# 3 bedroom terraced house for sale (M20 1FZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 100 WHITCHURCH ROAD, MANCHESTER, GREATER MANCHESTER M20 1FZ |
| Price | £280,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 76 m² |
| Last sold | £256,000 Oct 2022 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 31/03/2032
- **Current heating cost:** £530/year
- **Est. upgrade cost to C:** £10,900

### Recommendations
- W1 (£800 - £1,200)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2852-2131-3146-2156-5313)

## Description

***VIDEO TOUR AVIALABLE*** Situated on a popular residential road in Withington, Is the setting of this well-presented THREE-BEDROOM mid-terrace home, off Burton Road. Whitchurch Road is conveniently located for a range of local shops, supermarkets and amenities in Withington, with regular public transport links providing easy access to Manchester City Centre and the surrounding areas. The accommodation begins with an entrance hallway leading to a bright lounge positioned to the front of the property. To the rear is a fully-fitted kitchen/dining room with sliding patio doors opening directly onto the enclosed rear garden. To the first floor are two generous double bedrooms, a well-proportioned single bedroom, and a three-piece shower room. This home further features gas-fired central heating, a paved driveway, providing off-road parking and a rear enclosed lawned garden. Internal inspection highly recommended to appreciate all this property has to offer.

**Non-Standard Construction** - (Useful information - This property is of a non-standard construction - only certain mortgage providers will be willing to lend on non-standard construction properties).

**Externally** - Externally, the property benefits from a paved driveway to the front, set behind a low-level brick wall, providing off-road parking. To the rear is an enclosed lawned garden with timber fencing, offering ample space for outdoor seating.

**Aml - (Anti-Money Laundering).** - We are required by law and HMRC guidelines to carry out anti-money laundering checks on all those selling or buying a property. Whilst we retain responsibility for ensuring checks and any ongoing monitoring are carried out correctly, the initial checks are carried out on our behalf by Lifetime Legal who will contact you once you have agreed to instruct us in your sale or had an offer accepted on a property you wish to buy. The cost of these checks is £60 (incl. VAT), which covers the cost of obtaining relevant data and any manual checks and monitoring which might be required. This fee will need to be paid by you in advance of us publishing your property (in the case of a vendor) or issuing a memorandum of sale (in the case of a buyer), directly to Lifetime Legal, and is non-refundable.  We will receive some of the fee taken by Lifetime Legal to compensate for its role in the provision of these checks.

**Financial Services** - We believe that by introducing our clients to specialist advisors who provide simple, sensible, mortgage & protection advice we can help our clients make fully informed decisions giving them the confidence that they are getting the right deal from the start. 

Our partners are committed to offering a tailor-made personal and professional service and aim to exceed expectations on every level, specialising in finding the best mortgage & protection products to suit your particular needs.

If you wish to take the opportunity to speak with our partner advisors at Bespoke Mortgage; Bridget and Mark can be reached on   or  

**Stamp Duty Land Tax (Sdlt)** - You usually pay Stamp Duty Land Tax (SDLT) on increasing portions of the property price when you buy residential property, for example a house or flat. 

The amount you pay depends on: 

*When you bought the property

*How much you paid for it

*Whether you’re eligible for relief or an exemption

*Use the SDLT calculator to work out how much tax you’ll pay. 

Further details available on

## Property Photos

- ![DSC01833.jpg](/listings/photos/91684986/1915286) - DSC01833.jpg
- ![DSC06118.jpg](/listings/photos/91684986/1915287) - DSC06118.jpg
- ![DSC06131.jpg](/listings/photos/91684986/1915288) - DSC06131.jpg
- ![DSC06123.jpg](/listings/photos/91684986/1915289) - DSC06123.jpg
- ![DSC06120.jpg](/listings/photos/91684986/1915290) - DSC06120.jpg
- ![DSC06148.jpg](/listings/photos/91684986/1915291) - DSC06148.jpg
- ![DSC06150.jpg](/listings/photos/91684986/1915292) - DSC06150.jpg
- ![DSC06159.jpg](/listings/photos/91684986/1915293) - DSC06159.jpg
- ![DSC06143.jpg](/listings/photos/91684986/1915294) - DSC06143.jpg
- ![DSC06155.jpg](/listings/photos/91684986/1915295) - DSC06155.jpg
- ![DSC06140.jpg](/listings/photos/91684986/1915297) - DSC06140.jpg
- ![Hough End Leisure Centre.png](/listings/photos/91684986/1915298) - Hough End Leisure Centre.png
- ![Withington Met.png](/listings/photos/91684986/1915301) - Withington Met.png
- ![Copson Street 1.png](/listings/photos/91684986/1915305) - Copson Street 1.png
- ![Something More Productive.jpg](/listings/photos/91684986/1915308) - Something More Productive.jpg

## Floorplans

- ![100 Whitchurch, Withington - all floors.JPG](/listings/photos/91684986/1915310) - 100 Whitchurch, Withington - all floors.JPG

## EPC Graphs

- ![EE Rating](/listings/photos/91684986/1915312) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3523568
- **Address:** 100 Whitchurch Road, MANCHESTER, M20 1FZ
- **Certificate Issued:** 28/02/2006
- **Work Completed:** 03/02/2006
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 100 WHITCHURCH ROAD, MANCHESTER, GREATER MANCHESTER, M20 1FZ | £256,000 | 13/10/2022 | Terraced |
| 100 WHITCHURCH ROAD, MANCHESTER, GREATER MANCHESTER, M20 1FZ | £179,000 | 27/07/2018 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 HEYSHAM AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1EL | £250,000 | 20/10/2023 | Terraced |
| 3 HASPER AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1AX | £220,000 | 09/12/2022 | Terraced |
| 31 HASPER AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1AX | £250,000 | 25/11/2022 | Terraced |
| [Same street] 118 WHITCHURCH ROAD, MANCHESTER, GREATER MANCHESTER, M20 1FZ | £253,500 | 09/09/2022 | Terraced |
| 46 HASPER AVENUE, MANCHESTER, GREATER MANCHESTER, M20 1AX | £292,500 | 02/09/2022 | Terraced |
| 3 SCHOLARS DRIVE, MANCHESTER, GREATER MANCHESTER, M20 1AY | £238,500 | 30/03/2022 | Terraced |
| [Same street] 140 WHITCHURCH ROAD, MANCHESTER, GREATER MANCHESTER, M20 1FZ | £210,000 | 10/12/2021 | Terraced |
| [Same street] 136 WHITCHURCH ROAD, MANCHESTER, GREATER MANCHESTER, M20 1FZ | £196,000 | 09/11/2021 | Semi-detached |
| [Same street] 136 WHITCHURCH ROAD, MANCHESTER, GREATER MANCHESTER, M20 1FZ | £166,000 | 09/11/2021 | Semi-detached |

**Street average:** £206,375 (4 sales)
**Area average:** £250,200 (5 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £494,916 (36 Terraced, M20, 2024–2026)
- **Deviation:** -43.4%

## Rental Range

*ONS Price Index of Private Rents (Manchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,222/mo
- **Realistic:** £1,358/mo
- **Optimistic:** £1,494/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Greater Manchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £947/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Prestbury Avenue, M14 | £1,800/mo | 3 | 0.68 miles | OpenRent |

**Average rent: £1,800/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.64% (weak for cashflow)
- **Max investor price (0.8%):** £225,000
- **Target investor price (1%):** £180,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,800/mo).*

- **Gross yield:** 7.7%
- **Cost-to-rent:** 13×
- **Monthly cashflow:** £492/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,684/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 69.3%
- **10y growth:** 75.7%

## House Price Index (HM Land Registry)

*Official index for Manchester; Terraced series; as of May 2026.*

- **1y growth (index):** 2.2%
- **5y growth (index):** 22.2%
- **10y growth (index):** 82.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)