Let Terraced

Church Street

Silverdale, ST5, ST5 6JQ

4 beds 2 baths Listed 16 Jan 2026 (-145d)

£2,015 pcm

Save

# 4 bedroom terraced house for rent (ST5 6JQ)

## Property Details

| Key | Value |
|-----|-------|
| Address | Church Street, Silverdale, ST5, ST5 6JQ |
| Price | £2,015 pcm |
| Bedrooms | 4 |
| Bathrooms | 2 |

## Description

Nicholas Humphreys are pleased to offer this beautifully presented four bedroom, two bathroom student house in Newcastle-Under-Lyme available for the 2026/2027 academic year! EPC rating: D.

## Property Photos

- ![Photo](/listings/photos/171092948/8120)
- ![Photo](/listings/photos/171092948/8121)
- ![Photo](/listings/photos/171092948/8122)
- ![Photo](/listings/photos/171092948/8124)
- ![Photo](/listings/photos/171092948/8125)
- ![Photo](/listings/photos/171092948/8126)
- ![Photo](/listings/photos/171092948/8128)
- ![Photo](/listings/photos/171092948/8130)
- ![Photo](/listings/photos/171092948/8131)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ | £80,000 | 07/04/2014 | Terraced |
| 39 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ | £12,500 | 30/01/2001 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 116 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH | £145,000 | 20/11/2025 | Terraced |
| 103 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY | £121,000 | 31/10/2025 | Terraced |
| 41 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6ND | £126,000 | 30/06/2025 | Terraced |
| 34 VALE STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QB | £175,000 | 01/12/2023 | Terraced |
| 99 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL | £105,000 | 09/11/2023 | Terraced |
| 55 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY | £50,000 | 18/08/2023 | Terraced |
| 14 MADELEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LS | £50,000 | 10/08/2023 | Terraced |
| 133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £128,000 | 26/07/2023 | Terraced |
| 12 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NB | £80,000 | 18/07/2023 | Terraced |
| 18 FORD STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LT | £81,000 | 07/07/2023 | Terraced |
| 36 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6ND | £107,500 | 23/06/2023 | Terraced |
| 91 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £110,000 | 02/06/2023 | Terraced |
| 46 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NG | £140,000 | 22/11/2022 | Terraced |
| 99A CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £110,000 | 09/11/2022 | Terraced |
| 67 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL | £125,000 | 04/11/2022 | Terraced |
| 85 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £104,000 | 21/10/2022 | Terraced |
| 150 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH | £85,000 | 21/10/2022 | Terraced |
| 133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £92,000 | 11/10/2022 | Terraced |
| 99 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ | £130,000 | 30/09/2022 | Terraced |
| 17 CHAPEL STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QA | £97,500 | 25/08/2022 | Terraced |
| [Same street] 25 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ | £100,000 | 06/07/2022 | Terraced |
| [Same street] 41 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ | £100,000 | 01/04/2022 | Terraced |
| [Same street] 21 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ | £88,500 | 01/10/2021 | Terraced |
| [Same street] 3 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ | £96,000 | 15/09/2021 | Terraced |
| [Same street] 53 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ | £135,000 | 09/09/2021 | Terraced |

**Street average:** £103,900 (5 sales)
**Area average:** £108,100 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £144,587 (105 Terraced, ST5, 2024–2026)
- **Deviation:** -98.6%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £825/mo
- **Optimistic:** £908/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Ground Floor Shop, 113 High Street, Silverdale, ST6 6LX](http://87.117.209.195:8080/listings/d1263f1) | £450/mo | — | 0.18 miles | Rightmove |
| [Snowgoose Way, Newcastle](http://87.117.209.195:8080/listings/054fe3a) | £1,700/mo | 4 | 0.96 miles | Rightmove |
| [9 Rothesay Court, Rothesay Av, Westlands, ST5 2LX](http://87.117.209.195:8080/listings/8dbfc26) | £210/mo | — | 1.17 miles | Rightmove |
| [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 1.23 miles | Rightmove |
| [London Road, Chesterton, Newcastle](http://87.117.209.195:8080/listings/9c2e45c) | £1,200/mo | 4 | 1.57 miles | Rightmove |
| [Dimsdale Hall Drive, Wolstanton, Newcastle-under-Lyme](http://87.117.209.195:8080/listings/7e74bbb) | £1,750/mo | 4 | 1.7 miles | Rightmove |
| [Valley View, Newcastle, ST5](http://87.117.209.195:8080/listings/690e570) | £1,300/mo | 4 | 2.04 miles | Rightmove |
| [The Coach House, Butterton, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/9c3c8f4) | £4,995/mo | 4 | 2.65 miles | Rightmove |
| [Enstone Court, Westbury Park, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/2cb6c64) | £1,295/mo | 4 | 2.72 miles | Rightmove |
| [ Aspen Rise, Clayton](http://87.117.209.195:8080/listings/9214ff2) | £1,995/mo | 4 | 3.27 miles | Rightmove |
| [Snape Hall Road, Whitmore, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/99762c2) | £1,800/mo | 4 | 3.93 miles | Rightmove |
| [Stableford, Newcastle-Under-Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/e0262d1) | £1,400/mo | 4 | 4.95 miles | Rightmove |

**Average rent: £1,508/mo (12 listings)**

## 1% Rule

- **Rent ratio:** 67% (strong)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 804%
- **Cost-to-rent:** 0.1×
- **Monthly cashflow:** £1,182/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2427.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30%
- **10y growth:** 46.3%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Terraced series; as of March 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 24.8%
- **10y growth (index):** 59.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Local average

£144,587 (-98.6%)

Deprivation

Decile 5 (14,050 of 33,755)

Street crime

85 incidents within 1 mile (Apr 2026)

Key features

Four Bedroom Student Accommodation
Two Shower Rooms
Three Toliets Throughout Property
Modern Accommodation Throughout
Bills Included
Available for 26/27 academic year

Additional details

Garden: Private garden

Description

Nicholas Humphreys are pleased to offer this beautifully presented four bedroom, two bathroom student house in Newcastle-Under-Lyme available for the 2026/2027 academic year! EPC rating: D.

Listed by

Stoke-on-Trent

The Property Franchise Group

Reference: 171092948

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Price history

540% since 2001

Event	Date	Price	% change
Sold	07/04/2014 (12 years ago)	£80,000	+540%
Sold	30/01/2001 (25 years ago)	£12,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
116 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH	£145,000	20/11/2025	Terraced
103 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY	£121,000	31/10/2025	Terraced
41 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6ND	£126,000	30/06/2025	Terraced
34 VALE STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QB	£175,000	01/12/2023	Terraced
99 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL	£105,000	09/11/2023	Terraced
55 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LY	£50,000	18/08/2023	Terraced
14 MADELEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LS	£50,000	10/08/2023	Terraced
133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£128,000	26/07/2023	Terraced
12 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NB	£80,000	18/07/2023	Terraced
18 FORD STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6LT	£81,000	07/07/2023	Terraced
36 ABBEY STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6ND	£107,500	23/06/2023	Terraced
91 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£110,000	02/06/2023	Terraced
46 HIGH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6NG	£140,000	22/11/2022	Terraced
99A CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£110,000	09/11/2022	Terraced
67 NEWCASTLE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6PL	£125,000	04/11/2022	Terraced
85 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£104,000	21/10/2022	Terraced
150 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JH	£85,000	21/10/2022	Terraced
133 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£92,000	11/10/2022	Terraced
99 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JJ	£130,000	30/09/2022	Terraced
17 CHAPEL STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6QA	£97,500	25/08/2022	Terraced
Same street 25 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ	£100,000	06/07/2022	Terraced
Same street 41 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ	£100,000	01/04/2022	Terraced
Same street 21 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ	£88,500	01/10/2021	Terraced
Same street 3 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ	£96,000	15/09/2021	Terraced
Same street 53 CHURCH STREET, SILVERDALE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 6JQ	£135,000	09/09/2021	Terraced

Street average: £103,900 (5 sales)

Area average: £108,100 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 30%

10y growth 46.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Newcastle-under-Lyme. Series: Terraced. As of March 2026.

1y (index) 2.4%

5y (index) 24.8%

10y (index) 59.1%

Rental Range

Estimated market rent for Newcastle-under-Lyme. Low = conservative, Realistic = average, Optimistic = best case.

Low £743/mo

Realistic £825/mo

Optimistic £908/mo

Based on Local Authority from postcode lookup → Newcastle-under-Lyme.

LHA (30th percentile) floor for Staffordshire North: £798/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST5 6JQ

Address

39 Church Street

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Co-op Food	0.1 miles
Shop	Spokes Bikeshop	0.1 miles
Bus stop	Library	0.1 miles
Bus stop	Earl Street	0.2 miles
University	Keele University	1.1 miles
Train station	Silverdale	1.1 miles
Train station	Apedale Road	1.4 miles
Hospital	Bradwell Hospital	1.9 miles
Hospital	Hartshill Medical Centre	2.4 miles
University	University of Staffordshire Stoke Campus	3.6 miles

Street-level crime

Category	Count
Violence and sexual offences	36
Anti-social behaviour	20
Criminal damage and arson	7
Other theft	7
Public order	5
Burglary	3
Drugs	2
Other crime	2
Possession of weapons	2
Vehicle crime	1
Total incidents	85

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Silverdale Primary Academy	Primary	0.3 miles	Good — 29 Nov 2023
St Luke's CofE (C) Primary School	Primary	0.7 miles	Requires improvement — 26 Jan 2023
Knutton St Marys CofE Academy	Primary	0.7 miles	Good — 4 Jun 2019
University of Keele	Other	1.0 miles	— (No rating)
St John's CofE (C) Primary School	Primary	1.1 miles	Requires improvement — 13 Jul 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Ground Floor Shop, 113 High Street, Silverdale, ST6 6LX	£450/mo	—	0.18 miles	Rightmove
Snowgoose Way, Newcastle	£1,700/mo	4	0.96 miles	Rightmove
9 Rothesay Court, Rothesay Av, Westlands, ST5 2LX	£210/mo	—	1.17 miles	Rightmove
Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5	£1/mo	—	1.23 miles	Rightmove
London Road, Chesterton, Newcastle	£1,200/mo	4	1.57 miles	Rightmove
Dimsdale Hall Drive, Wolstanton, Newcastle-under-Lyme	£1,750/mo	4	1.7 miles	Rightmove
Valley View, Newcastle, ST5	£1,300/mo	4	2.04 miles	Rightmove
The Coach House, Butterton, Newcastle Under Lyme, Staffordshire, ST5	£4,995/mo	4	2.65 miles	Rightmove
Enstone Court, Westbury Park, Newcastle Under Lyme, Staffordshire, ST5	£1,295/mo	4	2.72 miles	Rightmove
Aspen Rise, Clayton	£1,995/mo	4	3.27 miles	Rightmove
Snape Hall Road, Whitmore, Newcastle, Staffordshire, ST5	£1,800/mo	4	3.93 miles	Rightmove
Stableford, Newcastle-Under-Lyme, Staffordshire, ST5	£1,400/mo	4	4.95 miles	Rightmove

Average rent: £1,508/mo (12 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 67%

Max investor price (0.8%) £168,750

Target investor price (1%) £135,000

Gross yield 804%

Cost-to-rent ratio 0.1×

Monthly cashflow £1,182/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2427.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).