Sold STC Terraced

29 BARLEY CROSS

WESTON-SUPER-MARE, WICK ST LAWRENCE, NORTH SOMERSET BS22 9TB

2 beds 1 baths 560 sq ft Listed 3 May 2025 (-406d)

£210,000

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# 2 bedroom terraced house for sale (BS22 9TB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 29 BARLEY CROSS, WESTON-SUPER-MARE, WICK ST LAWRENCE, NORTH SOMERSET BS22 9TB |
| Price | £210,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1991-1995 |
| Floor area | 52 m² |
| Last sold | £205,000 Nov 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 19/01/2031
- **Current heating cost:** £309/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2300-3003-9209-8719-2204)

## Description

**** **** Occupying a pleasant position in a small cul-de-sac in the favoured and sought after area of Wick-st-Lawrence, we are delighted to offer this 2 Bedroom Terrace Property. The accommodation comprises Hallway, Lounge, Kitchen, 2 Bedrooms and Bathroom. The property enjoys double glazing, gas central heating, enclosed garden and allocated parking in front of the property. It provides and ideal First Time purchase and is also being offered with No Chain. As a consequence viewing is highly recommended.

**LOCAL** **AUTHORITY** **** North Somerset Council Tax Band: B

Tenure: Freehold

EPC Rating: C

**ACCOMMODATION** ****

**** **** Recessed Porch with built-in storage cupboard and entrance door into:

**HALLWAY** **9' 5" x 5' 11" (2.88m x 1.81m)** Stairs to first floor, coved ceiling, radiator.

**LOUNGE/DINER** **12' 7" x 12' 6" (3.84m x 3.81m)** Double glazed window to front, TV point, coved ceiling, radiator, patio door providing access to rear garden.

**KITCHEN** **9' 4" x 6' 3" (2.85m x 1.91m)** Fitted with a range of wall and base units with complementing work surface, sink unit with mixer taps over, 4-ring electric hob with extractor hood over, built-in oven under, recess for tall standing fridge/freezer, plumbing and recess for washing machine, wall mounted boiler supplying domestic hot water and central heating.

**** **** From the Hallway, stairs rising to:

**FIRST** **FLOOR** **LANDING** **** Access to roof area, airing cupboard with water tank.

**BEDROOM** **1** **12' 8" x 9' 4" (3.86m x 2.84m)** 2 Double glazed windows to front, TV point, radiator.

**BEDROOM** **2** **12' 2" x 6' 3" (3.71m x 1.91m)** Double glazed window to rear affording attractive views, radiator.

**BATHROOM** **6' 2" x 6' 0" (1.88m x 1.84m)** White suite comprising panelled bath with mixer shower taps and Mira Sprint shower over, wash hand basin, close coupled WC, extractor fan, radiator.

**OUTSIDE** **** The property enjoys allocated space to the front and outside tap. The rear garden itself is in excess of 30ft, enclosed by panelled fencing, laid to patio and gravel areas for easy maintenance, gated access to the rear. The garden enjoys a high degree of privacy.

**MATERIAL** **INFORMATION** **** Electric, Water, Gas, Sewerage all main supplied.

Broadband to the premises is available.

For an indication of specific speeds and supply or coverage in the area, we recommend potential buyers to use the Ofcom checkers below:

checker.ofcom.org.uk/en-gb/mobile-coverage

checker.ofcom.org.uk/en-gb/broadband-coverage

Flood Information:

flood-map-for-planning.service.gov.uk/location

## Property Photos

- ![1](/listings/photos/161487347/327386) - 1
- ![4](/listings/photos/161487347/327387) - 4
- ![3](/listings/photos/161487347/327388) - 3
- ![11](/listings/photos/161487347/327389) - 11
- ![6](/listings/photos/161487347/327390) - 6
- ![7](/listings/photos/161487347/327391) - 7
- ![5](/listings/photos/161487347/327392) - 5
- ![9](/listings/photos/161487347/327393) - 9
- ![13](/listings/photos/161487347/327394) - 13
- ![8](/listings/photos/161487347/327395) - 8
- ![15](/listings/photos/161487347/327396) - 15

## EPC Graphs

- ![EPC 1](/listings/photos/161487347/327397) - EPC 1
- ![EPC Front Page](/listings/photos/161487347/327398) - EPC Front Page

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #7064310
- **Address:** 29 Barley Cross, Wick St. Lawrence, BS22 9TB
- **Certificate Issued:** 11/01/2010
- **Work Completed:** 04/12/2009
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 29 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB | £205,000 | 15/11/2025 | Terraced |
| 29 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB | £62,770 | 17/04/2000 | Terraced |
| 29 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB | £49,995 | 21/11/1997 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 CLOVER ROAD, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9BY | £390,000 | 10/12/2025 | Terraced |
| 24 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP | £220,000 | 24/11/2025 | Terraced |
| 39 PRISTON CLOSE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FL | £260,000 | 19/12/2023 | Terraced |
| 3 SNOWDROP CLOSE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9WF | £233,000 | 30/11/2023 | Terraced |
| 25 WHEATFIELD DRIVE, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9WD | £312,000 | 30/11/2023 | Terraced |
| 5 YARROW COURT, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9WA | £250,000 | 23/06/2023 | Terraced |
| 22 WHEATFIELD DRIVE, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9WD | £235,000 | 23/06/2023 | Terraced |
| [Same street] 37 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB | £237,000 | 10/03/2023 | Terraced |
| 5 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP | £210,000 | 10/03/2023 | Terraced |
| 37 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP | £195,000 | 04/11/2022 | Terraced |
| 37 WARRILOW CLOSE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FX | £230,000 | 30/09/2022 | Terraced |
| [Same street] 22 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB | £341,000 | 16/08/2022 | Terraced |
| [Same street] 43 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB | £250,000 | 08/07/2022 | Terraced |
| 15 SNOWDROP CLOSE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9WF | £310,000 | 29/06/2022 | Terraced |
| 19 WHEATFIELD DRIVE, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9WD | £290,000 | 17/05/2022 | Terraced |
| 10 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP | £200,000 | 06/05/2022 | Terraced |
| 6 WYLLIE COURT, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FQ | £210,500 | 23/11/2021 | Terraced |
| 12 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP | £181,950 | 25/10/2021 | Terraced |
| 26 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP | £180,000 | 16/07/2021 | Terraced |
| [Same street] 10 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB | £352,500 | 25/06/2021 | Detached |
| 20 WARRILOW CLOSE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FX | £127,800 | 24/06/2021 | Terraced |
| 25 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP | £180,000 | 18/06/2021 | Terraced |
| [Same street] 16 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB | £462,500 | 16/06/2021 | Detached |

**Street average:** £328,600 (5 sales)
**Area average:** £234,181 (18 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £236,033 (29 Terraced, BS22, 2024–2026)
- **Deviation:** -11%

## Rental Range

*ONS Price Index of Private Rents (North Somerset). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,076/mo
- **Realistic:** £1,195/mo
- **Optimistic:** £1,315/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Weston-S-Mare (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £748/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Bungalow, Cedar Court, BS22 | £1,250/mo | 2 | 0.62 miles | OpenRent |

**Average rent: £1,250/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.6% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 7.1%
- **Cost-to-rent:** 14×
- **Monthly cashflow:** £273/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,038/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.7%
- **10y growth:** 47.3%

## House Price Index (HM Land Registry)

*Official index for North Somerset; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 17.7%
- **10y growth (index):** 45.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

52 m²

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£205,000 Nov 2025

Price per m²

£4,038/m²

Local average

£236,033 (-11%)

Deprivation

Decile 8 (24,951 of 33,755)

Street crime

60 incidents within 1 mile (Apr 2026)

Key features

2 Bedroom Terrace Property
Favoured Wick-st-Lawrence Location
Ideal First time Purchase
Viewing is highly recommended
No Chain

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: Off street
Garden: Yes

Description

** Occupying a pleasant position in a small cul-de-sac in the favoured and sought after area of Wick-st-Lawrence, we are delighted to offer this 2 Bedroom Terrace Property. The accommodation comprises Hallway, Lounge, Kitchen, 2 Bedrooms and Bathroom. The property enjoys double glazing, gas central heating, enclosed garden and allocated parking in front of the property. It provides and ideal First Time purchase and is also being offered with No Chain. As a consequence viewing is highly recommended.

LOCAL AUTHORITY North Somerset Council Tax Band: B
Tenure: Freehold
EPC Rating: C

ACCOMMODATION

Recessed Porch with built-in storage cupboard and entrance door into:

HALLWAY 9' 5" x 5' 11" (2.88m x 1.81m) Stairs to first floor, coved ceiling, radiator.

LOUNGE/DINER 12' 7" x 12' 6" (3.84m x 3.81m) Double glazed window to front, TV point, coved ceiling, radiator, patio door providing access to rear garden.

KITCHEN 9' 4" x 6' 3" (2.85m x 1.91m) Fitted with a range of wall and base units with complementing work surface, sink unit with mixer taps over, 4-ring electric hob with extractor hood over, built-in oven under, recess for tall standing fridge/freezer, plumbing and recess for washing machine, wall mounted boiler supplying domestic hot water and central heating.

From the Hallway, stairs rising to:

FIRST FLOOR LANDING Access to roof area, airing cupboard with water tank.

BEDROOM 1 12' 8" x 9' 4" (3.86m x 2.84m) 2 Double glazed windows to front, TV point, radiator.

BEDROOM 2 12' 2" x 6' 3" (3.71m x 1.91m) Double glazed window to rear affording attractive views, radiator.

BATHROOM 6' 2" x 6' 0" (1.88m x 1.84m) White suite comprising panelled bath with mixer shower taps and Mira Sprint shower over, wash hand basin, close coupled WC, extractor fan, radiator.

OUTSIDE The property enjoys allocated space to the front and outside tap. The rear garden itself is in excess of 30ft, enclosed by panelled fencing, laid to patio and gravel areas for easy maintenance, gated access to the rear. The garden enjoys a high degree of privacy.

MATERIAL INFORMATION ** Electric, Water, Gas, Sewerage all main supplied.

Broadband to the premises is available.
For an indication of specific speeds and supply or coverage in the area, we recommend potential buyers to use the Ofcom checkers below:
checker.ofcom.org.uk/en-gb/mobile-coverage
checker.ofcom.org.uk/en-gb/broadband-coverage

Flood Information:
flood-map-for-planning.service.gov.uk/location

Listed by

Weston-Super-Mare

Bloxham & Barlow

Reference: 161487347

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 20/01/2021

Expiry date: 19/01/2031

Current heating cost: £309/year

Potential heating cost: £312/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

EPC 1

EPC Front Page

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #7064310

Property Details

Street: 29 Barley Cross

Town: Wick St. Lawrence

Postcode: BS22 9TB

Installation Details

Items: 1 door

Certificate Issued: 11/01/2010

Work Completed: 04/12/2009

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

310% since 1997

Event	Date	Price	% change
Sold	15/11/2025 (6 months ago)	£205,000	+226.6%
Sold	17/04/2000 (26 years ago)	£62,770	+25.6%
Sold	21/11/1997 (28 years ago)	£49,995	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
4 CLOVER ROAD, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9BY	£390,000	10/12/2025	Terraced
24 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP	£220,000	24/11/2025	Terraced
39 PRISTON CLOSE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FL	£260,000	19/12/2023	Terraced
3 SNOWDROP CLOSE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9WF	£233,000	30/11/2023	Terraced
25 WHEATFIELD DRIVE, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9WD	£312,000	30/11/2023	Terraced
5 YARROW COURT, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9WA	£250,000	23/06/2023	Terraced
22 WHEATFIELD DRIVE, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9WD	£235,000	23/06/2023	Terraced
Same street 37 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB	£237,000	10/03/2023	Terraced
5 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP	£210,000	10/03/2023	Terraced
37 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP	£195,000	04/11/2022	Terraced
37 WARRILOW CLOSE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FX	£230,000	30/09/2022	Terraced
Same street 22 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB	£341,000	16/08/2022	Terraced
Same street 43 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB	£250,000	08/07/2022	Terraced
15 SNOWDROP CLOSE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9WF	£310,000	29/06/2022	Terraced
19 WHEATFIELD DRIVE, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9WD	£290,000	17/05/2022	Terraced
10 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP	£200,000	06/05/2022	Terraced
6 WYLLIE COURT, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FQ	£210,500	23/11/2021	Terraced
12 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP	£181,950	25/10/2021	Terraced
26 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP	£180,000	16/07/2021	Terraced
Same street 10 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB	£352,500	25/06/2021	Detached
20 WARRILOW CLOSE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FX	£127,800	24/06/2021	Terraced
25 KELSTON GARDENS, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 7FP	£180,000	18/06/2021	Terraced
Same street 16 BARLEY CROSS, WICK ST LAWRENCE, WESTON-SUPER-MARE, NORTH SOMERSET, BS22 9TB	£462,500	16/06/2021	Detached

Street average: £328,600 (5 sales)

Area average: £234,181 (18 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 20.7%

10y growth 47.3%

House Price Index (HM Land Registry — official index, not sold-price averages): North Somerset. Series: Terraced. As of March 2026.

1y (index) 1.8%

5y (index) 17.7%

10y (index) 45.7%

Rental Range

Estimated market rent for North Somerset. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,076/mo

Realistic £1,195/mo

Optimistic £1,315/mo

Based on Local Authority from postcode lookup → North Somerset.

LHA (30th percentile) floor for Weston-S-Mare: £748/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BS22 9TB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Poppy Close	0.1 miles
Bus stop	Bluebell Road	0.1 miles
Shop	Unknown	0.2 miles
Shop	Tesco Express	0.2 miles
Train station	Worle	1.2 miles
Hospital	Cygnet Hospital Kewstoke	2.1 miles
Train station	Puxton Park	2.2 miles
Hospital	Unknown	3.4 miles
University	University of Bristol Langford Campus	6.2 miles
University	University of Bristol	10.3 miles

Street-level crime

Category	Count
Violence and sexual offences	33
Anti-social behaviour	9
Criminal damage and arson	6
Public order	5
Other theft	3
Drugs	2
Vehicle crime	2
Total incidents	60

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Castle Batch Primary School Academy	Primary	0.3 miles	Good — 17 Jul 2022
St Mark's Ecumenical Anglican/Methodist Primary School	Primary	0.6 miles	Good — 13 May 2013
Priory Community School	Secondary	0.8 miles	Good — 19 Mar 2024
Becket Primary School	Primary	1.0 miles	Requires improvement — 18 Jun 2024
St Georges Church School	Primary	1.0 miles	— (Inspected (no overall grade))

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Bungalow, Cedar Court, BS22	£1,250/mo	2	0.62 miles	OpenRent

Average rent: £1,250/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.6%

Max investor price (0.8%) £156,250

Target investor price (1%) £125,000

Gross yield 7.1%

Cost-to-rent ratio 14×

Monthly cashflow £273/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).