# 3 bedroom semi-detached house for sale (IP21 5LE) ## Property Details | Key | Value | |-----|-------| | Address | 2, CHURCH COTTAGE, CHURCH ROAD, EYE, WILBY, SUFFOLK IP21 5LE | | Price | £299,995 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | C | | Construction age | England and Wales: before 1900 | | Floor area | 98 m² | | Last sold | £290,000 Jan 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 20/03/2034 - **Current heating cost:** £1,145/year - **Est. upgrade cost to C:** £31,000 ### Recommendations - Q (£4,000 - £14,000) - W2 (£4,000 - £6,000) - I (£2,200 - £3,000) - N (£4,000 - £6,000) - O (£3,300 - £6,500) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0370-2409-6370-2224-0645) ## Description A charming and characterful semi-detached cottage that is very well-presented and has a delightful established garden. **Property** - The property is a charming and characterful semi-detached cottage in a discreet position within the popular village of Wilby with views to the front overlooking the church. The property is very well-presented throughout. Whilst there is an official front door as the parking is to the rear, it is this accessed that is used predominantly. On the ground floor is a spacious kitchen/dining room fitted with a comprehensive range of painted shaker style wall and base units. Off here is a useful utility room. There is a rear lobby with the main door to outside and door to the bathroom with freestanding roll-top bath. On the other side of the ground floor is a sitting room with woodburning stove. To the rear is a further room that the vendors use as a study but could be bedroom 3. On the first floor are two double bedrooms with views to the church and one has a walk-in wardrobe. The property is approached from the road via a shared gravel drive leading to the two parking spaces. A gate leads into the delightful garden which is filled with an array of mature shrubs and trees. There is a terrace for alfresco entertaining and a meandering path to the house. It provides a delightful setting for the property. Adjacent to the parking spaces is a shared fenced area housing the oil tank and bins. To the front of the house is an established fruit tree and picket fence. There is a gate leading to a path providing access to the village. **Location** - Wilby is a small village with many amenities and a popular village hall. It is approx. 1.25 miles from Stradbroke which has many of its own amenities including local stores, several public houses, post office, bakers, butchers and a church together with schools up to GCSE level and a local leisure centre with a swimming pool. Wilby is within commuting distance of major market towns such as Harleston, Diss, Framlingham, and also the popular commercial towns of Ipswich and Bury St Edmunds as well as the Cathedral City of Norwich. **Services** - Mains electricity and water. Oil fired central heating. Shared Septic Tank. (Durrants have not tested any apparatus, equipment, fittings or services and so cannot verify they are in working order) **Viewing** - Viewing is strictly by arrangement with the vendors' agent Durrants, please call . **Local Authority** - Mid Suffolk District Council. Council Tax Band C. ## Property Photos - ![Photo](/listings/photos/162859901/736881) - ![Photo](/listings/photos/162859901/736882) - ![Photo](/listings/photos/162859901/736883) - ![Photo](/listings/photos/162859901/736884) - ![Photo](/listings/photos/162859901/736885) - ![Photo](/listings/photos/162859901/736886) - ![Photo](/listings/photos/162859901/736887) - ![Photo](/listings/photos/162859901/736888) - ![Photo](/listings/photos/162859901/736889) - ![Photo](/listings/photos/162859901/736890) - ![Photo](/listings/photos/162859901/736891) - ![Photo](/listings/photos/162859901/736892) - ![Photo](/listings/photos/162859901/736893) - ![Photo](/listings/photos/162859901/736894) ## Floorplans - ![2churchcottages2churchroadeyeSuffolkIP215LE-High.j](/listings/photos/162859901/736895) - 2churchcottages2churchroadeyeSuffolkIP215LE-High.j ## EPC Graphs - ![EE Rating](/listings/photos/162859901/736896) - EE Rating ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #12820919 - **Address:** 2 Church Cottage, Church Road, IP21 5LE - **Certificate Issued:** 05/03/2018 - **Work Completed:** 01/02/2018 - **Items:** 3 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | CHURCH COTTAGE 2 CHURCH ROAD, WILBY, EYE, MID SUFFOLK, SUFFOLK, IP21 5LE | £290,000 | 28/01/2026 | Semi-detached | | CHURCH COTTAGE 2 CHURCH ROAD, WILBY, EYE, MID SUFFOLK, SUFFOLK, IP21 5LE | £280,000 | 19/03/2021 | Semi-detached | | CHURCH COTTAGE 2 CHURCH ROAD, WILBY, EYE, MID SUFFOLK, SUFFOLK, IP21 5LE | £265,000 | 09/10/2017 | Semi-detached | | CHURCH COTTAGE 2 CHURCH ROAD, WILBY, EYE, MID SUFFOLK, SUFFOLK, IP21 5LE | £204,000 | 31/01/2014 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] WILLOW FARM CHURCH ROAD, WILBY, EYE, MID SUFFOLK, SUFFOLK, IP21 5LE | £600,000 | 23/08/2022 | Other | | 11 CHURCH CLOSE, WILBY, EYE, MID SUFFOLK, SUFFOLK, IP21 5LD | £200,000 | 14/04/2022 | Semi-detached | | [Same street] WHIMBREL COTTAGE CHURCH ROAD, WILBY, EYE, MID SUFFOLK, SUFFOLK, IP21 5LE | £412,000 | 29/06/2021 | Detached | **Street average:** £506,000 (2 sales) **Area average:** £200,000 (1 sale) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £252,950 (10 Semi-detached, IP21, 2024–2026) - **Deviation:** +18.6% ## Rental Range *ONS Price Index of Private Rents (Mid Suffolk). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £895/mo - **Realistic:** £994/mo - **Optimistic:** £1,093/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Central Norfolk & Norwich (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £798/mo ## 1% Rule - **Rent ratio:** 0.33% (weak for cashflow) - **Max investor price (0.8%):** £124,250 - **Target investor price (1%):** £99,400 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £3,061/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 10.6% - **10y growth:** -4.9% ## House Price Index (HM Land Registry) *Official index for Mid Suffolk; Semi-detached series; as of March 2026.* - **1y growth (index):** 3.1% - **5y growth (index):** 13.3% - **10y growth (index):** 35.5% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)