Sold STC End of terrace

68 THE PASTURES

HEREFORD, LOWER BULLINGHAM, HEREFORDSHIRE HR2 6EX

1 beds 1 baths 431 sq ft Listed 27 Jul 2021 (-1783d)

£149,950

Offers in Excess of

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# 1 bedroom end of terrace house for sale (HR2 6EX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 68 THE PASTURES, HEREFORD, LOWER BULLINGHAM, HEREFORDSHIRE HR2 6EX |
| Price | £149,950 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Construction age | England and Wales: 1983-1990 |
| Floor area | 40 m² |
| Last sold | £150,000 May 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** A
- **Expiry date:** 12/11/2023 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £397/year
- **Est. upgrade cost to C:** £21,213

### Recommendations
- A (£100 - £350)
- W (£800 - £1,200)
- C (£15 - £30)
- E (£15)
- L (£600 - £800)
- N (£4,000 - £6,000)
- U (£9,000 - £14,000)
- V (£1,500 - £4,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9210-2867-7597-9497-7655)

## Description

Outskirts of the city an impressive 1 bedroom end-terraced house, energy efficient Fischer heating, extensive off-road parking, ideal for FTB/Investment. Must be viewed.

Canopy porch

Door to

Entrance Hall

Carpeted, with Fischer heat energy efficient radiator and internet connection point leading to

Kitchen 2.43m x 2.07m Approx.

Range of base and wall units, single drainer sink unit with dishwasher, fridge/freezer, oven and hob and washing machine. Double-glazed window with blind, laminate effect lino flooring and new work surfaces with splash backs

Lounge 3.64m x 3.56m Approx.

Carpeted flooring, Fischer heat energy efficient electric radiator, carpeted staircase to first floor, TV aerial point, double-glazed sliding patio door and staircase leading to

First Floor Landing

Carpet, access hatch to loft space.

Bedroom 3.92m x 2.63m Approx

Carpet, double-glazed window to front and rear. Fischer heat energy efficient radiator, large built-in airing cupboard also housing the hot water tank. Archway to

Dressing Room 1.75m x 1.50m Approx

Built-in storage wardrobes consisting of hanging rail and shelved storage with window.

Bathroom 2.07m x 1.73. Approx

Bath with shower head over, WC, pedestal wash hand basin, vinyl flooring, splashback and tile surround for ease of maintenance, double-glazed window, white ladder-style towel rail, wall mounted fan heater.

Outside

To the front of the property is an extensive tarmac driveway providing off-road parking facilities. There is also a carpark with a designated parking space belonging to the property. Side access to the rear via car park.

Garden

Immediately to the rear of the property is recently constructed decking area providing a perfect entertaining space, which leads onto the remainder of the garden, which is laid with mulch bark for ease of maintenance and a slabbed pathway surrounded by decorative stone. Garden enclosed by fencing and high rising fir trees to maintain privacy. Large timber garden shed also present.

## Property Photos

- ![Photo 1](/listings/photos/110996741/394410) - Photo 1
- ![Photo 9](/listings/photos/110996741/394411) - Photo 9
- ![Photo 10](/listings/photos/110996741/394412) - Photo 10
- ![Photo 3](/listings/photos/110996741/394413) - Photo 3
- ![Photo 4](/listings/photos/110996741/394414) - Photo 4
- ![Photo 5](/listings/photos/110996741/394415) - Photo 5
- ![Photo 6](/listings/photos/110996741/394416) - Photo 6
- ![Photo 7](/listings/photos/110996741/394417) - Photo 7
- ![Photo 2](/listings/photos/110996741/394418) - Photo 2
- ![Photo 8](/listings/photos/110996741/394419) - Photo 8

## Floorplans

- ![Floorplan 1](/listings/photos/110996741/394420) - Floorplan 1

## EPC Graphs

- ![Energy Perform...](/listings/photos/110996741/394421) - Energy Perform...

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 68 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX | £150,000 | 26/05/2022 | Terraced |
| 68 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX | £115,000 | 22/05/2020 | Terraced |
| 68 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX | £97,000 | 17/01/2014 | Terraced |
| 68 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX | £36,500 | 22/09/1998 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EU | £142,000 | 19/12/2025 | Terraced |
| [Same street] 44 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX | £267,500 | 11/07/2025 | Semi-detached |
| [Same street] 46 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX | £260,000 | 30/05/2025 | Terraced |
| [Same street] 54 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX | £178,000 | 30/05/2025 | Semi-detached |
| [Same street] 92 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX | £207,500 | 21/02/2025 | Semi-detached |
| 12 THE SHIRES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EZ | £145,000 | 14/12/2023 | Terraced |
| [Same street] 62 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX | £165,000 | 01/12/2023 | Terraced |
| [Same street] 66 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX | £152,000 | 05/05/2023 | Terraced |
| 32 THE SHIRES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EZ | £150,000 | 24/03/2023 | Terraced |
| 30 THE SHIRES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EZ | £140,000 | 28/02/2023 | Terraced |
| 40 MAYNE AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HY | £167,500 | 15/12/2022 | Terraced |
| 77 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EU | £162,500 | 13/12/2022 | Terraced |
| 27 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EU | £144,000 | 11/10/2022 | Terraced |
| 29 FRANKS AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HZ | £237,500 | 30/09/2022 | Terraced |
| 49 MAYNE AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HY | £170,000 | 30/08/2022 | Terraced |
| [Same street] 64 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX | £155,000 | 27/06/2022 | Terraced |
| 22 MAYNE AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HY | £148,000 | 31/05/2022 | Terraced |
| 19 WARWICK ROAD, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6FB | £202,500 | 27/05/2022 | Terraced |
| [Same street] 94 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX | £180,000 | 11/04/2022 | Semi-detached |
| 9 THE SHIRES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EY | £153,000 | 21/02/2022 | Terraced |
| 17 MAYNE AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HY | £172,000 | 28/01/2022 | Terraced |
| 51 MAYNE AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HY | £145,000 | 21/12/2021 | Terraced |
| 30 MAYNE AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HY | £157,500 | 01/12/2021 | Terraced |
| 61 WARWICK ROAD, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6FB | £247,500 | 06/10/2021 | Terraced |
| 26 THE DALES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6DS | £216,500 | 30/09/2021 | Terraced |
| 65 ST CLARES COURT, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6PY | £245,000 | 30/09/2021 | Terraced |
| 13 FRANKS AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HZ | £167,500 | 17/09/2021 | Terraced |
| 47 HEVER ROAD, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EW | £150,000 | 16/09/2021 | Terraced |

**Street average:** £195,625 (8 sales)
**Area average:** £173,150 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £198,968 (19 Terraced, HR2, 2024–2026)
- **Deviation:** -24.6%

## Rental Range

*ONS Price Index of Private Rents (Herefordshire, County of). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £728/mo
- **Realistic:** £809/mo
- **Optimistic:** £890/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Herefordshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed End Terrace, The Shires, HR2 | £800/mo | 1 | 0.03 miles | OpenRent |

**Average rent: £800/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.6×
- **Monthly cashflow:** £104/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,749/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.9%
- **10y growth:** 47.4%

## House Price Index (HM Land Registry)

*Official index for Herefordshire; Terraced series; as of March 2026.*

- **1y growth (index):** -0.4%
- **5y growth (index):** 18.3%
- **10y growth (index):** 41.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 9 Photo 10 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 2 Photo 8

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Property details

Floor area

40 m²

EPC rating

Year built

England and Wales: 1983-1990

Last sold

£150,000 May 2022

Price per m²

£3,749/m²

Local average

£198,968 (-24.6%)

Deprivation

Decile 6 (19,043 of 33,755)

Street crime

64 incidents within 1 mile (Apr 2026)

Additional details

Parking: Yes
Garden: Yes

Description

Outskirts of the city an impressive 1 bedroom end-terraced house, energy efficient Fischer heating, extensive off-road parking, ideal for FTB/Investment. Must be viewed.

Canopy porch

Door to

Entrance Hall

Carpeted, with Fischer heat energy efficient radiator and internet connection point leading to

Kitchen 2.43m x 2.07m Approx.

Range of base and wall units, single drainer sink unit with dishwasher, fridge/freezer, oven and hob and washing machine. Double-glazed window with blind, laminate effect lino flooring and new work surfaces with splash backs

Lounge 3.64m x 3.56m Approx.

Carpeted flooring, Fischer heat energy efficient electric radiator, carpeted staircase to first floor, TV aerial point, double-glazed sliding patio door and staircase leading to

First Floor Landing

Carpet, access hatch to loft space.

Bedroom 3.92m x 2.63m Approx

Carpet, double-glazed window to front and rear. Fischer heat energy efficient radiator, large built-in airing cupboard also housing the hot water tank. Archway to

Dressing Room 1.75m x 1.50m Approx

Built-in storage wardrobes consisting of hanging rail and shelved storage with window.

Bathroom 2.07m x 1.73. Approx

Bath with shower head over, WC, pedestal wash hand basin, vinyl flooring, splashback and tile surround for ease of maintenance, double-glazed window, white ladder-style towel rail, wall mounted fan heater.

Outside

To the front of the property is an extensive tarmac driveway providing off-road parking facilities. There is also a carpark with a designated parking space belonging to the property. Side access to the rear via car park.

Garden

Immediately to the rear of the property is recently constructed decking area providing a perfect entertaining space, which leads onto the remainder of the garden, which is laid with mulch bark for ease of maintenance and a slabbed pathway surrounded by decorative stone. Garden enclosed by fencing and high rising fir trees to maintain privacy. Large timber garden shed also present.

Listed by

National

Doorsteps.co.uk

Reference: 110996741

EPC Rating & Upgrade Cost

This certificate expired on 12/11/2023. A new EPC may be required before the property can be marketed or let.

Current rating: D

Potential rating: A

Inspection date: 13/11/2013

Expiry date: 12/11/2023 (expired)

Current heating cost: £397/year

Potential heating cost: £278/year

Est. upgrade cost to C: £21,213

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Floor insulation (£800 - £1,200)
Add additional 80 mm jacket to hot water cylinder (£15 - £30)
Low energy lighting for all fixed outlets (£15)
Fan-assisted storage heaters (£600 - £800)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£9,000 - £14,000)
Wind turbine (£1,500 - £4,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

Energy Perform...

Price history

311% since 1998

Event	Date	Price	% change
Sold	26/05/2022 (4 years ago)	£150,000	+30.4%
Sold	22/05/2020 (6 years ago)	£115,000	+18.6%
Sold	17/01/2014 (12 years ago)	£97,000	+165.8%
Sold	22/09/1998 (27 years ago)	£36,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
21 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EU	£142,000	19/12/2025	Terraced
Same street 44 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX	£267,500	11/07/2025	Semi-detached
Same street 46 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX	£260,000	30/05/2025	Terraced
Same street 54 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX	£178,000	30/05/2025	Semi-detached
Same street 92 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX	£207,500	21/02/2025	Semi-detached
12 THE SHIRES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EZ	£145,000	14/12/2023	Terraced
Same street 62 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX	£165,000	01/12/2023	Terraced
Same street 66 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX	£152,000	05/05/2023	Terraced
32 THE SHIRES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EZ	£150,000	24/03/2023	Terraced
30 THE SHIRES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EZ	£140,000	28/02/2023	Terraced
40 MAYNE AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HY	£167,500	15/12/2022	Terraced
77 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EU	£162,500	13/12/2022	Terraced
27 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EU	£144,000	11/10/2022	Terraced
29 FRANKS AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HZ	£237,500	30/09/2022	Terraced
49 MAYNE AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HY	£170,000	30/08/2022	Terraced
Same street 64 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX	£155,000	27/06/2022	Terraced
22 MAYNE AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HY	£148,000	31/05/2022	Terraced
19 WARWICK ROAD, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6FB	£202,500	27/05/2022	Terraced
Same street 94 THE PASTURES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EX	£180,000	11/04/2022	Semi-detached
9 THE SHIRES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EY	£153,000	21/02/2022	Terraced
17 MAYNE AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HY	£172,000	28/01/2022	Terraced
51 MAYNE AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HY	£145,000	21/12/2021	Terraced
30 MAYNE AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HY	£157,500	01/12/2021	Terraced
61 WARWICK ROAD, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6FB	£247,500	06/10/2021	Terraced
26 THE DALES, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6DS	£216,500	30/09/2021	Terraced
65 ST CLARES COURT, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6PY	£245,000	30/09/2021	Terraced
13 FRANKS AVENUE, HEREFORD, HEREFORDSHIRE, HR2 6HZ	£167,500	17/09/2021	Terraced
47 HEVER ROAD, LOWER BULLINGHAM, HEREFORD, HEREFORDSHIRE, HR2 6EW	£150,000	16/09/2021	Terraced

Street average: £195,625 (8 sales)

Area average: £173,150 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -1.9%

10y growth 47.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Herefordshire. Series: Terraced. As of March 2026.

1y (index) -0.4%

5y (index) 18.3%

10y (index) 41.1%

Rental Range

Estimated market rent for Herefordshire, County of. Low = conservative, Realistic = average, Optimistic = best case.

Low £728/mo

Realistic £809/mo

Optimistic £890/mo

Based on Local Authority from postcode lookup → Herefordshire, County of.

LHA (30th percentile) floor for Herefordshire: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View HR2 6EX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	The Dales	0.1 miles
Bus stop	The Shires	0.1 miles
Shop	Co-op Food	0.4 miles
Shop	Xytron Data Recovery	0.5 miles
Hospital	Hereford County Hospital	1.3 miles
Train station	Broomy Hill	1.5 miles
Train station	Hereford	1.6 miles
Hospital	Nuffield Health Hereford Hospital	1.8 miles

Street-level crime

Category	Count
Violence and sexual offences	38
Criminal damage and arson	10
Shoplifting	5
Other theft	4
Other crime	2
Public order	2
Vehicle crime	2
Bicycle theft	1
Total incidents	64

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Martin's Primary School	Primary	0.8 miles	Good — 16 Sep 2019
Marlbrook Primary School	Primary	0.8 miles	Good — 14 Dec 2022
St James' Church of England Primary School	Primary	0.9 miles	Outstanding — 24 Jul 2023
Blackmarston School	Other	0.9 miles	— (No rating)
Our Lady's RC Primary School	Primary	0.9 miles	Good — 6 Mar 2013

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed End Terrace, The Shires, HR2	£800/mo	1	0.03 miles	OpenRent

Average rent: £800/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.53%

Max investor price (0.8%) £100,000

Target investor price (1%) £80,000

Gross yield 6.4%

Cost-to-rent ratio 15.6×

Monthly cashflow £104/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).