Sold STC Terraced

58 SPALDING ROAD

NOTTINGHAM, NOTTINGHAM, CITY OF NOTTINGHAM NG3 2AZ

2 beds 70 m² Listed 9 Apr 2008 (-6677d)

£82,950

Save

# 2 bedroom terraced house for sale (NG3 2AZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 58 SPALDING ROAD, NOTTINGHAM, NOTTINGHAM, CITY OF NOTTINGHAM NG3 2AZ |
| Price | £82,950 |
| Bedrooms | 2 |
| Last sold | £79,500 Jul 2008 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 02/08/2028
- **Current heating cost:** £700/year
- **Est. upgrade cost to C:** £29,900

### Recommendations
- A (£100 - £350)
- A2 (£850 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8208-7528-5670-8957-8906)

## Description

* Superbly Presented Home

* Popular Residential Location

* Two Double Bedrooms

* Refitted Dining Kitchen

* Refitted Bathroom

* Gas Central Heating

* Majority UPVC Double Glazing

* Ideal First Time Purchase

* NO UPWARD CHAIN

* Internal Viewing Recommended

Superbly presented terraced home located in this popular residential location, two double bedrooms, re-fitted dining kitchen, re-fitted bathroom, gas central heating, majority uPVC double glazing. Ideal first time purchase, no upward chain, internal viewing highly recommended.

Ground Floor Accommodation

Entrance Porch having entrance door to front and door to

Lounge 13'2" (4.01m) maximum / 11'6" (3.5m) minimum x 13' (3.96m). Featuring a Victorian style fireplace with coal effect gas fire, decorative tiled inset and marble effect hearth, uPVC double glazed window to front, double radiator, single radiator, laminate flooring, coving to ceiling.

Refitted Dining Kitchen 11'2" x 10'1" (3.4m x 3.07m). Being part tiled and fitted with a modern range of wall and base units, roll edge work surfaces incorporating stainless steel sink and drainer unit with mixer tap, built in stainless steel oven with matching hob and extractor hood over, integrated dishwasher, further appliance space, ceramic tiled flooring, cupboard housing the central heating boiler, staircase rising to first floor accommodation, archway to

Rear Lobby Having tiled floor to match the kitchen, external door to side, utility cupboard with space and plumbing for washing machine, door to

Refitted Bathroom Being part tiled and fitted with a white three piece suite comprising shower bath with "Triton" electric shower over, pedestal wash hand basin and low level flush WC, uPVC double glazed obscure window to rear, ceramic tiled flooring, double radiator, coving to ceiling.

First Floor Accommodation

Landing With doors to

Bedroom One 13'2" (4.01m) maximum / 12'3" (3.73m) minimum x 13' (3.96m). Having uPVC double glazed window to front, radiator.

Bedroom Two 11'4" (3.45m) x 10'4" (3.15m) maximum / 10'1" (3.07m) minimum. Having window to rear, radiator, loft access with pull down ladder, airing cupboard.

Outside

A block paved yard to rear with garden shed and access to the shared entry.

DIRECTIONS

Proceed out of Nottingham along Carlton Road (B686), turning right into St Chad's Road and at the top of the road left into Spalding Road, proceed along here and the property can be found on the right hand side identified by our 'For Sale' sign.

VIEWING

Strictly through the selling agents at Nottingham on 0115 947 6591 who are always pleased to submit reasonable offers for consideration.

## Property Photos

- ![Front](/listings/photos/17417617/1266994) - Front
- ![Lounge](/listings/photos/17417617/1266995) - Lounge
- ![Kitchen](/listings/photos/17417617/1266997) - Kitchen
- ![Bedroom](/listings/photos/17417617/1266998) - Bedroom
- ![Bathroom](/listings/photos/17417617/1267000) - Bathroom

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9463308
- **Address:** 58 Spalding Road, NOTTINGHAM, NG3 2AZ
- **Certificate Issued:** 01/04/2013
- **Work Completed:** 15/03/2013
- **Items:** 2 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 58 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ | £79,500 | 07/07/2008 | Terraced |
| 58 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ | £68,000 | 18/11/2002 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 WORKSOP ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BA | £145,000 | 28/11/2025 | Terraced |
| [Same street] 18 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ | £220,000 | 06/09/2024 | Semi-detached |
| 31 ST CUTHBERTS ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AX | £160,000 | 20/12/2023 | Terraced |
| 1 ST CUTHBERTS ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AX | £160,000 | 01/11/2023 | Terraced |
| 102 CARLTON ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AS | £100,000 | 29/09/2023 | Terraced |
| 27 WORKSOP ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BA | £124,152 | 11/08/2023 | Terraced |
| 6 DEVON STREET, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BE | £180,000 | 23/06/2023 | Terraced |
| 34 ST CUTHBERTS ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AX | £145,000 | 20/06/2023 | Terraced |
| 13 DENSTONE ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AW | £111,000 | 31/05/2023 | Terraced |
| 7 WORKSOP ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BA | £101,501 | 26/05/2023 | Terraced |
| 11 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AY | £165,000 | 21/04/2023 | Terraced |
| 217 WINDMILL LANE, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BH | £135,000 | 29/03/2023 | Terraced |
| 114 WINDMILL LANE, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BW | £170,000 | 21/12/2022 | Terraced |
| [Same street] 20 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ | £255,000 | 19/12/2022 | Detached |
| 156 CARLTON ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BB | £148,000 | 15/12/2022 | Terraced |
| [Same street] 80 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ | £75,931 | 09/12/2022 | Terraced |
| 137 WINDMILL LANE, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BH | £155,000 | 05/12/2022 | Terraced |
| [Same street] 78 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ | £154,000 | 01/12/2022 | Terraced |
| 171 WINDMILL LANE, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BH | £110,000 | 11/11/2022 | Terraced |
| 24 WALTON AVENUE, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BS | £103,000 | 22/09/2022 | Terraced |
| 6 ELFORD RISE, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BN | £130,000 | 02/09/2022 | Terraced |
| 34 WORKSOP ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BA | £117,500 | 19/08/2022 | Terraced |
| [Same street] 56 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ | £70,000 | 03/08/2022 | Terraced |
| 9 WORKSOP ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BA | £107,000 | 25/07/2022 | Terraced |
| 24 ST CUTHBERTS ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AX | £135,000 | 16/06/2022 | Terraced |
| [Same street] 18 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ | £158,000 | 28/02/2022 | Semi-detached |
| [Same street] 66 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ | £103,000 | 16/11/2021 | Semi-detached |

**Street average:** £147,990 (7 sales)
**Area average:** £135,108 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £183,904 (47 Terraced, NG3, 2024–2026)
- **Deviation:** -54.9%

## Rental Range

*ONS Price Index of Private Rents (Nottingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £905/mo
- **Realistic:** £1,006/mo
- **Optimistic:** £1,107/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Nottingham (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, William Bancroft Buildings, NG3 | £1,250/mo | 2 | 0.29 miles | OpenRent |
| 2 Bed Flat, William Bancroft Buildings, NG3 | £1,250/mo | 2 | 0.33 miles | OpenRent |

**Average rent: £1,250/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.51% (strong)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 18.1%
- **Cost-to-rent:** 5.5×
- **Monthly cashflow:** £773/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 38.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,185/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 44.3%
- **10y growth:** 61.8%

## House Price Index (HM Land Registry)

*Official index for City of Nottingham; Terraced series; as of April 2026.*

- **1y growth (index):** 1.2%
- **5y growth (index):** 20%
- **10y growth (index):** 67.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Lounge Kitchen Bedroom Bathroom

/ 5

Property details

Floor area

70 m²

EPC rating

Last sold

£79,500 Jul 2008

Price per m²

£1,185/m²

Local average

£183,904 (-54.9%)

Deprivation

Decile 2 (4,139 of 33,755)

Street crime

1221 incidents within 1 mile (May 2026)

Description

* Superbly Presented Home
* Popular Residential Location
* Two Double Bedrooms
* Refitted Dining Kitchen
* Refitted Bathroom
* Gas Central Heating
* Majority UPVC Double Glazing
* Ideal First Time Purchase
* NO UPWARD CHAIN
* Internal Viewing Recommended

Superbly presented terraced home located in this popular residential location, two double bedrooms, re-fitted dining kitchen, re-fitted bathroom, gas central heating, majority uPVC double glazing. Ideal first time purchase, no upward chain, internal viewing highly recommended.

Ground Floor Accommodation

Entrance Porch having entrance door to front and door to

Lounge 13'2" (4.01m) maximum / 11'6" (3.5m) minimum x 13' (3.96m). Featuring a Victorian style fireplace with coal effect gas fire, decorative tiled inset and marble effect hearth, uPVC double glazed window to front, double radiator, single radiator, laminate flooring, coving to ceiling.

Refitted Dining Kitchen 11'2" x 10'1" (3.4m x 3.07m). Being part tiled and fitted with a modern range of wall and base units, roll edge work surfaces incorporating stainless steel sink and drainer unit with mixer tap, built in stainless steel oven with matching hob and extractor hood over, integrated dishwasher, further appliance space, ceramic tiled flooring, cupboard housing the central heating boiler, staircase rising to first floor accommodation, archway to

Rear Lobby Having tiled floor to match the kitchen, external door to side, utility cupboard with space and plumbing for washing machine, door to

Refitted Bathroom Being part tiled and fitted with a white three piece suite comprising shower bath with "Triton" electric shower over, pedestal wash hand basin and low level flush WC, uPVC double glazed obscure window to rear, ceramic tiled flooring, double radiator, coving to ceiling.
First Floor Accommodation

Landing With doors to

Bedroom One 13'2" (4.01m) maximum / 12'3" (3.73m) minimum x 13' (3.96m). Having uPVC double glazed window to front, radiator.

Bedroom Two 11'4" (3.45m) x 10'4" (3.15m) maximum / 10'1" (3.07m) minimum. Having window to rear, radiator, loft access with pull down ladder, airing cupboard.

Outside
A block paved yard to rear with garden shed and access to the shared entry.

DIRECTIONS
Proceed out of Nottingham along Carlton Road (B686), turning right into St Chad's Road and at the top of the road left into Spalding Road, proceed along here and the property can be found on the right hand side identified by our 'For Sale' sign.

VIEWING
Strictly through the selling agents at Nottingham on 0115 947 6591 who are always pleased to submit reasonable offers for consideration.

Listed by

Nottingham

Countrywide UK Sales - Connells

Reference: 17417617

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 03/08/2018

Expiry date: 02/08/2028

Current heating cost: £700/year

Potential heating cost: £432/year

Est. upgrade cost to C: £29,900

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Flat roof or sloping ceiling insulation (£850 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #9463308

Property Details

Street: 58 Spalding Road

Town: NOTTINGHAM

Postcode: NG3 2AZ

Installation Details

Items: 2 windows and 1 door

Certificate Issued: 01/04/2013

Work Completed: 15/03/2013

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

17% since 2002

Event	Date	Price	% change
Sold	07/07/2008 (18 years ago)	£79,500	+16.9%
Sold	18/11/2002 (23 years ago)	£68,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
8 WORKSOP ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BA	£145,000	28/11/2025	Terraced
Same street 18 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ	£220,000	06/09/2024	Semi-detached
31 ST CUTHBERTS ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AX	£160,000	20/12/2023	Terraced
1 ST CUTHBERTS ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AX	£160,000	01/11/2023	Terraced
102 CARLTON ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AS	£100,000	29/09/2023	Terraced
27 WORKSOP ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BA	£124,152	11/08/2023	Terraced
6 DEVON STREET, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BE	£180,000	23/06/2023	Terraced
34 ST CUTHBERTS ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AX	£145,000	20/06/2023	Terraced
13 DENSTONE ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AW	£111,000	31/05/2023	Terraced
7 WORKSOP ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BA	£101,501	26/05/2023	Terraced
11 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AY	£165,000	21/04/2023	Terraced
217 WINDMILL LANE, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BH	£135,000	29/03/2023	Terraced
114 WINDMILL LANE, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BW	£170,000	21/12/2022	Terraced
Same street 20 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ	£255,000	19/12/2022	Detached
156 CARLTON ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BB	£148,000	15/12/2022	Terraced
Same street 80 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ	£75,931	09/12/2022	Terraced
137 WINDMILL LANE, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BH	£155,000	05/12/2022	Terraced
Same street 78 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ	£154,000	01/12/2022	Terraced
171 WINDMILL LANE, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BH	£110,000	11/11/2022	Terraced
24 WALTON AVENUE, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BS	£103,000	22/09/2022	Terraced
6 ELFORD RISE, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BN	£130,000	02/09/2022	Terraced
34 WORKSOP ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BA	£117,500	19/08/2022	Terraced
Same street 56 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ	£70,000	03/08/2022	Terraced
9 WORKSOP ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2BA	£107,000	25/07/2022	Terraced
24 ST CUTHBERTS ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AX	£135,000	16/06/2022	Terraced
Same street 18 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ	£158,000	28/02/2022	Semi-detached
Same street 66 SPALDING ROAD, NOTTINGHAM, CITY OF NOTTINGHAM, NG3 2AZ	£103,000	16/11/2021	Semi-detached

Street average: £147,990 (7 sales)

Area average: £135,108 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 44.3%

10y growth 61.8%

House Price Index (HM Land Registry — official index, not sold-price averages): City of Nottingham. Series: Terraced. As of April 2026.

1y (index) 1.2%

5y (index) 20%

10y (index) 67.8%

Rental Range

Estimated market rent for Nottingham. Low = conservative, Realistic = average, Optimistic = best case.

Low £905/mo

Realistic £1,006/mo

Optimistic £1,107/mo

Based on Local Authority from postcode lookup → Nottingham.

LHA (30th percentile) floor for Nottingham: £648/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View NG3 2AZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Super Discount Store	0.0 miles
Shop	T9T Mobile Phone	0.1 miles
Bus stop	St Matthias Road	0.1 miles
Train station	Nottingham	0.9 miles
Hospital	Thorneywood	1.0 miles
University	Chaucer Study Space	1.1 miles
Hospital	Priory Hospital Nottingham	1.1 miles
Train station	Netherfield	2.1 miles
University	Clinical Sciences	2.7 miles

Street-level crime

Category	Count
Violence and sexual offences	429
Shoplifting	151
Criminal damage and arson	101
Public order	101
Anti-social behaviour	96
Other theft	93
Drugs	56
Vehicle crime	56
Robbery	33
Theft from the person	31
Burglary	28
Other crime	16
Bicycle theft	15
Possession of weapons	15
Total incidents	1221

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sneinton St Stephen's CofE Primary School	Primary	0.2 miles	Outstanding — 10 Mar 2024
Rosehill School	Other	0.3 miles	Outstanding — 18 Apr 2013
Edale Rise Primary & Nursery School	Primary	0.3 miles	Good — 30 Jul 2023
William Booth Primary and Nursery School	Primary	0.3 miles	Good — 3 Apr 2014
Windmill L.E.A.D. Academy	Primary	0.4 miles	Good — 4 Feb 2015

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, William Bancroft Buildings, NG3	£1,250/mo	2	0.29 miles	OpenRent
2 Bed Flat, William Bancroft Buildings, NG3	£1,250/mo	2	0.33 miles	OpenRent

Average rent: £1,250/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.51%

Max investor price (0.8%) £156,250

Target investor price (1%) £125,000

Gross yield 18.1%

Cost-to-rent ratio 5.5×

Monthly cashflow £773/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 38.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).