Sold STC Flat

100 ST MATTHEWS GARDENS

CAMBRIDGE, CAMBRIDGESHIRE CB1 2PT

2 beds 2 baths Listed 21 May 2025 (-372d)

£300,000

Guide Price

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# 2 bedroom apartment for sale (CB1 2PT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 100 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE CB1 2PT |
| Price | £300,000 |
| Bedrooms | 2 |
| Bathrooms | 2 |
| Council tax | D |
| Last sold | £282,500 Jan 2026 |

## Description

**Communal Entrance Door** - leading into:

**Communal Entrance Hall** - leading to oak front door leads into:

**Hallway** - with storage cupboard, fuse box and hanging rail for coats.

**Sitting Room** - carpeted, with UPVC window and door leading onto Juliet balcony, radiator.

**Kitchen** - with a range of floor and wall mounted units and laminate worktop, integrated fridge and freezer, Electrolux oven with 4 ring Electrolux hob and extractor fan with stainless steel splashback, stainless steel sink and drainer with mixer tap, integrated Bosch washing machine and integrated Electrolux dishwasher. Kitchen is part tiled with wall units and Karndean style flooring.

**Bathroom** - with Kadean style flooring, three piece white suite comprising of low level w.c., wash hand basin and bath with shower over, bath tiled, part tiled half wall, radiator, towel rail, extractor fan.

**Bedroom 1** - A good size double bedroom, carpeted with double glazed upvc windows, built-in wardrobe, overhead storage units, radiator, leading into:

**Ensuite** - comprising of three piece suite, low level w.c., wash hand basin with mixer tap, frosted upvc window, tiled shower cubicle and laminate effect flooring with central heating, towel rail and extractor fan.

**Bedroom 2** - carpeted, cupboard with boiler, upvc window and door onto Juliet balcony, built-in overhead storage cupboards, radiator.

**Outside** - There is a footpath leading to communal green space which is partly enclosed by iron rail fencing and hedging as well as underground parking. There is a footpath around the block with additional locked secure bicycle storage room, separate from the underground parking area, which is only accessible to residents in this block of flats.

**Agents Note** - Years on Lease - 125 Years

Years Remaining - 102 Years

Annual Ground Rent - £300

Annual Service Charge - £3,254.82

## Property Photos

- ![1_54059.jpg](/listings/photos/162219509/211297) - 1_54059.jpg
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- ![3_53142.jpg](/listings/photos/162219509/211300) - 3_53142.jpg
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## Floorplans

- ![1_53142_watermarked_2.jpg](/listings/photos/162219509/211309) - 1_53142_watermarked_2.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/162219509/211310) - EE Rating
- ![EI Rating](/listings/photos/162219509/211311) - EI Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 100 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PT | £282,500 | 06/01/2026 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| BEACON RISE, 160 76 NEWMARKET ROAD, CAMBRIDGE, CAMBRIDGESHIRE, CB5 8AX | £275,000 | 11/12/2025 | Flat |
| 122 NEW STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2QX | £240,000 | 20/11/2023 | Flat |
| 164 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PT | £360,000 | 26/04/2023 | Flat |
| 144 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PT | £355,200 | 01/11/2022 | Flat |
| 193 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PS | £231,500 | 07/09/2022 | Flat |
| 181 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PS | £285,000 | 19/08/2022 | Flat |
| 113 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PS | £235,000 | 20/06/2022 | Flat |
| 166 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PT | £395,000 | 26/04/2022 | Flat |
| 50 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PJ | £235,000 | 16/12/2021 | Flat |
| 9 GELDART STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LX | £286,800 | 01/10/2021 | Flat |
| 78 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PJ | £360,000 | 29/09/2021 | Flat |
| BEACON RISE, 160 58 NEWMARKET ROAD, CAMBRIDGE, CAMBRIDGESHIRE, CB5 8AX | £277,000 | 30/06/2021 | Flat |

**Area average:** £294,625 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £331,071 (35 Flat, CB1, 2024–2026)
- **Deviation:** -9.4%

## Rental Range

*ONS Price Index of Private Rents (Cambridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,620/mo
- **Realistic:** £1,800/mo
- **Optimistic:** £1,980/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Cambridge (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Amblecote House, CB1 | £1,825/mo | 2 | 0.34 miles | OpenRent |
| 2 Bed Penthouse, Paradise Street, CB1 | £2,125/mo | 2 | 0.44 miles | OpenRent |

**Average rent: £1,975/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.66% (weak for cashflow)
- **Max investor price (0.8%):** £246,875
- **Target investor price (1%):** £197,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,975/mo).*

- **Gross yield:** 7.9%
- **Cost-to-rent:** 12.7×
- **Monthly cashflow:** £571/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.7%
- **10y growth:** -24.2%

## House Price Index (HM Land Registry)

*Official index for Cambridge; Flats and maisonettes series; as of February 2026.*

- **1y growth (index):** -3.9%
- **5y growth (index):** -1.8%
- **10y growth (index):** -3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

LEASEHOLD (102 years remaining on lease)

Council tax band

Last sold

£282,500 Jan 2026

Local average

£331,071 (-9.4%)

Deprivation

Decile 8 (24,180 of 33,755)

Street crime

719 incidents within 1 mile (Mar 2026)

Key features

2 Double Bedrooms
Living Room
Kitchen
2 Bathrooms (1 En Suite)
Gated Allocated Parking
Communal Gardens

Additional details

Parking: Yes

Description

A well presented two bedroom ground floor apartment forming part of this popular and attractive development situated for easy access to the retail park, historic city centre and train station. The property further benefits secure underground parking, bike storage and well kept communal grounds.

Communal Entrance Door - leading into:

Communal Entrance Hall - leading to oak front door leads into:

Hallway - with storage cupboard, fuse box and hanging rail for coats.

Sitting Room - carpeted, with UPVC window and door leading onto Juliet balcony, radiator.

Kitchen - with a range of floor and wall mounted units and laminate worktop, integrated fridge and freezer, Electrolux oven with 4 ring Electrolux hob and extractor fan with stainless steel splashback, stainless steel sink and drainer with mixer tap, integrated Bosch washing machine and integrated Electrolux dishwasher. Kitchen is part tiled with wall units and Karndean style flooring.

Bathroom - with Kadean style flooring, three piece white suite comprising of low level w.c., wash hand basin and bath with shower over, bath tiled, part tiled half wall, radiator, towel rail, extractor fan.

Bedroom 1 - A good size double bedroom, carpeted with double glazed upvc windows, built-in wardrobe, overhead storage units, radiator, leading into:

Ensuite - comprising of three piece suite, low level w.c., wash hand basin with mixer tap, frosted upvc window, tiled shower cubicle and laminate effect flooring with central heating, towel rail and extractor fan.

Bedroom 2 - carpeted, cupboard with boiler, upvc window and door onto Juliet balcony, built-in overhead storage cupboards, radiator.

Outside - There is a footpath leading to communal green space which is partly enclosed by iron rail fencing and hedging as well as underground parking. There is a footpath around the block with additional locked secure bicycle storage room, separate from the underground parking area, which is only accessible to residents in this block of flats.

Agents Note - Years on Lease - 125 Years
Years Remaining - 102 Years
Annual Ground Rent - £300
Annual Service Charge - £3,254.82

Listed by

Cambridge

Cheffins Residential

Reference: 162219509

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

1_53142_watermarked_2.jpg

EPC Graphs

EE Rating

EI Rating

Price history

Event	Date	Price	% change
Sold	06/01/2026 (4 months ago)	£282,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
BEACON RISE, 160 76 NEWMARKET ROAD, CAMBRIDGE, CAMBRIDGESHIRE, CB5 8AX	£275,000	11/12/2025	Flat
122 NEW STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2QX	£240,000	20/11/2023	Flat
164 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PT	£360,000	26/04/2023	Flat
144 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PT	£355,200	01/11/2022	Flat
193 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PS	£231,500	07/09/2022	Flat
181 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PS	£285,000	19/08/2022	Flat
113 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PS	£235,000	20/06/2022	Flat
166 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PT	£395,000	26/04/2022	Flat
50 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PJ	£235,000	16/12/2021	Flat
9 GELDART STREET, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2LX	£286,800	01/10/2021	Flat
78 ST MATTHEWS GARDENS, CAMBRIDGE, CAMBRIDGESHIRE, CB1 2PJ	£360,000	29/09/2021	Flat
BEACON RISE, 160 58 NEWMARKET ROAD, CAMBRIDGE, CAMBRIDGESHIRE, CB5 8AX	£277,000	30/06/2021	Flat

Area average: £294,625 (12 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 7.7%

10y growth -24.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Cambridge. Series: Flats and maisonettes. As of February 2026.

1y (index) -3.9%

5y (index) -1.8%

10y (index) -3%

Rental Range

Estimated market rent for Cambridge. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,620/mo

Realistic £1,800/mo

Optimistic £1,980/mo

Based on Local Authority from postcode lookup → Cambridge.

LHA (30th percentile) floor for Cambridge: £947/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CB1 2PT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Pets at Home	0.1 miles
Shop	Hobbycraft	0.1 miles
Bus stop	Beehive Retail Park	0.1 miles
Bus stop	New Street	0.1 miles
University	Anglia Ruskin University -Faculty of Health, Social Care & Education	0.2 miles
University	Anglia Ruskin University (Cambridge Campus)	0.4 miles
Hospital	Brookfields Hospital	0.8 miles
Train station	Cambridge	0.9 miles
Train station	Cambridge North	1.4 miles

Street-level crime

Category	Count
Shoplifting	166
Violence and sexual offences	161
Anti-social behaviour	119
Other theft	53
Bicycle theft	52
Public order	41
Criminal damage and arson	27
Vehicle crime	27
Drugs	19
Burglary	17
Theft from the person	12
Other crime	11
Possession of weapons	9
Robbery	5
Total incidents	719

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Brunswick Nursery School	Nursery	0.2 miles	Outstanding — 19 Oct 2012
St Matthew's Primary School	Primary	0.4 miles	Good — 20 May 2020
Cambridge Maths School	Other	0.5 miles	— (No rating)
Parkside Community College	Secondary	0.6 miles	Outstanding — 5 May 2017
St Philip's CofE Aided Primary School	Primary	0.6 miles	Good — 16 Jan 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Amblecote House, CB1	£1,825/mo	2	0.34 miles	OpenRent
2 Bed Penthouse, Paradise Street, CB1	£2,125/mo	2	0.44 miles	OpenRent

Average rent: £1,975/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.66%

Max investor price (0.8%) £246,875

Target investor price (1%) £197,500

Gross yield 7.9%

Cost-to-rent ratio 12.7×

Monthly cashflow £571/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 7.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).