# 3 bedroom terraced house for sale (ME10 3NR) ## Property Details | Key | Value | |-----|-------| | Address | 78 TONGE ROAD, SITTINGBOURNE, KENT ME10 3NR | | Price | £240,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | B | | Construction age | England and Wales: 1900-1929 | | Floor area | 80 m² | | Last sold | £185,000 Oct 2019 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 22/06/2027 - **Current heating cost:** £826/year - **Est. upgrade cost to C:** £20,925 ### Recommendations - A2 (£850 - £1,500) - B (£500 - £1,500) - Q (£4,000 - £14,000) - I (£2,200 - £3,000) - T2 (£400 - £900) - U (£5,000 - £8,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0231-2847-7666-9723-3361) ## Description BEAUTIFUL 3-Bedroom VICTORIAN Style Property | MODERN Bathroom | STUNNING Low Maintenance Garden | Generous Room Sizes | On-Street Parking Located in the heart of Sittingbourne, this beautifully presented three-bedroom Victorian-style home offers generous room sizes, modern finishes, and a stunning low-maintenance rear garden. The property welcomes you into a bright and spacious bay-fronted reception room, complete with feature fireplace and contemporary décor. To the rear, a well-proportioned dining room leads through to a modern galley kitchen, fitted with sleek cabinetry and direct access to the garden. Alongside a stylish family bathroom finished with modern tiling and a rainfall shower. Upstairs, you’ll find three excellent bedrooms—two generous doubles and a well-sized third off the second. The rear garden is a real highlight, boasting fresh fencing, astro-style lawn, and patio space ideal for easy upkeep and outdoor enjoyment. Situated close to local shops, schools, Murston Recreation Park, and excellent transport links, this charming home combines Victorian character with practical modern living, with convenient on-street parking. ## Property Photos - ![215fc8fb-8d04-47e...](/listings/photos/169585538/1576733) - 215fc8fb-8d04-47e... - ![e9f66c98-12e8-4a1...](/listings/photos/169585538/1576735) - e9f66c98-12e8-4a1... - ![685ec5c7-48fa-40c...](/listings/photos/169585538/1576736) - 685ec5c7-48fa-40c... - ![e78f1162-c5ad-485...](/listings/photos/169585538/1576738) - e78f1162-c5ad-485... - ![67b53e5f-9b9b-46a...](/listings/photos/169585538/1576739) - 67b53e5f-9b9b-46a... - ![ff36dfad-5547-481...](/listings/photos/169585538/1576740) - ff36dfad-5547-481... - ![3ea327b6-a541-426...](/listings/photos/169585538/1576742) - 3ea327b6-a541-426... - ![cf103e4f-4ec5-48e...](/listings/photos/169585538/1576744) - cf103e4f-4ec5-48e... - ![038bc3df-170c-40e...](/listings/photos/169585538/1576749) - 038bc3df-170c-40e... - ![731d0e54-0dd3-4f5...](/listings/photos/169585538/1576750) - 731d0e54-0dd3-4f5... - ![f52fde60-3baf-485...](/listings/photos/169585538/1576751) - f52fde60-3baf-485... - ![ebee7060-e7a6-488...](/listings/photos/169585538/1576752) - ebee7060-e7a6-488... - ![d6c07e5f-0cbd-44a...](/listings/photos/169585538/1576753) - d6c07e5f-0cbd-44a... - ![8b794a6f-8d7d-4c6...](/listings/photos/169585538/1576754) - 8b794a6f-8d7d-4c6... - ![7523fa2c-a1cd-436...](/listings/photos/169585538/1576755) - 7523fa2c-a1cd-436... - ![814d61b1-b3e2-462...](/listings/photos/169585538/1576759) - 814d61b1-b3e2-462... - ![33d8de6d-faba-4af...](/listings/photos/169585538/1576760) - 33d8de6d-faba-4af... - ![d566ef75-c86c-410...](/listings/photos/169585538/1576761) - d566ef75-c86c-410... - ![Google Maps Image](/listings/photos/169585538/1576762) - Google Maps Image ## Floorplans - ![1382704.jpg](/listings/photos/169585538/1576764) - 1382704.jpg ## EPC Graphs - ![EPC Rating Graph](/listings/photos/169585538/1576765) - EPC Rating Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 78 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £185,000 | 21/10/2019 | Terraced | | 78 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £162,000 | 20/10/2017 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 52 ALL SAINTS ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3PB | £246,000 | 16/01/2026 | Terraced | | [Same street] 59 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £230,000 | 10/09/2025 | Terraced | | 7 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NS | £205,000 | 16/06/2025 | Terraced | | [Same street] 102 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £197,500 | 25/02/2025 | Terraced | | [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £245,000 | 25/11/2024 | Terraced | | [Same street] 61 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £247,000 | 10/05/2024 | Terraced | | 9 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG | £300,000 | 14/08/2023 | Terraced | | [Same street] 63 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £250,000 | 24/04/2023 | Terraced | | [Same street] 77 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £233,000 | 27/02/2023 | Terraced | | 42 LEIGH ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3FF | £355,000 | 26/01/2023 | Terraced | | 34 HARKNESS COURT, SITTINGBOURNE, SWALE, KENT, ME10 3LE | £255,000 | 22/12/2022 | Terraced | | 14 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG | £290,000 | 28/11/2022 | Terraced | | 11 PORTLAND AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3QY | £205,000 | 23/11/2022 | Terraced | | 129 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NX | £230,000 | 18/11/2022 | Terraced | | 111 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NX | £258,000 | 04/11/2022 | Terraced | | 28 HOMEVIEW TERRACE, SITTINGBOURNE, SWALE, KENT, ME10 3NF | £234,000 | 24/10/2022 | Terraced | | 5 CROFT AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3FG | £325,000 | 16/09/2022 | Terraced | | 25 HOMEVIEW, SITTINGBOURNE, SWALE, KENT, ME10 3NE | £207,500 | 13/09/2022 | Terraced | | 7 LANSDOWN ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3BU | £316,750 | 05/08/2022 | Terraced | | 13 FERN WALK, SITTINGBOURNE, SWALE, KENT, ME10 3QT | £240,000 | 21/06/2022 | Terraced | | 17 HOMEVIEW, SITTINGBOURNE, SWALE, KENT, ME10 3NE | £220,000 | 17/06/2022 | Terraced | | 72 ALL SAINTS ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3PB | £145,000 | 01/06/2022 | Terraced | | 8 LEIGH ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3FF | £318,600 | 31/05/2022 | Terraced | | 72 PORTLAND AVENUE, SITTINGBOURNE, SWALE, KENT, ME10 3QY | £247,000 | 23/05/2022 | Terraced | | 131 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NX | £229,000 | 16/05/2022 | Terraced | | 9 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NS | £232,000 | 28/02/2022 | Terraced | | [Same street] 112 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £246,000 | 10/12/2021 | Terraced | | [Same street] 98 TONGE ROAD, SITTINGBOURNE, SWALE, KENT, ME10 3NR | £208,000 | 06/08/2021 | Terraced | **Street average:** £232,063 (8 sales) **Area average:** £252,943 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £259,690 (80 Terraced, ME10, 2024–2026) - **Deviation:** -7.6% ## Rental Range *ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £986/mo - **Realistic:** £1,095/mo - **Optimistic:** £1,205/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £937/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Terraced House, Oak Road, ME10 | £1,395/mo | 3 | 0.12 miles | OpenRent | | 3 Bed Terraced House, All Saints Road, ME10 | £1,500/mo | 3 | 0.15 miles | OpenRent | | 3 Bed End Terrace, Harkness Court, ME10 | £1,500/mo | 3 | 0.19 miles | OpenRent | | 3 Bed Terraced House, Honeysuckle Court, ME10 | £1,500/mo | 3 | 0.25 miles | OpenRent | | 3 Bed Terraced House, Poulsen Court, ME10 | £1,550/mo | 3 | 0.25 miles | OpenRent | | 3 Bed End Terrace, Hutchings Close, ME10 | £1,550/mo | 3 | 0.27 miles | OpenRent | | 3 Bed Terraced House, Harold Road, ME10 | £1,250/mo | 3 | 0.32 miles | OpenRent | **Average rent: £1,464/mo (7 listings)** ## 1% Rule - **Rent ratio:** 0.63% (weak for cashflow) - **Max investor price (0.8%):** £187,500 - **Target investor price (1%):** £150,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,500/mo).* - **Gross yield:** 7.5% - **Cost-to-rent:** 13.3× - **Monthly cashflow:** £380/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 6.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,000/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 16.2% - **10y growth:** 33.4% ## House Price Index (HM Land Registry) *Official index for Swale; Terraced series; as of April 2026.* - **1y growth (index):** 2% - **5y growth (index):** 11.6% - **10y growth (index):** 37% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)