For sale End of terrace

44 HUBBARDS CHASE

HORNCHURCH, GREATER LONDON RM11 3DJ

5 beds 3 baths 1,873 sq ft Listed 6 Jul 2026 (-14d)

£750,000

Guide Price

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# 5 bedroom end of terrace house for sale (RM11 3DJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 44 HUBBARDS CHASE, HORNCHURCH, GREATER LONDON RM11 3DJ |
| Price | £750,000 |
| Bedrooms | 5 |
| Bathrooms | 3 |
| Council tax | D |
| Construction age | England and Wales: 1983-1990 |
| Floor area | 174 m² |
| Last sold | £750,000 Sep 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 01/04/2034
- **Current heating cost:** £1,377/year
- **Est. upgrade cost to C:** £9,900

### Recommendations
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4434-7024-4200-0032-0206)

## Description

• GUIDE PRICE £750,000 - £775,000

• PLEASE CHECK OUT THE VIDEO

• AMASSING OVER 2,140 SQ.FT. OF LIVING ACCOMMODATION INCLUDING OUTBUILDING

• WALKING DISTANCE TO NELMES PRIMARY SCHOOL, BOASTING OUTSTANDING OFSTED RATING

• 32' MASTER SUITE WITH WALK-IN WARDROBE & EN-SUITE

• FIVE BEDROOMS IN THE MAIN DWELLING

• SOUTH FACING REAR GARDEN WITH UNOBSTRUCTIVE VIEWS OF THE FIELDS

• TWO RECEPTION ROOMS

• OPEN PLAN KITCHEN/DINER

• SEPARATE UTILITY ROOM & GROUND FLOOR CLOAKROOM

• OFF STREET PARKING FOR TWO/THREE VEHICLES

• COUNCIL TAX BAND: D

## Property Photos

- ![Front](/listings/photos/90527073/1358740) - Front
- ![Kitchen/Diner](/listings/photos/90527073/1358741) - Kitchen/Diner
- ![Rear Garden](/listings/photos/90527073/1358742) - Rear Garden
- ![Living Room](/listings/photos/90527073/1358743) - Living Room
- ![Bedroom One](/listings/photos/90527073/1358744) - Bedroom One
- ![En-Suite](/listings/photos/90527073/1358745) - En-Suite
- ![Walk-In Wardrobe](/listings/photos/90527073/1358746) - Walk-In Wardrobe
- ![En-Suite](/listings/photos/90527073/1358747) - En-Suite
- ![Bedroom Two](/listings/photos/90527073/1358748) - Bedroom Two
- ![Outbuilding](/listings/photos/90527073/1358749) - Outbuilding
- ![Cloakroom](/listings/photos/90527073/1358750) - Cloakroom
- ![Rear Garden](/listings/photos/90527073/1358751) - Rear Garden
- ![Family Room](/listings/photos/90527073/1358752) - Family Room
- ![Family Bathroom](/listings/photos/90527073/1358753) - Family Bathroom
- ![Rear Garden](/listings/photos/90527073/1358754) - Rear Garden
- ![Bedroom Three](/listings/photos/90527073/1358755) - Bedroom Three
- ![Living Room](/listings/photos/90527073/1358756) - Living Room
- ![Bedroom Five](/listings/photos/90527073/1358757) - Bedroom Five
- ![Bedroom Four](/listings/photos/90527073/1358758) - Bedroom Four
- ![Utility](/listings/photos/90527073/1358759) - Utility
- ![Kitchen/Diner](/listings/photos/90527073/1358760) - Kitchen/Diner

## Floorplans

- ![Floorplan](/listings/photos/90527073/1358761) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/90527073/1358762) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #12879870
- **Address:** 44 Hubbards Chase, HORNCHURCH, RM11 3DJ
- **Certificate Issued:** 10/04/2018
- **Work Completed:** 17/03/2018
- **Items:** 10 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 44 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DJ | £750,000 | 20/09/2024 | Terraced |
| 44 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DJ | £375,000 | 05/12/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 BERKSHIRE WAY, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3HB | £395,000 | 16/10/2023 | Terraced |
| [Same street] 2 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DJ | £785,000 | 27/04/2023 | Detached |
| 37 COPTHORNE GARDENS, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DL | £510,000 | 26/07/2022 | Terraced |
| 58 ESSEX GARDENS, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3EL | £453,000 | 22/07/2022 | Terraced |
| 27 COPTHORNE GARDENS, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DL | £431,000 | 17/06/2022 | Terraced |
| 7 LINCOLN CLOSE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3HD | £517,499 | 06/06/2022 | Terraced |
| 36 SURREY DRIVE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3EX | £385,000 | 14/04/2022 | Terraced |
| 2A CORNWALL CLOSE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3HA | £522,500 | 04/03/2022 | Terraced |
| 68 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DD | £520,000 | 05/01/2022 | Terraced |
| [Same street] 24 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DJ | £360,000 | 27/08/2021 | Terraced |
| 35 COPTHORNE GARDENS, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DL | £428,000 | 04/08/2021 | Terraced |

**Street average:** £572,500 (2 sales)
**Area average:** £462,444 (9 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £469,355 (31 Terraced, RM11, 2024–2026)
- **Deviation:** +59.8%

## Rental Range

*ONS Price Index of Private Rents (Havering). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,408/mo
- **Realistic:** £1,564/mo
- **Optimistic:** £1,720/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer North East London (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,795/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 5 Bed Semi-Detached House, Beltinge Road, RM3 | £3,700/mo | 5 | 0.86 miles | OpenRent |

**Average rent: £3,700/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.49% (weak for cashflow)
- **Max investor price (0.8%):** £462,500
- **Target investor price (1%):** £370,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £3,700/mo).*

- **Gross yield:** 5.9%
- **Cost-to-rent:** 16.9×
- **Monthly cashflow:** £351/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,310/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.5%
- **10y growth:** 11.8%

## House Price Index (HM Land Registry)

*Official index for Havering; Terraced series; as of April 2026.*

- **1y growth (index):** 2.5%
- **5y growth (index):** 18.1%
- **10y growth (index):** 36.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Kitchen/Diner Rear Garden Living Room Bedroom One En-Suite Walk-In Wardrobe En-Suite Bedroom Two Outbuilding Cloakroom Rear Garden Family Room Family Bathroom Rear Garden Bedroom Three Living Room Bedroom Five Bedroom Four Utility Kitchen/Diner

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Property details

Tenure

FREEHOLD

Floor area

174 m²

Council tax band

EPC rating

Year built

England and Wales: 1983-1990

Last sold

£750,000 Sep 2024

Price per m²

£4,310/m²

Local average

£469,355 (+59.8%)

Deprivation

Decile 8 (24,036 of 33,755)

Street crime

74 incidents within 1 mile (May 2026)

Additional details

Electricity: Mains supply
Water: Mains supply
Sewerage: Mains supply
Heating: Gas
Parking: Yes
Garden: Yes
Listed property: No
Restrictions: No
Required access: No
Flooded in last 5 years: No
Flood defences: No

Description

• GUIDE PRICE £750,000 - £775,000

• PLEASE CHECK OUT THE VIDEO

• AMASSING OVER 2,140 SQ.FT. OF LIVING ACCOMMODATION INCLUDING OUTBUILDING
• WALKING DISTANCE TO NELMES PRIMARY SCHOOL, BOASTING OUTSTANDING OFSTED RATING
• 32' MASTER SUITE WITH WALK-IN WARDROBE & EN-SUITE
• FIVE BEDROOMS IN THE MAIN DWELLING
• SOUTH FACING REAR GARDEN WITH UNOBSTRUCTIVE VIEWS OF THE FIELDS
• TWO RECEPTION ROOMS
• OPEN PLAN KITCHEN/DINER
• SEPARATE UTILITY ROOM & GROUND FLOOR CLOAKROOM
• OFF STREET PARKING FOR TWO/THREE VEHICLES
• COUNCIL TAX BAND: D

Listed by

Hornchurch

Balgores

Reference: 90527073

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 02/04/2024

Expiry date: 01/04/2034

Current heating cost: £1,377/year

Potential heating cost: £1,215/year

Est. upgrade cost to C: £9,900

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Upgrade heating controls (£350 - £450)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #12879870

Property Details

Street: 44 Hubbards Chase

Town: HORNCHURCH

Postcode: RM11 3DJ

Installation Details

Items: 10 windows and 2 doors

Certificate Issued: 10/04/2018

Work Completed: 17/03/2018

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

100% since 2013

Event	Date	Price	% change
Listed for sale	—	£750,000	0%
Sold	20/09/2024 (1 year ago)	£750,000	+100%
Sold	05/12/2013 (12 years ago)	£375,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
4 BERKSHIRE WAY, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3HB	£395,000	16/10/2023	Terraced
Same street 2 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DJ	£785,000	27/04/2023	Detached
37 COPTHORNE GARDENS, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DL	£510,000	26/07/2022	Terraced
58 ESSEX GARDENS, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3EL	£453,000	22/07/2022	Terraced
27 COPTHORNE GARDENS, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DL	£431,000	17/06/2022	Terraced
7 LINCOLN CLOSE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3HD	£517,499	06/06/2022	Terraced
36 SURREY DRIVE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3EX	£385,000	14/04/2022	Terraced
2A CORNWALL CLOSE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3HA	£522,500	04/03/2022	Terraced
68 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DD	£520,000	05/01/2022	Terraced
Same street 24 HUBBARDS CHASE, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DJ	£360,000	27/08/2021	Terraced
35 COPTHORNE GARDENS, HORNCHURCH, HAVERING, GREATER LONDON, RM11 3DL	£428,000	04/08/2021	Terraced

Street average: £572,500 (2 sales)

Area average: £462,444 (9 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6.5%

10y growth 11.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Havering. Series: Terraced. As of April 2026.

1y (index) 2.5%

5y (index) 18.1%

10y (index) 36.4%

Rental Range

Estimated market rent for Havering. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,408/mo

Realistic £1,564/mo

Optimistic £1,720/mo

Based on Local Authority from postcode lookup → Havering.

LHA (30th percentile) floor for Outer North East London: £1,795/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View RM11 3DJ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Hubbards Chase / Wingletye Lane	0.1 miles
Bus stop	Hubbards Close	0.1 miles
Shop	Unknown	0.2 miles
Shop	Imperials Hornchurch	0.9 miles
Train station	Emerson Park	0.9 miles
Train station	Harold Wood	1.2 miles
Hospital	Suttons Manor Hospital	6.3 miles
Hospital	Livingstone Community Hospitals	9.3 miles
University	University of Greenwich	9.5 miles
University	Arden University Stratford Campus	10.9 miles

Street-level crime

Category	Count
Violence and sexual offences	21
Vehicle crime	16
Shoplifting	14
Anti-social behaviour	7
Drugs	3
Public order	3
Burglary	2
Other crime	2
Other theft	2
Bicycle theft	1
Possession of weapons	1
Robbery	1
Theft from the person	1
Total incidents	74

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Nelmes Primary School	Primary	0.3 miles	— (Inspected (no overall grade))
Emerson Park Academy	Secondary	0.5 miles	Good — 21 Sep 2022
The Campion School	Secondary	0.5 miles	Good — 18 Jun 2012
Harold Wood Primary School	Primary	0.7 miles	Good — 19 Mar 2019
Redden Court School	Secondary	0.8 miles	Outstanding — 20 Nov 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
5 Bed Semi-Detached House, Beltinge Road, RM3	£3,700/mo	5	0.86 miles	OpenRent

Average rent: £3,700/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.49%

Max investor price (0.8%) £462,500

Target investor price (1%) £370,000

Gross yield 5.9%

Cost-to-rent ratio 16.9×

Monthly cashflow £351/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).