# 3 bedroom detached house for sale (CO4 3YN)

## Property Details

| Key | Value |
|-----|-------|
| Address | 36 ROACH VALE, COLCHESTER, ESSEX CO4 3YN |
| Price | £300,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | D |
| Last sold | £305,000 Apr 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 03/03/2031
- **Current heating cost:** £454/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0047-3004-3207-7649-2204)

## Description

NO ONWARD CHAIN!

We are delighted to present this three-bedroom detached family home, ideally situated in the highly sought-after Parsons Heath area of Colchester. Perfectly positioned for families, this home is just a stone’s throw from Roach Vale Primary School and within easy reach of Parsons Heath Primary and The Gilberd Academy.

The property offers well-balanced living accommodation across two floors. The ground floor comprises a bright and spacious lounge/diner, a modern fitted kitchen, a downstairs W/C, and a garden room providing an excellent additional living space that opens onto the rear garden.

Upstairs, there are three well-proportioned bedrooms and a family bathroom, providing comfortable and versatile accommodation for a growing family.

Externally, the home boasts a large, private, and enclosed rear garden—perfect for outdoor entertaining or relaxing in a peaceful setting. The property also benefits from a garage with power and lighting, a private driveway, and ample on-street parking for visitors.

The location is exceptional, offering a wide range of nearby amenities including Parsons Heath Doctor’s Surgery, local shops, and St. John’s parade of convenience stores. Excellent transport links are available, with regular bus services into Colchester’s vibrant city centre and mainline train station, providing direct connections to London Liverpool Street in under an hour. The A12 is also within easy reach, making this an ideal home for commuters.

Combining spacious accommodation, excellent local schooling, and convenient access to transport and amenities, this property offers the perfect setting for modern family life — all offered with no onward chain.

## Property Photos

- ![Picture No. 02](/listings/photos/168172232/2093130) - Picture No. 02
- ![Picture No. 14](/listings/photos/168172232/2093131) - Picture No. 14
- ![Picture No. 12](/listings/photos/168172232/2093132) - Picture No. 12
- ![Picture No. 13](/listings/photos/168172232/2093133) - Picture No. 13
- ![Picture No. 11](/listings/photos/168172232/2093134) - Picture No. 11
- ![Picture No. 06](/listings/photos/168172232/2093135) - Picture No. 06
- ![Picture No. 03](/listings/photos/168172232/2093136) - Picture No. 03
- ![Picture No. 04](/listings/photos/168172232/2093137) - Picture No. 04
- ![Picture No. 05](/listings/photos/168172232/2093138) - Picture No. 05
- ![Picture No. 07](/listings/photos/168172232/2093139) - Picture No. 07
- ![Picture No. 08](/listings/photos/168172232/2093140) - Picture No. 08
- ![Picture No. 09](/listings/photos/168172232/2093141) - Picture No. 09
- ![Picture No. 10](/listings/photos/168172232/2093142) - Picture No. 10
- ![Picture No. 15](/listings/photos/168172232/2093143) - Picture No. 15
- ![Picture No. 16](/listings/photos/168172232/2093144) - Picture No. 16
- ![Picture No. 01](/listings/photos/168172232/2093145) - Picture No. 01

## Floorplans

- ![Floorplan](/listings/photos/168172232/2093146) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/168172232/2093147) - EPC Rating Graph

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #4057189
- **Address:** 36 Roach Vale, COLCHESTER, CO4 3YN
- **Certificate Issued:** 16/10/2006
- **Work Completed:** 04/09/2006
- **Items:** 9 window(s)

### FENSA Certificate #4040376
- **Address:** 36 Roach Vale, COLCHESTER, CO4 3YN
- **Certificate Issued:** 11/09/2006
- **Work Completed:** 31/08/2006
- **Items:** 9 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 36 ROACH VALE, COLCHESTER, ESSEX, CO4 3YN | £305,000 | 30/04/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 64 CHURNWOOD ROAD, COLCHESTER, ESSEX, CO4 3EY | £345,000 | 14/11/2025 | Detached |
| 9 CAMPBELL DRIVE, COLCHESTER, ESSEX, CO4 0JN | £375,000 | 22/11/2023 | Detached |
| 15 TEMPLEWOOD ROAD, COLCHESTER, ESSEX, CO4 3EZ | £325,000 | 10/11/2023 | Detached |
| 9 ST JOHNS ROAD, COLCHESTER, ESSEX, CO4 0JW | £445,000 | 15/09/2023 | Detached |
| 32 DEBEN ROAD, COLCHESTER, ESSEX, CO4 3UZ | £590,000 | 14/09/2023 | Detached |
| [Same street] 63 ROACH VALE, COLCHESTER, ESSEX, CO4 3YN | £240,000 | 26/05/2023 | Terraced |
| 31 PARSONS HEATH, COLCHESTER, ESSEX, CO4 3HS | £380,000 | 10/11/2022 | Detached |
| 13 DEBEN ROAD, COLCHESTER, ESSEX, CO4 3UZ | £480,000 | 27/07/2022 | Detached |
| 348 HARWICH ROAD, COLCHESTER, ESSEX, CO4 3HP | £355,200 | 06/05/2022 | Detached |
| 26 DEBEN ROAD, COLCHESTER, ESSEX, CO4 3UZ | £520,000 | 04/05/2022 | Detached |
| [Same street] 55 ROACH VALE, COLCHESTER, ESSEX, CO4 3YN | £162,500 | 29/04/2022 | Flat |
| 41A ST JOHNS ROAD, COLCHESTER, ESSEX, CO4 0JW | £281,000 | 14/04/2022 | Detached |
| 4C WELSHWOOD PARK ROAD, COLCHESTER, ESSEX, CO4 3JB | £477,500 | 05/04/2022 | Detached |
| [Same street] 34 ROACH VALE, COLCHESTER, ESSEX, CO4 3YN | £305,000 | 14/01/2022 | Detached |
| 17 WELSHWOOD PARK ROAD, COLCHESTER, ESSEX, CO4 3JB | £640,000 | 10/12/2021 | Detached |
| 40 DEBEN ROAD, COLCHESTER, ESSEX, CO4 3UZ | £485,000 | 10/12/2021 | Detached |
| 2 JOSLIN CLOSE, COLCHESTER, ESSEX, CO4 3GQ | £360,000 | 30/09/2021 | Detached |
| 21 THE GLADE, COLCHESTER, ESSEX, CO4 3JD | £635,000 | 27/09/2021 | Detached |
| 38 DEBEN ROAD, COLCHESTER, ESSEX, CO4 3UZ | £390,000 | 21/09/2021 | Detached |
| 42 DEBEN ROAD, COLCHESTER, ESSEX, CO4 3UZ | £450,000 | 17/09/2021 | Detached |

**Street average:** £235,833 (3 sales)
**Area average:** £443,159 (17 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £453,428 (61 Detached, CO4, 2024–2026)
- **Deviation:** -33.8%

## Rental Range

*ONS Price Index of Private Rents (Colchester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,076/mo
- **Realistic:** £1,196/mo
- **Optimistic:** £1,316/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Colchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £972/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Spruce Avenue, CO4 | £1,400/mo | 3 | 0.34 miles | OpenRent |
| 3 Bed Flat, Acacia Avenue, CO4 | £1,800/mo | 3 | 0.42 miles | OpenRent |

**Average rent: £1,600/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £200,000
- **Target investor price (1%):** £160,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,600/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.6×
- **Monthly cashflow:** £234/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,750/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.3%
- **10y growth:** 14.1%

## House Price Index (HM Land Registry)

*Official index for Colchester; Detached series; as of June 2026.*

- **1y growth (index):** -0.7%
- **5y growth (index):** 13.2%
- **10y growth (index):** 29.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)