# 5 bedroom semi-detached house for sale (NR32 4HN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 205 ST MARGARETS ROAD, LOWESTOFT, SUFFOLK NR32 4HN |
| Price | £280,000 |
| Bedrooms | 5 |
| Bathrooms | 3 |
| Council tax | C |
| Last sold | £270,000 Mar 2026 |

## Description

This stunning bay-fronted semi-detached family home boasts five separate bedrooms and is set within a popular location, offering ample living space and versatility. The south-facing rear garden is perfect for outdoor enjoyment, complemented by a detached studio ideal for home working or an extra living space. With three spacious reception rooms, period features throughout, and ample built-in storage solutions, this home is perfect for families or those seeking a lucrative investment opportunity. Additional highlights include a newly refurbished bathroom, off-road parking for multiple vehicles, a garage, and the space to extend (STP). Close to local schools, amenities, and excellent transport links, this property offers both charm and practicality.

**Location** - This home is situated in the Heart of an English Coastal Town nestled in the most easterly point of the British Isles. With award-winning sandy beaches and breath-taking Victorian seafront gardens. Explore the Royal Plain Fountains, two piers, and a variety of independent eateries that will tantalise your taste buds. Education is a top priority here, with excellent schools for all ages. Commuting is a breeze with a bus station and train station that offer regular services to Norwich and surrounding areas. Located just 110 miles north-east of London, 38 miles north-east of Ipswich, and 22 miles south-east of Norwich.

**Entrance Porch** - Composite entrance door to the front aspect, fitted carpet, cupboard housing the consumer unit and a door opens into the hallway.

**Entrance Hall** - Fitted carpet, radiator, stairs leading to the first floor landing, under-stair storage cupboard, doors opening to the sitting room, dining room & cloakroom and an opening leads through to the inner lobby.

**Sitting Room** - 4.02 x 3.63 (13'2" x 11'10") - Laminate flooring, UPVC double glazed bay window to the front aspect, fitted shutters, radiator and a gas fireplace with a decorative surround.

**Dining Room/ Bedroom 6** - 4.08 x 3.33 (13'4" x 10'11") - Currently a dining room, but could be utilised as a sixth bedroom if desired. Featuring fitted carpet, feature lighting, UPVC double glazed door opens to the rear garden and a radiator.

**Cloakroom** - 1.66 x 0.98 (5'5" x 3'2") - Fitted carpet, UPVC double glazed obscure window to the side aspect, a toilet and part-tiled walls.

**Inner Lobby** - Steps down to the inner lobby with laminate flooring, fitted storage cupboards and doors opening to the shower room and the breakfast room.

**Shower Room** - 1.58 x 1.54 (5'2" x 5'0") - UPVC double glazed obscure window to the side aspect, vinyl flooring, tiled walls, a large walk-in mains-fed shower with a rain-fall head and a corner wash basin set into a vanity unit with a mixer tap.

**Breakfast Room** - 3.36 x 2.80 (11'0" x 9'2") - Laminate flooring, UPVC double glazed window to the side aspect, radiator, storage cupboard housing the gas combi boiler and a step down leads to the kitchen.

**Kitchen** - 3.38 x 2.70 (11'1" x 8'10") - Laminate flooring, x2 UPVC double glazed windows to the side & rear aspect, units above & below, oak work surfaces, tile splash backs, inset composite sink & drainer with mixer tap, spaces for a washing machine, dishwasher, fridge and a large Rangemaster style oven, built-in extractor hood and a UPVC door opens into the utility area.

**Utility Area** - 3.49 x 1.21 (11'5" x 3'11") - Laminate flooring, timber frame windows to the side & rear aspect, laminate work surface, space for appliances and a door opens out to the rear garden.

**Stairs Leading To The First Floor Landing** - A split level landing featuring fitted carpet, radiator, loft access and doors opening to bedrooms 1-4 & the family bathroom.

**Bedroom Lobby** - 1.84 x 1.02 (6'0" x 3'4") - A door opens into a lobby area with fitted carpet and access to both the master suite and the dressing room.

**Bedroom 1** - 4.08 x 3.22 (13'4" x 10'6") - Fitted carpet, UPVC double glazed bay window to the front aspect, fitted shutters, feature fireplace with decorative tile surround and a radiator.

**Dressing Room/ Bedroom 5** - 3.06 x 1.83 (10'0" x 6'0") - Current utilised as a dressing room, but could easily be converted to a 5th bedroom by fitting a door. Features fitted carpet, UPVC double glazed window to the rear aspect and a radiator.

**Bedroom 2** - 4.10 x 3.33 (13'5" x 10'11") - Fitted carpet, UPVC double glazed window to the rear aspect, radiator, a built-in storage cupboard and large fitted wardrobes with sliding doors.

**Bedroom 3** - 3.39 x 2.70 (11'1" x 8'10") - Fitted carpet, x2 UPVC double glazed windows to the side & rear aspect and a radiator

**Bedroom 4** - 2.79 x 2.19 (9'1" x 7'2") - Fitted carpet, UPVC double glazed window to the side aspect and a radiator.

**Bathroom** - 2.59 max x 2.50 max (8'5" max x 8'2" max) - Tile flooring, x2 UPVC double glazed obscure windows to the side aspect, heated towel rail, extractor fan, tile splash backs, suite comprises a toilet, pedestal wash basin with a mixer tap, a panelled bath with a mixer tap and an electric shower set above.

**Outside** - A spacious driveway provides off-road parking at the side, complemented by a shingle garden and a pathway leading to a decorative tiled entrance with grand pillars framing the front door.  

At the side, there is potential for further utilisation, such as adding double gates for further parking or extending the property (subject to planning). The wide side path leads to a garage, while the rear garden offers a beautifully tiered layout. It features raised decking, a shingle area ideal for outdoor seating, a laid lawn bordered by fully stocked plants and shrubs, and an additional raised decking area. French doors from the garden open into the studio, creating a versatile indoor-outdoor space.

**Garage** - 4.37 x 2.24 approx. (14'4" x 7'4" approx.) - Timber garage featuring double doors at the front for easy access and windows at the rear.

**Studio** - 5.68 max x 4.26 max (18'7" max x 13'11" max) - A versatile space, ideal for use as an additional bedroom, hobby room, or home office. Fully insulated with modern lighting, it features laminate flooring, downlights, and x2 UPVC double-glazed windows to the front aspect. French doors provide easy access and natural light, while a separate adjoining room, also with laminate flooring and downlights, offers even more flexibility.

Room inside Studio 2.96 x 1.62

**Financial Services** - If you would like to know if you can afford this property and how much the monthly repayments would be, Paul Hubbard Estate Agents can offer you recommendations on financial/mortgage advisors, who will search for the best current deals for first time buyers, buy to let investors, upsizers and relocators. Call or email in today to arrange your free, no obligation quote.

## Property Photos

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## Floorplans

- ![RenderPlan.png](/listings/photos/159067901/1218091) - RenderPlan.png

## EPC Graphs

- ![EE Rating](/listings/photos/159067901/1218092) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 205 ST MARGARETS ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4HN | £270,000 | 31/03/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 46 WINNIPEG ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 1TU | £151,500 | 31/10/2025 | Semi-detached |
| 139 HOLLINGSWORTH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4BW | £260,000 | 09/12/2022 | Semi-detached |
| 33 MOUNT PLEASANT, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4JB | £205,000 | 18/11/2022 | Semi-detached |
| 31 OULTON ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4QN | £242,000 | 08/09/2022 | Semi-detached |
| 2 LARCH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 2SP | £165,000 | 13/05/2022 | Semi-detached |
| 61 OULTON ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4QN | £200,000 | 03/03/2022 | Semi-detached |
| 139 HOLLINGSWORTH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4BW | £147,500 | 28/01/2022 | Semi-detached |
| 37 WINNIPEG ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 1TU | £140,000 | 21/01/2022 | Semi-detached |
| 29 OULTON ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 4QN | £235,000 | 21/12/2021 | Semi-detached |
| 61 CHURCH ROAD, LOWESTOFT, EAST SUFFOLK, SUFFOLK, NR32 1TL | £167,000 | 03/12/2021 | Semi-detached |

**Area average:** £191,300 (10 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £243,191 (34 Semi-detached, NR32, 2024–2026)
- **Deviation:** +15.1%

## Rental Range

*ONS Price Index of Private Rents (East Suffolk). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £756/mo
- **Realistic:** £840/mo
- **Optimistic:** £924/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lowestoft & Great Yarmouth (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £105,000
- **Target investor price (1%):** £84,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.8%
- **10y growth:** 40%

## House Price Index (HM Land Registry)

*Official index for East Suffolk; Semi-detached series; as of June 2026.*

- **1y growth (index):** 2%
- **5y growth (index):** 8.2%
- **10y growth (index):** 36.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
