Sold STC Terraced

10 ANDOVER STREET

CHELTENHAM, GLOUCESTERSHIRE GL50 2EL

2 beds 1 baths 62 m² Listed 7 Aug 2025 (-319d)

£325,000

Reduced on 4 Sep 2025

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# 2 bedroom terraced house for sale (GL50 2EL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 10 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE GL50 2EL |
| Price | £325,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | TBC |
| Last sold | £310,000 Feb 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 31/07/2035
- **Current heating cost:** £790/year
- **Est. upgrade cost to C:** £21,100

### Recommendations
- Q (£7,500 - £11,000)
- I (£2,200 - £3,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7835-2228-4500-0979-3206)

## Description

A well-proportioned, beautifully-presented two-bedroom terraced home located within a moments walk to the varied shops and amenities on Bath Road or Cheltenham town centre.

The ground floor features a living/dining room at the front, with a kitchen to the rear that leads directly out to a private courtyard.

Upstairs, there are two bedrooms and a family bathroom, providing comfortable accommodation suitable for first-time buyers or investors.

Situated close to local amenities, transport links, and Cheltenham town centre, this property offers an excellent opportunity to purchase a well-maintained home in a popular area.

Cheltenham is often known as the gateway to the Cotswolds and famed for its extensive range of festivals, including National Hunt, literature, music, drama, science, food and drink and jazz.

There are extensive modern shopping facilities within the town and a range of recreational and cultural amenities, including golf courses, racecourse, theatre and cinema.

There are additional excellent communications to the other nearby centres via the M5 giving easy access to Bristol and Birmingham and there is a mainline railway station with services to London.

## Property Photos

- ![Picture No. 17](/listings/photos/165487889/686486) - Picture No. 17
- ![Picture No. 08](/listings/photos/165487889/686487) - Picture No. 08
- ![Picture No. 12](/listings/photos/165487889/686490) - Picture No. 12
- ![Picture No. 03](/listings/photos/165487889/686494) - Picture No. 03
- ![Picture No. 07](/listings/photos/165487889/686496) - Picture No. 07
- ![Picture No. 16](/listings/photos/165487889/686498) - Picture No. 16
- ![Picture No. 05](/listings/photos/165487889/686499) - Picture No. 05
- ![Picture No. 09](/listings/photos/165487889/686506) - Picture No. 09
- ![Picture No. 06](/listings/photos/165487889/686507) - Picture No. 06
- ![Picture No. 13](/listings/photos/165487889/686512) - Picture No. 13
- ![Picture No. 14](/listings/photos/165487889/686514) - Picture No. 14
- ![Picture No. 04](/listings/photos/165487889/686517) - Picture No. 04

## Floorplans

- ![Picture No. 02](/listings/photos/165487889/686519) - Picture No. 02

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/165487889/686522) - EPC Rating Graph

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #9908732
- **Address:** 10 Andover Street, CHELTENHAM, GL50 2EL
- **Certificate Issued:** 11/11/2013
- **Work Completed:** 25/10/2013
- **Items:** 3 window(s)

### FENSA Certificate #3316791
- **Address:** 10 Andover Street, CHELTENHAM, GL50 2EL
- **Certificate Issued:** 06/12/2005
- **Work Completed:** 26/10/2005
- **Items:** 4 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EL | £310,000 | 09/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 59 PAINSWICK ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EP | £950,000 | 31/10/2025 | Terraced |
| 17 PAINSWICK ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EZ | £1,030,000 | 31/10/2025 | Terraced |
| RAILWAY BUILDINGS 1 NORWOOD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BW | £315,000 | 27/10/2025 | Terraced |
| 28 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QT | £1,100,000 | 25/09/2023 | Terraced |
| 34 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QT | £1,100,000 | 29/06/2023 | Terraced |
| 2 NORTHWICK CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RJ | £465,000 | 15/06/2023 | Terraced |
| [Same street] 11 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EL | £300,000 | 09/06/2023 | Terraced |
| 34 PAINSWICK ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2HA | £1,111,000 | 17/05/2023 | Terraced |
| 6 ST JAMES PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EG | £425,000 | 14/09/2022 | Terraced |
| 22 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QT | £1,600,000 | 25/08/2022 | Terraced |
| CLIFTON COTTAGE ST JAMES PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EG | £133,000 | 17/08/2022 | Terraced |
| 38 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QT | £845,000 | 10/06/2022 | Terraced |
| RAILWAY BUILDINGS 4 NORWOOD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BW | £267,000 | 29/04/2022 | Terraced |
| [Same street] 7 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EL | £322,000 | 28/04/2022 | Terraced |
| 24 GREAT NORWOOD STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AP | £715,000 | 22/04/2022 | Terraced |
| 8 GRAFTON ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2ES | £600,000 | 25/03/2022 | Terraced |
| [Same street] 9 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EL | £280,000 | 07/02/2022 | Terraced |
| 34 ASHFORD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BJ | £312,000 | 21/12/2021 | Terraced |
| 3 BETHESDA STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AY | £390,000 | 17/12/2021 | Terraced |
| 7 GRATTON ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BT | £695,000 | 11/11/2021 | Terraced |
| 7 ASHFORD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QZ | £950,000 | 24/09/2021 | Terraced |
| 14 CASINO PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BB | £330,000 | 30/07/2021 | Terraced |
| 47 GREAT NORWOOD STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BQ | £426,000 | 25/06/2021 | Terraced |

**Street average:** £300,667 (3 sales)
**Area average:** £687,950 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £439,402 (34 Terraced, GL50, 2024–2026)
- **Deviation:** -26%

## Rental Range

*ONS Price Index of Private Rents (Cheltenham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,116/mo
- **Realistic:** £1,240/mo
- **Optimistic:** £1,364/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cheltenham (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Monson Avenue, Cheltenham GL50 4EH](http://87.117.209.195:8080/listings/4276ae9) | £650/mo | — | 1.05 miles | Rightmove |

**Average rent: £650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.2% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 2.4%
- **Cost-to-rent:** 41.7×
- **Monthly cashflow:** £-720/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -9.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,242/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 37.5%
- **10y growth:** 68%

## House Price Index (HM Land Registry)

*Official index for Cheltenham; Terraced series; as of March 2026.*

- **1y growth (index):** 2.5%
- **5y growth (index):** 18.2%
- **10y growth (index):** 47%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

62 m²

Council tax band

TBC

EPC rating

Last sold

£310,000 Feb 2026

Price per m²

£5,242/m²

Local average

£439,402 (-26%)

Deprivation

Decile 9 (28,373 of 33,755)

Street crime

3 incidents within 1 mile (Apr 2026)

Key features

Two bedroom
Terraced
Period home
Good condition
Sought after location

Additional details

Electricity: Mains supply
Broadband: ADSL copper wire
Water: Mains supply
Sewerage: Mains supply
Heating: Gas central
Parking: On street
Listed property: No
Restrictions: No
Required access: No

Description

A well-proportioned, beautifully-presented two-bedroom terraced home located within a moments walk to the varied shops and amenities on Bath Road or Cheltenham town centre.

The ground floor features a living/dining room at the front, with a kitchen to the rear that leads directly out to a private courtyard.

Upstairs, there are two bedrooms and a family bathroom, providing comfortable accommodation suitable for first-time buyers or investors.

Situated close to local amenities, transport links, and Cheltenham town centre, this property offers an excellent opportunity to purchase a well-maintained home in a popular area.

Cheltenham is often known as the gateway to the Cotswolds and famed for its extensive range of festivals, including National Hunt, literature, music, drama, science, food and drink and jazz.

There are extensive modern shopping facilities within the town and a range of recreational and cultural amenities, including golf courses, racecourse, theatre and cinema.

There are additional excellent communications to the other nearby centres via the M5 giving easy access to Bristol and Birmingham and there is a mainline railway station with services to London.

Listed by

Cheltenham

Perry Bishop

Reference: 165487889

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 01/08/2025

Expiry date: 31/07/2035

Current heating cost: £790/year

Potential heating cost: £627/year

Est. upgrade cost to C: £21,100

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Replace boiler with new condensing boiler (£2,200 - £3,500)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Picture No. 02

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #9908732

Property Details

Street: 10 Andover Street

Town: CHELTENHAM

Postcode: GL50 2EL

Installation Details

Items: 3 windows

Certificate Issued: 11/11/2013

Work Completed: 25/10/2013

This certificate data was retrieved from FENSA's database

FENSA Certificate #3316791

Property Details

Street: 10 Andover Street

Town: CHELTENHAM

Postcode: GL50 2EL

Installation Details

Items: 4 windows and 1 door

Certificate Issued: 06/12/2005

Work Completed: 26/10/2005

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	09/02/2026 (4 months ago)	£310,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
59 PAINSWICK ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EP	£950,000	31/10/2025	Terraced
17 PAINSWICK ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EZ	£1,030,000	31/10/2025	Terraced
RAILWAY BUILDINGS 1 NORWOOD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BW	£315,000	27/10/2025	Terraced
28 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QT	£1,100,000	25/09/2023	Terraced
34 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QT	£1,100,000	29/06/2023	Terraced
2 NORTHWICK CLOSE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2RJ	£465,000	15/06/2023	Terraced
Same street 11 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EL	£300,000	09/06/2023	Terraced
34 PAINSWICK ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2HA	£1,111,000	17/05/2023	Terraced
6 ST JAMES PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EG	£425,000	14/09/2022	Terraced
22 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QT	£1,600,000	25/08/2022	Terraced
CLIFTON COTTAGE ST JAMES PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EG	£133,000	17/08/2022	Terraced
38 PARK PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QT	£845,000	10/06/2022	Terraced
RAILWAY BUILDINGS 4 NORWOOD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BW	£267,000	29/04/2022	Terraced
Same street 7 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EL	£322,000	28/04/2022	Terraced
24 GREAT NORWOOD STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AP	£715,000	22/04/2022	Terraced
8 GRAFTON ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2ES	£600,000	25/03/2022	Terraced
Same street 9 ANDOVER STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2EL	£280,000	07/02/2022	Terraced
34 ASHFORD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BJ	£312,000	21/12/2021	Terraced
3 BETHESDA STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2AY	£390,000	17/12/2021	Terraced
7 GRATTON ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BT	£695,000	11/11/2021	Terraced
7 ASHFORD ROAD, CHELTENHAM, GLOUCESTERSHIRE, GL50 2QZ	£950,000	24/09/2021	Terraced
14 CASINO PLACE, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BB	£330,000	30/07/2021	Terraced
47 GREAT NORWOOD STREET, CHELTENHAM, GLOUCESTERSHIRE, GL50 2BQ	£426,000	25/06/2021	Terraced

Street average: £300,667 (3 sales)

Area average: £687,950 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 37.5%

10y growth 68%

House Price Index (HM Land Registry — official index, not sold-price averages): Cheltenham. Series: Terraced. As of March 2026.

1y (index) 2.5%

5y (index) 18.2%

10y (index) 47%

Rental Range

Estimated market rent for Cheltenham. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,116/mo

Realistic £1,240/mo

Optimistic £1,364/mo

Based on Local Authority from postcode lookup → Cheltenham.

LHA (30th percentile) floor for Cheltenham: £798/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View GL50 2EL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	The Stick Club	0.0 miles
Shop	La Belle Boutique	0.0 miles
Bus stop	Andover Road	0.0 miles
Hospital	NHS Records Office	0.7 miles
Hospital	Estates Workshop	0.7 miles
Train station	Cheltenham Spa	0.8 miles
University	Francis Close Hall	1.1 miles
University	Pittville Student Village	1.8 miles
Train station	Cheltenham Racecourse	2.4 miles

Street-level crime

Category	Count
Violence and sexual offences	2
Anti-social behaviour	1
Total incidents	3

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
University of Gloucestershire	Other	0.3 miles	— (No rating)
Cheltenham College	Other	0.3 miles	— (No rating)
Cheltenham Ladies' College	Other	0.5 miles	— (No rating)
St James' Church of England Primary School	Primary	0.6 miles	Good — 16 Nov 2023
Naunton Park Primary School	Primary	0.6 miles	— (Inspected (no overall grade))

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Monson Avenue, Cheltenham GL50 4EH	£650/mo	—	1.05 miles	Rightmove

Average rent: £650/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.2%

Max investor price (0.8%) £81,250

Target investor price (1%) £65,000

Gross yield 2.4%

Cost-to-rent ratio 41.7×

Monthly cashflow £-720/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -9.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).