraced |
| 25 JASPER STREET, BRISTOL, CITY OF BRISTOL, BS3 3DT | £348,000 | 29/10/2025 | Terraced |
| 37 GARNET STREET, BRISTOL, CITY OF BRISTOL, BS3 3JU | £445,000 | 20/10/2025 | Terraced |
| 13 JASPER STREET, BRISTOL, CITY OF BRISTOL, BS3 3DT | £440,750 | 15/08/2025 | Terraced |
| 73 RUBY STREET, BRISTOL, CITY OF BRISTOL, BS3 3DW | £418,000 | 18/06/2025 | Terraced |
| 147 BRITISH ROAD, BEDMINSTER, BRISTOL, CITY OF BRISTOL, BS3 3DA | £365,000 | 20/12/2023 | Terraced |
| 103 BRITISH ROAD, BEDMINSTER, BRISTOL, CITY OF BRISTOL, BS3 3BY | £420,000 | 24/11/2023 | Terraced |
| 52 SOUTH STREET, BEDMINSTER, BRISTOL, CITY OF BRISTOL, BS3 3AU | £400,000 | 10/11/2023 | Terraced |
| 13 AUBREY ROAD, BRISTOL, CITY OF BRISTOL, BS3 3EY | £595,000 | 18/10/2023 | Terraced |
| 63 PEARL STREET, BRISTOL, CITY OF BRISTOL, BS3 3DL | £540,500 | 12/10/2023 | Terraced |
| 143 BRITISH ROAD, BEDMINSTER, BRISTOL, CITY OF BRISTOL, BS3 3DA | £327,000 | 09/10/2023 | Terraced |
| 14 BERYL ROAD, BRISTOL, CITY OF BRISTOL, BS3 3DH | £429,650 | 09/10/2023 | Terraced |
| 142 BRITISH ROAD, BEDMINSTER, BRISTOL, CITY OF BRISTOL, BS3 3BZ | £476,280 | 30/08/2023 | Terraced |
| 73 GARNET STREET, BRISTOL, CITY OF BRISTOL, BS3 3JS | £490,050 | 25/08/2023 | Terraced |
| 2 STANLEY STREET NORTH, BRISTOL, CITY OF BRISTOL, BS3 3LU | £350,000 | 24/08/2023 | Terraced |
| 53 CHESSEL STREET, BEDMINSTER, BRISTOL, CITY OF BRISTOL, BS3 3DN | £372,500 | 09/08/2023 | Terraced |
| 58 SOUTH STREET, BEDMINSTER, BRISTOL, CITY OF BRISTOL, BS3 3AU | £410,000 | 19/05/2023 | Terraced |
| 18 PEARL STREET, BRISTOL, CITY OF BRISTOL, BS3 3EA | £585,000 | 28/04/2023 | Terraced |
| [Same street] 20 RUBY STREET, BRISTOL, CITY OF BRISTOL, BS3 3DY | £620,000 | 25/11/2022 | Terraced |
| [Same street] 52 RUBY STREET, BRISTOL, CITY OF BRISTOL, BS3 3DY | £455,000 | 27/05/2022 | Terraced |
| [Same street] 20 RUBY STREET, BRISTOL, CITY OF BRISTOL, BS3 3DY | £504,600 | 29/10/2021 | Terraced |

**Street average:** £526,533 (3 sales)
**Area average:** £427,387 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £433,601 (91 Terraced, BS3, 2024–2026)
- **Deviation:** -35.4%

## Rental Range

*ONS Price Index of Private Rents (Bristol, City of). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,695/mo
- **Realistic:** £1,883/mo
- **Optimistic:** £2,071/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Gloucester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £848/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Carrington Road, BS3 | £1,975/mo | 3 | 0.28 miles | OpenRent |

**Average rent: £1,975/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £246,875
- **Target investor price (1%):** £197,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,975/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £650/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,043/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 4.6%
- **10y growth:** 29.8%

## House Price Index (HM Land Registry)

*Official index for City of Bristol; Terraced series; as of April 2026.*

- **1y growth (index):** 1.5%
- **5y growth (index):** 17.8%
- **10y growth (index):** 50.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)