# 3 bedroom terraced house for sale (KT12 1NN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 8 SILVER TREE CLOSE, WALTON-ON-THAMES, SURREY KT12 1NN |
| Price | £500,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | H |
| Construction age | England and Wales: 1967-1975 |
| Floor area | 93 m² |
| Last sold | £500,000 Sep 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 08/12/2032
- **Current heating cost:** £513/year
- **Est. upgrade cost to C:** £10,725

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2732-0622-7209-0261-2206)

## Description

Set amongst this sought-after development just off Station Avenue overlooking a central green, this three-bedroom family home provides bags of potential, all arranged over two floors.  The well-proportioned living room overlooks the garden with sliding patio door providing access. The kitchen is fitted with a range of units and appliances. The three bedrooms are serviced by a family bathroom.  The driveway provides parking leading to the integral garage. No onward chain. EPC Rating = C.

## Property Photos

- ![930516 (1).jpg](/listings/photos/129974798/403690) - 930516 (1).jpg
- ![930516 (10).jpg](/listings/photos/129974798/403691) - 930516 (10).jpg
- ![930516 (3).jpg](/listings/photos/129974798/403692) - 930516 (3).jpg
- ![930516 (6).jpg](/listings/photos/129974798/403693) - 930516 (6).jpg
- ![930516 (5).jpg](/listings/photos/129974798/403694) - 930516 (5).jpg
- ![930516 (8).jpg](/listings/photos/129974798/403700) - 930516 (8).jpg

## Floorplans

- ![930516.gif](/listings/photos/129974798/403703) - 930516.gif

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/129974798/403705) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 SILVER TREE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NN | £500,000 | 01/09/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 35 GAINSBOROUGH COURT, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NH | £595,000 | 11/12/2025 | Terraced |
| [Same street] 4 SILVER TREE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NN | £530,000 | 11/08/2023 | Terraced |
| 30 PRIORY CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1JR | £860,000 | 20/12/2022 | Terraced |
| 31 MAYFIELD CLOSE, HERSHAM, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 5PR | £437,500 | 21/10/2022 | Terraced |
| 30 SILVER TREE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NW | £585,000 | 30/09/2022 | Terraced |
| 27 MAYFIELD CLOSE, HERSHAM, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 5PR | £425,000 | 30/09/2022 | Terraced |
| 17 MAYFIELD CLOSE, HERSHAM, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 5PR | £665,000 | 28/09/2022 | Terraced |
| [Same street] 11 SILVER TREE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NN | £567,500 | 09/09/2022 | Terraced |
| [Same street] 11 SILVER TREE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NN | £567,500 | 09/09/2022 | Terraced |
| 3 GAINSBOROUGH COURT, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NH | £589,950 | 01/09/2022 | Terraced |
| 24 MAYFIELD CLOSE, HERSHAM, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 5PR | £615,000 | 20/07/2022 | Terraced |
| 13 GAINSBOROUGH COURT, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NH | £632,500 | 06/05/2022 | Terraced |
| [Same street] 2 SILVER TREE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NN | £560,000 | 25/02/2022 | Terraced |
| 25 GAINSBOROUGH COURT, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NH | £540,000 | 04/01/2022 | Terraced |
| 51 MAYFIELD CLOSE, HERSHAM, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 5PR | £595,000 | 03/12/2021 | Terraced |
| [Same street] 17 SILVER TREE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NN | £545,000 | 29/09/2021 | Terraced |
| 41 GAINSBOROUGH COURT, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NH | £590,000 | 30/06/2021 | Terraced |
| 19 SILVER TREE CLOSE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NW | £569,000 | 29/06/2021 | Terraced |
| 31 GAINSBOROUGH COURT, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1NH | £615,000 | 29/06/2021 | Terraced |
| 10 WYNTON GROVE, WALTON-ON-THAMES, ELMBRIDGE, SURREY, KT12 1LW | £525,000 | 29/06/2021 | Terraced |

**Street average:** £554,000 (5 sales)
**Area average:** £589,263 (15 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £513,485 (33 Terraced, KT12, 2024–2026)
- **Deviation:** -2.6%

## Rental Range

*ONS Price Index of Private Rents (Elmbridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,648/mo
- **Realistic:** £1,831/mo
- **Optimistic:** £2,014/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Walton (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,446/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Flat, Newlyn, KT13 | £4,500/mo | 3 | 0.44 miles | OpenRent |
| 3 Bed Detached House, Brampton Gardens, KT12 | £5,500/mo | 3 | 0.66 miles | OpenRent |
| 3 Bed Detached House, Brampton Gardens, KT12 | £3,490/mo | 3 | 0.68 miles | OpenRent |
| 3 Bed Semi-Detached House, Lovelace Gardens, KT12 | £2,350/mo | 3 | 0.72 miles | OpenRent |

**Average rent: £3,960/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.8% (okay)
- **Max investor price (0.8%):** £499,375
- **Target investor price (1%):** £399,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £3,995/mo).*

- **Gross yield:** 9.6%
- **Cost-to-rent:** 10.4×
- **Monthly cashflow:** £1,601/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £5,376/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2%
- **10y growth:** 17.3%

## House Price Index (HM Land Registry)

*Official index for Elmbridge; Terraced series; as of March 2026.*

- **1y growth (index):** 2.6%
- **5y growth (index):** 16.4%
- **10y growth (index):** 23%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)