# 2 bedroom semi-detached house for sale (SK13 7EH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 72 COTTAGE LANE, GLOSSOP, DERBYSHIRE SK13 7EH |
| Price | £190,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £190,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 10/08/2035
- **Current heating cost:** £1,914/year
- **Est. upgrade cost to C:** £26,800

### Recommendations
- A2 (£900 - £1,200)
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2209-5580-2695-7365)

## Description

For sale, this delightful, semi-detached house with a stone walled frontage and private enclosed rear garden. It’s an ideal place for first-time buyers or families seeking to nest in a comfortable and homely property.

This well-proportioned home boasts a dual-aspect lounge room with central fireplace (fire capped off). A perfect place to unwind and relax, it invites warm evenings spent with family and friends. The home comprises two bedrooms and a loft room; the spacious primary bedroom features ample space for a double bed and comes complete with a fireplace adding to the charm and homeliness of the room. The second bedroom, whilst smaller, can accommodate a single bed and offers a versatile space for guests, a study, or perhaps a child's room. The loft room is a versatile and large space which could provide an occasional bedroom, further living space or a home office.

Venture into the heart of the home and you'll discover a spacious kitchen providing dining space and access to the garden via the rear porch. 

Finally, the modern white suite bathroom exudes a crisp and clean aesthetic, providing a soothing space to indulge in a warm bath.

The property's garden is a great feature of the home and offers space for children to play and Summer BBQs.

Indeed, this house promotes a delightfully bright, spacious living environment. Don't miss this opportunity and give us a call today to arrange a viewing.

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:** We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases. 

GLO250193/2

## Property Photos

- ![Picture No. 17](/listings/photos/164674268/1911912) - Picture No. 17
- ![Picture No. 06](/listings/photos/164674268/1911913) - Picture No. 06
- ![Picture No. 10](/listings/photos/164674268/1911914) - Picture No. 10
- ![Picture No. 12](/listings/photos/164674268/1911915) - Picture No. 12
- ![Picture No. 15](/listings/photos/164674268/1911916) - Picture No. 15
- ![Picture No. 14](/listings/photos/164674268/1911917) - Picture No. 14
- ![Picture No. 13](/listings/photos/164674268/1911918) - Picture No. 13
- ![Picture No. 04](/listings/photos/164674268/1911919) - Picture No. 04
- ![Picture No. 02](/listings/photos/164674268/1911920) - Picture No. 02
- ![Picture No. 05](/listings/photos/164674268/1911921) - Picture No. 05
- ![Picture No. 08](/listings/photos/164674268/1911922) - Picture No. 08
- ![Picture No. 11](/listings/photos/164674268/1911923) - Picture No. 11
- ![Map](/listings/photos/164674268/1911924) - Map

## Floorplans

- ![Floorplan](/listings/photos/164674268/1911925) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/164674268/1911926) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5857814
- **Address:** 72 Cottage Lane, GLOSSOP, SK13 7EH
- **Certificate Issued:** 21/07/2008
- **Work Completed:** 02/07/2008
- **Items:** 8 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH | £190,000 | 12/03/2026 | Semi-detached |
| 72 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH | £130,000 | 26/10/2012 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| COTTAGE COURT 3 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 6EH | £190,000 | 22/12/2021 | Semi-detached |
| [Same street] 70 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH | £175,000 | 27/08/2021 | Semi-detached |

**Street average:** £175,000 (1 sale)
**Area average:** £190,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £281,515 (31 Semi-detached, SK13, 2024–2026)
- **Deviation:** -32.5%

## Rental Range

*ONS Price Index of Private Rents (High Peak). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £826/mo
- **Realistic:** £918/mo
- **Optimistic:** £1,010/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £576/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Detached House, Glossop Road, SK13 | £950/mo | 2 | 0.39 miles | OpenRent |

**Average rent: £950/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £82/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,667/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.2%
- **10y growth:** 63.3%

## House Price Index (HM Land Registry)

*Official index for High Peak; Semi-detached series; as of May 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 27.8%
- **10y growth (index):** 61.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)