# 2 bedroom terraced house for sale (GL50 2EL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 10 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE GL50 2EL |
| Price | £325,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | TBC |
| Last sold | £310,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 31/07/2035
- **Current heating cost:** £790/year
- **Est. upgrade cost to C:** £21,100

### Recommendations
- Q (£7,500 - £11,000)
- I (£2,200 - £3,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7835-2228-4500-0979-3206)

## Description

A well-proportioned, beautifully-presented two-bedroom terraced home located within a moments walk to the varied shops and amenities on Bath Road or Cheltenham town centre. 

The ground floor features a living/dining room at the front, with a kitchen to the rear that leads directly out to a private courtyard.

Upstairs, there are two bedrooms and a family bathroom, providing comfortable accommodation suitable for first-time buyers or investors.

Situated close to local amenities, transport links, and Cheltenham town centre, this property offers an excellent opportunity to purchase a well-maintained home in a popular area.

Cheltenham is often known as the gateway to the Cotswolds and famed for its extensive range of festivals, including National Hunt, literature, music, drama, science, food and drink and jazz.

There are extensive modern shopping facilities within the town and a range of recreational and cultural amenities, including golf courses, racecourse, theatre and cinema.

There are additional excellent communications to the other nearby centres via the M5 giving easy access to Bristol and Birmingham and there is a mainline railway station with services to London.

## Property Photos

- ![Picture No. 17](/listings/photos/165487889/686486) - Picture No. 17
- ![Picture No. 08](/listings/photos/165487889/686487) - Picture No. 08
- ![Picture No. 12](/listings/photos/165487889/686490) - Picture No. 12
- ![Picture No. 03](/listings/photos/165487889/686494) - Picture No. 03
- ![Picture No. 07](/listings/photos/165487889/686496) - Picture No. 07
- ![Picture No. 16](/listings/photos/165487889/686498) - Picture No. 16
- ![Picture No. 05](/listings/photos/165487889/686499) - Picture No. 05
- ![Picture No. 09](/listings/photos/165487889/686506) - Picture No. 09
- ![Picture No. 06](/listings/photos/165487889/686507) - Picture No. 06
- ![Picture No. 13](/listings/photos/165487889/686512) - Picture No. 13
- ![Picture No. 14](/listings/photos/165487889/686514) - Picture No. 14
- ![Picture No. 04](/listings/photos/165487889/686517) - Picture No. 04

## Floorplans

- ![Picture No. 02](/listings/photos/165487889/686519) - Picture No. 02

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/165487889/686522) - EPC Rating Graph

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #9908732
- **Address:** 10 Andover Street, CHELTENHAM, GL50 2EL
- **Certificate Issued:** 11/11/2013
- **Work Completed:** 25/10/2013
- **Items:** 3 window(s)

### FENSA Certificate #3316791
- **Address:** 10 Andover Street, CHELTENHAM, GL50 2EL
- **Certificate Issued:** 06/12/2005
- **Work Completed:** 26/10/2005
- **Items:** 4 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EL | £310,000 | 09/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 59 PAINSWICK ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EP | £950,000 | 31/10/2025 | Terraced |
| 17 PAINSWICK ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EZ | £1,030,000 | 31/10/2025 | Terraced |
| RAILWAY BUILDINGS 1 NORWOOD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BW | £315,000 | 27/10/2025 | Terraced |
| 28 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QT | £1,100,000 | 25/09/2023 | Terraced |
| 34 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QT | £1,100,000 | 29/06/2023 | Terraced |
| 2 NORTHWICK CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RJ | £465,000 | 15/06/2023 | Terraced |
| [Same street] 11 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EL | £300,000 | 09/06/2023 | Terraced |
| 34 PAINSWICK ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2HA | £1,111,000 | 17/05/2023 | Terraced |
| 6 ST JAMES PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EG | £425,000 | 14/09/2022 | Terraced |
| 22 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QT | £1,600,000 | 25/08/2022 | Terraced |
| CLIFTON COTTAGE ST JAMES PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EG | £133,000 | 17/08/2022 | Terraced |
| 38 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QT | £845,000 | 10/06/2022 | Terraced |
| RAILWAY BUILDINGS 4 NORWOOD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BW | £267,000 | 29/04/2022 | Terraced |
| [Same street] 7 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EL | £322,000 | 28/04/2022 | Terraced |
| 24 GREAT NORWOOD STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AP | £715,000 | 22/04/2022 | Terraced |
| 8 GRAFTON ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2ES | £600,000 | 25/03/2022 | Terraced |
| [Same street] 9 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EL | £280,000 | 07/02/2022 | Terraced |
| 34 ASHFORD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BJ | £312,000 | 21/12/2021 | Terraced |
| 3 BETHESDA STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AY | £390,000 | 17/12/2021 | Terraced |
| 7 GRATTON ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BT | £695,000 | 11/11/2021 | Terraced |
| 7 ASHFORD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QZ | £950,000 | 24/09/2021 | Terraced |
| 14 CASINO PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BB | £330,000 | 30/07/2021 | Terraced |
| 47 GREAT NORWOOD STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BQ | £426,000 | 25/06/2021 | Terraced |

**Street average:** £300,667 (3 sales)
**Area average:** £687,950 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £439,402 (34 Terraced, GL50, 2024–2026)
- **Deviation:** -26%

## Rental Range

*ONS Price Index of Private Rents (Cheltenham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,116/mo
- **Realistic:** £1,240/mo
- **Optimistic:** £1,364/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cheltenham (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Monson Avenue, Cheltenham GL50 4EH](http://87.117.209.195:8080/listings/4276ae9) | £650/mo | — | 1.05 miles | Rightmove |

**Average rent: £650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.2% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 2.4%
- **Cost-to-rent:** 41.7×
- **Monthly cashflow:** £-720/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -9.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,242/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 37.5%
- **10y growth:** 68%

## House Price Index (HM Land Registry)

*Official index for Cheltenham; Terraced series; as of March 2026.*

- **1y growth (index):** 2.5%
- **5y growth (index):** 18.2%
- **10y growth (index):** 47%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)