Sold STC Semi-detached

72 COTTAGE LANE

GLOSSOP, DERBYSHIRE SK13 7EH

2 beds 1 baths 114 m² Listed 18 Jul 2025 (-402d)

£190,000

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# 2 bedroom semi-detached house for sale (SK13 7EH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 72 COTTAGE LANE, GLOSSOP, DERBYSHIRE SK13 7EH |
| Price | £190,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £190,000 Mar 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 10/08/2035
- **Current heating cost:** £1,914/year
- **Est. upgrade cost to C:** £26,800

### Recommendations
- A2 (£900 - £1,200)
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0330-2209-5580-2695-7365)

## Description

This well-proportioned home boasts a dual-aspect lounge room with central fireplace (fire capped off). A perfect place to unwind and relax, it invites warm evenings spent with family and friends. The home comprises two bedrooms and a loft room; the spacious primary bedroom features ample space for a double bed and comes complete with a fireplace adding to the charm and homeliness of the room. The second bedroom, whilst smaller, can accommodate a single bed and offers a versatile space for guests, a study, or perhaps a child's room. The loft room is a versatile and large space which could provide an occasional bedroom, further living space or a home office.

Venture into the heart of the home and you'll discover a spacious kitchen providing dining space and access to the garden via the rear porch.

Finally, the modern white suite bathroom exudes a crisp and clean aesthetic, providing a soothing space to indulge in a warm bath.

The property's garden is a great feature of the home and offers space for children to play and Summer BBQs.

Indeed, this house promotes a delightfully bright, spacious living environment. Don't miss this opportunity and give us a call today to arrange a viewing.

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:** We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases.

GLO250193/2

## Property Photos

- ![Picture No. 17](/listings/photos/164674268/1911912) - Picture No. 17
- ![Picture No. 06](/listings/photos/164674268/1911913) - Picture No. 06
- ![Picture No. 10](/listings/photos/164674268/1911914) - Picture No. 10
- ![Picture No. 12](/listings/photos/164674268/1911915) - Picture No. 12
- ![Picture No. 15](/listings/photos/164674268/1911916) - Picture No. 15
- ![Picture No. 14](/listings/photos/164674268/1911917) - Picture No. 14
- ![Picture No. 13](/listings/photos/164674268/1911918) - Picture No. 13
- ![Picture No. 04](/listings/photos/164674268/1911919) - Picture No. 04
- ![Picture No. 02](/listings/photos/164674268/1911920) - Picture No. 02
- ![Picture No. 05](/listings/photos/164674268/1911921) - Picture No. 05
- ![Picture No. 08](/listings/photos/164674268/1911922) - Picture No. 08
- ![Picture No. 11](/listings/photos/164674268/1911923) - Picture No. 11
- ![Map](/listings/photos/164674268/1911924) - Map

## Floorplans

- ![Floorplan](/listings/photos/164674268/1911925) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/164674268/1911926) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5857814
- **Address:** 72 Cottage Lane, GLOSSOP, SK13 7EH
- **Certificate Issued:** 21/07/2008
- **Work Completed:** 02/07/2008
- **Items:** 8 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH | £190,000 | 12/03/2026 | Semi-detached |
| 72 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH | £130,000 | 26/10/2012 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| COTTAGE COURT 3 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 6EH | £190,000 | 22/12/2021 | Semi-detached |
| [Same street] 70 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH | £175,000 | 27/08/2021 | Semi-detached |

**Street average:** £175,000 (1 sale)
**Area average:** £190,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £281,515 (31 Semi-detached, SK13, 2024–2026)
- **Deviation:** -32.5%

## Rental Range

*ONS Price Index of Private Rents (High Peak). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £826/mo
- **Realistic:** £918/mo
- **Optimistic:** £1,010/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £576/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Detached House, Glossop Road, SK13 | £950/mo | 2 | 0.39 miles | OpenRent |

**Average rent: £950/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £82/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,667/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.2%
- **10y growth:** 63.3%

## House Price Index (HM Land Registry)

*Official index for High Peak; Semi-detached series; as of May 2026.*

- **1y growth (index):** 5.1%
- **5y growth (index):** 27.8%
- **10y growth (index):** 61.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Picture No. 17 Picture No. 06 Picture No. 10 Picture No. 12 Picture No. 15 Picture No. 14 Picture No. 13 Picture No. 04 Picture No. 02 Picture No. 05 Picture No. 08 Picture No. 11 Map

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Property details

Tenure

LEASEHOLD (856 years remaining on lease)

Floor area

114 m²

Council tax band

EPC rating

Last sold

£190,000 Mar 2026

Price per m²

£1,667/m²

Local average

£281,515 (-32.5%)

Deprivation

Decile 6 (19,289 of 33,755)

Street crime

80 incidents within 1 mile (Jun 2026)

Key features

Dual-aspect reception room
Spacious primary bedroom
Fireplace in bedroom
Modern white suite bathroom
Spacious kitchen
Direct garden access
Private garden
Ideal for first-time buyers and families

Additional details

Garden: Yes

Description

For sale, this delightful, semi-detached house with a stone walled frontage and private enclosed rear garden. It’s an ideal place for first-time buyers or families seeking to nest in a comfortable and homely property.

This well-proportioned home boasts a dual-aspect lounge room with central fireplace (fire capped off). A perfect place to unwind and relax, it invites warm evenings spent with family and friends. The home comprises two bedrooms and a loft room; the spacious primary bedroom features ample space for a double bed and comes complete with a fireplace adding to the charm and homeliness of the room. The second bedroom, whilst smaller, can accommodate a single bed and offers a versatile space for guests, a study, or perhaps a child's room. The loft room is a versatile and large space which could provide an occasional bedroom, further living space or a home office.

Venture into the heart of the home and you'll discover a spacious kitchen providing dining space and access to the garden via the rear porch.

Finally, the modern white suite bathroom exudes a crisp and clean aesthetic, providing a soothing space to indulge in a warm bath.

The property's garden is a great feature of the home and offers space for children to play and Summer BBQs.

Indeed, this house promotes a delightfully bright, spacious living environment. Don't miss this opportunity and give us a call today to arrange a viewing.

IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS: We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases.

GLO250193/2

Listed by

Glossop

National Home Move - LSL Franchise

Reference: 164674268

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 11/08/2025

Expiry date: 10/08/2035

Current heating cost: £1,914/year

Potential heating cost: £959/year

Est. upgrade cost to C: £26,800

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£900 - £1,200)
50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~306 m² (0.08 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #5857814

Property Details

Street: 72 Cottage Lane

Town: GLOSSOP

Postcode: SK13 7EH

Installation Details

Items: 8 windows and 1 door

Certificate Issued: 21/07/2008

Work Completed: 02/07/2008

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

46% since 2012

Event	Date	Price	% change
Sold	12/03/2026 (5 months ago)	£190,000	+46.2%
Sold	26/10/2012 (13 years ago)	£130,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
COTTAGE COURT 3 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 6EH	£190,000	22/12/2021	Semi-detached
Same street 70 COTTAGE LANE, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 7EH	£175,000	27/08/2021	Semi-detached

Street average: £175,000 (1 sale)

Area average: £190,000 (1 sale)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 5.2%

10y growth 63.3%

House Price Index (HM Land Registry — official index, not sold-price averages): High Peak. Series: Semi-detached. As of May 2026.

1y (index) 5.1%

5y (index) 27.8%

10y (index) 61.9%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: ERBELON LIMITED (01546724)

Rental Range

Estimated market rent for High Peak. Low = conservative, Realistic = average, Optimistic = best case.

Low £826/mo

Realistic £918/mo

Optimistic £1,010/mo

Based on Local Authority from postcode lookup → High Peak.

LHA (30th percentile) floor for Oldham & Rochdale: £576/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SK13 7EH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Gamesley, Melandra Castle Road / adjacent Edale Crescent	0.1 miles
Bus stop	Gamesley, Cottage Lane / adjacent Cottage Lane South End	0.1 miles
Shop	Screwfix	0.3 miles
Shop	Barnardo's	0.4 miles
Train station	Dinting	0.4 miles
Train station	Hadfield	1.1 miles
Hospital	Tameside General Hospital	4.8 miles
Hospital	Newlands Care Home	8.6 miles
University	Fallowfield Reception and Richmond Amenities Building	9.6 miles
University	UCEN Manchester (Shena Simon Campus)	10.7 miles

Street-level crime

Category	Count
Violence and sexual offences	26
Anti-social behaviour	13
Public order	13
Shoplifting	7
Other theft	6
Criminal damage and arson	3
Drugs	3
Other crime	2
Robbery	2
Vehicle crime	2
Bicycle theft	1
Burglary	1
Possession of weapons	1
Total incidents	80

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Gamesley Early Excellence Centre	Nursery	0.2 miles	Good — 2 Jul 2024
Gamesley Primary School	Primary	0.2 miles	Good — 14 Jun 2023
Dinting Church of England Voluntary Aided Primary School	Primary	0.5 miles	Good — 27 Mar 2013
St Margaret's Catholic Voluntary Academy	Primary	0.5 miles	Good — 3 Nov 2016
Glossopdale School and Sixth Form	Secondary	0.7 miles	Good — 7 Dec 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Detached House, Glossop Road, SK13	£950/mo	2	0.39 miles	OpenRent

Average rent: £950/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.5%

Max investor price (0.8%) £118,750

Target investor price (1%) £95,000

Gross yield 6%

Cost-to-rent ratio 16.7×

Monthly cashflow £82/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).