# 3 bedroom terraced house for sale (CA28 6PX)

## Property Details

| Key | Value |
|-----|-------|
| Address | 7 WEST CROFT TERRACE, WHITEHAVEN, LOWCA, CUMBRIA CA28 6PX |
| Price | £40,000 |
| Bedrooms | 3 |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 103 m² |
| Last sold | £44,000 Oct 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 26/08/2029

### Recommendations
- A2 (1,500)
- A3 (2,700)
- B (1,500)
- G (450)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0367-2853-6582-9021-8525)

## Description

GUIDE PRICE £40,000+

FOR SALE BY PUBLIC AUCTION on Thursday 12th September 2019 at Carlisle Racecourse - spacious terraced house with separate rear garden, 22'9 living room, fitted kitchen and first floor bathroom

*OPEN VIEWING SAT 7TH SEPT 4PM-4.30PM*

Spacious terraced house with separate rear garden

A spacious terraced house with combio gas cetral heating, uPVC double glazing and separate rear garden with summer house situated in this sought after area with easy access to Whitehaven.

Hall, living room, kitchen, two bedrooms and bathroom on the first floor and large attic room.

**Entrance Hall **

**Living Room - 22'9 x 11'3**

**Kitchen - 8'6 x 7'64'9 x 8'9**

with range of units;

**First Floor Lnding**

**Front Bedroom - 15' x 9'9**

with fitted wardrobes;

**Rear Bedroom - 12'9 x 9'**

**Bathroom - 9' x 8'9**

fully tiled with bath, basin, WC and shower;

**Attic Room **

with laminated wood floor;

**Outside**

Forecourt. Rear yard and separate rear garden beyond lane with timber workshop and summerhouse.

**EPC Rating: **TBC

**Additional Fees**

**Administration Charge: **£900.00

**Disbursements: **Please see the legal pack for any disbursements listed that may become payable by the purchaser on completion

## Property Photos

- ![Photo](/listings/photos/84095066/194346)
- ![Photo](/listings/photos/84095066/194348)
- ![Photo](/listings/photos/84095066/194351)
- ![Photo](/listings/photos/84095066/194353)
- ![Photo](/listings/photos/84095066/194355)
- ![Photo](/listings/photos/84095066/194357)
- ![Photo](/listings/photos/84095066/194359)
- ![Photo](/listings/photos/84095066/194361)
- ![Photo](/listings/photos/84095066/194363)
- ![Photo](/listings/photos/84095066/194365)
- ![Photo](/listings/photos/84095066/194367)
- ![Photo](/listings/photos/84095066/194369)
- ![Photo](/listings/photos/84095066/194370)

## Floorplans

- ![Floorplan 1](/listings/photos/84095066/194371) - Floorplan 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10448357
- **Address:** 7 West Croft Terrace, Lowca, CA28 6PX
- **Certificate Issued:** 04/08/2014
- **Work Completed:** 15/07/2014
- **Items:** 5 window(s), 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £44,000 | 10/10/2019 | Terraced |
| 7 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £31,000 | 03/05/2002 | Terraced |
| 7 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £27,000 | 08/12/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 CROFT HEAD VIEW, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6QP | £144,000 | 28/11/2025 | Terraced |
| 8 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, CUMBERLAND, CA28 6PX | £65,000 | 19/04/2024 | Terraced |
| 23 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,650 | 14/12/2022 | Terraced |
| 29 SOLWAY ROAD, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QB | £97,000 | 28/10/2022 | Terraced |
| 27 MEADOW VIEW, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6QF | £92,000 | 08/04/2022 | Terraced |
| 22 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £80,000 | 22/03/2022 | Terraced |
| 15 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,000 | 01/10/2021 | Terraced |
| 2 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £85,950 | 10/09/2021 | Terraced |
| 17 WEST CROFT TERRACE, LOWCA, WHITEHAVEN, COPELAND, CUMBRIA, CA28 6PX | £70,000 | 06/08/2021 | Terraced |

**Area average:** £86,067 (9 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £130,507 (27 Terraced, CA28, 2024–2026)
- **Deviation:** -69.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £549/mo

## 1% Rule

- **Rent ratio:** 2.38% (strong)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £388/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 66.2%
- **10y growth:** 66.6%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)