# 2 bedroom semi-detached house for sale (ST7 1NX)

## Property Details

| Key | Value |
|-----|-------|
| Address | Church Street, Stoke-On-Trent, ST7 1NX |
| Price | £90,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Last sold | £85,000 |

## Description

Butters John Bee Kidsgrove are delighted to bring to the market this  two bedroom semi detached home with attractive rear garden. This property comprises  lounge, dining room.  further well presented breakfast kitchen, family bathroom, to the upstairs is two double bedrooms and shower room, landscaped rear gardens offering a good degree of privacy. This home also benefits from gas central heating and UPVC double glazing. Close to amenities and great commuting links to A34, A500 & m6 motorway. This property also offers no upwards chain! Viewings are advised.

## Property Photos

- ![Photo](/listings/photos/76974603/375153)
- ![Photo](/listings/photos/76974603/375156)
- ![Photo](/listings/photos/76974603/375160)
- ![Photo](/listings/photos/76974603/375164)
- ![Photo](/listings/photos/76974603/375168)
- ![Photo](/listings/photos/76974603/375170)
- ![Photo](/listings/photos/76974603/375173)
- ![Photo](/listings/photos/76974603/375176)
- ![Photo](/listings/photos/76974603/375180)
- ![Photo](/listings/photos/76974603/375183)

## EPC Graphs

- ![EPC 1](/listings/photos/76974603/375186) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
|  | £85,000 | 01/01/2021 | — |
|  | £103,000 | 01/01/2008 | — |
|  | £41,000 | 01/01/2001 | — |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 81 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £65,000 | 17/07/2025 | Terraced |
| [Same street] 35 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £140,000 | 24/06/2024 | Terraced |
| [Same street] 101 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £113,000 | 26/04/2024 | Terraced |
| [Same street] 113 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £79,000 | 21/02/2024 | Terraced |
| [Same street] 129 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £114,000 | 18/01/2024 | Terraced |
| [Same street] 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £60,000 | 11/01/2023 | Terraced |
| [Same street] 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £57,000 | 11/11/2022 | Terraced |
| [Same street] 99 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £120,000 | 30/09/2022 | Semi-detached |
| [Same street] 135 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £136,000 | 26/09/2022 | Terraced |
| [Same street] 33 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £112,500 | 22/04/2022 | Terraced |
| [Same street] 69 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £82,000 | 18/03/2022 | Terraced |
| [Same street] 75 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £85,000 | 18/02/2022 | Terraced |
| [Same street] 95 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £70,000 | 22/12/2021 | Terraced |
| [Same street] 27 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £113,500 | 22/09/2021 | Semi-detached |
| [Same street] 51 CHURCH STREET, TALKE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 1NX | £85,000 | 06/08/2021 | Terraced |

**Street average:** £95,467 (15 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £209,071 (70 Semi-detached, ST7, 2024–2026)
- **Deviation:** -57%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £825/mo
- **Optimistic:** £908/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £573/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [St Martins Road, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/32ace8a) | £1,100/mo | 2 | 5.42 miles | Rightmove |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.22% (strong)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 14.7%
- **Cost-to-rent:** 6.8×
- **Monthly cashflow:** £611/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 28.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 32.3%
- **10y growth:** 60.2%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.9%
- **5y growth (index):** 24.9%
- **10y growth (index):** 59.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)